Why everyone is wrong about Circle

Hey Fintech Friends, Circle’s IPO will go down in the history books. Priced at $31 a share at the IPO, the stock briefly touched $300 before settling just under $200. And yet, all I hear are bear cases with most of them centered around interest rates falling and Circle

Okra is not dead (TWIF - Africa 07/14)

Hi Fintech friends 👋, A few health issues kept me from checking in earlier, but I’m feeling much better now so today, I’m sharing key highlights of what happened in African fintech over the past two weeks. * Five funding deals were announced. * Africa’s most profitable bank planned to

Fintech takes a breath - TWIF UK & Europe (14/07)

The latest fintech news across the UK and Europe for week ending 14th July 2025.

TWIF LatAm July 13

Hola amig@s fintech, Here’s what’s been buzzing in LatAm fintech this week — new deals, product drops, and the trends shaking things up across the region. Let’s get into it! 🩵Until next weekend. Até a próxima! * Lorena 📣Feedback? Reach out to us anytime! This week we'

Would you buy Quicken for $1.5B? (TWIF 7/13)

Also: Chase cuts off free financial data access

Bilt is the next decacorn – with iCapital close behind (TWIF 7/12)

Also: $150M for Maintainx, $100M for NFS, and a new $250M fund

Kreditbee grows revenue by 40% and profit by 66% YoY | TWIF - 12th July, 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). A quick favour: if

Every Newborn Will Be A Millionaire (TWIF 7/11)

Also: crypto week in congress, Increase buys a bank, and Ramp AI agents

From Skeptic to Builder: Are We Seeing More Stablecoin Plot Twists? (TWIF-China 7/10)

Hi fintech friends, Welcome back to This Week in Fintech - China! As the summer heats up, so does the pace of developments in China’s fintech scene. Let's dive in now. Do you know that This Week in Fintech - China now publishes to 80,000+ fintech

Stableminded S4.6 | Playtron ft Kirt McMaster

In this episode of Stableminded, This Week in Fintech's stablecoin-focused series, Drew Rogers sits down with Kirt McMaster, Founder and CEO of Playtron, the gaming operating system company building Game Dollar to capture the $200B gaming payments opportunity. Kirt brings unique expertise from building Boost Mobile, which eventually

Monad Foundation Acquires Portal (TWS 7/10)

Plus: JP Morgan's $500B stablecoin prediction and tension in Europe over stablecoins

Hello tomorrow! (TWIF - MENA 10/07)

Marhaba, fintech friends! From pre-seed to Series B, acquisitions to licensing, MENA fintech is executing across the board. Local and regional deal flow shows no signs of slowing. This week saw major raises from Huspy ($59 million Series B) and PetroApp ($50 million), a cross-border acquisition by Nawy and continued

🎧The Fintech OG Series: Charles Birnbaum and Cynthia Loh

Welcome back to This Week in FinTech and another episode of The FinTech OGs! I’m joined today by two guests whose careers have helped shape the evolution of modern wealth management: Charles Birnbaum, Partner at Bessemer Venture Partners, and Cynthia Loh, Managing Vice President at Capital One. Charles and

Signals Q2’25: Stablecoin payments are a tale of two rails

A roundup of fintech fundraises, exits, and product launches in Q2. Also: Digital IDs, Anthropic’s AI vending machine agent has an “identity crisis”

National charter race - TWIF UK & Europe (07/07)

The latest fintech news across the UK and Europe for week ending 7th July 2025.

TWIF LatAm July 6 - Klar raises $190M in Series C funding

Hola amig@s fintech, Hope you had a great 4th of July! Here’s your roundup of the latest fintech news from across Latin America—new deals, fresh launches, and the trends shaping the region’s digital economy. Let’s dive in! 🩵 Until next weekend. Até a próxima! * Lorena 📣Feedback?

What should we think of all these fintech SPACs? (TWIF 7/6)

Hello Fintech Friends, Today’s newsletter is brought to you by our friends at Spinwheel. A couple ideas that I found interesting and liked this week: * In the Dutch town of Waalwijk, customers shopping at any PLUS Supermarket locations will get information on their receipts telling them where they can

Slice opens India's first UPI ATM Branch | TWIF - 06th July, 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). A quick favour: if

They're Tokenizing The Stocks 🇺🇸 (TWIF 7/4)

Also - Kraken's payments app, Circle and Wise's new banks, and Independence Day 🇺🇸

The Weekly Stable (Vol 24)

Robinhood & Kraken Launch Tokenized stocks

🎧FIS CTO Firdaus Bhathena: Closing The $100M 'Harmony Gap' and Fostering Innovation at a Global Fintech Giant

Listen on Spotify and Apple In today's episode, Ryan Zauk is joined by Firdaus Bhathena, CTO of FIS. FIS is one of the world's largest financial technology companies, building solutions for leading financial institutions, businesses, and developers. Their scale is incredible...Over $16Tn moves through their

TWIF Monthly Macro #1

Hi and welcome to the monthly macro newsletter! I am writing to you from Tel Aviv, where I have spent most of the past two weeks in safe rooms and underground bomb shelters. With a pause in missiles raining down on Tel Aviv, the biggest question for me right now

Africa’s Biggest Mobile Money Company loses market share (TWIF - Africa 06/30)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Africa’s Unicorn raised $137 Million debt to expand mobile services Across Africa * Nigerian investment firm acquired a Fintech * Marketshare of Africa's biggest mobile money company dropped for the sixth straight quarter Join

Worldline drops like a stone - TWIF UK & Europe (30/06)

The latest fintech news across the UK and Europe for week ending 30th June 2025.

TWIF LatAm June 29 - BCI Launches $750M Fund for Startups

Hola amig@s fintech, We track how fintech moves across the region and beyond: we are also behind the people and forces shaping the future of financial services. On August 21–22, we’ll be at #ColombiaTechFest at @ColombiaTechWeek in Bogotá. If you’re building something that matters in Latin

A rush to the exit (TWIF 6/29)

Hello Fintech Friends, Today’s newsletter is brought to you by our friends at Spinwheel. Do you use a premium credit card? Help us by filling in this survey for a story we're writing: TWIF Premium Credit Cards SurveyWe’re writing a story at This Week in Fintech

BNY Mellon, Goldman Sachs, and Citi are rallying behind Canton (TWIF 6/28)

Hello Fintech Friends, Today’s newsletter is brought to you by our friends at Spinwheel (with a new fundraise announcement! and Restive Ventures. A few of the faces behind the TWIF teams in New York and London 🗽🇬🇧 | This Week in FintechA few of the faces behind the TWIF teams in

From IPO buzz in India to stablecoin tides in SEA | TWIF - 28th June, 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). A quick favour: if

Stableminded S4.5 | Kast ft Raagulan Pathy

In this episode of Stableminded, This Week in Fintech's stablecoin-focused series, Drew Rogers sits down with Raagulan Pathy, CEO of Kast, the stablecoin neobank building the infrastructure for when digital dollars become mainstream. Raagulan brings deep expertise from Circle, where he witnessed firsthand the evolution of stablecoin infrastructure

Will Fiserv or Coinbase be the first to bring stablecoins to banking? (TWIF 6/27)

Hello Fintech Friends, Welcome to the 1,000 new readers who’ve joined us since last week. You’re joining 190,000+ other subscribers who are building the future of fintech. Today's newsletter is brought to you by our friends at Wilson Sonsini. Please enjoy another week of

LEAP of Faith: Is China’s Digital Money Game Changing? (TWIF - China 6/26)

Hi fintech friends, Before we get into this week's China fintech developments, please do us a quick favor to help TWIF land safely in your inbox: → Reply to this email (Say "China"! 😉) → Check your spam folder for any missed issues and mark them as non-spam → Mark

The Weekly Stable (Vol 23)

Fiserv to launch FIUSD stablecoin

Business-as-usual ☕ (TWIF - MENA 26/06)

Marhaba, fintech friends! From the outside in, things may look uncertain. International investors are pausing, unsure whether to advance deals, acquisitions or expansion plans across the region. The geopolitical overhang is real, and so is the expectation that Q3 and Q4 activity may slow as some IPO timelines quietly shift

🎧The Fintech OG Series: Amit Kumar and Sheel Mohnot

You know you’ve found true fintech OGs when your guests were almost roommates before “fintech” was even a buzzword. That’s exactly the case with today’s guests, Sheel Mohnot and Amit Kumar—two longtime friends and collaborators who’ve not only seen the fintech industry evolve over the

Signals: Are public fintechs okay?

Hello, Fintech Friends! The IPO window is open again. In just a couple of months, we’ve seen three IPOs and one SPAC listing: a stablecoin issuer Circle, neobank Chime, and two brokerages, eToro and Webull. The market welcomed them warmly, bringing fresh optimism for fintech nerds like me. However,

Stableminded S4.4 | Usual Protocol ft Pierre Person

In this episode of Stableminded, This Week in Fintech's stablecoin-focused series, Drew Rogers sits down with Pierre, CEO of Usual Protocol, the decentralized platform redistributing stablecoin yield back to users instead of concentrating profits with issuers. Pierre brings a unique perspective from his background in politics and regulation,

From Africa to the World (TWIF - Africa 06/23)

Hi Fintech friends 👋, A lot has happened this week but before we go in, please do us a quick favour to help TWIF land safely in your inbox: → Reply to this email (even just a “Hi” works!) → Check your spam folder for any missed issues → Mark TWIF as “Important” and

All in on stable - TWIF UK & Europe (23/06)

The latest fintech news across the UK and Europe for week ending 2nd May 2025.

TWIF LatAm June 22

Hola amig@s fintech, From the latest deals and product launches to standout events across LatAm, we’ve got everything you need to stay ahead in fintech. Let’s dive into what’s shaping the future of finance—this week and beyond. 🩵Until next weekend. Até a próxima! * Lorena 📣Feedback?

Stablecon comes to DC (TWIF 6/22)

Hello Fintech Friends, Today's newsletter is brought to you by the Financial Technology Association's upcoming CEO summit. Our friends at BILL also just published a new report, The 2025 BILL Report: Building the Future of Finance. You can see our recent writeup on BILL's

Following its $200M fundraise, is Ramp still a 2025 IPO candidate? (TWIF 6/21)

Hello Fintech Friends, Today’s newsletter is brought to you by Method, unlocking safer lending decisions. A quick request from us, to make sure your fintech news doesn't land in spam, 1. Add This Week in Fintech's newsletter (news@thisweekinfintech.com) to your contacts. 2. Move

Thailand stakes its claim as Asia’s next crypto hub | TWIF - 21st June, 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Help us deliver more

A stroke of GENIUS (TWIF 6/20)

Hello Fintech Friends, Welcome to the 1,306 new readers who’ve joined us since last week. You’re joining 189,000+ other subscribers. Today's newsletter is brought to you by our friends at Cross River. I hope all our American readers had a chance to enjoy Juneteenth

Stablecoin OR CBDC? (TWIF - China 6/19)

Hi fintech friends, Please find below the latest developments from China’s fintech sector. Do you know that This Week in Fintech - China now publishes to 80,000+ fintech enthusiasts? Email ning@thisweekinfintech.com if you want to feature your brand here.Check out our sponsorship information The Coin

The Weekly Stable (Vol 22)

JPM Launches Deposit Token JPMD

Is 2025 still MENA fintech’s year to go public? (TWIF - MENA 19/06)

Marhaba, fintech friends! As geopolitical instability casts a shadow over regional markets, fintech’s path to public markets is entering a more complex phase. In Q1 2025, MENA recorded 14 IPOs raising $2.4 billion, with Saudi Arabia leading in volume and proceeds. Financial services, including fintech, accounted for over

A New Fintech Unicorn Is Coming (TWIF - Africa 06/16)

Hi Fintech friends 👋, A lot has happened this week but before we go in, please do us a quick favor to help TWIF land safely in your inbox: → Reply to this email (even just a “Hi” works!) → Check your spam folder for any missed issues → Mark TWIF as “Important” and

FCA partners with Nvidia for new sandbox - TWIF UK & Europe (16/06)

The latest fintech news across the UK and Europe for week ending 16th June 2025.

TWIF LatAm June 15 - Three new M&A deals in the region

Hola amig@s fintech, We’re grateful to everyone who joined us for two standout events this past Monday, June 9. Whether you were with us in São Paulo for RiskCon, co-hosted with our partners at Oscilar and Decidir, or in Mexico City for The Future of AI & Fintech,

Is the long-awaited IPO window open for fintech? (TWIF 6/15)

Hello Fintech Friends, This week, American neobank Chime went public. The bank, once valued at $25 billion in a 2021 fundraise, set expectations for a public offering at a more modest valuation range of $9 to $11 billion. Once the offering went live on Thursday, shares surged 59% as retail

Will Citigroup and Carlyle change fintech funding? (TWIF 6/14)

Hello Fintech Friends, Today’s newsletter is brought to you by WolfPAC. Feeling left out of the stablecoin conversation? Come join the Stablecon Community on telegram and get all the news and hot takes as soon as they hit: Stablecon CommunityMay 29th at stablecon.comTelegram We had a great conversation

Groww grows to $210M profit | TWIF - 14th June, 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Help us deliver more

Stableminded S4.3 | Noble ft Jelena Djuric

In this episode of Stableminded, This Week in Fintech's stablecoin-focused series, Drew Rogers sits down with Jelena Djuric, Co-Founder and CEO of Noble, the platform building distribution infrastructure for the next generation of stablecoins across multiple blockchains. Jelena brings deep expertise from the Cosmos ecosystem, where she worked

Stablecoin summer (TWIF 6/13)

Hello Fintech Friends, Welcome to the 2,201 new readers who’ve joined us since last week. You’re joining 187,000+ other subscribers enjoying stablecoin summer. A quick favor To help ensure our emails make it into your inboxes, can I request you do the following: 1. Reply to

The Weekly Stable (Vol 21)

Stripe Acquires Privy

Signed, sealed, delivered (TWIF - MENA 12/06)

Marhaba, fintech friends! How late is too late to wish everyone Eid Mubarak? Either way... Eid Mubarak! Two weeks since the last TWIF MENA landed in your inbox. If it feels like longer for some of you, it's probably a technical glitch that is sending it to your

🎧The Fintech OG Series: David Marcus and Daniel Kimerling

🎙️ Welcome back to Season 3 of the Fintech OG series on This Week in Fintech! To kick things off, we’re joined by two of the most influential voices shaping the future of financial infrastructure: David Marcus, CEO of Lightspark and former head of Libra at Facebook, and Dan Kimerling,

The newest unicorn just bought an old bank (TWIF - Africa 06/09)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Nigeria based Unicorn bought an old bank. * Tether invested in African Fintech. * dlocal announced acquisition of Africa’s Fintech worth about $150 Million. * Nigerian Fintech launched Africa’s first stablecoin-backed credit card. * Binance executive resigned

Revolut joins EPI - TWIF UK & Europe (09/06)

The latest fintech news across the UK and Europe for week ending 9th June 2025.

TWIF LatAm June 8 - Automatic Pix launches June 16

Hola amig@s fintech, Tomorrow, we’re kicking things off with two exciting events you won’t want to miss. On Monday, June 9, join us in São Paulo for RiskCon, hosted together with Oscilar and Decidir—an essential gathering for anyone focused on risk, compliance, and innovation.  Also on

Circle Smashes the IPO Window Open 🚀 (TWIF 6/8)

Hello Fintech Friends, Today's newsletter comes to you with help from Airwallex. It’s always helpful to hear from you (and learn more about you) so I’m sending a biannual version of our usual annual reader feedback survey. This Week in Fintech - Annual SurveyWe would love

Monzo crosses £1B in revenue (TWIF 6/7)

Hello Fintech Friends, Today’s newsletter is brought to you by Fireblocks, powering over 2,000 businesses with stablecoin infrastructure. Do you know someone from the media space who can't stop thinking about how digital media is broken and wants to reinvent it? Well we're looking

Pluang entered Philippines regulatory sandbox; Now pay with your EV car in India | TWIF - 07th June, 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Help us deliver more

Klarna & Zilch Cards; QED & BCG Report; Circle IPO (TWIF 6/6)

Hello Fintech Friends, Welcome to the 866 new readers who’ve joined us since last week. You’re joining 185,000+ other subscribers. Today's newsletter is brought to you by our friends at Persona. We're still catching up from an amazing conference week at Stablecon – if

Stablecoins take the spotlight, again (TWIF - China 6/5)

Hi fintech friends, Welcome to This Week in Fintech - China! Here’s a Quick Look at the latest news, from our dear friend Stablecoins to the recent new partnerships and product Launches shaping the fintech Landscape. Do you know that This Week in Fintech - China now publishes to

The Weekly Stable (Vol 20)

Circle goes public amid high demand

Stableminded S4.2 | Wormhole ft Robinson Burkey

In this episode of Stableminded, This Week in Fintech's stablecoin-focused series, Drew Rogers sits down with Robinson Burkey, Co-Founder of Wormhole Foundation, builders behind Wormhole, an interoperability protocol that has become critical infrastructure for moving assets seamlessly across blockchains. Robinson brings extensive experience building scalable systems from his

🎧Databricks Global VP Junta Nakai: Transforming Global Finance From Its Core and Mega Trends for the Decade Ahead

"It's going to be a great decade to be a banker. But probably a better decade to be a customer of a bank."

BILL is BILLding the CFO Command Center

How integrated B2B networks enable businesses to understand cash flows and unlock growth opportunities in real-time.

The real reason people are using Stablecoins (TWIF - Africa 06/02)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Africa’s ecommerce platform raised funding to scale its fintech efforts. * A new $10 Million fund was launched for MEA startups. * Kenya’s second biggest bank fired 1,200 staff after an internal $15.4

TWIF LatAm June 1 - Agibank Secures $350M via FIDC

Hola amig@s fintech, This week in LatAm fintech, we remind you of the two can’t-miss events: join us in São Paulo and Mexico City on June 9 to connect with the region’s fintech minds and celebrate the momentum building across our ecosystem. These gatherings are a great

Circle Files for its IPO (TWIF 6/1)

Hello Fintech Friends, Today's newsletter is brought to you by our friends at the Financial Technology Association, who are hosting a CEO summit this month in DC. Please find another week of fintech exits and deep reads below. (👍👎 Have feedback for us? Let us know. Find me at

Dojo raises $190M in its first round (TWIF 5/31)

Hello Fintech Friends, Today’s newsletter is brought to you by our friends at Fireblocks. Congrats to all the stablecoin providers who announced new fundraises this week, including Conduit*, Plasma, OpenFX, and Beam! Please find another week of fintech financing events below. (👍👎 Have feedback for us? Let us know. Find

No more pennies (TWIF 5/30)

Hello Fintech Friends, Welcome to the 3,144 new readers who’ve joined us since last week. You’re joining 184,000+ other subscribers. Today's newsletter is brought to you by NewlineTM by Fifth Third. Wow. We're still buzzing from yesterday's Stablecon conference. If

Groww, Razorpay, PayU prepare for IPO | TWIF - 31st May, 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Help us deliver more

No License, No Play (TWIF - China 5/29)

Happy Thursday! StableCon is a wrap, now here is your update on the latest fintech, crypto, and cross-border payments news from China and the region. The Coin Related * Hong Kong has passed a new law requiring stablecoin issuers to obtain licenses from the Hong Kong Monetary Authority, setting clear rules

The Weekly Stable (Vol 19)

Worldpay Tap BVNK for Stablecoin Payouts

A week of verticals (TWIF - MENA 29/05)

Marhaba, fintech friends! This edition marks one month of tracking fintech across MENA and already, so much has happened in the region's hottest sector. Thanks for reading, forwarding, sharing thoughts or keeping tabs. It means a lot. If you’ve got ideas or feedback, I would love to

🎧 The Fintech and AI Series: Accounting

In the final installment of our AI series, we explore one of the most unexpected yet explosive areas for AI innovation: accounting. Julie and Jillian sit down with Alex Hagerup, CEO and co-founder of Vic.ai, and Chris Sluty, co-founder of FloQast, to discuss how automation is reshaping the finance

Accessing Earned Wage Access (EWA)

I’ve seen more focus on earned wage access recently, but fintech nerds may not understand the opportunity or unit economics. So, it’s time for another over-engineered deep dive. To set this up, let’s define Earned Wage Access / Early Wage Access / Earned Wage Advance (“EWA”). At its core,

Two days to Stablecon (TWIF - Africa 05/26)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Nigerian Fintech raised $4.2 Million to help Africans access loans using digital investments as collateral. * African startup funding hit over 40% Year on Year growth as the end of April, 2025. * Egyptian lending startup

Dimon relents - TWIF UK & Europe (26/05)

Join the 90,000 subscribers reading the latest fintech news across the UK and Europe for week ending 26th May 2025.

TWIF LatAm May 25

Hola amig@s fintech, We hope you had a great week — and that you’re starting the next one by catching up on the latest fintech news from LatAm! Don’t forget to register for our upcoming events in São Paulo and Mexico City on June 9 — spots are filling

SPACs are Back (TWIF 5/25)

Hello Fintech Friends, Happy Memorial Day Weekend to all our readers! Want some light weekend reading? Check out the Book of Scouting reports that our partners at CB Insights put together with a breakdown of a few of the most innovative companies coming to Stablecon next week: And while you&

Monarch reignites consumer fintech (TWIF 5/24)

Hello Fintech Friends, Today’s newsletter is brought to you by our friends at Persona. 📈 It was great to see the news from our friends at Gilgamesh Ventures, who raised a new $20 million fintech fund this week. Miguel and Andrew are two of the most knowledgeable VCs on Latin

Airwallex raised $200M; Zerodha launched MCP integration | TWIF - 24th May 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Help us deliver more

Dollar ⬇️, Bitcoin ⬆️ (TWIF 5/23)

The US gets a credit downgrade, prepares to cut capital requirements on banks, and passes 'No Tax on Tips,' while banks expand their wholesale crypto efforts.

Hong Kong’s Stablecoin Stamp of Approval (TWIF - China 5/22)

Happy Thursday folks, Hope you’re enjoying the week—here’s your quick roundup of the latest in China fintech and regulations. The Coin Related * Hong Kong passed a new stablecoin law, paving the way for licensed issuers to sell stablecoins to the public and setting up a risk-based regulatory

🎧Vanta CEO Christina Cacioppo Live at Newcomer's Breaking The Bank Summit: Turning Compliance Into a Competitive Advantage and Key Learnings From $0 to $100M ARR

Listen on Spotify and Apple In today's episode, Ryan Zauk is joined by Christina Cacioppo, Co-Founder & CEO of Vanta. Ryan and Christina recorded this episode live at Newcomer's Breaking the Bank Summit in San Francisco. The Summit was an invite-only, one-day summit for fintech founders,

The Weekly Stable (Vol 18)

GENIUS Bills and Rising Yields

Big week for Cairo fintech! (TWIF - MENA 22/05)

Marhaba, fintech friends! It's been a rough ride for Egypt's economy lately: FX volatility, inflation and fiscal reform have all cast a shadow of investor doubt on the country's investment landscape. But over the last few months, some rays of sun have managed to

Stableminded S4.1 | M0 ft Luca Prosperi & Greg Di Prisco

Season 4: Building Stablecoins

🎧Automating Everything - How Pontus Wants to Change Enterprise Organizations with AI

Welcome back to our weekly fintech podcast! This week, I had the chance to sit down with Sumant Shringari, the CEO and Co-Founder of Pontus, and Sandeep Sood, the Founder and CEO of Kunai. Pontus was established in 2023 to automate the large, difficult, and often fragmented back-office operations critical

Building an effective financial crime framework for stablecoins

Imagine being able to track every dollar bill you've ever spent – seeing exactly where it travelled after leaving your wallet, who touched it, and whether it eventually ended up somewhere suspicious. With traditional banking, that's impossible. But with stablecoins and blockchain technology, it's not

Revenues of Africa’s fastest growing companies (TWIF - Africa 05/19)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Egyptian Fintech raised $15.7 Million to expand investment access in MENA. * A new Fintech fund was launched to back African founders. * Owner of Africa’s soonicorn launched a standalone stablecoin app for Africans. * Nigerian

eToro soars - TWIF UK & Europe (19/05)

The latest fintech news across the UK and Europe for week ending 19th May 2025.

TWIF LatAm May 18 - Argentina's New Financial Inclusion Data

Hola amig@s fintech, Get ready for two TWIF events at the beginning of June! Start planning to join us either at the RiskCon São Paulo (by Oscilar, TWIF & Decidir) or at The Future of AI & Fintech in Mexico City (by pygmy & TWIF), both on June 9.

For Whom the Bell Chimes (TWIF 5/18)

Hello Fintech Friends, I don't know when the last time is we featured so many current and upcoming fintech initial public offerings in our news. The latest is neobank Chime, which filed their S-1 this week. Neobank @Chime just filed their S-1. Let's get into it:

PayU gets licensed; PhonePe goes down; Several new products launched |TWIF - 18th May 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Help us deliver more

Wealth management software Addepar hits $3.25B valuation in new mega-round (TWIF 5/17)

Hello Fintech Friends, Today’s newsletter is brought to you by our friends at Wolf & Company. Please find another week of fintech financing events below. (👍👎 Have feedback for us? Let us know. Find me at @nikmilanovic, @twifintech, and @ndm) 💡Sponsored Content With 100+ years of banking experience and over

Are all the banks and fintechs now working on stablecoins? (TWIF 5/16)

Hello Fintech Friends, Welcome to the 942 new readers who’ve joined us since last week. You’re joining 181,000+ other subscribers. Today's newsletter is brought to you by Pod People. This headline doesn't feel like an overstatement, in a week where Mastercard, Modern Treasury,

The Weekly Stable (Vol 17)

The Commoditization of Stablecoin Issuance

⛽ Cash or card? Crypto! (TWIF - MENA 15/05)

Marhaba, fintech friends! It's Thursday which, as of last week, means another round-up of fintech news from MENA straight to your inbox. But first, an anecdote. For as long as I’ve been driving, getting gas in the UAE has been a perfectly predictable ritual. Pull in. Pop

🎧 The Fintech and AI Series: KYB

KYB might not be the buzziest acronym in fintech—but maybe it should be. In this episode, we’re joined by Will Lawrence, CEO of Greenlite, and Kurt Ruppel, CTO and Co-founder of Middesk, two leaders rethinking how financial institutions identify and monitor business customers. We cover the evolution from

From Bits to Gold: The Alchemy of Data in Financial Services

Jas Shah here, fintech product strategist, advisor, and occasional writer. I'm back, guest posting once again, this time taking a long and deep look at a subject everyone should have at the top of their agenda, so strap in and drop your feedback at the end… Hey Fintechers

17 Days To Stablecon (TWIF - Africa 05/12)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * An African Unicorn raised $50 Million in record bond issuance. * Africa’s cross border fintech won a $1 Million award. * Nigeria’s soonicorn fntech expanded in four markets. * Africa’s biggest mobile money to receive

Stripe on a tear - TWIF UK & Europe (12/05)

The latest fintech news across the UK and Europe for week ending 12th May 2025.

TWIF LatAm May 11 - Happy Mother’s Day!

Hola amig@s fintech, This week, we're celebrating the women who are not only building the future of fintech but also shaping the next generation at home. Whether you're leading product roadmaps or bedtime stories (or probably both), we see you — and we appreciate you. Here&

Two $2B+ Acquisitions (TWIF 5/11)

Hello Fintech Friends, I thought TPG and Corpay's banger of an acquisition for AvidXchange in a $2.2 billion deal would be the deal of the week, until Coinbase struck a $2.9 billion deal for crypto options platform Deribit, which I believe makes it the largest-ever crypto

Japan's foray into Indian banking; Syfe makes big moves | TWIF - 11th May 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Help us deliver more

Rippling ends the week with $450M in new funds (TWIF 5/10)

Hello Fintech Friends, Today’s newsletter is brought to you by our friends at Method. If you missed it yesterday, this week we released our first-ever weekly MENA fintech newsletter, by Maria Najjar. We'll be publishing these each Thursday morning. Hello, MENA Fintech! (TWIF - MENA 08/05)

Stripe and Coinbase show us how the future of commerce could look (TWIF 5/9)

Hello Fintech Friends, Welcome to the 2,201 new readers who’ve joined us since last week. You’re joining 180,000+ other subscribers. Today's newsletter is brought to you by our friends at Newline™ by Fifth Third. 🪙 Coinbase this week announced one of the largest acquisitions in

TikTok’s $600M Oops (TWIF - China 5/8)

Happy Thursday everyone, Hope you’re enjoying the spring weather. As always, here’s a quick roundup of the latest in fintech, regulation, and digital assets from China. Sponsor on TWIF 💡Do you know that This Week in Fintech - China now publishes to 80,000+ fintech enthusiasts? Email ning@

The Weekly Stable (Vol 16)

Stripe unlocks 100 new markets with stablecoin accounts

Hello, MENA Fintech! (TWIF - MENA 08/05)

Marhaba, fintech friends! Maria here. Welcome to the very first edition of TWIF MENA. I've spent the last five years writing about venture capital and startups in the MENA region. If there's one corner of the ecosystem that is never short of headlines, it's

🎧BaaS and Compliance, a Conversation with Synctera CEO Peter Hazlehurst and Wolf & Company's Matt MacDonald

Welcome back to our weekly fintech podcast! This week, I had the chance to sit down with Peter Hazlehurst, Co-Founder and CEO of Synctera, and Matt MacDonald Financial Technology Service Leader & IT Assurance Senior Manager at Wolf & Company. The conversation was wide-ranging, starting with Wolf & Synctera'

Warrants: The Missing Piece in Your Innovation Economy Playbook

Startups rely on equity and debt for growth, but there’s a third tool that can unlock strategic partnerships, preserve cash, and extend runway: warrants. Having built multiple startups and worked with countless financial partners, we’ve seen firsthand how warrant-based strategies create extraordinary win-win scenarios when done right. Let&

24 days to Stablecon (TWIF - Africa 05/05)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Three fintech deals were announced. * Nigerian Fintech delivered 29x return for its investor. * The CTO of the biggest African Fintech company left the company after joining three years ago.  * The Central Bank of Nigeria fined

All about the agent - TWIF UK & Europe (05/05)

The latest fintech news across the UK and Europe for week ending 2nd May 2025.

TWIF LatAm May 4 - Clara raises $80 million

Hola amig@s fintech, Thank you to everyone who joined us at the Fintech Founders & VC Mixer in Rio de Janeiro! We loved connecting with such an inspiring group of founders, investors, and fintech enthusiasts—your presence made the event a real success. Looking forward to seeing you all

Who's afraid of the big bad market? (TWIF 5/4)

Hello Fintech Friends, Fintech and crypto companies continue registering to go public – global volatility or no. A surprising story dropped this week that crypto issuer Ripple, issuer of the XRP token with a $129 billion market cap, offered to buy rival stablecoin issuer Circle for a price of $4-5 billion,

Corpay gets a massive cash infusion from Mastercard (TWIF 5/3)

Hello Fintech Friends, Today’s newsletter is brought to you by our friends at Method Financial. If you missed it, we published our monthly public fintech companies wrap-up this week. An excerpt: "Global Payments and FIS pulled off what can only be described as an NBA-style trade: Global Payments

Razorpay, Visa, Mastercard, PayPal, Stripe launched Agentic payments | TWIF - 03rd May 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Help us deliver more

It Was a Big Week (TWIF 5/2)

Hello Fintech Friends, Welcome to the 2,439 new readers who’ve joined us since last week. You’re joining 177,000+ other subscribers who are overwhelmed by all the fintech, stablecoin, and crypto news this week. Today's newsletter is brought to you by our good friends at

The Month of Stablecon Is here (TWIF - 5/1)

Hi Friends, Welcome back to This Week in Fintech - China! The weather is finally better and hope everyone is summer-ready! Before we go into this week's content: This Week in Fintech is hiring for a Senior Marketing Manager. If you are interested or know of anyone who

The Weekly Stable (Vol 15)

The Great Rebundling of Financial Services

Qenta is Making Money Moves

Moving money across borders remains one of the most persistent and complex challenges in global finance. Qenta, a global payments provider, has acquired Pipit Global, a cross-border payments platform operating in over 45 countries, to improve how funds flow between legacy financial systems and emerging digital infrastructure. The acquisition is

🎧 The Fintech and AI Series: Small Business Lending

In this episode, we sit down with Lukas Haffer, CEO and Co-founder of Casca, and Ryan Hildebrand, Chief Innovation Officer at Bankwell, to explore how AI is transforming small business lending—starting with SBA loans. They discuss the challenges of building on top of legacy banking systems, the stress-test of

Signals: Payments are cool again

Hello, Fintech Friends! I think 2025 will go down in fintech history as the year when payments became cool again. And no, it’s not only because stablecoins finally became a thing. Last time, I wrote about Capital One’s acquisition of Discover, which is now nearly complete. With all

Bitcoin moves at the speed of Light(ning)

Less than a year after Coinbase integrated Lightning Network - a Lightspark infrastructure built on top of Bitcoin that enables instant off-chain Bitcoin transfers at a fraction of the cost - 15% of its total Bitcoin transactions now runs through the network. That represents nearly 1 in 6 transactions flowing

African Fintechs Got a Seat at the New Global Payment Network (TWIF - Africa 04/28)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * African B2B Ecommerce raised $20 Million to double down on embedded finance. * Visa strategically invested in two African Fintechs. * West African VC raised $35 Million to back African growth startups. * Three biggest African Fintechs joined

UK neobanks forge ahead - TWIF UK & Europe (28/04)

The latest fintech news across the UK and Europe for week ending 28th April 2025.

TWIF LatAm April 27 - Nu gets banking approval in Mexico, Banorte buys RappiCard

Hola amig@s fintech, We hope all of you had a nice Easter/Semana Santa break (we sure did!), and now all of you can get ready for our event in Rio de Janeiro tomorrow Monday April 28! RSVP here! 🩵Until next weekend. Até a próxima! * Lorena 📣Feedback? Reach out

GCash: A $3B IPO Deferred (TWIF 4/27)

Hello Fintech Friends, I had a great conversation at Rise NYC last week with David Messenger, the CEO of PingPong Global's Global Business, on scaling a truly international payments platform. Sharing a teaser of the conversation below – the full episode will be out this Friday! Please find another

Altruist's Series F gets it close to $2B (TWIF 4/26)

Hello Fintech Friends, Today’s newsletter is brought to you by Pod People. 🗽We had a fun – and a little exhausting! – New York Fintech Week. Thanks as always to Jon Zanoff and the great Empire Startups team for planning and bringing the good weather. 🙏 On behalf of TWIF, I'

Juspay expands to Singapore; Mynt deferring its IPO | TWIF - 26th Apr 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Help us deliver more

Payments Are A Flat Circle (TWIF 4/25)

Hello Fintech Friends, Welcome to the 1,099 new readers who’ve joined us since last week. You’re joining 174,000+ other subscribers. Today's newsletter is brought to you by our friends at Insense. ⚡Some great content from around the TWIFiverse this week: The Weekly Stable (Vol

When Wall Street Meets the Wall (TWIF - China 04/24)

Happy almost Friday, folks! Hope everyone is enjoying the good weather. If you’re in New York, how’s Fintech Week treating you? If you’ve attended any TWIF-hosted events, we’d love to hear your feedback. Here’s a quick roundup of this week’s updates—enjoy! Sponsor on

Stableminded S3.6 | Triple-A ft Eric Barbier

In this episode of Stableminded, This Week in Fintech's stablecoin-focused series, Drew Rogers sits down with Eric Barbier, Founder and CEO of Triple-A, a regulated crypto payment infrastructure company that enables businesses to accept, process, and manage cryptocurrency payments without ever holding digital assets on their balance sheets.

The Weekly Stable (Vol 14)

Why Circle Payment Network Matters

🎧Brex CBO Art Levy: The Partnerships Playbook, How Brex Went Founder Mode, and Why You Always 'Get on the Plane'

In today's episode, Ryan Zauk is joined by Art Levy, Chief Business Officer at Brex. 🎧Brex CBO Art Levy: The Partnerships Playbook, How Brex Went Founder Mode, and Why You Always ‘Get on the Plane’Podcast Episode · This Week in Fintech’s Podcast · 04/23/2025 · 45mApple Podcasts

Signals Q1’25: Early-stage funding is back, AI agents now *do* stuff

A roundup of fintech fundraises, exits, and product launches in Q1. Also: IPO uncertainty, deregulation, and Deel spying on Rippling.

Who really owns ZAP (TWIF - Africa 04/21)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * African Blockchain startup raised $5 Million. * The fintech subsidiary of the holding company of Nigeria’s largest bank by assets reported 10x profit surge. * A $28.2 Million fund was announced to invest in Africa’

Worldpay: The story of a 54 year-old $24B deal (TWIF 4/20)

Hello Fintech Friends, This newsletter is brought to you in partnership with Wolf & Co. This week, Global Payments – a publicly-listed 25 year-old payments provider focused mostly on merchants and issuers – announced that it will acquire Worldpay for $24.25 billion from GTCR, simultaneously selling its Issuer Solutions business to

Stitching together African payments (TWIF 4/19)

Hello Fintech Friends, Today’s newsletter is brought to you by our friends at Pontus. It remains to be seen what kind of effect the current market turbulence has on fintech fundraising ambitions and outcomes. As businesses and consumers scale back their planned spend, we may see venture funds similarly

The Kritik of Reality (TWIF 4/18)

Hello Fintech Friends, Welcome to the 1,332 new readers who’ve joined us since last week. You’re joining 172,000+ other subscribers. Today's newsletter is brought to you by our friends at Newline by Fifth Third. 🗽 NYC Fintech Week is around the corner, and we'

Stripe 🤝 WeChat, and NY Fintech Week is next week 🍻 (TWIF - China 4/17)

Hello fintech friends, Hope you are having a great week so far. Are you ready for the much anticipated NY Fintech Week next week? TWIF is hosting a few events (I added them in the below), and we're excited to have you there! 💡This Week in Fintech NY

The Weekly Stable (Vol 13)

The Rise of Non USD Stablecoins

Stableminded: S3.5 | Walapay ft Tom Borgers

In this episode of Stableminded, This Week in Fintech's stablecoin-focused series, Drew Rogers sits down with Tom Borgers, co-founder and CEO of Walapay, a money movement infrastructure platform that bridges traditional banking rails with stablecoin networks to enable faster, cheaper cross-border payments through a single API endpoint. Tom

🎧 The Fintech and AI Series: The Generalists

In this episode of the This Week in Fintech podcast, hosts Julie and Jillian are joined by ⁠Rex Salisbury⁠ (Founder of Cambrian Ventures) and ⁠Erica Dorfman⁠ (Head of Financial Products at Brex) for a wide-ranging conversation that sits at the intersection of AI, fintech innovation, and practical applications across startups

The Harmony Gap: A New FIS Report

Last week, we had a chance to visit FIS at their (stunning) New York offices, as they hosted an event for industry analysts, executives, and media. CEO Stephanie Ferris and CTO Firdaus Bhathena participated in a fireside chat – their first ever – hosted by CNBC’s Kristina Partsinevelos, to talk through

Stablecoin regulation is on the way (TWIF - Africa 04/14)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Three funding deals were announced. * Nigeria’s Fintech grew revenue to $76 Million. * Venture capital funding for African startups shrank again last year. * One of East Africa’s countries proposed a bill to regulate Stablecoins.

To bank or not to bank - TWIF UK & Europe (14/04)

The latest fintech news across the UK and Europe for week ending 14th April 2025.

TWIF LatAm April 13 - Félix Pago raises a $75 million Series B led by QED Investors

Hola amig@s fintech, Oi pessoal! We’ve reached 80k subscribers! Thanks to all of you for keeping this LatAm fintech community stronger. Don’t forget to join us in Rio de Janeiro, on Monday April 28 at 7 pm, for the first edition of our Fintech Founders & VC

Stablecoins go global (TWIF 4/13)

Hello Fintech Friends, We're adding a panel at Stablecon focused on international currency-pegged stablecoins, featuring Marlyson Silva, CEO of the BRZ issuer Transfero, Adedeji Owonibi, CEO of Convexity and cNGN, Nathanael Christian, CEO of Rupiah-pegged IDRX, and Mouloukou Sanoh, CEO of Mansa. It will be a particularly timely

UPI faces downtime; Aspire expanding to US? | TWIF - 13th Apr 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Help us deliver more

ShopUp and Sary combine to form Silq, raising $110M (TWIF 4/12)

Hello Fintech Friends, Today’s newsletter is brought to you by our friends (and Stablecon sponsor) Fireblocks! After years and years of listening to the Breaking Banks podcast, it was fun to finally join an episode. We had a chance last week to discuss current events – of which there are

More fintech content coming! (TWIF 4/11)

Hello Fintech Friends, Welcome to the 1,851 new readers who’ve joined us since last week. You’re joining 170,000+ other subscribers. Today's newsletter is brought to you by Solda.ai, replacing human sales agents at fintech companies with AI. This was an exciting couple weeks

Can We Talk More About the Tariffs? (TWIF - China 4/10)

Hi friends, The past few days of the tariffs escalation reminds me of that famous Rachel - Amy fight in Friends... The economic fallout is already severe, but the political stakes seem to be even higher. Chinese tech companies are caught right in the crossfire: TikTok's divestment talks

The Weekly Stable (Vol 12)

Ripple acquires Hidden Road for $1.25B

🎧 The future of small business lending, with Prashant Fuloria and Anchit Singh of Fundbox

Why Small Business Lending is Still in Its Early Stages—And How Embedded Finance is Changing That

iBusiness Launches Lending Solution as part of $100M AI Drive

Following their acquisition by Ready Capital in 2019, iBusiness have focused on providing B2B and B2C lending solutions. Their flagship products are LenderAI and Lending as a Service (LaaS). Today, they announced the launch of Lendsey AI - a platform described as the first agentic AI system specifically for SMB

Participating in Crowdfunding Hasn’t Been Fun (or Profitable)

Is Regulation CF Relevant Today? When I pitched Nik on writing a piece on Reg CF, his response was, “I wasn't aware crowdfunding was still much of a product these days.” He’s not wrong that the extensive discussion of Reg CF by and among venture-capital-backed start-ups has

More M&A Fintech Deals (TWIF - Africa 04/07)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Four funding deals were announced.  * South Africa’s Fintech expanded in Francophone West Africa through acquisition. * Africa’s most valuable Fintech launched its Remittance platform in Ghana. * Fintech subsidiary of  Africa’s biggest bank lost

PayPal launches ad platform in UK - TWIF UK & Europe (07/04)

The latest fintech news across the UK and Europe for week ending 7th April 2025.

TWIF LatAm April 6 - New Financing for Fintechs Across LatAm

Hola amig@s fintech, This weekend, Mexico City hosted the vibrant 2025 Flower Festival, a celebration of culture, nature, and community that added a burst of color to the streets. We hope those in the city were able to take in the beauty of the event, which is always a

Tariffs throw cold water on fintech thaw (TWIF 4/6)

Hello Fintech Friends, Today’s newsletter is brought to you by our friends at Wilson Sonsini. Stablecoins have now made it to the front page of Axios: Crypto's quiet workhorse is finally going mainstream. Fintechs did an about-face this week, registering to go public and then potentially putting

NPCI facing the heat with UPI down again; SEA Central Banks launch Nexus | TWIF - 06th Apr 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Help us deliver more

Would you bank with Stripe? (TWIF 4/5)

Also - Plaid's $575M raise, better Pitchbook data, and the SEC on stablecoins.

Slow news week? 📉 (TWIF 4/4)

Hello Fintech Friends, Welcome to the 2,396 new readers who’ve joined us since last week. You’re joining 168,000+ other subscribers who. Today's newsletter is brought to you by our friends at Plaid (who just raised $575 million). Our Community Manager, Sam Reichstein, conducted our

Do you feel liberated? (TWIF - China 4/3)

Hi Fintech Friends, What a day!  Trump’s sweeping tariffs have sent shockwaves through global trade. But the ripple effects may go deeper: How will China’s fintech sector be impacted? For cross-border players (payments, trade finance, e-commerce enablers), the implications are direct. Even domestically focused fintechs aren’t immune—

The Weekly Stable (Vol 11)

The Weekly Stable (Vol 11): Circle files to go public

Plaid raises $575M at a $6.1B valuation as it tracks toward IPO

Twelve years ago, Plaid set out to bring financial services into the digital age at a time when most interactions still required physical presence, creating barriers for millions who needed better access. The company believed that by building the right infrastructure, it could bridge that gap and offer a seamless,

Stableminded: S3.4 | Keyrails ft Berhan Kongel

In this episode of Stableminded, This Week in Fintech’s stablecoin-focused series, Drew Rogers sits down with Berhan Kongel, co-founder and CEO of Keyrails, a stablecoin-first payment infrastructure company bridging fragmented financial systems in emerging markets with the high-speed rails of the global economy. Berhan brings over 15 years of

🎧 The Fintech and AI Series: All Things Compliance

Welcome back to the Fintech AI Series! Today’s episode dives deep into one of the most critical topics in both Fintech and AI—Compliance. We’re joined by two amazing guests: Reggie Young, Chief of Staff at Lithic, and Jesse Reiss, CTO and Co-founder of Hummingbird. Between Reggie’s

Divibank Raises Additional $8.2M to Focus on Payment Orchestration for Entrepreneurs in Latin America.

With fresh capital, Divibank aims to consolidate itself as the leading payments platform for entrepreneurs in Latin America, tackling poor service, low approval rates, high fees, and lack of transparency from existing providers. The boom in e-commerce complexity has naturally welcomed a thriving B2B payments market in Latin America and

How can artificial intelligence help people get more out of their credit cards?

💡Editor's Note: This guest writeup is sponsored by our partner Kudos. Kudos is an AI financial companion that automatically recommends the best card to use on 1 million websites and across 3,000 supported credit cards. Conventionally, there were few tools available to households that wanted to manage

Busy Eid Fintech Week (TWIF - Africa 03/31)

Hi Fintech friends, Eid Mubarak 👋, It has been a busy week with a lot of Fintech announcements, here are the highlights of what happened in African Fintech this week; * Three Funding deals were announced. * Kenya’s ‘Buy Now Pay Later’ Fintech entered administration after failed fresh fundraising efforts. * Stripe-owned Nigerian

BlackRock launches bitcoin ETP in EU - TWIF UK & Europe (31/03)

The latest fintech news across the UK and Europe for week ending 31st March 2025.

TWIF LatAm March 30

Hola amig@s fintech, Thanks to all of the fintech enthusiasts that participated in our event in Buenos Aires, Argentina. Thanks to our amazing partners Sphere, Utila, Lumx, Arex & Cámara Argentina Fintech. And last, but not least, congrats to Merge Buenos Aires Conference for their efforts to connect Europe

Kraken won't go public just yet (TWIF 3/30)

Hello Fintech Friends, Today’s newsletter is brought to you by Visa Direct. If you missed it this week, our deep-dive author Jas Shah had a great writeup on Marqeta, payment processing, and the future of self-service fintech issuing. Marqeta: The Future of Self-Service Fintech Innovation?Hey Fintechers and Fintech

SoFi Finalizes $5B Debt Deal with Blue Owl (TWIF 3/29)

Hello Fintech Friends, Today’s newsletter is brought to you by Visa Direct. In another sign of continued improving health of the fintech market, business banking platform Mercury* announced their $300 million Series C, led by Sequoia, on the back of growth to 200,000+ business customers, $500 million in

Fintech in Asia is back? ~$250M raised and 5 acquisitions | TWIF - 29th Mar, 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Help us deliver more

📢 Send Your Scoops to TWIF Breaking (TWIF 3/28)

Hello Fintech Friends, Welcome to the 2,561 new readers who’ve joined us since last week. You’re joining 165,000+ other subscribers who want to launch their own stablecoin. 📰 We're up to something new at TWIF – Breaking news stories. This week, staff writer Maria Najjar wrote

China's Face-Off with Facial Recognition (TWIF - China 3/27)

Hey friends, Ning again. There's not a lot happening this past week, but a few developments caught our eye. Regulators introduced new laws for facial recognition with a focus on privacy, banks adjusted lending policies to continue pumping consumption, and Alibaba and Meituan announced strategic investments are on

The Weekly Stable (Vol 10)

The Weekly Stable Vol (10): The proliferation of stablecoins

Stableminded: S3.3 | due ft. Rob Sargsian

In this episode of Stableminded, This Week in Fintech's stablecoin-focused series, Drew Rogers sits down with Rob Sargsian, co-founder and CEO of due, a stablecoin-first payment platform that connects local payment rails with blockchain infrastructure to enable faster, cheaper, and more accessible global payments. Rob brings extensive fintech

Interledger Foundation tops $21M invested to fund the open, inclusive and digital future of finance

Interledger Foundation announced its 2025 call for proposals, unlocking $5 million in new funding for fintech and web-based platforms building interoperable payment solutions. The non-profit is on a mission to make financial services accessible to the millions still excluded from financial systems globally by driving the adoption of interoperable payment

🎧 Live from HumanX: Airwallex Head of Product Shannon Scott on Reshaping Global Payments, Building Elite Teams, and How They're Leveraging AI

🎧 Live from HumanX: Airwallex Head of Product Shannon Scott on Reshaping Global Payments, Building Elite Teams, and How They’re Leveraging AIPodcast Episode · This Week in Fintech’s Podcast · 03/26/2025 · 26mApple Podcasts In March, we traveled to the inaugural HumanX conference in Las Vegas to meet founders, builders,

🎧 Live from HumanX: Writer CEO May Habib on Helping Enterprises Survive the AI Decade, Building Your Own LLMs, and 'Bags of Flesh'

🎧 Live from HumanX: Writer CEO May Habib on Helping Enterprises Survive the AI Decade, Building Your Own LLMs, and ‘Bags of Flesh’Podcast Episode · This Week in Fintech’s Podcast · 03/26/2025 · 19mApple Podcasts In March, we traveled to the inaugural HumanX conference in Las Vegas to meet founders,

Marqeta: The Future of Self-Service Fintech Innovation?

Hey Fintechers and Fintech newbies 👋🏽 Jas Shah here, reformed engineer and now fintech product consultant, advisor, and occasional writer. You'll be familiar with my product insights and writing if you caught my Plaid deep dive in November or the PayPal overview before that.  I'm back with

Nigerian payments are becoming increasingly digital (TWIF - Africa 03/24)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Nigeria recorded the largest global drop in cash usage as digital payments surged. * One funding deal was announced. * A new $20 Million Fund was launched to back African startups. * Africa’s biggest valued Fintech launched

The ultimate redundancy is another bank - TWIF UK & Europe (24/03)

The latest fintech news across the UK and Europe for week ending 24th March 2025.

TWIF LatAm March 23 - Buenos Aires, here we come!

Hola amig@s fintech, On March 26th, we're hosting an exclusive fintech & Web3 reception in Buenos Aires, Argentina, in partnership with Sphere, Utila, Lumx, Arex & Cámara Argentina Fintech. This side-event coincides with the  Merge Buenos Aires Conference (March 24-26), which connects Europe and LatAm through Web3,

Crypto exchanges want to be more boring (TWIF 3/23)

Hello Fintech Friends, Kraken announced this week that it will acquire retail futures trading platform NinjaTrader for $1.5 billion. I wouldn't be surprised to see more crypto exchanges choosing to blend crypto access with conventional, "boring" asset classes in order to make themselves a one-stop

Fintech M&A activity on the rise | TWIF - 23rd Mar, 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Help us deliver more

Indian gold-backed loan provider Manappuram gets $508M (TWIF 3/22)

Hello Fintech Friends, Stablecoins have caught not just popular imagination but also investors' eyes... enablement providers including Crossmint, Utila and Privy each announced new raises of $24M, $18M, and $15M respectively. Our Weekly Stable Editor Chuk Okpalugo breaks the rounds down in more detail in this week's

If you're not spying, you're not trying (TWIF 3/21)

Hello Fintech Friends, Welcome to the 768+ new readers who’ve joined us since last week. You’re joining 163,000+ other subscribers. Today's newsletter is brought to you by Ingo. I had fun talking to Bits About Money writer and prolific payments engineering tweeter Patrick McKenzie. The

Billions Flowing into China's Tech Sector - Will It Pay Off? (TWIF - China 3/20)

Hello fintech enthusiasts, There's never a dull week when it comes to China! After local governments' rush to invest in AI, we're now seeing major banks pouring billions into technology support. Bank of China has set up a 50 billion yuan fund for tech startups,

The Weekly Stable (Vol 9)

The Weekly Stable (Vol 9): MoonPay buys Iron, plus several fundraisings

Stableminded: S3.2 | Nilos ft. Eytan Messika

In this episode of Stableminded, This Week in Fintech's stablecoin-focused series, Drew Rogers sits down with Eytan Messika, co-founder and CEO of Nilos, a payment platform that leverages stablecoins to address cross-border payment challenges, particularly in emerging markets. Eytan brings a diverse background in mathematics, venture capital, and

🎧 The Fintech and AI Series: TradFi

The intersection of AI and traditional finance (TradFi) is an angle we haven't explored yet in our AI series. Today, we change that by taking a deep dive into how AI is transforming large financial institutions. Jillian and I are joined by two experts shaping the future of

Global Fintechs keep expanding into Africa (TWIF - Africa 03/17)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Moroccan Super app Fintech raised $1.9 Million in a pre-series A funding round. * Global B2B payments platform expanded to West Africa * The mother country of most African fintechs secured $40 million to fund seed

TWIF LatAm March 16 - Plata reaches unicorn status

Hola amig@s fintech, We are marking our entry into Argentina with an exclusive fintech & Web3 reception side-event partnering with Sphere, Utila, Lumx, Arex & Cámara Argentina Fintech on March 26th. It will take place during the amazing Merge Buenos Aires Conference, bridging Europe and Latam through Web3. It

Choppy markets or no: Klarna will IPO 🚀 (TWIF 3/16)

Hello Fintech Friends, In case you missed them, here are some of our latest interviews from the week: 🎧 Live from Toronto: Adyen’s Head of Canada Sander Meijers and Notch’s CEO Jordan Huck on Building for Canadian BusinessesOn March 4th, This Week in Fintech hosted their debut event in

An important metric for fintech fundraises is improving (TWIF 3/15)

Hello Fintech Friends, The 2020 to early 2022 fintech fundraise market was characterized by fast rounds at large sizes at rich valuations. The fastest to rise is the fastest to fall, and so when venture markets contracted in the latter half of 2022, investors soured fastest on fintech. The mid-22

Coinbase to enter India; More crypto-friendly regulations in SEA | TWIF - 15th Mar, 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Happy holi to all

Is this the start of the bank-crypto love story? (TWIF 3/14)

Hello Fintech Friends, Welcome to the 1,196+ new readers who’ve joined us since last week. You’re joining 162,000+ other subscribers. Today's newsletter is brought to you by our friends at Plaid. Check out founder and CEO Zach Perret's fintech predictions for 2025.

🎧 Live from Toronto: Brim CEO Rasha Katabi on Scaling Credit Card Infrastructure + Adopting AI

On March 4th, This Week in Fintech had their debut event in Canada, bringing together hundreds of people across the tech ecosystem for an evening of networking, food and drinks, panels from local leaders, and even a magician working the crowd. We had nearly 500 people register when it was

🎧 Live from Toronto: Adyen's Head of Canada Sander Meijers and Notch's CEO Jordan Huck on Building for Canadian Businesses

On March 4th, This Week in Fintech hosted their debut event in Canada, bringing together 150+ people across the tech ecosystem for an evening of networking, panels from local leaders, and even a magician working the crowd. We had nearly 500 people register, showing the enthusiasm and depth of the

DeepSeek Gets the Deep Freeze (TWIF - 3/13)

Hello fintech enthusiasts, Ning again! Let's dive into the latest news from the world of Chinese fintech and the Chinese economy. I promise it's a real short one 😃 💡This Week in Fintech - China now publishes to 70,000+ fintech enthusiasts. Get in touch if you

The Weekly Stable (Vol 8)

The Weekly Stable (Vol 8): The Regulatory Rundown

Stableminded: S3.1 | Dfns ft. Clarisse & Christopher

In this episode of Stableminded, This Week in Fintech's stablecoin-focused series, Drew Rogers sits down with Clarisse Hagège and Christopher Grilhault des Fontaines, co-founders and co-CEOs of Dfns. This unique husband-and-wife team has built a security-focused wallet infrastructure company that powers many of the leading stablecoin payment platforms.

🎧North's Preet Patel: Bringing a consumer products focus to merchant payments

In my latest interview, I spent some time with North's SVP of Product, Preet Patel, to talk about his journey from Citi to AmEx to North, what's changed in the company since he joined (hint: they were previously known as NAB), and how he takes a

Revolut is coming to Africa (TWIF - Africa 03/10)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Two funding deals were announced.  * The $45 Billion startup, world's fourth-largest digital bank, confirmed that it is coming to Africa. * African earlier stage investor raised $43 Million to invest in seed and Series

33 days of outages - TWIF UK & Europe (10/03)

The latest fintech news across the UK and Europe for week ending 10th March 2025.

TWIF LatAm March 09 - Walmart Mexico expands fintech presence

Hola amig@s fintech, This past weekend, LatAm came alive with color and rhythm as vibrant carnivals took center stage. Countries like Brazil, Colombia, Panama, Ecuador, and Uruguay celebrated with holidays and unique festivities that showcased the best of the vibrant Latin culture. For those of you who celebrated, we

Will the Klarna IPO save fintech? (TWIF 3/9)

Hello Fintech Friends, In case you missed it, here was your week in fintech: The Weekly Stable (Vol 7)Stablecoin backed cards and other highlights in Vol 7 of the Weekly StableThis Week in FintechChuk OkpalugoIs Adyen undervalued? - TWIF UK & Europe (03/03)The latest fintech news across

RuPay's 16% Market Share, Tonik's 1M+ borrowers, and 4 acquisitions | TWIF - 09th Mar, 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Help us deliver more

Plaid and Ramp get valuation bumps in secondary sales (TWIF 3/8)

Hello Fintech Friends, We just added a few great speakers to Stablecon: * Jonathan Steinberg, WisdomTree CEO * Thom Hook, MoonPay Global Chief Compliance Officer * Michael Shaulov, Fireblocks CEO * David Marcus, Lightspark CEO * Mark P. Wetjen, former CFTC Commissioner * Jelena McWilliams, former FDIC Chairman Check out the full agenda here: https://www.

CME launches Solana futures; Tether gets a CFO (TWIF 3/7)

Hello Fintech Friends, Welcome to the 1,008+ new readers who’ve joined us since last week. You’re joining 161,000+ other subscribers. Today's newsletter is brought to you by Ingo Payments. 🍻 We had an active week around the world, with fintech meetups in Toronto and Amsterdam,

Stablecoins Get the Boot (TWIF - China 3/6)

Hi fintech friends, Ning here. Here's another week of news about the Chinese economy and fintechs. Have a wonderful weekend! 💡This Week in Fintech - China now publishes to 70,000+ fintech enthusiasts. Get in touch if you want to feature your brand with us. Check out our

The Weekly Stable (Vol 7)

Stablecoin backed cards and other highlights in Vol 7 of the Weekly Stable

🎧 The Fintech and AI Series: All Things Lending

In this episode of our Fintech and AI series, Julie and Jillian dive into the evolving world of lending with two industry leaders shaping the space. Tim Li, CEO of LendAPI, and Justin Potts, CTO of Canopy Servicing, break down AI’s impact on everything from underwriting and fraud detection

Another Week, Another $100 Million in Funding Deals (TWIF - Africa 03/03)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Three Funding deals worth over $100 Million were announced. * Tanzania based Fintech startup planned $120 Million in next round. * Nigeria’s latest Unicorn raided Top talents from big banks. * Most valuable African Fintech secured license

Is Adyen undervalued? - TWIF UK & Europe (03/03)

The latest fintech news across the UK and Europe for week ending 3rd March 2025.

TWIF LatAm March 02 - Thanks for joining Mexico Fintech Week!

Hola amig@s fintech, This week, we're handing the introduction over to our events expert Ramon! Thanks to those who attended our Founders Dinner and the Fintech Talks at #MexicoFintechWeek! Meeting more than 200 FinTech founders, operators, and VCs was marvelous, as well as having Nik and Dennis

Could Chime and Brex be getting ready to IPO? (TWIF 3/2)

Hello Fintech Friends, We're getting ready for Fintech Meetup next week with three great side events: This Week In Fintech x Cambr Happy Hour · LumaWrap up day 1 of Fintech Meetup with an event designed for fintech and banking innovators - share insights, enjoy great drinks, and foster

Stripe nears 2021 valuation with $91.5B tender (TWIF 3/1)

Hello Fintech Friends, Congrats to our friends at Canadian business neobank Venn* (formerly Vault), who announced their $21.5M Series A this week. Stripe released their annual letter this week, which summarized the company's growth and performance in 2024 (usually a decent indicator of economic activity). The company

FinTech Mexico, Stablecon Agenda, & more (TWIF 2/28)

Welcome to the 1,126+ new readers who’ve joined us since last week. You’re joining 160,000+ other subscribers. Today's newsletter is brought to you by our friends at Plaid. -- Hello Fintech Friends, We had a whirlwind week here in Mexico City. It was great

The stimulus keeps coming (TWIF - China 2/27)

Hi fintech friends, Please find another week of news about the Chinese economy and fintechs below. 💡This Week in Fintech - China now publishes to 70,000+ fintech enthusiasts. Get in touch if you want to feature your brand with us. Check out our sponsorship information Licensing & Regulations * China

The Weekly Stable (Vol 6)

This week's round up is a guest post by Chuk Okpalugo, Product leader at Paxos

🎧Oliver Hughes - TBC Bank Exec and Ex-Tinkoff CEO: Bringing 25 Years of Fintech Lessons to Revolutionize Fintech in Central Asia & Beyond

In today's episode, ⁠Ryan Zauk⁠ sits down with global fintech legend Oliver Hughes, Chief International Growth Officer at TBC Bank Group, a London-listed financial + banking services provider in Georgia in Uzbekistan. Before TBC, Oliver was the CEO of Tinkoff and Head of Russia for Visa. He is also

The New Female Consumer: Fintech’s Overlooked Opportunity

The New Female Consumer: Fintech’s Overlooked Opportunity Fintech has an inclusivity problem. Despite the extensive discussion around innovation in financial technology, the industry continues to overlook a significant reality: women control over $10 trillion in U.S. financial assets and drive 80% of household purchasing decisions. In spite of

More Stablecoin Rounds To Stabilize The Continent (TWIF - Africa 02/24)

Hi Fintech friends 👋, It has been a busy week with more Fintech announcements, here are the highlights of what happened in African Fintech this week; * Two Fintechs announced funding deals. * The issuer of the largest stablecoin backed a MENA startup to help African B2B businesses make cross-border payments faster and

Revolut stays hybrid - TWIF UK & Europe (24/02)

The latest fintech news across the UK and Europe for week ending 24th February 2025.

TWIF LatAm February 23 - Mexico’s Fintech Week is here!

Hola amig@s fintech, Fintech Week in Mexico has finally arrived! We're hosting a series of exciting events in collaboration with outstanding partners, and we can’t wait to see you there. Let’s bid farewell to February with a wealth of fintech talks and activities. 🩵Until next

Shift4 Payments continues its acquisitions with $2.5B deal for Global Blue (TWIF 2/23)

Hello Fintech Friends, 🎧 The Fintech and AI Series: All Things PaymentsIn this episode of our Fintech and AI series, Julie and Jillian sit down with two leading voices in fintech to explore how AI is revolutionizing the payments landscape. Alexis Zhu of Stripe and Yunyu Lin of Ramp break down

SME finance under stress, new Razorpay products, and Hong Kong's Web3 Strategy | TWIF - 23rd Feb, 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Join TWIF PremiumJoin our

Your Next Fintech Job Awaits (TWIF 2/22)

Hello Fintech Friends, We just rolled out a new job board for This Week in Fintech and we're already off to the races with 144 jobs listed! This Week in Fintech Job BoardSearch job openings across the This Week in Fintech network.This Week in Fintech Want to

New cycle, new Libra scandal (TWIF 2/21)

Hello Fintech Friends, 👋 Welcome to the 522+ new readers who’ve joined us since last week. You’re joining 159,000+ other subscribers. Today's newsletter is brought to you by Fintech Meetup (coming soon in March). 🌉 Next week, our fintech coffee series with SVB is coming back to

Last but not least: Payoneer got licensed (TWIF - China 2/20)

Hi fintech friends, Please find another week of news about the Chinese economy and fintechs below. 💡This Week in Fintech - China now publishes to 70,000+ fintech enthusiasts. Get in touch if you want to feature your brand with us. Check out our sponsorship information Licensing & Regulations * Payoneer

The Weekly Stable (Vol 5)

Hi stable subscribers, In anticipation of Stablecon in May, we're partnering with Will White, formerly of WalletConnect and Monzo, to host a monthly invite-only salon to meet up and discuss the fast-growing stablecoin ecosystem. We're starting with our first salon in NYC on March 5th, but

🎧 The Fintech and AI Series: All Things Payments

In this episode of our Fintech and AI series, Julie and Jillian sit down with two leading voices in fintech to explore how AI is revolutionizing the payments landscape. Alexis Zhu of Stripe and Yunyu Lin of Ramp break down AI’s role in fraud prevention, workflow automation, and financial

Crypto-enabled credit: the next wave of the crypto financial stack

With experience scaling a crypto-payments platform to $50M liquidity, Maya explores the next real opportunity in crypto - reimagining credit. From yield-bearing stablecoins to crypto enabled credit cards

$179 Million’s Fintech Week (TWIF - Africa 02/17)

Hi Fintech friends 👋, It has been a busy week with more Fintech announcements, here are the highlights of what happened in African Fintech this week; * Four African Fintechs raised over $179 Million. * African VC closed its $50 Million to invest in “made in Africa” Startups. * Co-founders of Africa’s YC

Secondary is the new primary - TWIF UK & Europe (17/02)

The latest fintech news across the UK and Europe for week ending 17th February 2025.

TWIF LatAm February 16 - Brazil's Open Finance will soon have new features

Hola amig@s fintech, Happy Valentine's Day! Most of Latin America celebrates February 14 as the Day of love or love and friendship, while Brazil, Colombia, and Bolivia have their own dates. A 2021 Statista survey found Chileans spent the most on gifts, averaging $43 per person, with

MENA's Tabby courts banks for IPO (TWIF 2/16)

Hello Fintech Friends, We're looking to profile more great companies in The Weekly Stable, our new newsletter published ahead of Stablecon this May. Who should we cover? The Weekly Stable (Vol 4)Hi stable subscribers, I loved getting a chance last week to MC the inaugural Day Zero

$171M raised by 7 Indian startups, 2 acquisitions, and several product launches | TWIF - 16 Feb, 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Join TWIF PremiumJoin our

The busiest fundraise week in a while (TWIF 2/15)

Hello Fintech Friends, News broke this week of two massive potential rounds. Mercury,* the business-focused neobank with over 200,000 customers and $500 million ARR, is reportedly in talks with Sequoia to raise money at a $3 billion valuation, double its 2021 valuation. Conversely, the UK's Rapyd, a

A Fintech Valentine (TWIF 2/14)

Hello Fintech Friends, 🤝 Welcome to the 1,009+ new readers who’ve joined us since last week. You’re joining 159,000+ other subscribers. Today's newsletter is brought to you by our friends at Fintech Meetup. 🇲🇽 I'll be in Mexico City with our COO Dennis the

The Weekly Stable (Vol 4)

Hi stable subscribers, I loved getting a chance last week to MC the inaugural Day Zero virtual conference, hosted by Brale and modeled after their former V-Sum series. Once in my life, I felt like there were no webinars on payments and fintech, and now I feel like we have

🎧Oscilar Founder Neha Narkhede: Eliminating Risk With AI

Hello fintech friends, This week, I managed to grab some time in the (very busy!) schedule of Neha Narkhede. Neha is an Indian American technology entrepreneur who is the founder & CEO of Oscilar, and co-founder and former CTO, and current board member of Confluent (CFLT NASDAQ). As a software

Signals: Public fintechs gear up for 2025

Hello, Fintech Friends! The fourth-quarter earnings season is special because it's when most public companies provide guidance for the year ahead. Some fintech companies have already reported their results and shared their outlook. So far, the market response has been clear: single-digit earnings growth is disappointing (PayPal), growth

Deals Aren’t Slowing Down(TWIF - Africa 01/10)

Hi Fintech friends 👋, It has been a busy week with more Fintech announcements, here are the highlights of what happened in African Fintech this week; * Five African Fintechs announced funding deals. * Israel based Fintech Unicorn launched a $4 Million fund to invest in African startups. * Nigerian Fintech launched a consortium-led

Adyen spreads its eggs in many open banking baskets - TWIF UK & Europe (10/02)

The latest fintech news across the UK and Europe for week ending 10th February 2025.

TWIF LatAm February 09 - BYX Capital acquires Nvio from Bitso

Hola amig@s fintech, If you are planning to attend the #MexicoFintechWeek at the end of February, you shouldn’t miss our community events. RSVP now!  * Tuesday, Feb 25 - Fintech Founders & VCs Dinner by The Fintech Fund & Gilgamesh Ventures * Wednesday, Feb 26 - Fintech Talks at Mexico

"A whole generations of fintechs are preparing for IPOs" (TWIF 2/9)

Hello Fintech Friends, The header quote today comes from a CNBC interview with QED Investors' Nigel Morris, linked below. It does seem like there is a lot of late-stage pressure for fintech companies to exit! This week was no exception to that rule, with 16 fintech M&A

Pix's recurring payments pass $30 billion (TWIF 2/8)

Hello Fintech Friends, China vs. US: To be continued? (TWIF - China 2/6)Hi fintech friends, Please find another week of news about the Chinese economy and fintechs below. 💡This Week in Fintech - China now publishes to 70,000+ fintech enthusiasts. Get in touch if you want to

USA SWF? (TWIF 2/7)

Hello Fintech Friends, Welcome to the 1,414+ new readers who’ve joined us since last week. You’re joining 158,000+ other curious fintech subscribers. Today's newsletter is brought to you by our friends at Fintech Meetup. This week, Julie and Jillian launched our new AI x

China vs. US: To be continued? (TWIF - China 2/6)

Hi fintech friends, Please find another week of news about the Chinese economy and fintechs below. 💡This Week in Fintech - China now publishes to 70,000+ fintech enthusiasts. Get in touch if you want to feature your brand with us. Check out our sponsorship information Product & Partnership Launches

The Weekly Stable (Vol 3)

Hi stable subscribers, Sometimes when you ask, the internet delivers. I was curious whether anyone had put together a killer guide for businesses to implement a stablecoin strategy, and the Nilos founder sent me this primer on everything from business case development to provider selection to pilot and launch. I

🎧 The Fintech and AI Series: All Things Fraud

Hi everyone! Jillian and I are thrilled to be kicking off our podcast series on all things AI. In our premier episode, we're joined by Naftali Harris, CEO and Founder of Sentilink, a company that stops fraud for over 300 banks and financial institutions, including 10 of the

Emerging Fintech AI Agent Architecture with Multiple Foundational Models

A common challenge faced by many Fintech teams is keeping up with rapidly emerging AI models and effectively applying them to financial use cases. As a Silicon Valley startup, our team went through this as well. Despite having a technical background, it took us some time to understand new foundational

Soonicorn Fintechs move globally(TWIF - Africa 02/03)

Hi Fintech friends 👋, It has been a busy week with more Fintech announcements, here are the highlights of what happened in African Fintech this week; * Two Nigerian fintech soonicorns expanded globally through acquisitions. * Four African fintechs announced funding deals.  * Africa’s latest Unicorn piloted its “square for Africa” product. * CEO

Goodbye a16z, we barely knew you - TWIF UK & Europe (03/02)

The latest fintech news across the UK and Europe for week ending 3rd February 2025.

TWIF LatAm February 02 - Coinbase secures regulatory approval in Argentina

Hola amig@s fintech, We’re happy to announce that TWIF will host a series of side events during the upcoming Mexico Fintech Festival week, from Feb 25 to 27. If you plan to visit the city, this is the perfect opportunity to network and connect with the local fintech

Africa's Moove acquires Brazil's Kovi for $275M (TWIF 2/2)

Hello Fintech Friends, No time to read the weekly newsletter on the go? Check out the audio version of Friday's newsletter below. There Will Be Surprises (TWIF 1/31)0:00/954.121× And congrats to Kiaan and the team at Stitch* on acquiring Exipay; I'm

🇲🇽 Nubank Mexico reaches 10M customers (TWIF 2/1)

Hello Fintech Friends, We were excited to announce our investment in WiseLayer* this week, who raised $7.2 million from us, Canaan, Unpopular, and K5. WiseLayer makes task-specific AI workers that automate time-consuming tasks for finance & accounting teams for 100+ firms, including mid-sized & public companies. And if you

Abhi in Pakistan acquired FINCA Bank; CRED and Mobikwik launch CBDC payments | TWIF - 01 Feb, 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Join TWIF PremiumJoin our

There will be surprises (TWIF 1/31)

Hello Fintech Friends, 👋 Welcome to the 1,679+ new readers who’ve joined us since last week. You’re joining 157,000+ other subscribers. Today's newsletter is brought to you by our friends at Fintech Meetup. 📢 We're looking for great Fintech Freelance Writers! If you would

Happy Year of 🐍 (TWIF - 1/30)

Hi Fintech friends, Happy Chinese New Year! China certainly has become the hottest topic in the past few days with the launch of DeepSeek. As we continue to watch how things develop, please feel free to share your thoughts in the comment area. Back to fintechs, please find the first

The Weekly Stable (Vol. 2)

Hi stable subscribers, 🕮 Has anyone come across a great 'compendium of stablecoin knowledge'? I'm looking for something like a comprehensive guide that bank execs, regulators, consultants, fintech founders, etc. could pick up and read in order to gain a high-level understanding of the key players, product

A Busy Fintech Week(TWIF - Africa 01/27)

Hi Fintech friends 👋, It has been a busy week with more Fintech announcements, here are the highlights of what happened in African Fintech this week; * Six African Fintechs announced funding deals. * South African fintech startup acquired ExiPay to expand into in-person payments. * Visa strategically invested $10 Million in Africa’s

A wise move - TWIF UK & Europe (27/01)

The latest fintech news across the UK and Europe for week ending 27th January 2025.

TWIF LatAm January 26 - Dominican Republic embarks on Open Finance

Hola amig@s fintech, Once again we hope you're having a fantastic weekend! Here's the latest in LatAm fintech news.   If you’re reading this on the web, we’d appreciate your support by sharing and subscribing.  You can now join TWIF Premium and our Slack.

India's Groww is going public with 50M customers (TWIF 1/26)

Hello Fintech Friends, Skydo received X-border payments license; OJK has new regulations for alt credit scores | TWIF - 25 Jan, 2025Hi fintech friends, I’m Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF

Phantom's $150 million shows Solana is here to stay (TWIF 1/25)

Hello Fintech Friends, Catch up on the week in fintech if you missed any of it: The Backbone of Innovation: How Infrastructure Fuels Fintech and Wealthtech GrowthMatthew Goldman is a regular contributor to TWIF Signals, the Founder of Totavi, a boutique fintech product & marketing consulting firm, and the publisher

Skydo received X-border payments license; OJK has new regulations for alt credit scores | TWIF - 25 Jan, 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Join TWIF PremiumJoin our

Rug or be rugged (TWIF 1/24)

Welcome to the 1,481+ new readers who’ve joined us since last week. You’re joining 156,000+ other subscribers. Today's newsletter is brought to you by our friends at Fintech Meetup. Hello Fintech Friends, There's now enough happening every week in the stablecoin ecosystem

The Weekly Stable (Vol. 1)

Hi stable subscribers, Welcome to the first edition of our newest newsletter, The Weekly Stable 🎉 (In keeping with our creative newsletter-naming convention.) If you've been reading This Week in Fintech for a while, you know that I have been a broken record for years and years about one

🎧Nova Credit CEO & Founder Misha Esipov: Building a credit passport for the world

Last month, I spent some time with Nova Credit founder and CEO Misha Esipov to talk about his company, one of the original innovators in alternative consumer credit, underwriting, and financial data. Misha has been running Nova Credit since 2016, when he and his co-founders graduated from Stanford Business School.

Data, Operations and Pricing – Considerations for a BaaS Curious Bank - TWIF UK & EU Long Read

TWIF UK & Europe Long Read on Baas by Shaul David

The Backbone of Innovation: How Infrastructure Fuels Fintech and Wealthtech Growth

Matthew Goldman is a regular contributor to TWIF Signals, the Founder of Totavi, a boutique fintech product & marketing consulting firm, and the publisher of CardsFTW. The story of fintech’s explosive growth is, at its core, a story of infrastructure. Early pioneers like Venmo were forced to build foundational

LemFi’s $53 Million round, a Missed Opportunity, and Stablecon(TWIF - Africa 01/20)

Hi Fintech friends 👋, Before all, today I would love for you to know that on May 29th, I’ll be heading to New York for Stablecon, the number one event for the stablecoin ecosystem that will feature speakers like the Founder of Bridge, CEO of BitGo, CEO of Zero Hash,

A mixed week for EU neobrokers - TWIF UK & Europe (20/01)

The latest fintech news across the UK and Europe for week ending 13th January 2025.

TWIF LatAm January 19 - Argentina enables dollar payments via debit

Hola amig@s fintech, We hope you're having a fantastic weekend! To make it better, here's the latest in LatAm fintech news.   If you’re reading this on the web, we’d appreciate your support by sharing and subscribing.   Sign up for TWIF PremiumJoin our Slack

Fintech Spring gets going with $2.52B+ in acquisitions (TWIF 1/19)

Hello Fintech Friends, That $2.5B figure doesn't even count eToro's filing for an IPO or all the bank M&A this week. Buckle up. If you missed it, Ryan had a great interview this week with the founder of a public fintech company: Renaud

Hong Kong's virtual-only banks want to go... offline? | TWIF - 19 Jan, 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Join TWIF Premium Join

Over half of US consumers have now worked with one specific fintech 👀 (TWIF 1/18)

Hello Fintech Friends, What a year in fintech we've already had. I can't believe we're only two weeks into 2025... Thank you so much to everyone who replied to our Annual Reader Survey. I was surprised by how many (very helpful) responses we got.

Introducing Stablecon: The #1 Global Stablecoin Conference (TWIF 1/17)

Welcome to the 5,000+ new readers this month! You’re part of a growing community of 155,000+ other subscribers. Today's newsletter is brought to you in partnership with Archera and Stablecon. Hello Fintech Friends,  Welcome to 2025, a new year for fintech and payments. If you&

Have you download the Red Note yet? (TWIF - 1/16)

The most internet thing as of lately to me is that the potential ban of TikTok has sent over half a million "TikTok Refugees" to another Chinese social media app "The Red Note (Xiaohongshu)" and now it has become the #1 social app. Now some are

🎧Upgrade CEO Renaud Laplanche: 20 Years of Fintech Wisdom on Leadership, Managing Debt Financings, Building Winning Platforms, and M&A

🎧Upgrade CEO Renaud Laplanche: 20 Years of Fintech Wisdom on Leadership, Managing Debt Financings, Building Winning Platforms, and M&APodcast Episode · This Week in Fintech’s Podcast · 01/15/2025 · 39mApple Podcasts In today's episode, ⁠Ryan Zauk⁠ sits down with fintech pioneer ⁠Renaud Laplanche⁠, Upgradetranslates Founder &

Signals Q4’24: Fintech is going on-chain

A roundup of fintech fundraises, exits, and product launches in Q4. Also: Consumer fintech regulation on the rise, GenAI is booming

African 2025 Soonicorn Fintechs(TWIF - Africa 01/13)

Hi Fintech friends 👋, It has been a slow week with less Fintech announcements, here are the highlights of what happened in African Fintech this week; * We placed a bet on Africa’s soon-to-be unicorn fintechs. * Tanzania's biggest payments Fintech started piloting its first ever Neo Bank in the

Revolut moving upmarket - TWIF UK & Europe (13/01)

The latest fintech news across the UK and Europe for week ending 13th January 2025.

TWIF LatAm January 12 - Let’s keep on growing, 70k subscribers!

Hola amig@s fintech, We hope you are having a great beginning of the year. We are thrilled to share that we have reached 70k subscribers! As usual, thank you all for the support and interest! We invite you to sign up for the TWIF Premium version, and to join

Reader Survey & TWIF Premium Community (TWIF 1/12)

Hi fintech friends, The regular weekly newsletter returns next week – in the meantime, we're always looking for feedback on what we do at TWIF. We would love it if you could take a few minutes out of your day to let us know what you want to see

The 10 Biggest Fintech Exits of 2024 (TWIF 1/11)

Hello fintech friends, The regular weekly newsletter starts up again next week – But first, we've ranked the largest fintech exits of 2024. To place in the top 10, a company had to get acquired or go public at a substantial $2.45 billion (!) valuation, a surprising number given

Indonesia, Thailand and Cambodia make moves in crypto | TWIF - 11 Jan, 2025

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Hope you had a

The 10 Biggest Fintech Fundraises of 2024 (TWIF 1/10)

Hello fintech friends, The story of the last year is that fintech fundraises continued to fall from the 2020 / 2021 high-water mark. The story often lags the reality a bit – in reality, after a sharp drop-off in 2022, fintech deal counts have remained pretty consistent: And fundraising is trending up,

Will TikTok be banned? (TWIF - China 1/9)

Hi fintech friends, Please find another week of Chinese economy, regulation and fintech updates in the below. Licensing & Regulations * The US Department of Defense has expanded its annual list of "Chinese military companies" by adding tech giant Tencent.  * Cross-border payment company XTransfer has obtained Singapore’s Major

🎧 The Fintech OG Series Season Two: Emmalyn Shaw and Satya Patel

Hey everyone! Julie Verhage Greenberg here with the final episode of Season Two of the Fintech OGs series. We’re closing things out with Emmalyn Shaw, Co-Founder and Managing Partner at Flourish Ventures, and Satya Patel, Co-Founder and Partner at Homebrew.  Together, they’ve helped shape the future of financial

African Fintechs to watch in 2025(TWIF - Africa 01/06)

Hi Fintech friends 👋, It has been a slow week with less Fintech announcements, here are the highlights of what happened in African Fintech this week; * A list of the African fintechs to watch in 2025 was released. * SVC invested in a $150 Million fund targeting tech sectors across Saudi Arabia,

Luxembourg aims to lead digital fund issuance - TWIF UK & Europe (06/01)

The latest fintech news across the UK and Europe for week ending 6th January 2025.

TWIF LatAm January 05 - Hello, 2025!

Hola amig@s fintech, Happy New Year! As we step into 2025, we’re filled with excitement and optimism for the year ahead. We’re thrilled to bring you the latest in fintech developments, innovations, and updates that will shape the future of our industry in LatAm. We hope you

Fintech's Next Half-Decade (TWIF 1/5)

Hi fintech friends, Five years ago, I wrote a guest piece for TechCrunch arguing that fintech’s next decade will look radically different. Halfway into the next decade, let's see how those predictions are holding up – and make some new ones. But before I get into them – I&

The 10 Most-Read Signals of 2024 (TWIF 1/4)

Hi fintech friends, In-keeping with our "10 reads" theme, here are the 10 Signals writeups from last year that got the most engagement. Want to add to the list in 2025? Reply to this email, let us know what you want to write about, and we'll

The 10 Best Deep Reads of 2024 (TWIF 1/3)

Hi fintech friends, One of the great things about the holidays is having some real time to read (and catch up on sleep). I'm still on my honeymoon, but wanted to send out a couple retrospectives to start the year. I build up a substantial backlog over the

Nokia Goes Blockchain in China (TWIF - China 1/2)

Hi everyone, Happy New Year! I want to THANK YOU for your support and interest in China fintechs and our newsletter over the past year. To make this first day back to work a little easier, I promise that this week's updates will be the shortest you'

Africa loses $1.6 Billion daily to illegal cross-border flows(TWIF - Africa 12/30)

Hi Fintech friends 👋, It has been a slow week with less Fintech announcements, here are the highlights of what happened in African Fintech this week; * Africa’s Development Bank revealed that Africa loses $1.6 Billion daily to illegal cross-border financial flows.  * VCs in Africa shared insights on what it

Shortest update of the year | TWIF - 28th Dec, 2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Happy Holidays and a

How will China's regulatory dual approach play out? (TWIF - China 12/26)

Good evening fintech friends, Hope everyone had a great holiday. Below, you’ll find this week's updates on China's economy, regulations, and fintech news. Please feel free to reach out if you have any topics, news, or comments to share. 💡This Week in Fintech - China

Nubank on New African Unicorn’s Round(TWIF - Africa 12/23)

Hi Fintech friends 👋, Some news about what happened in African Fintech this week were being gathered while I held the TWIF brand at the top of Mt. Kilimanjaro. Here are the highlights of what happened in African Fintech this week; * Latin America’s most valuable fintech led Africa’s latest

🎧 The Fintech OG Series Season Two: René Lacerte and Frank Mastrangelo

Hey everyone! Julie Verhage Greenberg here with your final episode of the FinTech OGs of 2024. Today, we have a conversation that dives deep into the origins and evolution of FinTech through the lens of two people that were shaping the space long before FinTech was even a thing. I&

Glad tidings - TWIF UK & Europe (23/12)

The latest fintech news across the UK and Europe for week ending 23rd December 2024.

Several startups announce fund raise before the end of the year | TWIF - 22nd Dec, 2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Join our India WhatsApp

Happy Holidays (Plus: 2024 In Review)

Hello Fintech Friends, 👋 Welcome to the 3,000+ new readers who’ve joined us since last week. You’re joining 150,000+ other friends, colleagues, and subscribers building the future of financial services. 📈 We had a great 2024 – TWIF grew from 80k subscribers to 150k+, we doubled the size of

Hong Kong Hands Out More Crypto Licenses (TWIF-China 12/19)

Chart of the Week * China's consumption growth is still lagging behind its factory output.  * There are recent signs of stabilization in the economy following government stimulus efforts. 💡This Week in Fintech - China now publishes to 60,000+ fintech enthusiasts. Get in touch if you want to feature

🎧 Dwolla CEO Dave Glaser: Pay-by-bank, running an Ironman, and where US payments go from here

Welcome back to the TWIF podcast! We're lucky to be joined today by Dave Glaser, CEO of American payments giant Dwolla, one of the first-ever fintechs. Dwolla is a fintech company that provides businesses with a connection to the ACH Network or RTP Network (The Clearing House’s

Signals: TWIF Index FTW

Hello, Fintech Friends! When we first introduced the TWIF Index in July, it was underperforming the Nasdaq Composite. With just a couple of weeks left in the year, the TWIF Index is up 57.2%, while the Nasdaq Composite and the S&P 500 are up 36.9% and

The Central Bank Became Stricter with African Fintechs(TWIF - Africa 12/16)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Two Nigerian Fintechs announced funding deals. * Nigeria's Central Bank fined two African Fintechs Unicorns $646K each.  * Africa’s second biggest mobile money planned to acquire a bank license. * A $40 Million Debt Fund

Another neobank spins out their technology - TWIF UK & Europe (16/12)

The latest fintech news across the UK and Europe for week ending 16th December 2024.

💸 ServiceTitan's $600M+ IPO, MoneyLion's $1B sale, Brigit's $460M acquisition (TWIF 12/15)

Hello Fintech Friends, The days crawl but the years fly. Amazingly, 2024 is coming to a close. We just published our last LatAm writeup of the year, TWIF LatAm December 15 - Happy Holidays to all!Hola amig@s fintech, As the holiday season approaches, we want to take a

TWIF LatAm December 15 - Happy Holidays to all!

Hola amig@s fintech, As the holiday season approaches, we want to take a moment to reflect on the year that’s passed and share our heartfelt gratitude with all of you. 2024 has been a year of fintech growth, connection, and learning, and we’re so thankful for the

Bajaj Finance has a new AI-first strategy | TWIF - 15th Dec, 2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Thank you for your

One is Enough for $300 Million (TWIF 12/14)

Hello Fintech Friends, Fintech capital markets are picking up, as companies rush to finalize (and announce) their fundraises before the end of the year. 25 new fundraises were announced this week, with 1 upcoming announce raised. And these were not tiny rounds: Walmart-backed One secured another $300 million at a

Will fintech double-down on sports betting? (TWIF 12/13)

Welcome to the 1,228 new readers who’ve joined us since last week. You’re joining 147,000+ other subscribers. Today's newsletter is brought to you by our friends at Fintech Meetup. Hello Fintech Friends, 🥂 Tonight is the night! We'll see you at Fintech Formal

Are IPOs back on the menu? (TWIF - China 12/12)

Hi fintech friends, Ning again! Please find another week of news on China’s fintech, economy and policies in the below. If you have any comments, topics of interest, or partnership opportunities, please feel free to contact me at: ning@thisweekinfintech.com. Licensing & Regulations  * China eased monetary policy for

🎧 The Fintech OG Series Season Two: Tomer London and Anu Hariharan

Hey everyone! Julie here. In this episode, I had the chance to talk to Tomer London, Co-Founder and CPO of Gusto, and Anu Hariharan, Co-Founder of Avra and former partner at Y Combinator. Together, we talked about everything from the intersection of their personal passions and their professional innovations to

Africa’s Moove to the World(TWIF - Africa 12/09)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Uber backed Africa’s Mobility Fintech partnered with Alphabet's Waymo in the US. * Three African-Francophone Fintechs announced funding deals. * Africa based VC raised $42 million in the first close to invest and create

More fintech acquisitions - TWIF UK & Europe (09/12)

The latest fintech news across the UK and Europe for week ending 9th December 2024.

Japanese banks to the rescue (TWIF 12/8)

Hello Fintech Friends, The Fintech Formal and 2024 TWIF Awards are less than one week away. Only 25 tickets remain. Don't wait until it's too late, grab yours now and see who wins Fintech of the Year, New Startup of the Year, Best Fintech Partnership, and

TWIF LatAm December 8 - CloudWalk secures $444 million

Hola amig@s fintech, We hope you're enjoying a fantastic weekend! To make it even better and help you step into the week ahead feeling informed, here’s the latest roundup of fintech news from across LatAm. 💛 Until next weekend. Até a próxima! * Lorena 📣Feedback? Reach out to

Mintifi and Vastu Housing Finance raise $180M | TWIF - 08th Dec, 2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Join our India WhatsApp

Fintech's busiest fundraise week since 2022 (TWIF 12/7)

Hello Fintech Friends, I believe this was the busiest fintech fundraise announcement week since mid-2022, when the venture market for fintech slowed down. It has been a slow couple years – But this week, 33 confirmed fundraises were announced, for proceeds of over $900 million. Will the next few years look

What's really going on with debanking? (TWIF 12/6)

Welcome to the 4,201 new readers who’ve joined us since last week. You’re joining 146,000+ other subscribers. Today's newsletter is brought to you by our friends at Fintech Meetup. Hello Fintech Friends, There are decades when nothing happens and weeks where decades happen, and

China says: No Need for "Worship of Speed" (TWIF - China 12/05)

Hey fintech friends, As the holiday season approaches and the weather gets colder, grab a hot tea and enjoy this week's updates on China finance and tech news. If you have any ideas/comments, please let me know at: ning@thisweekinfintech.com Licensing & Regulations  * Hong Kong'

🎧 Ramp VP of Engineering Nik Koblov: How Ramp Crafts a World-Class Eng Org, Hires Outliers, and Ships So Fast - Live at SF Tech Week

Welcome to December's episode of the this Month in Fintech Podcast, recorded live at SF Tech Week with Ramp. TWIF + Ramp hosted a large group of tech builders, founders, and investors for a happy hour at 620 Jones, headlined by a live interview with Nik Koblov, VP of

Africa’s $400 Million ARR Fintech(TWIF - Africa 12/02)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * The African asset financing startup said it is on its way to achieving a $400 million ARR on its platform. * The Payaza Fintech offered grant funding to three African Fintechs. * Global VC with African portfolio

Wero hits 14 million users - TWIF UK & Europe (02/12)

The latest fintech news across the UK and Europe for week ending 2nd December 2024.

TWIF LatAm December 01 - Thanks to our 60k+ subscribers!

Hola amig@s fintech, We hope you had a wonderful Thanksgiving! On behalf of the TWIF LatAm team, we want to extend a huge thank you to our now more than 60,000 incredible readers and subscribers — you're the driving force behind TWIF's success.  Now, let’

Banco BPM rejects €11B takeover bid from Unicredit (TWIF 12/1)

Hello Fintech Friends, No time to read this week's newsletter? Catch up on all the week's news with our weekly headline podcast: Please find another week of fintech exits and deep reads below. (👍👎 Have feedback for us? Let us know! Find me at @nikmilanovic, @twifintech, and

Solaris fights to raise £100 million or shut down (TWIF 11/30)

Hello Fintech Friends, Today's newsletter is brought to you in partnership with Evervault. Who Wins and Who Loses? Unpacking the CFPB’s Section 1033 RulingOn October 22, the US Consumer Financial Protection Bureau (CFPB) finalized Section 1033 of the Consumer Financial Protection Act, introducing a landmark rule on

Cybercrime in focus in India | TWIF - 30th Nov, 2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Join our India WhatsApp

Would you let an AI agent make payments for you? (TWIF 11/29)

Welcome to the 1,054 new readers who’ve joined us since last week. You’re joining 140,000+ other subscribers who may just be AI agents. Today's newsletter is brought to your by our friends at the Nasdaq. Hello Fintech Friends, Are we going to move into

Court Says: Your Crypto Is Yours! (TWIF- China 11/28)

Hey fintech friends, Happy Thanksgiving and I hope you are having a good time. First of all, a quick PSA: We are changing our Fintech Formal to an invite-only black-tie event for 250 fintech friends on December 13th. Want to join? We'd love to have you. Let us

🎧The Fintech OG Series Season Two: Tom Brown and Edward Woodford

Hey everyone, Julie here. Welcome back to another episode of the FinTech OG Season 2. Today I had the pleasure of sitting down with Tom Brown of NYCA and Edward Woodford of ZeroHash. In this episode, we get a front row seat to the evolution of fintech from Tom'

Who Wins and Who Loses? Unpacking the CFPB's Section 1033 Ruling

On October 22, the US Consumer Financial Protection Bureau (CFPB) finalized Section 1033 of the Consumer Financial Protection Act, introducing a landmark rule on consumer-authorized financial data sharing. The regulation is designed to enhance consumers' rights, privacy, and control over their personal financial information. By encouraging competition and empowering

Visa onboarded 19 African fintechs to its Accelerator(TWIF - Africa 11/25)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Seven fintechs including five from Tanzania, announced funding deals. * The Visa Africa Fintech Accelerator revealed the 19 startups selected for its third cohort of the biannual program. * African based VC made first exits. * Africa’s

We hit 60k, Revolut hits 50m - TWIF UK & Europe (25/11)

The latest fintech news across the UK and Europe for week ending 25th November 2024.

TWIF LatAm November 24

Hola amig@s fintech, It's that time of year, get ready for the annual TWIF Fintech Formal in New York!  This year, we're hosting an exclusive, invite-only black-tie event for 250 fintech leaders on December 13th. Want to join us? Reach out at formal@thisweekinfintech.com

PayU is contemplating a $7B IPO in '25 (TWIF 11/24)

Hello Fintech Friends, Come join us in Palo Alto on December 4th for a panel discussion on payments with Ayo Omojola (founding member of Cash App), Justin Zhao (Visa), and Gil Akos (Astra). Fintech Happy Hour with Astra, Visa, & TWIF · LumaJoin us for refreshments, lively conversation, and a panel

YES Bank partners with startups for new products | TWIF - 24th Nov, 2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Join our India WhatsApp

How many 100 million-user neobanks will there be? (TWIF 11/23)

Hello Fintech Friends, Need some good BaaS in your life? Today's newsletter is brought to you by Newline at Fifth Third Bank. 📈 At Slush this week in Helsinki, Revolut founder Nik Storonsky announced his audacious goal to hit 100 million customers (Nubank passed the mark this year). This

🥂 Fintech Formal & The TWIF Fintech Awards 🏆 (TWIF 11/22)

Welcome to the 2,374 new readers who’ve joined us since last week. You’re joining 139,000+ other subscribers. Today's newsletter is brought to your by our friends at Silicon Valley Bank. -- Hello Fintech Friends, It's that time of year again. The sprint

China is open for business (TWIF-China 11/21)

Hey Fintech Friends, Hope you're having a fabulous week! Talking about China - The country continues rolling out the welcome mat for foreign investors, pledging to reform its capital markets and boost the financial sector. With the PBOC keeping benchmark lending rates steady, it’s clear that the

Signals: "fintech is back" has become the consensus

Hello, Fintech Friends! Many things happened since the previous Signals issue on publicly traded fintech companies. Donald Trump won the U.S. Presidential election and the Federal Reserve cut the federal fund rates by another 25 basis points. U.S. banks and fintech companies also reported their third-quarter results (for

🎧 Navan Expense CEO Michael Sindicich: A Landmark Brex Partnership and Unpacking the Business Travel Whipsaw - Live at Money2020

Welcome to November's episode of This Month in Fintech, recorded live from the Honey Pot at Money2020. I'm joined today by special co-host Nik Milanovic, Founder of TWIF, as we sit down with Michael Sindicich, CEO of Navan Expense. Michael, Nik and I recorded this episode

Plaid: Stitching Together the Future of Finance

Hey Fintechers and Fintech newbies 👋🏽  Regular TWIF readers and those who caught my 1st write-up on PayPal a few months back should already know me, but for those who don't, Hello! I'm Jas Shah, a reformed engineer and now fintech product consultant and advisor helping fintechs,

Africa’s Newest Unicorn Wants to Become a Commercial Bank(TWIF - Africa 11/18)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Newest African Unicorn pushed for commercial banking license. * Egypt based Vehicle payments gateway secured investment and venture support. * A $270 Million Europe based growth debt fund opened an Africa franchise. * Nigerian digital bank resumed card

Another fintech slips across the pond - TWIF UK & Europe (18/11)

The latest fintech news across the UK and Europe for week ending 18th November 2024.

TWIF LatAm November 17 - Ualá raises $300 million in Series E

Hola amig@s fintech, We love fintech news and we love music. As one of Mexico’s most significant music festivals is happening this long weekend, we remember that going to concerts can actually help you be happier and live longer.   To all of our readers living in Mexico, don’

Several new partnerships for cross border payments in SEA | TWIF - 17th Nov, 2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Join our India WhatsApp

A new dawn for fintech M&A (TWIF 11/17)

Hello Fintech Friends, No time to read the newsletter this week? Catch up with all the best fintech news in our weekly pod, with a rundown of everything you missed: AI 🤖💲 Fintech (TWIF 11/15) by This Week in Fintech’s PodcastWelcome to the 2,179 new readers who’ve

Come for the happy hour, stay for the founder journey (TWIF 11/16)

Hello Fintech Friends, One of my favorite stories from our fintech events is about the Affiniti founders, who are building an SMB banking and payments platform. They came to a TWIF event in 2021, which they couldn't get into as Berkeley undergrads due to the venue's

AI 🤖💲 Fintech (TWIF 11/15)

Hello Fintech Friends, Welcome to the 2,179 new readers who’ve joined us since last week. You’re joining 137,000+ other subscribers surfing the AI wave. Today's newsletter is brought to you by our friends at Silicon Valley Bank. 📢 We're launching a new podcast:

China's seniors just got a new gadget! (TWIF-China 11/14)

Hey Fintech Friends, Hope you're having a good week! It’s our weekly “Let’s talk about China” time: China's economic outlook is facing challenges even as Beijing doubled down on stimulus to support the sputtering economy. Domestically, consumer demand is weakening, as evidenced by the

The stablecoin adoption journey: how (and why) fintechs are integrating stablecoins

Slowly, slowly: then all at once – Hemingway’s ‘law of motion’ explains how big changes often unfold.   It’s a familiar story in fintech. Consider digital wallets or contactless payments: what began as cautious, incremental adoption eventually reached a tipping point, changing the way many of us pay. In 2024,

🎧The Fintech OG Series Season Two: Michael Tannenbaum and Nicky Goulimis

Welcome back to another episode of our Fintech OG series. I was thrilled to be joined by Michael Tannenbaum of Figure and Nicky Goulimis of Tunic Pay. From talking about our kids (5 between the 3 of us ages 4, 3, 2x2 and 1) to their time at fintech giants

Bridging the Gaps with APP Fraud: Communication and Education - TWIF UK & EU Long Read

Final part in a TWIF UK & Europe Long Read series on APP Fraud from Kartik Dabbiru

Rome wasn’t built in a day

In 2020, I wrote “All Roads Lead to Rome,” where I explored the state of consumer fintech and predicted where things might go. Since then, it feels like everything has changed. We’ve seen regulatory shifts, new and fading players, macroeconomic changes, emergent platforms and technology arise, and ecosystems such

Visa bet on more African Fintechs(TWIF - Africa 11/11)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Global payments giant invested in four African Fintechs * A new $250 Million planned fund for African startups was announced. * Africa’s biggest e-commerce reported a $20.1 million operating loss despite the growth of its

UK pension fund embraces BTC - TWIF UK & Europe (11/11)

The latest fintech news across the UK and Europe for week ending 11th November 2024.

TWIF LatAm November 11 - Fairplay secured a $35 million credit from BBVA Spark

Hola amig@s fintech, In a couple of weeks you can join us for an exciting evening of connection and conversation at our Growth and Gains Night, which will take place on November 20. This fintech founders and CFOs event  is co-hosted by TWIF and Flink powered by WeBull, and

Will 2025 mark the return of crypto IPOs? (TWIF 11/10)

Hello Fintech Friends, Goldman and JP Morgan's investment banking teams are picking up the phone for crypto clients again, as reported by The Information below. A few other good reads from the TWIF team this week: The Future of Fintech: According to Experts and the TWIF CommunityIf you’

Huge new products launched at Singapore Fintech Fest | TWIF - 10th Nov, 2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Join our India WhatsApp

Sunbit pulls in $355 million to lend for auto repairs (TWIF 11/9)

Hello Fintech Friends, The headline for today's newsletter is a signal that fintech lending is alive and growing in a post-zero rate environment. Read on below for the story. I was asked recently for thoughts on what the recent election might mean for interest rates and fintech, and

International payments systems are connecting to each other at lightning speed (TWIF 11/8)

Hello Fintech Friends, Welcome to the 1,381 new readers who’ve joined us since last week. You’re joining 135,000+ other subscribers who were also glued to their newsfeeds this week. Between the card networks creating interoperability with every payment system – from QR codes to real-time payment rails

Trump 2.0: What’s next for Chinese fintech? (TWIF-China 11/7)

Hey fintech friends, It’s been quite a week unpacking all the election news in the US. Donald Trump is set to return as president, and this could shake things up for China's fintech scene. He is likely to take a tougher stance on China’s technology industry,

🎧 Nelson Chu, Founder & CEO of Percent: Private credit investing, art collecting, and building a $1B investment platform from the ground up

Welcome back to the TWIF podcast! Today, we go to New York to talk with Nelson Chu, the founder and CEO of Percent. Percent has created the modern credit marketplace, empowering investors, borrowers, and underwriters with innovative technology to increase the speed and velocity of transactions at a fraction of

Argentina and Latin America: How Technology is Reshaping the Financial Landscape

In a region where high inflation and currency depreciation erode wealth, and traditional banks and governments fail to provide stability, how are fintech innovations—such as stablecoins, neobanks, and fintech startups—reshaping the financial landscape in Argentina and across Latin America?  One of the reasons I decided to study Economics

Meet The New African Fintech Unicorn That’s Also Profitable(TWIF - Africa 11/04)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * An African fintech became a unicorn. * One of the world’s top three accelerators shut down its Nigerian office and operations. * Africa’s largest gender-equal VC closed its $78 million second fund. * A Nigerian investment

BUX customers getting access to IPOs - TWIF UK & Europe (04/11)

The latest fintech news across the UK and Europe for week ending 4th November 2024.

TWIF LatAm November 3

Hola amig@s fintech, Calling all our friends in Mexico City! Join us for an exciting evening of connection and conversation at our Growth and Gains Night on November 20, co-hosted with Flink powered by WeBull. This networking mixer will feature engaging discussions among fintech founders and CFOs, delicious food

Indian fintechs are on a bank-buying spree (TWIF 11/3)

Hello Fintech Friends, Please find another week of fintech exits and deep reads below. (👍👎 Have feedback for us? Let us know!) 📺Sponsored Content Scale your fintech product with Newline™ by Fifth Third and launch payment, card and deposit products directly with Fifth Third Bank. Newline seamlessly combines the power of

The next African unicorn (TWIF 11/2)

Hello Fintech Friends, Thank you to TechCrunch for inviting us to talk about Stablecoins: The future of fintech at Disrupt this year. Ben at Brale, Cuy at Visa, and I could probably have gone on for another two hours (photos here). We have some more stablecoin-focused initiatives coming soon from

Nu Phone, Who Dis (TWIF 11/1)

Hello Fintech Friends, Today's newsletter is brought to you by Metronome. Welcome to the 1,628 new readers who’ve joined us since last week. You’re joining 135,000+ other subscribers who are still recovering from Money2020. No time to read? Catch up with our audio version

US Strengthens Restrictions in Chinese Tech Investments (TWIF-China 10/31)

Hello fintech friends, Happy Halloween! Hope you have a slightly better costume idea than the below today.  Enjoy the read and as always, write to me with your feedback or comments: ning@thisweekinfintech.com.  Ning Licensing & Regulations  * The US is finalizing rules blocking investments in Chinese technology.  * Hong Kong

🎧 Talking LatAm Fintech, AI, and Lending with Baubap Co-Founders Roberto Salcedo & Conrad Wilkinson

Welcome back to the TWIF podcast! We've got a streak of great interviews for you this fall, heading to Mexico today for a conversation with the Baubap co-founders. Baubap is Latin America's first AI-powered, credit-focused bank. Baubap was ahead of the AI boom, developing an AI-driven

🎧The Fintech OG Series Season Two: Gaurav Dhar, Nameer Khan and Ronit Ghose

In the latest edition of This Week In Fintech's OG series, Julie dives into the UAE and interviews industry veterans ⁠Gaurav Dhar⁠ (MENA and Marshal), ⁠Nameer Khan⁠ (MENA and Fils) and ⁠Ronit Ghose⁠ (Citi).  The three provide an insightful discussion on fintech developments in the Middle East, regional

A deep-dive into APP fraud in the UK - TWIF UK & Europe Long Reads

Part Two in a TWIF UK & Europe Long Read series on APP Fraud from Kartik Dabbiru

The Future of Fintech: According to Experts and the TWIF Community

If you’re reading this, it means you (almost) survived another Money 20/20, congratulations!  Last year, we did a survey of over a dozen fintech experts as well as dozens of our community members on their outlook for fintech. Here’s a summary of what they said in the

Nigeria released the Binance executive, the Leatherback CEO stepped down(TWIF - Africa 10/28)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * After raising the largest fintech funding round in Congo, the Startup secured additional funding from Visa. * Egypt based VC planned to launch a new $200 Million fund. * Nigeria dropped charges against the executive of the

Wait a second(ary) - TWIF UK & Europe (28/10)

The latest fintech news across the UK and Europe for week ending 28th October 2024.

TWIF LatAm October 27 - Brazil to implement stricter rules on Pix

Hola amig@s fintech, As we wrap up another month filled with inspiring news and events, we want to extend a heartfelt thank you to everyone who joined us for our October gatherings at TWIF! A special thanks to all the participants of our last two events co-hosted by Ensemblex,

Stripe's record-setting crypto acquisition (TWIF 10/27)

Hello Fintech Friends, Ensemblex on LinkedIn: #mxtw2024 #ensemblexincdmx #fintechhappyhourSuch a great event in Mexico City this week. We were energized by talking with the great industry folks at This Week in Fintech's Fintech Founders and VC Mixer…LinkedInEnsemblex Shout-out to Ramon on our LatAm team, and our

YouLend has $1B more to lend to SMBs (TWIF 10/26)

Hello Fintech Friends, The last week of October is always a banner season for fintech fundraises. This year is no exception, with Valon raising $100 million, Finix taking in $75, and MoneyBox's secondary sale for £70 – all below. I wanted to highlight one in particular: MoneyStack* is building

New clearing system for BRICS nations? | TWIF - 25th Oct, 2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Join our India WhatsApp

Are you ready for a lot of fintech news? (TWIF 10/25)

Welcome to the 2,382 new readers who’ve joined us since last week. You’re joining 133,000+ other subscribers in the middle of fintech conference season. Today's newsletter is brought to you by: Hello Fintech Friends, It's almost Money2020 week in the US, and

HSBC Navigating East-West Divide (TWIF-China 10/24)

Hello fintech friends, Happy almost weekend and hope you have some fun plans. I will keep this one brief :)  Hong Kong Fintech Week kicks off in 4 days! Anyone going? Here is a guide of top highlights to help plan your visit.  Enjoy the read and as always, write to

🎧 Public CEO & Co-Founder Leif Abraham: Fixed income, AI investing, and taking a gamble on the "Public.com" domain

Welcome back – this week we have a podcast double-header for you, after Ryan's great interview with Adyen's Davi Strazza on Tuesday. We're sitting down today with Leif Abraham, the cofounder and Co-CEO of investing platform Public.com! Public is an investing platform that lets

🎧 Adyen President of North America Davi Strazza: Thinking in Decades, The Power of the Adyen Platform, and Engineering a Winning Culture

Welcome to October's episode of This Month in Fintech, just ahead of Money2020. Our guest today is Davi Strazza, President of North America at Adyen. Adyen is a global financial technology platform helping the world’s leading businesses achieve their ambitions faster. Since its founding in 2006, Adyen

Is WealthTech the New FinTech?

Matthew Goldman is a regular contributor to TWIF Signals, the Founder of Totavi, a boutique fintech product & marketing consulting firm, and the publisher of CardsFTW. Over the past two decades, fintech has transformed the way we access financial services. The early 2000s saw a major shift in consumer finance,

Yellow Card to the moon, Moove moves internationally(TWIF - Africa 10/21)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Africa’s largest crypto startup raised $33 Million to scale its B2B services. * Africa’s cross-border payments platform raised $2 Million to expand its B2B services to China. * Nigeria based HR platform launched cross-border payroll

A European first for Bizum - TWIF UK & Europe (21/10)

The latest fintech news across the UK and Europe for week ending 21st October 2024.

TWIF LatAm October 20 - Moody’s: fintech boom in Mexico will continue

Hola amig@s fintech, We are finally about to hold two TWIF great events in Mexico City during Mexico Tech Week:  * Tuesday, Oct 22 - Our traditional Fintech Founders & VC Mixer, co-hosted with Ensemblex, Timbi, and BGBG. * Thursday, Oct 24 - CFOs Connect Dinner, an exclusive dinner for founders,

Will Trustly finally go public? (TWIF 10/20)

Hello Fintech Friends, If you missed it this week, here was our news: 🎧The Fintech OG Series Season Two: Matt Austin and Ahmed SiddiquiWelcome back for the second episode in this season of the Fintech OGs podcast! This time, I interviewed Matt Austin and Ahmed Siddiqui. The conversation dives into

RBI restricts Navi, DMI Finance lending operations | TWIF - 20th Oct, 2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Join our India WhatsApp

African crypto exchange Yellow Card raises $33M on $3B of volume (TWIF 10/19)

Hello Fintech Friends, 2021 was the "risk on year" in fintech venture. And 2022 was the hangover. Funding dried up and investors stopped taking calls from all but the safest fintechs, as high-profile explosions like Fast, Bolt, FTX, TomoCredit, and Synapse had a chilling effect on the sector.

Tokenizing the Banks (TWIF 10/18)

Welcome to the 1,693 new readers who’ve joined us since last week. You’re joining 131,000+ other subscribers who are curious about tokenized funds. Today's newsletter is brought to you by: Hello Fintech Friends, I really enjoyed sitting down with MX founder and CEO Ryan

Signals: it's been a good year for public fintech companies

Hello, Fintech Friends! September was a quiet month. It's one of those "off-season" months when companies have completed reporting their previous quarter and are focused on delivering great results for the upcoming earnings season. So the most notable event of the month was the Federal Reserve

🎧The Fintech OG Series Season Two: Matt Austin and Ahmed Siddiqui

Welcome back for the second episode in this season of the Fintech OGs podcast! This time, I interviewed Matt Austin and Ahmed Siddiqui. The conversation dives into their experiences in FinTech, how they got involved, and the lessons they learned along the way. Matt shares his journey from public accounting

Africa's biggest fintech doubled down on enterprise which accounts for 90% of its revenue.(TWIF - Africa 10/14)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Ivorian based Fintech raised $820K to expand its inventory financing service. * France’s largest Venture Capital expanded to Africa. * Nigerian open banking platform expanded into cloud services. * The CEO of the most valuable African Fintech

More shake ups on Klarna's board - TWIF UK & Europe (14/10)

The latest fintech news across the UK and Europe for week ending 14th October 2024.

TWIF LatAm October 13 - Asaas raised $148 million in a Series C

Hola amig@s fintech, This weekend marks the Chicago Marathon (which my husband ran), and every visit to the city serves as a reminder of its rich cultural tapestry. The seamless blend of diverse communities, the vibrant Latin American flavors, and the unique synergies that bring it all together truly

Younited gets united to Iris (TWIF 10/13)

Hello Fintech Friends, Thank you to @MX for hosting such a great summit this week, and inviting me to moderate a discussion on a topic that isn't talked about enough these days: financial health and inclusion. Loved the conversation with @ashleybellr, @jentescher, and HBS Prof. Emily Williams. pic.

The return of late-stage rounds (TWIF 10/12)

Hello Fintech Friends, This week saw the roaring return of later-stage financing rounds in fintech, with 5 fundraises over $70 million, led by Human Interest's $267 million raise at a $1.3 billion valuation. Brazilian financial software provider Asaas and event payments platform atVenu also both pulled in

Jar launched Nek, a jewellery brand | TWIF - 12th Oct, 2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Join our India WhatsApp

Paypalapalooza (TWIF 10/11)

You’re joining 130,000+ other subscribers who still sometimes use cash to pay for things. Today's newsletter is brought to you by: Hello Fintech Friends, I want to highlight a few great pieces of writing from across the TWIFiverse over the last week! Signals Q3’24: Can

Here comes the dip (TWIF-China 10/10)

Hi fintech friends, The movements of China's stock market have been the talk of the town this past week. As Axios commented, "the entire country of China somehow became a meme stock". So true! As people returning to work from the golden week, the market took

Signals Q3’24: Can fintechs bank on brokered deposits?

A roundup of fintech fundraises, exits, and product launches in Q3. Also: Regulatory takeaways from Synapse’s collapse, digital ID wallets, and $MOODENG.

Navigating APP Fraud: How Fraudsters Are Targeting The UK! - TWIF UK & EU Long Reads

Part One in a series of Long Reads on APP Fraud from Kartik Dabbiru

Global fintechs are expanding their reach in Africa with large checks(TWIF - Africa 10/07)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Payments Unicorn raised $267 Million to expand its reach in Africa. * Two South African startups announced funding deals. * Tanzania based VC firm launched TheNextFund to support East African early stage startups. * A new $17 Million

Stablecoins for all - TWIF UK & Europe (07/10)

The latest fintech news across the UK and Europe for week ending 7th October 2024.

Japan's Mizuho goes shopping for fintech (TWIF 10/6)

Hello Fintech Friends, Read on for a surprisingly high volume of Japanese fintech M&A this week. Also - our friends at Cascading AI* are hiring two engineers to build AGI for banking! Senior Software Engineer at Cascading AI | Y CombinatorBuilding AGI for banking Casca (https://www.cascading.ai/

TWIF LatAm October 06

Hola amig@s fintech, Get ready for Mexico Tech Week. This year, TWIF is hosting two events: The Fintech Feast on Monday, Oct 21, co-organized with Pygma; and a Founders & VC mixer on Tuesday, Oct 22, supported by Ensemblex, Timbi, and BGBG.  Go ahead and RSVP now here!  Please

SEBI introduced new rules for F&O trading | TWIF - 06th Oct, 2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Join our India WhatsApp

Zepz brings the World Bank into its $267M round (TWIF 10/5)

Today's newsletter is brought to you by: Hello Fintech Friends, Business Insider just released their list of the 49 promising fintechs; it was great to see a lot of friendly companies that made it this year, as well as Fintech Fund portco's Cascading AI, Coast, Confido,

Will China’s economy rebound?(TWIF-China 10/04)

Hello fintech friends, It is currently China’s Golden Week,  celebrating National Day. Following the rollout of the stimulus plan just before this holiday, the Chinese stock market reached new highs. However, Caixin Global’s Global Manufacturing PMI shows a significant decline in the manufacturing sector for September.  Do you

Banks ❤️ Crypto (TWIF 10/4)

You’re joining 127,000+ other subscribers who were also curious to see where this headline was going. Today's newsletter is brought to you by: Hello Fintech Friends, I keep saying 'stablecoins' and they keep happening. In other news - we are going to be everywhere

The Stablecoin Revolution: Replacing BaaS as the New Infrastructure Layer

In 2020 Angela Strange wrote that Every Company Will Be a Fintech Company. The thesis set the stage for the rapid growth of financial infrastructure as a service. While much of this prediction still holds, the fintech landscape is evolving in two significant ways—through stablecoins and self-custodial wallets, which

🎧The Fintech OG Series Season Two: Jason Gardner and Ken Lin

We're back! I'm beyond excited to start sharing Season Two of our OG series with all of you. We're kicking it off with two incredible founders, Jason Gardner of Marqeta and Ken Lin of Credit Karma. From grilling massive steaks in backyard gatherings during

A Fintech player expanded to Africa with $100 Million Funding Round(TWIF - Africa 09/30)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * India based Baas Fintech expanded in Africa with $100 Million funding round    * A Fintech Investment platform secured a $50K prize from the Ecobank Fintech challenge.  * A $100 Million debt fund was launched to fund African

Two European banks go to battle - TWIF UK & Europe (30/09)

The latest fintech news across the UK and Europe for week ending 30th September 2024.

TWIF LatAm September 29 - Fintech companies surge 340% in LatAm since 2017

Hola amig@s fintech, We want to thank all of you who joined us in our events this past week. We always enjoy getting to know you and we always appreciate your feedback on the work we do, the newsletter and events.  Please find below this week’s front page

Revolut spins out a $9.5B investing business (TWIF 9/29)

Hello Fintech Friends, Fall comes around, and the fintechs get acquisitive! Visa is buying Featurespace. Revolut is spinning out a Robinhood competitor. Indian neobank Jupiter is exploring buying a bank stake, while India's PayMate expands into Indonesia via a $400 acquisition. MENA payment platform Dgpays is buying a

The median time between funding rounds is now 2.2 years (TWIF 9/28)

Hello Fintech Friends, We were excited to share the announcement of The Fintech Fund's portfolio company OutGo*, who just came out of stealth with $15 million from top VC's including Gradient Ventures and Bezos Expeditions, to rebuild the broken payments and financing experience that freight fleets

Jupiter acquiring minority stake in a bank | TWIF - 28th Sep, 2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Join our India WhatsApp

Are neobanks the biggest success story in fintech? (TWIF 9/27)

You’re joining 127,000+ other subscribers on the fintech journey of a lifetime. Today's newsletter is brought to you by: Hello Fintech Friends, I'll be traveling to Washington DC in a few weeks for our DC Fintech Week kickoff event on October 21st, co-hosted with

China continues its efforts to pump the economy (TWIF - China 09/26)

Hello fintech friends, It’s the latest China fintech news again! As always, enjoy your read and remember your feedback is most welcome! Reach out to me at ning@thisweekinfintech.com.  Licensing & Regulations  * PBOC plans to cut rates and lower reserve requirement ratios (RRR) to provide more property market

Non-Resident Global Accounts: The unsung hero of cross-border commerce

💡Today’s Signals write-up is a Sponsored Post, co-authored with our friends at Routefusion! Routefusion is a unified API platform that helps businesses accelerate growth by simplifying global payments. Their Non-Resident Global Accounts enable businesses to seamlessly collect payments in 12 currencies across 12 key markets, with payouts in over

🎧 Plaid CEO Zach Perret: Plaid’s Next Chapter in the AI Era, ‘Fintech Spring,’ and Mastering Fintech Hiring

Welcome to the inaugural episode of This Month in Fintech, a new flagship podcast from the folks at This Week in Fintech. The show is hosted by Ryan Zauk, who will sit down monthly with some of the world’s most renowned tech and finance leaders, sharing their stories and

Africa welcomes global fintechs(TWIF - Africa 09/23)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Xero acquired an African  Ai based financial reporting platform for $70 Million. * Four Fintechs raised over $14 Million. * The Fintech Fund raised $10 Million to fund great early stage Fintechs from anywhere.  * An African VC

TWIF LatAm September 22 - Nearly $350 million of new financing for the region!

Hola amig@s fintech, Get ready for FINNOSUMMIT 2024 on September 25 and 26! And to get the spirit going, make sure you attend our TWIF Mexico City events: * September 24 - Fintech Talks @Finnosummit by TWIF, Accion, Niva, BGBG & CFX Network  * September 25 - Happy Hour by TWIF

Who wants Barclays' merchant payments unit? (TWIF 9/22)

Hello Fintech Friends, Find us out in the wild this fall: Fintech Happy Hour by TWIF & Ripple · LumaAt the end of the first day of the Finnosummit 2024, Ripple is partnering with TWIF to co-host a delightful happy hour for the Fintech community attending the…This Week in FintechSF

NPCI considering easing UPI market cap | TWIF - 22nd Sep, 2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Join our India WhatsApp

DeFi startups go on a fundraising tear (TWIF 9/21)

Hello Fintech Friends, If you missed it on LinkedIn or Twitter this week: Ryan Zauk is joining us to host a new podcast! This Month in Fintech kicks off next Tuesday, featuring Plaid Founder and CEO Zach Perret. Bad news to everyone who wrote off crypto: DeFi startups are back

Fresh Funds for Fintech Fall (TWIF 9/20)

You’re joining 126,000+ other subscribers enjoying the warm days of fintech fall. Today's newsletter is brought to you by: Hello Fintech Friends, This week, I spoke with Axios' Lucinda Shen about the launch of our Fund II! Two years after raising our first $10M fintech

Hong Kong Makes First Rate Cut Since 2020 (TWIF - China 9/19)

Hello fintech friends, Welcome to the latest China fintech news. As always, your feedback is most welcome! Reach out to me at ning@thisweekinfintech.com.  Licensing & Regulations  * China is requiring state-owned investment bankers to turn in their passports to further combat corruption. * China is considering revising its anti-money laundering

Navigating the Challenges and Unlocking Opportunities in Fintech Compliance

In today’s fintech landscape, innovation is critical, but so is compliance. As the CEO and Co-Founder of Pier, where our API-first solution enables companies to quickly and compliantly launch credit products, I’ve witnessed firsthand how difficult it can be for companies to navigate the complex and fragmented regulatory

🎧 How Money Moves Podcast: All Things Fraud, with Soups Ranjan of Sardine and Liran Amrany of Team8

Welcome to the final episode of our payments series! This time we’re diving into all things fraud with Soups Ranjan of Sardine and Liran Amrany of Team8. In our season finale, we're diving into the evolving landscape of fraud in the payments industry, with guests that are

Fintech Expansions Week (TWIF - Africa 09/16)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * NASDAQ-listed South African fintech planned to finalize its $85 million fintech startup acquisition in October 2024. * Nigeria based Fintech expanded in Kenya with acquisition of a Kenyan startup. * Egypt based payments startup raised $22 Million

TWIF LatAm September 15 - Product launches increase in the region

Hola amig@s fintech, The FINNOSUMMIT 2024 week is approaching, don’t forget that you get a 20% discount as a TWIF paid subscriber, just email us at latam@thisweekinfintech.com. Secure your place!  A brief reminder of our next events in Mexico City:  * September 24 - Fintech Talks @Finnosummit

Now the Italian banks are acquiring the German ones (TWIF 9/15)

You’re joining 125,000+ other subscribers with great fintech taste. Today's newsletter is brought to you by: Hello Fintech Friends, 🤝 The last year+ of fintech M&A was characterized primarily by acquihires and distressed deals, but we are starting to see some interesting transactions that look

If fintech isn't back, why did 30+ fintechs fundraise this week? (TWIF 9/14)

You’re joining 125,000+ other subscribers with great fintech taste. Today's newsletter is brought to you by: Hello Fintech Friends, We're kicking off Finosummit 2024 in Mexico City in-style, with 3 big meetups in 2 weeks, including one with our friends at Ripple (below). Check

Dhan becomes top 10 stock broker in India within 3 years | TWIF - 14th Sep, 2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Join our India WhatsApp

What’s holding back Chinese Entrepreneurs? (TWIF - China 9/12)

Hello fintech friends, Welcome to the latest of This Week in Fintech - China Edition! This week brings a mix of regulatory updates, investment news, and exciting product launches. From PwC’s record fine, Binance's founder being permanently banned to China's expanding economic openness, there'

American regulators hint at new bank-fintech reconciliation rules 👀 (TWIF 9/13)

You’re joining 125,000+ other subscribers with great fintech taste. Today's newsletter is brought to you by: Hello Fintech Friends, 📢 I'm beyond excited to share that we've hired our new Chief Operating Officer at This Week in Fintech, Dennis Owusu-Sem 🚀 Dennis joins TWIF

When an entire country turns to fintech: Ireland's Revolut Phenomenon

💡Editor's Note: This is part of our new Deeper-Dives series written for our UK and European audience. Want to read more? Check out the UK & Europe Newsletter. Want to write with us? Reply to this email and let us know. Last Tuesday, Francesca Carlesi, the newly appointed

Signals: Public fintechs are becoming affirmatively profitable

Hello, Fintech Friends! Central bankers from all over the world met at the Jackson Hole Economic Policy Symposium, and jointly concluded that the fight against the inflation is going according to the plan, so it is time to cut rates. "The time has come for policy to adjust"

$357K of the $2.1 million was returned to investors(TWIF - Africa 09/09)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Four Fintechs raised over $38 Million. * Two Fintechs secured partnerships to power cross border payments. * Nigerian startup that raised $2.1 Million and shut down, returned the remaining $357K to investors. * Africa’s biggest payments

I Tink you are lost - TWIF UK & Europe (09/09)

The latest fintech news across the UK and Europe for week ending 9nd September 2024.

Acquisitions! Acquisitions! Acquisitions! (TWIF 9/8)

Hello Fintech Friends, While everyone returns from their summer vacations, the fintech M&A bankers have been busy. 🤝 Paylocity acquired Airbase for $325 million, Copperleaf sold for C$1 billion ($740 million), Sopra Banking sold for €330 million, and Mercury* made its first acquisition. More details on these and

TWIF LatAm September 8

Hola amig@s fintech, We’re grateful to those who joined us for the Colombia Tech Week Fintech Mixer and for the RiskCon Dinner in Mexico City some days ago. We thank our sponsors and partners Oscilar, CFX Network, and Timbi, for making these community events successful.  The event’s

Lines are blurring in India's payments sector - PayU extending consumer app | TWIF - 08th Sep, 2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Interact with the rest

Oyster joins the unicorn club (TWIF 9/7)

Hello Fintech Friends, A lot happened this week. First, there were an infinite number of fintech acquisitions announced (which we'll cover in tomorrow's newsletter). Followed by a massive number of new venture rounds (below). Matthew Goldman had a great writeup on the dynamic between fintechs and

Visa debuts plethora of Indian payments partnerships at Global Fintech Fest (TWIF 9/6)

Hello Fintech Friends, You’re joining 124,000+ other subscribers who just got back from their summer vacations. 🦄 Today's newsletter is brought to you in partnership with our our friends at Money2020. The whole TWIF team is making it out to this year's conference in Vegas

China's 30-year treasury yield hit a record low (TWIF - China 9/5)

Hey Fintech Fam, How's coming back to work from a relaxing long weekend? This week's Fintech roundup is packed with news on partnerships, financing, and intriguing regulatory updates. Dive in and get your weekly dose of China news! Feel free to send any feedback to ning@

The Unusual Dynamics Between Fintech Companies and Vendors

In this article, I want to explore the unique and often misunderstood dynamics between fintech companies –  the end brands selling products to users – and the vendors they work with.  Traditional vendor relationships usually operate under a simple premise: the customer is in charge. The buyer, who spends money and drives

🎧 How Money Moves Podcast: All Things B2B Payments, with Brandon Lloyd of Forward, Bo Jiang of Lithic and Wade Arnold of Moov

Welcome to another episode of our payments series. This time we’re diving into B2B payments with Brandon Lloyd of Forward, Bo Jiang of Lithic and Wade Arnold of Moov. These 3 are experts to say the least. We covered everything from the transformation of payments infrastructure, complexity of embedded

A $260 Million in Fines and Funding Week(TWIF - Africa 09/02)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Two Kenyan based startups raised Seven Figures rounds to power commerce and payments on Whatsapp. * South African based Privacy-by-Design fintech raised $7.5 Million to scale globally. * The US SEC ordered the CEO of a

Spate of product launches at GFF | TWIF - 02nd Sep, 2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Interact with the rest

PayPal to challenge Apple Wallet in EU - TWIF UK & Europe (02/09)

The latest fintech news across the UK and Europe for week ending 2nd September 2024.

Scaling Financial Products for Underserved Consumers in Latin America: Lessons from Baubap's AI-Powered Approach

📺Sponsored Content: This was produced in partnership with our sponsor, Baubap. Lessons from our partner Baubap on using AI to extend credit. Latin America represents one of the most challenging markets for credit products, particularly when serving the underserved populations. With default rates hovering around 40% in the unbanked segment,

TWIF LatAm September 1st - We’ve reached 50,000 subscribers!

Hola amig@s fintech, Our TWIF LatAm edition just reached 50,000 subscribers! Thank you all for your support and interest in what we do, we’ll keep bringing you the fintech news of our region each week! And if you want to keep engaging with the team, we remind

Visa looks into scooping up anti-fraud platform for close to $1B (TWIF 9/1)

Hello Fintech Friends, Our friends at Commerce Ventures are hosting their startup pitch competition again at Money2020, and the winner will receive a $100,000 uncapped SAFE note. Applications are due by September 15th: I'm also excited in October to join the first-ever AI-Native Banking & Fintech Conference.

Colombia's Transfiya payments reaches almost half of banked population (TWIF 8/31)

Hello Fintech Friends, TBC Bank in Uzbekistan secured a $25 million debt facility this week, only a month after raising $38 million in new equity. The bank is led in-part by former Tinkoff CEO Oliver Hughes, who could run the same playbook that scaled Tinkoff to 17 million customers. Given

Real-time cross-border payments are becoming the new norm (TWIF 8/30)

Hello Fintech Friends, You’re joining 123,000+ other subscribers with impeccable fintech taste. We're always looking for more great guest writers at TWIF. If you have a burning passion on a particular fintech topic, let us know! We'd love to feature the most interesting ones.

China's Economic Slowdown Continues (TWIF - China 8/29)

Hello fintech friends, Happy almost Friday!  Please find below a short and sweet news collection about China banking and fintechs for the long weekend.  Feel free to send any feedback to me: ning@thisweekinfintech.com.  Happy reading,  Ning  Licensing & Regulations  * Chinese neobank WeBank is partnering with Thailand’s SCBX

PayPal: A Fintech OG rejoining the Fastlane

A detailed look at PayPal's origins, early success factors, current product stack, latest releases and reasons to be bullish A quick intro to kick this special Signals edition off: I’m Jas Shah, a reformed engineer and longtime product guy with around two decades of experience building products

The New Crypto Era in Nigeria(TWIF - Africa 08/26)

Hi Fintech friends 👋, I'm publishing this newsletter from China, where I'm spending a few weeks. If you know any African or global fintechs with an interest in Africa that have a presence in China, kindly introduce them to me at john@thisweekinfintech.com so we can

Pix across the pond - TWIF UK & Europe (26/08)

The latest fintech news across the UK and Europe for week ending 26th August 2024.

TWIF LatAm August 25

Hola amig@s fintech, We took a week off before all activities resumed after this summer. We are back and with some great events announcements! In Colombia:   * We’re stoked to welcome our two new co-hosts for the Fintech Founders & VCs Happy Hour at Colombia’s Tech Week next

The dollars in RuneScape's gold mines (TWIF 8/25)

Hello Fintech Friends, If you're in San Francisco this September, come join us on the 18th for our fall happy hour with our friends at Rutter. TWIF SF Fall Happy Hour with Rutter · LumaWho: This Week in Fintech & Rutter and SF Fintech’s best operators, investors, and

See you at Mumbai Fintech Happy Hour | TWIF - 25th Aug, 2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Interact with the rest

Skyfire raises funds to build a world where agents manage all digital transactions for you (TWIF 8/24)

Hello Fintech Friends, 😮 Buried in all the stories about new fundraises this week was the secondary offering that global neobank Revolut did, which valued the company at $45 billion. Revolut is a giant, with over 45 million customers worldwide. ✈️ We have a busy fall around the world coming up, please

The $450 Million Round That Wasn't (TWIF 8/23)

You’re joining 122,000+ other subscribers who can't keep their hands off the latest fintech. Hello Fintech Friends, Well – you can say a lot about fintech but you can't say it's boring! This week, one-click checkout startup Bolt, which has been the subject

China Fintech Investment Rebound (TWIF-China 8/22)

Hey Fintech friends! We're excited to start sending you China fintech news every week and this is our first edition under the new format. We're switching things up to bring you even more fresh insights, trends, and news from the world of finance and technology. Let

Dynasties in the Making: 15 Companies Cultivating Tomorrow’s Fintech Leaders

By Gilgamesh Ventures and the Wharton School of Business Everyone knows about the PayPal Mafia. Beyond changing how money moves, in the last two decades PayPal has propelled several cohorts of revolutionaries that have reshaped how finance works, including Elon Musk, Peter Thiel, Max Levchin, Reid Hoffman, and others. But

What's the deal with the FDIC's proposed brokered deposits rules?

The Federal Deposit Insurance Corporation (FDIC) recently proposed significant changes to the rules governing “brokered deposits” at US banks. Specifically, the proposal would change the definition of “brokered deposits,” making it difficult to come up with a succinct legal definition. So a functional definition will have to do: The brokered

🎧 How Money Moves Podcast: Payments Around the World with Sophia Goldberg and Eric Rosenthal

Welcome back! In our third episode of the How Money Moves Podcast, we talked to Sophia Goldberg, Co-Founder and CEO of Ansa, and Eric Rosenthal, Chief Strategy Officer at Rapyd. These payments experts dove into the key differences in payments around the world, the biggest misunderstandings they see of how

Jumia is not going back (TWIF - Africa 08/19)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Africa’s NYSE-listed startup raised $99.6 Million. * Nigeria’s B2B Payments platform raised $8 Million. * Global B2B payments platform expanded to Africa with a $6 Million round. * African VC turned its focus to West

Adyen pops - TWIF UK & Europe (19/08)

The latest fintech news across the UK and Europe for week ending 19th August 2024.

The stablecoin race is on (TWIF 8/18)

Hello Fintech Friends, Signals: can public fintechs outperform the market?Hello, Fintech Friends! “That escalated quickly” is probably the best summary of what happened in the stock market in July. On July 11, the U.S. Labor Department reported a month-over-month decline in the Consumer Price Index (CPI), resulting in

Monzo hits 10M users (TWIF 8/17)

Hello Fintech Friends, 🤔 It's interesting to see that more startups are starting to announce partial fundraises of ongoing rounds, presumably to drum up investor interest in a period of capital scarcity. (We shared two new partial fundraise announcements below.) 🚀 We were also happy to share two (complete) fundraises

Register for Mumbai Fintech Happy Hour | TWIF - 17th Aug, 2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Happy Independence Day to

Apple opens up NFC as it pulls in $24B in Q2 payments revenue (TWIF 8/16)

Today's writeup is brought to you by our friends at Parcha.ai. Banks and fintechs use Parcha's AI to onboard more customers faster, with stronger compliance. Hello Fintech Friends, TWIF is coming to San Francisco next month with a Fintech Coffee on September 5th with Silicon

This Month in Fintech - China (July 24’)

Hello fintech friends, How have your summers been so far? 🔥 🔥 🔥 I hope you're enjoying the season!  Before you dive into the July newsletter, I have an exciting announcement: This Month in Fintech - China will shift to a weekly format starting in August. With this change, we hope

Signals Fintech Founders: Authentic’s Cole Riccardi

What’s Up everyone. Quick question. How often do you think about insurance? Insurance is one of the largest, oldest industries in the world but simultaneously, it is one of the least innovative. While a whole host of fintech companies have made their mark in payments and banking over the

Kuda’s Numbers Never Lie; $22M in Revenue (TWIF - Africa 08/12)

Hi Fintech friends 👋, IHere are the highlights of what happened in African Fintech this week; * A  2-year-old Nigerian Fintech company acquired a 10-year-old US company. * Two Egyptian Fintechs raised seven figure dollar funding rounds: * Nigeria based Neo Bank tripled revenue to $22 Million in 2022. * A $40 Million African VC

Monzo hits 10m - TWIF UK & Europe (12/08)

The latest fintech news across the UK and Europe for week ending 12th August 2024.

TWIF LatAm August 11 - Stori raises $212 million!

Hola amig@s fintech, We hope you had a great week. Here are some reminders of our upcoming events: * TWIF event at Colombia Tech Week on August 28! Secure your place for the Fintech Founders & VCs mixer here, and view the full agenda here. * TWIF exclusive RiskCon Dinner on

NCR Voyix sells its digital banking business for $2.45B (TWIF 8/11)

Hello Fintech Friends, Signals: can public fintechs outperform the market?Hello, Fintech Friends! “That escalated quickly” is probably the best summary of what happened in the stock market in July. On July 11, the U.S. Labor Department reported a month-over-month decline in the Consumer Price Index (CPI), resulting in

Mexican neobank Stori raises $105M in equity, hits 3M customers (TWIF 8/10)

Hello Fintech Friends, Signals: can public fintechs outperform the market?Hello, Fintech Friends! “That escalated quickly” is probably the best summary of what happened in the stock market in July. On July 11, the U.S. Labor Department reported a month-over-month decline in the Consumer Price Index (CPI), resulting in

Delegated UPI payments feature; Payoneer acquired Skuad | TWIF - 10th Aug, 2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Happy National Day to

Will the US get new rules on brokered deposits? (TWIF 8/9)

You’re joining 120,000+ other subscribers with great taste in fintech, why not forward this to a friend so they can join too? Subscribe Hello Fintech Friends, Our Biannual Outlook Survey is now live through Aug 23. Take this 3-minute survey to share your predictions for fintech in the

Signals: can public fintechs outperform the market?

Hello, Fintech Friends! "That escalated quickly" is probably the best summary of what happened in the stock market in July. On July 11, the U.S. Labor Department reported a month-over-month decline in the Consumer Price Index (CPI), resulting in an annual inflation rate of 3%. The inflation

🎧How Money Moves Podcast: Faster Payments with Heather Ribbans and Jeff Adamson

Hey everyone, welcome to the This Week In Fintech Payments podcast series hosted by Julie VerHage Greenberg and Matthew Goldman! In our second episode, we talked to Jeff Adamson from Neo Financial and Heather Ribbans, a UK payments consultant. We discuss Jeff’s transition from Olympic wrestler to fintech entrepreneur,

Who Will Become the Mercury Alternative for African Startups? (TWIF - Africa 08/05)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Egypt’s B2B ecommerce raised series A funding to launch credits to its retailer customers. * Egypt’s first Unicorn acquired Turkish based Fintech. * Nigerian payments Unicorn acquired PSP License in Ghana. * Nigerian Fintech sued its

In the BLIK of an eye - TWIF UK & Europe (05/08)

The latest fintech news across the UK and Europe for week ending 5th August 2024.

TWIF LatAm August 4 - We are preparing events in Colombia and Mexico, don’t miss out!

Hola amig@s fintech, After visiting São Paulo last month for our Fintech Happy Hour, co-hosted with Ensemblex, our next stop is the Colombia Tech Week in Bogotá. This year, we’re partnering with Pygma and Latam Fintech Hub to host a Fintech Founders & VCs networking night on August

BNP Paribas' €5.1 billion alternative asset bet (TWIF 8/4)

Hello Fintech Friends, If you didn't catch it on Friday, we're hiring a COO. Interested? Send a resume to hiring@thisweekinfintech.com. LinkedIn Login, Sign in | LinkedInLogin to LinkedIn to keep in touch with people you know, share ideas, and build your career.LinkedIn Please find

Mynt raises $393M and Bilt raists $150M (TWIF 8/3)

Hello Fintech Friends, We're bringing our popular NYC Fintech Coffees to San Francisco! ☕ Join us on September 5th from 8-10am for our first monthly Fintech Coffee, co-hosted with Silicon Valley Bank 👇 San Francisco Fintech Coffee · LumaPlease note - Given the demand and limited capacity, registration and approval are

Vayana, Clix Capital raise funding; GCash raised $393mn | TWIF - 03-08-2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Expect a lot of

TWIF is Hiring a COO 🤓 (TWIF 8/2)

Hello Fintech Friends, Do you know an amazing fintech operator looking for their next adventure? This Week in Fintech is looking to hire our first Chief Operating Officer. The ideal profile is someone who, * Has worked in fintech for 3+ years, * With early startup experience, and * A background in operations,

Darling Fintech-global bank divorced African startups(TWIF - Africa 07/29)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Two fintech acquisition deals were announced in South Africa. * The most preferred global banking partner for African startups closed accounts of startups in 13 African countries. * A Nigerian digital bank was hit by a $4

Revolut's banking on success - TWIF UK & Europe (29/07)

The latest fintech news across the UK and Europe for week ending 29th July 2024.

TWIF LatAm July 28 - 485 fintech companies operate in Chile

Hola amig@s fintech, This weekend, I visited the Anahuacalli Museum with my family. If you find yourself in Mexico City and want to explore the impressive archaeological collections of Diego Rivera, don't hesitate. The museum is accessible, stunning, and truly mind-blowing. Please find below this week’s

OneStream's shares jump 34% in first day of trading (TWIF 7/28)

Hello Fintech Friends, The $500 million IPO of Detroit-based OneStream, a fintech founded in 2010, may be a sign that the public offering window is finally opening back up for large, well-run, profitable fintechs. Please find another week of fintech exits and deep reads below. (👍👎 Have feedback for us? Let

Wealth management fintechs bring in the big bucks (TWIF 7/27)

Hello Fintech Friends, Wealth tech and asset management platforms are the new darlings of fintech: this week alone, 6 of the 14 fintech startups that raised funding were in the wealth management space. Signals Q2’24: Later-stage fintech rounds are SO backA roundup of fintech fundraises, exits, and product launches

Indian payment industry incentive reduced by 42% | TWIF - 27-07-2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now 🧐🏆 Posts of

Three years later, Revolut is a bank (TWIF 7/26)

Hello Fintech Friends, You’re joining 119,000 other subscribers who can't get enough fintech; why not forward to one more? 🎧How Money Moves Podcast: Global Payments with Kiaan Pillay and Yele OyekolaWelcome to our How Money Moves series! In our debut episode, my co-host Matthew Goldman and

🎧 The TWIF Podcast: Drew Edwards⁠ of Ingo Payments

Hello Fintech Friends, This week, we're thrilled to host ⁠Drew Edwards⁠, the CEO of ⁠Ingo Payments⁠, on ⁠The TWIF Podcast⁠. In this episode, we dive into Drew's 25+ year history of founding and running fintech companies, how payments has evolved since the PayPal era, the most

🎧How Money Moves Podcast: Global Payments with Kiaan Pillay and Yele Oyekola

Welcome to our How Money Moves series! In our debut episode, my co-host Matthew Goldman and I explored the complexities and innovations of the payments landscape in Africa with guests Kiaan Pillay from Stitch and Yele Oyekola from Duplo. The conversation highlighted the diverse and rapidly evolving nature of payments

$400+ Million African Fintech Week(TWIF - Africa 07/22)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Six Fintech funding deals worth over $400 Million were announced. * African based VC got $7 Million to fund seed to series-A African startups. * Members of the United States Congress asked the Nigerian government to immediately

Goodbye Cash App, we hardly knew you - TWIF UK & Europe (22/24)

The latest fintech news across the UK and Europe for week ending 22nd July 2024.

TWIF LatAm July 21 - Almost $200 million of funding announced this week

Hola amig@s fintech, Thanks to everyone who went to our São Paulo fintech happy hour with Ensemblex!  We are starting to get ready for FINNOSUMMIT 2024! So plan ahead and secure your place. If  you are a TWIF paid subscriber, you get a 20% off, email us at latam@

Deel acquires remote work startup Hofy for $100M+ (TWIF 7/21)

Hello Fintech Friends, Signals: the calm before the storm in public fintech companies?Affirm partners with Apple, Robinhood buys Bitstamp, Coinbase launches Smart Wallet, and other news from the quiet month of June.This Week in FintechJevgenijs KazaninsApple and HDFC Bank part ways | TWIF 20-07-2024Hi fintech friends, I’m Osborne,

Apple and HDFC Bank part ways | TWIF 20-07-2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now 🧐🏆 Posts of

Fintech funding jumped 19% in Q2 (TWIF 7/20)

Hello Fintech Friends, What fintech funding slump? This week, LatAm's Cloudwalk is raising up to $400 million, CB Insights revealed that Q2 fintech funding jumped 19%, Human Interest raised $267 million, Aven pulled together a $142 million Series D, Stripe sold shares at a $70 billion valuation, and

Apple will open up NFC payments in Europe (TWIF 7/19)

Hello Fintech Friends, You’re joining 118,000+ other subscribers with great taste in fintech; why not share this with one more? Devcon Austin Happy Hour with Method and Rutter · LumaWhat: Fintech Happy Hour at DevCon Where: Anthem, 91 Rainey St Ste 120, Austin, TX 78701 When: Thursday, August 8th

Signals: the calm before the storm in public fintech companies?

Affirm partners with Apple, Robinhood buys Bitstamp, Coinbase launches Smart Wallet, and other news from the quiet month of June.

Mambo? Nala Raised $40M to Scale Remittance and B2B Payments Platform(TWIF - Africa 07/15)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Tanzania based Fintech raised $40 Million series A to scale Remittance and its B2B payments platform. * South Africa based Neo Bank raised $77.8 Million pre-series C. * A new $2.5 million fund was launched

Travel Rule engulfs crypto - TWIF UK & Europe (15/07)

The latest fintech news across the UK and Europe for week ending 15th July 2024.

TWIF LatAm July 14 - Get ready for our São Paulo Happy Hour!

Hola amig@s fintech, For all our Brazilian friends 🇧🇷! We’re two days away from our  São Paulo Fintech Happy Hour on Tuesday, July 16, co-hosted with Ensemblex and our local community. Connect with founders, operators, and VCs from Divibank, Rivool Finance, Credix Finance, Flourish Ventures, Kazsek, Monashees, Quona Capital,

Bain Capital takes Envestnet private for $4.5B (TWIF 7/14)

Hello Fintech Friends, We'll be ramping up our Asian events in the second half of the year, and would love to partner with you if you're building in the Southeast Asian fintech community! Reach out to osborne@thisweekinfintech.com. Osborne Saldanha on LinkedIn: Beyond my wildest

Dzerv raised $32mn; Singapore Banks phasing out OTPs | TWIF 13-07-2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now 🧐🏆 Posts of

Nala raises $40M Series A to expand into B2B payments (TWIF 7/13)

Hello Fintech Friends, Coming to Fintech Devcon in Austin? (You should.) We’ll see you there! We are excited to invite you to an exclusive happy hour event, hosted in collaboration with our wonderful partners at Method & Rutter.  Join us for an evening of great conversations and networking with

How much would you pay for your JP Morgan account? (TWIF 7/12)

Hello Fintech Friends, You’re joining 117,000+ other subscribers with great fintech taste. Based on the success of our monthly New York and London Fintech Coffees, we're excited to add the third city in our fintech coffee series! Starting in September, we'll kick off our

This Month in Fintech - China (June 24’)

Hello fintech friends, The fintech industry in China has seen a flurry of regulatory changes, financing activities, and product launches in the past June. Please take a read! Chart of the Month: Chinese Banks’ Profitability Metric Hits Lowest Since 2010 Licensing & Regulations  * Zhejiang Aerospace Electronics Information Industry Co. Ltd.

Signals Q2’24: Later-stage fintech rounds are SO back

A roundup of fintech fundraises, exits, and product launches in Q2. Also: Trends in AI, alternative investments, and the debate on how to regulate earned wage access.

🎧The Fintech OG Series: Saira Rahman and Maia Bittner

It's our final episode of the FinTech OG series season one. We're closing it out with two of my favorite women in the space. We have Maia Bittner, who is now at Chime, and Saira Rahman, who is at Fundrise. Both of them have incredible experiences,

$114 Million for a new digital bank and $16 Million lost by a Web3 digital bank(TWIF - Africa 07/08)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Egypt based Bank invested $114 Million on its newly licensed digital banking subsidiary. * African Web3 startup backed by Coinbase lost $16 Million. * Kenya and Nigeria-based identity management startups merged to form a group company. * South

Monzo brings the fight to fraudsters - TWIF UK & Europe (08/07)

The latest fintech news across the UK and Europe for week ending 8th July 2024.

TWIF LatAm July 07

Hola amig@s fintech, This week we commemorate the rich history and enduring spirit of Venezuela on the anniversary of its independence. On July 5th, 1811, the Act of Independence was signed, marking the birth of a nation steeped in culture, resilience, and pride.  For our readers in São Paulo

BlackRock moves into private markets with $3.2B Preqin acquisition (TWIF 7/7)

Hello Fintech Friends, There was some pretty interesting corporate development activity this week - other than the headline acquisition, China's Ant Group is also acquiring its way into the European market, Indian crypto exchange CoinDCX will enter the Middle East, and Robinhood deepens its moves into roboadvisory. Please

End of zero brokerage in India? | TWIF 07-07-2024

Hi fintech friends, I'm Osborne, investor in early stage startups. Miss me? 😄 I've been off for the past month for personal reasons, but glad to be back. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF

Thailand's Ascend Money raises $195M (TWIF 7/6)

Hello Fintech Friends, Our LatAm team is excited to announce our next Fintech Happy Hour in São Paulo, in collaboration with Ensemblex and our local community members, Adrielle and Julia. When: Tuesday, July 16 at 6PM Where: WeWork Paulista 1347 Hosts: TWIF & Ensemblex TWIF x Ensemblex São Paulo Fintech

Revolut announces £1.8B in annual revenue and £438M in profit 🚀(TWIF 7/5)

You’re joining 116,000 other subscribers with excellent fintech taste; why not forward this to a friend so they can join too? - Hello Fintech Friends, Happy 4th of July to all our American readers. I hope this newsletter is finding you somewhere sunny for the weekend. In the

Signals Fintech Founders: Nestment's Niles Lichtenstein

On how co-buying real estate unlocks home ownership, and how startups can scale linearly.

Bad News to Visa and Mastercard in Africa(TWIF - Africa 07/01)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * 2 Nigerian Fintechs issued 17 Million local cards, bad news to Visa and Mastercard. * Egyptian Banking as a Service startup raised $8 Million to support its expansion. * Uganda based Fintech startup acquired a leading Ugandan

Klarna checks out - TWIF UK & Europe (01/07)

The latest fintech news across the UK and Europe for week ending 1st July 2024.

Chime acquires hourly payment platform Salt Labs for $173M (TWIF 6/30)

Hello Fintech Friends, Please find another week of fintech exits and deep reads below. (👍👎 Have feedback for us? Let us know!) 📺Sponsored Content Raising debt capital is a crucial requirement for card, lending, and neobank startups, but most fintech operators don’t come from a capital markets background. That’s

TWIF LatAm June 30 - Nubank acquires Hyperplane; Bolivia lifts ban on crypto

Hola amig@s fintech, Just a quick note to thank all of you for reading us every week! We appreciate your input and suggestions on what interests you and how to get better, so please, do not hesitate to reach out.  Please find below this week’s front page of

Australia's Betashares gets A$300M to go global (TWIF 6/29)

Hello Fintech Friends, Please find $350+ million in new fintech fundraises to end your week, across 24 companies. We were excited to share Fintech Fund portfolio company Rainforest's $20 million Series A this week. Rainforest embeds payment processing into other software platforms with programmability and features that are

When all you have is a hammer (TWIF 6/28)

Hello Fintech Friends, In my fintech career, I’m fortunate to have met with the CFPB, the OCC, the FDIC, the FTC, and the SF and NY Federal Reserve Banks, mostly in the context of cashflow underwriting and consumer credit access. Something universal about the regulators I met with was

Signals: Forget perfectionism, embrace the chaos

Jake Gibson, Founding Partner at Better Tomorrow Ventures and Co-Founder of NerdWallet, on the chaos that is building a startup.

🎧The Fintech OG Series: Peter Renton and Simon Taylor

In this week's episode, Peter Renton, co-founder of FinTech Nexus/LendIt, and Simon Taylor, head of content and strategy at Sardine, discuss their professional journeys and the evolution of fintech over the past decade. They share insights into the industry's surprises, mistakes and milestones, and whether

Africa’s Soonicorns(TWIF - Africa 06/24)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Emerging market-focused payroll service provider secured $7.1 Million. * South Africa based insurance company acquired over 60% of one of Africa’s media insurance company. * European based VC launched a $75 Million Africa focused fund.

Rev(olut) your engines - TWIF UK & Europe (24/06)

The latest fintech news across the UK and Europe for week ending 17th June 2024.

Pine Labs considers $1B Indian IPO (TWIF 6/22)

Hello Fintech Friends, We've got good news as we head into the second half of the year: We're bringing our events to more major cities across LATAM, starting with a Fintech Happy Hour in Sao Paulo next month with our partners Ensemblex. After Brazil, we'

TWIF LatAm June 23 - Celcoin and Clip raise new rounds; Prometeo expands to the US

$221.8 million in fintech funding (equity and debt) Hola amig@s fintech, I hope you’re finding some time to relax and enjoy your summer vacation. The great thing about TWIF is that you can catch up on the latest fintech news wherever you are! As we head into

Mexico's Clip banks $100 million (TWIF 6/22)

Hello Fintech Friends, This week, Michael wrote up a deep-dive into banking-as-a-service in the UK and Europe: Deep dive into BaaS across the pondA deep dive into the BaaS space in the UK and Europe featuring perspectives from Griffin, Swan and The Bank of LondonThis Week in FintechMichael Jenkins And

Plaid Layer, Bilt headaches, and Brex banking (TWIF 6/21)

Hello Fintech Friends, You’re joining 111,000+ other smart, curious subscribers reading about the future of fintech. No time to read? Check out our weekly briefing recaps of the week's news below: TWIF News Briefing - June 21stListen to this episode from The This Week in Fintech

Deep dive into BaaS across the pond

A deep dive into the BaaS space in the UK and Europe featuring perspectives from Griffin, Swan and The Bank of London

The African NYSE-listed sleeping giant woke up and continued to rally post strong Q1 results, up 150% Year to date.(TWIF - Africa 06/17)

Hi Fintech friends, Happy Eid al-Adha 👋, Here are the highlights of what happened in African Fintech this week; * Two Weeks, Two Banks Acquired in Tanzania: By a Fintech and a Bank. * The shares of the African e-commerce giant and fintech provider continued to rally after strong Q1 results, up 150%

Apple opens up - TWIF UK & Europe (17/06)

The latest fintech news across the UK and Europe for week ending 17th June 2024.

TWIF LatAm June 16

$47.8 million in fintech funding (equity and debt) Hola amig@s fintech, This is a very quick intro to remind all readers that, besides focusing on what’s going on with the fintech industry in LatAm, we're kicking off a summer of football magic with the UEFA

Chinese trade finance provider Oabay goes public (TWIF 6/16)

Hello Fintech Friends, Please find another week of fintech exits and deep reads below. (👍👎 Have feedback for us? Let us know!) 📺Sponsored Content Raising debt capital is a crucial requirement for card, lending, and neobank startups, but most fintech operators don’t come from a capital markets background. That’s

AlphaSense hits $4B valuation (TWIF 6/15)

Hello Fintech Friends, Join us over the next couple weeks across three continents of fintech events in Boston, London, and Bangalore: TWIF x Silicon Valley Bank Happy Hour · LumaWho: Boston’s best early-stage founders and operators What: Fintech Happy Hour with drinks, light bites and thought-provoking discussions! Where: 53 State

Capital One 🤝 Stripe 🤝 Adyen (TWIF 6/14)

Hello to our 110,000+ Fintech Friends, A shorter newsletter than usual this week, as I'm getting married – have a great weekend everyone! Signals: Public fintechs reached “profitable growth” in H1 2024Highlights and takeaways from fintechs’ Q1 earnings reports.This Week in FintechJevgenijs Kazanins‎The This Week in

This Month in Fintech - China (May 24’)

Hello fintech community, I hope you're all enjoying the lovely summer weather! Below you'll find the latest updates from the Chinese fintech space for the month of May, covering funding news and new product launches. As always, I welcome your feedback and any news tips you&

Signals: Public fintechs reached "profitable growth" in H1 2024

Highlights and takeaways from fintechs' Q1 earnings reports.

🎧The Fintech OG Series: Laura Spiekerman and Aaron Frank

Welcome back for the next episode of the Fintech OG series!  This week I'm excited to have Laura Spiekerman of Alloy and Aaron Frank of Lightspeed on the podcast. With each of them having more than a decade of fintech experience, these two offered incredible insights and advice.

The New Fintech era in 🇹🇿; Selcom acquired a bank(TWIF- Africa 06/10)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Tanzanian top Fintech acquired a bank. * Sudan based and YC backed startup raised $5 Million. * The Central Bank of Nigeria revoked the banking license of a bank where at least 90% of the bank’s

Bunq making waves - TWIF UK & Europe (10/06)

The latest fintech news across the UK and Europe for week ending 10th June 2024.

Register for Bangalore Fintech After Dark; Fibe raised $90mm | TWIF 10-06-2024

Hi fintech friends, I'm Osborne, Principal at EMVC. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now ✨ Bangalore Fintech After Dark

TWIF LatAm June 9 - Brazil's Open Finance reaches 28M users

$24.2 million in fintech funding (equity and debt) Hola amig@s fintech, Last week, I was so focused on Mexico’s elections that I didn’t mention June’s arrival! June is a month of vibrant, respectful, and empowering pride celebrations. It’s important to remember and protect the

Waystar IPO raises $1B; Robinhood buys Bitstamp for $200M (TWIF 6/9)

Hello Fintech Friends, London Fintech Breakfast · LumaJoin TWIF for our first ever London Fintech Breakfast! We’ll be inviting some of the world’s best operators, advisors and investors to a networking event like…This Week in FintechRiskCon London w/ Oscilar and This Week in Fintech · LumaYou’re invited! Join

All My Exchanges Live in Texas (TWIF 6/8)

Hello Fintech Friends, With 30 new fintech and defi fundraises this week, the market feels very alive! Maybe the most interesting fundraise was not for a 'fintech' at all, per say, but for the The Texas Stock Exchange, a new securities exchange backed by BlackRock and Citadel meant

Hot Fin Summer (TWIF 6/7)

You’re joining 109,000 other subscribers with excellent fintech taste; why not forward this to a friend so they can join too? Hello Fintech Friends, It's New York Tech Week. It's Money2020 Europe. It's Collision Conference. It's London Tech Week. It&

Signals Fintech Founders: Dynasty's Alessandro Chesser

On building “Morgan Stanley 2.0”, why the average American should have a trust, and what democratizing access to trusts means for the US tax system.

🎧 The TWIF Podcast: Jeremy Tsui of Finley

"One exciting industry trend is the growth of debt or private credit. Even as venture investing pulls back, debt continues to expand." - Jeremy Tsui

Triple P (Paystack, Piggyvest, P1 Ventures) and VP (Ventures Platform) jointly acquired Brass(TWIF - Africa 06/03)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Kenya based Fintech company secured $51 Million to expand financial services to underbanked individuals. * Morocco based payments company acquired Irish based Fintech company. * Fintechs and investors joined to acquire a Nigeria based digital banking startup.

Curve goes head to head with Apple - TWIF UK & Europe (03/06)

The latest fintech news across the UK and Europe for week ending 3rd June 2024 + an op-ed from Nico at Tunic Pay

TWIF LatAm June 02

$18.5 million in fintech funding Hola amig@s fintech, Today, Mexico is holding its largest elections in history, with over 20,000 public positions up for grabs and more than 98 million people eligible to vote. This is a pivotal moment for the country. We urge all our readers

BBVA ramps up its hostile takeover pursuit of Sabadell (TWIF 6/2)

Hello Fintech Friends, We're bringing back our international Fintech Trek for it's third year! Two years ago, 100+ of us traveled to visit Abu Dhabi and Dubai for three days. Last year, we took 200+ fintech enthusiasts to a week-long fintech immersion program in Mexico City.

Stripe goes invite-only in India | TWIF 02-06-2024

Hi fintech friends, I'm Osborne, Principal at EMVC. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now 🧐🏆 Posts of the Week

Fintech strategic investors are alive and well (TWIF 6/1)

Hello Fintech Friends, In case you missed it, we covered the current Synapse and Evolve BaaS drama in more depth this week: Signals: Synapse wasn’t your typical BaaSA unique set of challenges drove Synapse to bankruptcy– freezing access to funds for tens of thousands of end users.This Week

The US inches towards smart crypto regulations (TWIF 5/31)

Hello Fintech Friends, You’re joining 108,000 other fintech enthusiasts who subscribe to TWIF! Do your friends a favor and forward them this email so that they can too. I'm generally a believer that consumer-focused regulation – if well thought-out – is good for nascent tech spaces. Proactive regulators

Signals: Synapse wasn't your typical BaaS

A unique set of challenges drove Synapse to bankruptcy– freezing access to funds for tens of thousands of end users.

🎧The Fintech OG Series: Dan Rosen and Luis Valdich

Welcome back for the next episode of the Fintech OG series!  This week I'm excited to have Dan Rosen of Commerce Ventures and Luis Valdich of Citi Ventures on the podcast. Beyond their professional insights, both of them offered candid reflections on personal growth over their 10+ years

This Week in Policy (5/27)

Hello Fintech Friends, Welcome to another week of fintech policy updates! I would like to begin with a personal announcement: after over 80 articles and two wonderful years of serving as Editor in Chief for Policy with This Week in Fintech, I will be stepping down from this role by

Eyes on African Fraud Fintechs(TWIF - Africa 05/27)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * African fintech raised $550K to combat fraud in emerging markets. * Microsoft announced a $1 Billion investment in one of East African countries. * Mastercard partnered with Nigeria’s largest bank by asset to offer cross-border payments.

No penalties for Visa or Mastercard from PSR - TWIF UK & Europe (27/05)

The latest fintech news across the UK and Europe for week ending 27th May 2024.

TWIF LatAm May 26 - Brazil's Central Bank unveils next steps in Crypto regulation

$358.5 million in fintech funding (equity and debt) Hola amig@s fintech, I came across a photo of two of Latin America's greatest poets and writers in conversation—a powerful symbol of dialogue between cultures, countries, hemispheres, and friends. This embodies the spirit of our region, and

Risk management platform Auditboard sells for $3B (TWIF 5/26)

Hello Fintech Friends, For all our American readers, I hope you're having a fantastic Memorial Day Weekend (and focused on more fun topics than fintech – fintech will be here for you again on Tuesday). Sharing this week's latest exits, around-the-world, and deeper reads below 👇 I'

Jupiter launched savings feature; Slow news week in SEA | TWIF 26-05-2024

Hi fintech friends, I'm Osborne, Principal at EMVC. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now 🧐🏆 Posts of the Week

Revolut employees to cash out $500M (TWIF 5/25)

Hello Fintech Friends, The most interesting fundraise news of this week was not a primary but a secondary share offering - Revolut is arranging for employees to cash out up to $500 million in a share sale that CEO Nik Storonsky believes will hit their 2021 valuation of $33 billion.

Google, Stripe, Plaid, & Visa all launch new fintech products (TWIF 5/24)

Hello Fintech Friends, The fintech events for New York Tech Week are multiplying as we get closer to June! I love what the a16z team has done with the event. Kudos to Katia Ameri and the organizer team. I hope I'll run into you at one of our

This Week in Policy (5/20)

Hello Fintech Friends, Welcome to another week of fintech policy updates! In this edition, we bring you the key highlights from the past week pertaining to crypto regulation, crypto enforcement, fintech policy, the Consumer Financial Protection Bureau (CFPB), and the Securities and Exchange Commission (SEC). As always, if you are

African unicorn partnered with ex-Twitter owners’ platform on cross-border payments(TWIF - 05/20)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Senegal based B2B ecommerce startup raised $3.2 Million to embed Fintech on their operations. * London headquartered VC launched a $10 Million fund to invest in African Fintechs and other sectors. * Non-profit organization launched a

Visa shows us a glimpse into the future - TWIF UK & Europe (20/05)

The latest fintech news across the UK and Europe for week ending 20th May 2024.

TWIF LatAm May 19 - Aplazo and NG.CASH secured new investment rounds

$82.7 million in fintech funding  Hola amig@s fintech, Thanks to all who joined us for the inaugural TWIF & Oscilar RiskCon Dinner in São Paulo! It was an incredible evening filled with enlightening discussions on risk management, fraud prevention, and more.  Please find below this week’s front

RegTech Cube remains on rollup rampage (TWIF 5/19)

Hello Fintech Friends, Please find another week of fintech exits and deep reads below. (👍👎 Have feedback for us? Let us know!) 📺Sponsored Content Congratulations to our friends over at Better Tomorrow Ventures — they just wrapped the second cohort of The Mint, their fintech-focused pre-seed program! Check out the 8 companies

Aplazo locks in a $45 million B for BNPL (TWIF 5/18)

Brought to you in partnership with our friends at StreetBeat. Hello Fintech Friends, 🤔 I was impressed with the story of PayHOA this week. The Kentucky-based platform for property managers and homeowners associations was previously bootstrapped and just announced a sizeable Series A. Before starting PayHOA, founder Mike Bollinger bootstrapped two

Digit Insurance IPO oversubscribed; Grab digibank nears $500m deposits | TWIF 18-05-2024

Hi fintech friends, I'm Osborne, Principal at EMVC. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now 🧐🏆 Posts of the Week

JP Morgan, BlackRock, CME, & Bancolombia get into crypto 🌕 (TWIF 5/17)

Welcome! You’re joining 107,000+ other fintech enthusiasts who read TWIF each week. Hello Fintech Friends, It's been a busy week as always, here's what you may have missed: Signals: Neobanks are in their Globalization EraNeobanks’ international expansion benefits users at home *and* abroad; India

Signals: Neobanks are in their Globalization Era

Neobanks' international expansion benefits users at home *and* abroad; India extends 30% UPI market cap.

M-pesa Profitability and Airtel Money IPO Plans (TWIF - Africa 05/14)

Hi Fintech friends 👋, the reason you are receiving this newsletter late today is because I’m always publishing from Tanzania, where since last weekend, there has been a serious internet outage that made it hard to prepare and publish the newsletter. Better late than never, below are the highlights of

🎧The Fintech OG Series: Charley Ma and Reshma Sohoni

Welcome back for the next episode of the Fintech OG series!  This week I'm excited to have Charley Ma of Exponent Founders Capital and Reshma Sohoni of Seedcamp on the podcast. Beyond their professional insights, both of them offered candid reflections on personal growth and where fintech is

This Week in Policy (5/13)

Hello Fintech Friends, Welcome to another week of fintech policy updates! This week, we provide a roundup of the most significant developments in the realms of crypto regulation and enforcement actions from the past week. We also explore updates pertaining to central bank digital currencies (CBDCs), payments, the Consumer Financial

Another neobank adds a B2B BaaS offering- TWIF UK & Europe (13/05)

The latest fintech news across the UK and Europe for week ending 13th May 2024.

TWIF LatAm May 12 - Jeeves and Plata secured credits for their expansion and operations

$182.29 million in fintech funding (equity and debt) Hola amig@s fintech, 🤱🏻Happy Mother’s Day to all of those who have been celebrating this week! For our readers in Brazil 🇧🇷… Join TWIF and Oscilar for the first RiskCon Dinner in São Paulo, which will take place on Tuesday,

How do startups choose their bank and corporate card? (TWIF 5/12)

Hello Fintech Friends, Following up on Matthew Goldman's latest Signals piece on fintech banking, we are conducting a new survey to understand how fintech startups choose to bank and use corporate cards. Please help us out by taking this quick survey! TWIF: How Fintech Businesses BankTurn data collection

Monzo outMonzos itself (TWIF 5/11)

Hello Fintech Friends, Monzo's £150 million Series I round continues to grow – we'll probably be covering it again next week – and it's not even the largest fundraise of the week. ‘Phantom debt’ from ‘buy now, pay later’ schemes is a $700 billion black hole

Earnings week in India; Setu launched financial LLM | TWIF 11-05-2024

Hi fintech friends, I'm Osborne, Principal at EMVC. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now 🧐🏆 Posts of the Week

This Month in Fintech - China (April 24’)

Hello fintech friends, Here we go again - Please find another week of Chinese fintech news, regulatory updates and product launches below. 👍 👎 Have feedback or news to share? Let me know on Twitter and LinkedIn. If you feel TWIF brings you value, please share it with your friends! Licensing &

Nubank reaches 100 million customers (TWIF 5/10)

Hello Fintech Friends, 🎉 We are excited to announce our Boston Happy Hour with Silicon Valley Bank on Thursday, June 20th at 5:30 pm. Be prepared for food, drinks, networking and great discussions; click here to register. 📅 We actually have a whole slate of fintech events coming up – read on

Signals: Free tax filing? For Spring? Groundbreaking.

Large fintechs are issuing convertible notes; free tax filing is coming to a neobank (and IRS website?) near you.

This Week in Policy (5/6)

Hello Fintech Friends, Welcome to another week of fintech policy updates! This week, we delve into the latest developments in crypto regulation, enforcement, and payments, alongside updates related to the Consumer Financial Protection Bureau (CFPB) from the past week. As always, if you are not yet subscribed to the Policy

Wave waved on top YC startups by revenue (TWIF - Africa 05/06)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * African Fintech Unicorn was listed on top revenue startups by World’s most valuable accelerator. * African Travel Fintech Startup acquired its competitor and expanded to more countries. * The first ever digital bank was launched in

We are growing - TWIF UK & Europe (06/05)

The latest fintech news across the UK and Europe for week ending 6th May 2024.

TWIF LatAm May 05 - Bancolombia launches digital asset platform

Hola amig@s fintech, Today, Panama heads to the polls for its general elections, underscoring the nation's significance within the region. As a key player in Central America, Panama's political landscape influences broader dynamics throughout Latin America. Beyond the electoral process, democratic principles serve as fertile

BioCatch gets acquired at a $1.3 billion valuation (TWIF 5/5)

Hello Fintech Friends, No time to read? Check out our weekly podcast briefing. It was great to see an announcement at thisweekinfintech.com/community this week that two fintech founders who met in the community agreed to join forces by merging their companies. You can read the full story here.

Chime at $1.5B annualized revenue with 7M customers (TWIF 5/4)

Hello Fintech Friends, We were excited for our friends at Ansa* to announce their latest round, a $14 million Series A (in which The Fintech Fund participated, after backing them at the seed). Notably, Ansa is a woman-founded fintech company and female investors contributed 95.6% to the round. You

MAS lifted business restrictions on DBS; Premji is acquiring a bank | TWIF 03-05-2024

Hi fintech friends, I'm Osborne, Principal at EMVC. Apologies for the delay in sending this out. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they

Republic First is the new First Republic (TWIF 5/3)

Hello Fintech Friends, Welcome to another week of fintech news! You’re in good company, with 107,000+ founders, investors, and fintech leaders who subscribe to This Week in Fintech. Today's writeup is brought to you by our friends at Finley. I was recently reminded of a great

Signals: Why don't more retailers accept SNAP EBT?

Over 12% of Americans use SNAP to buy groceries, but only ~350 retailers accept these payments online. What's the reason for this slow adoption?

This Week in Policy (4/29)

Hello Fintech Friends, Welcome to another week of fintech policy updates! This week, we explore together the latest developments in the realms of crypto regulation, enforcement, and payments from the past week. As always, if you are not yet subscribed to the Policy Edition of This Week in Fintech, make

Africa’s Top Fintech is gearing for IPO

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Three Fintech deals worth over $5 Million were announced. * Egypt based VC firm signed a $30 Million deal to back pre-seed and seed stage startups. * Africa’s Top Fintech startup geared for IPO. * East African

When Stripe takes over - TWIF UK & Europe (29/04)

The latest fintech news across the UK and Europe for week ending 29nd April 2024.

Offline fintech is cool again | TWIF 29-04-2024

Hi fintech friends, I'm Osborne, Principal at EMVC. Apologies for the delay in sending this out. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they

TWIF LatAm April 28 - QI Tech: the new Brazilian unicorn

$190.6 million in fintech funding (equity and debt) Hola amig@s fintech, We're excited to bring you another edition of This Week in Fintech, with the latest updates and insights in Latin America, especially now that funding has taken off again in our region. We remind you

Flutterwave is prepping Africa's next fintech IPO (TWIF 4/28)

Hello Fintech Friends, In case you missed it, some updates from around TWIF this week: The Broker App-pocalypse Is HereWhat does it mean for the future of investing? The pandemic was a wild time for brokerage businesses. But today, many brokerages which were enticed by the allure of payment for

QI Tech becomes the next Brazilian unicorn; Rippling hits $13.5B (TWIF 4/27)

Hello Fintech Friends, I enjoyed the Financial Times' coverage of the resurgence in fintech valuations and financial performance this year: Fintech finally starts to add up for investorsMore firms may be seeking listings in the next year I still believe that many of the world's next unicorns

Ye Olde Pay-by-Banke (TWIF 4/26)

Today's newsletter brought to you by our friends at Finley. Hello Fintech Friends, Will this be the year that pay-by-bank finally becomes a thing? Many, many fintechs have been designing and promoting direct account-to-account bank payments as a replacement for cards in the half decade since Open Banking

Signals: The Broker App-pocalypse Is Here

What does it mean for the future of investing? The pandemic was a wild time for brokerage businesses. But today, many brokerages which were enticed by the allure of payment for order flow (PFOF) are seeing no sunlight. Call it a post-ZIRP aberration or a broker recession… the broker app-pocalypse

🎧The Fintech OG Series: Jon Stein and Alexa Von Tobel

Welcome back for the next episode of the Fintech OG series! This week I'm excited to have Jon Stein of Betterment and Alexa von Tobel of LearnVest and Inspired Capital on the podcast. Beyond their professional insights, both of them offered candid reflections on personal growth, the future

This Week in Policy (4/22)

Hello Fintech Friends, Welcome back to another week of fintech policy updates! We're thrilled to be back after a short break over the past two weeks. This week, we bring you a roundup of the latest developments in crypto regulation, artificial intelligence (AI), payments, and updates related to

African and Global B2B Fintech Banks Are Becoming B2C

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * African based VC closed its $154 Million fund for early stage startups. * An African startup once valued at over $100 Million shut down its flagship product and launched a new AI-powered social commerce product. * After

UK fintech hitting it's stride- TWIF UK & Europe (22/04)

The latest fintech news across the UK and Europe for week ending 22nd April 2024.

TWIF LatAm April 21 - Rising activity in the region

$26.53 million in fintech funding  Hola amig@s fintech, We are happy to announce our TWIF LatAm Fintech Happy Hour in Mexico City on April 30. Do not miss the chance to RSVP and participate!  Also, the Mexico Business Forum 2024 will take place in Mexico City on April

Can someone crack the IPO window? (TWIF 4/21)

Hello Fintech Friends, The IPO window may just be slowly reopening in financial services. 💰Ibotta went public this week, raising over $500 million, while the UK's Marex Group and Zopa and Russia's MTS Bank all shared plans for their own IPOs. 📝 Last week, we published our

Effectively dead (TWIF 4/20)

Hello Fintech Friends, A prominent crypto investor tweeted this week that fintech is “effectively dead, consolidating” and... really just couldn’t have picked a worse week to tweet. Also this week: * Stripe insiders sold almost $700M in shares at a $65B valuation (up 30%) and is trading above $80B in

Jio and Blackrock JV for stock broking in India; Fintech funding in SEA down 44% QoQ | TWIF 20-04-2024

Hi fintech friends, I'm Osborne, Principal at EMVC! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now 🧐🏆 Posts of the Week

Mercury is now B2C, Pipe is now B2B, and Costco gold is now DTC (TWIF 4/19)

Hello Fintech Friends, We have a few international events coming up for our communities in Berlin, Mexico City, and Bangkok: Berlin Fintech Happy Hour · LumaWho: Our Berlin Fintech Founders, Operators, Partners and Ecosystem Community What: Fintech Happy Hour with light bites Where: Mr. Susan Cocktail Bar When: May…This Week

Signals: If a tree falls in the forest...

... does it still qualify for a carbon credit?

🎧Building the Best, with Jillian Williams feat. Tony Jamous of Oyster

Hello fintech friends, We're back with our fifth installment of Building The Best, our podcast hosted by Jillian Williams of Cowboy Ventures. In this podcast, we dive deep into the fundamentals of creating and scaling transformative fintech products by interviewing the founders themselves. In this episode, Jillian is

$44 M + $70M = African Fintechs are raising, VCs are deploying (TWIF - Africa 04/15)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Five Fintech deals worth over $44 Million were announced. * 2 Funds worth over $70 Million were announced. * World’s largest Crypto exchange sought release of its detained executive in Nigeria. * African country issued its first

LONDON coin Calling - TWIF UK & Europe (15/04)

The latest fintech news across the UK and Europe for week ending 15th April 2024.

TWIF LatAm April 14 - HSBC sells Argentinian division to Grupo Financiero Galicia

$172.5 million in fintech funding (equity and debt) Hola amig@s fintech, We began this week with a spectacular eclipse in the Northern part of our American Continent. On a personal note, I took all the necessary precautions to watch the partial eclipse in Mexico City (using scientifically approved

Empower acquires Petal and Cashalo (TWIF 4/14)

Hello Fintech Friends, This week, Empower – a fintech provider alternative credit underwriting on a mission to solve access to affordable credit for everyday Americans – signed an agreement to acquire my old employer Petal*, a consumer credit card provider that uses cashflow-based underwriting to expand access to credit, as well as

FloQast keeps unicorn status with $100M Series E (TWIF 4/13)

Hello Fintech Friends, A few new stories from around the TWIF Cinematic Universe this week: Signals: Unnatural actsI’ve spent my career in fintech, but the journey started before I had even graduated college in 2010 (I am old). To snapshot the moment: my phone was a Motorola Slider, I

Ashneer Grover launched ZeroPe; SEA - 2 fund raises, 3 acquisitions | TWIF 13-04-2024

Hi fintech friends, I'm Osborne, Principal at EMVC! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now 🧐🏆 Posts of the Week

New York Fintech Week (TWIF 4/12)

Hello Fintech Friends, 🗽 It's been amazing seeing so much of the fintech community in town for New York fintech week. ⛵ Hope to keep that energy going with Osborne's TWIF Asia Fintech Cruise with Saison and Citi! Fintech Cruise with Saison & Citi · Luma** This event is

This Month in Fintech - China (March 24’)

Hello again fintech friends, Please find another month of Chinese fintech news, financings and product launches below. Licensing & Regulations  * House has passed Tiktok ban bill, resulting in a slowdown in user growth for the first time in its history.  * The divesting proposal of TikTok has given rise to the

Signals: Unnatural acts

I've spent my career in fintech, but the journey started before I had even graduated college in 2010 (I am old). To snapshot the moment: my phone was a Motorola Slider, I had never owned a credit card, TiK ToK was the #1 song of the year (not

🎧The Fintech OG Series:Jake Gibson and Nik Milanović

Happy fintech week, friends! This week I'm excited to have Jake Gibson of NerdWallet and BTV as well as our very own Nik Milanović on the podcast. Beyond their professional insights, both of them offered candid reflections on personal growth, the importance of resilience, and the impact of

Can Mobile Money Companies share agents network? (TWIF - Africa 04/08)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * The Fintech fund launched its second fund to back Fintech startups globally. * Y-Combinator added an African Travel-Fintech startup into its portfolio. * Africa based PE firm closed its $470 Million fund to invest in Fintech and

A Clear(Bank) path forward - TWIF UK & Europe (08/04)

The latest fintech news across the UK and Europe for week ending 8th April 2024.

TWIF LatAm April 07 - LatAm remittances: 10% annual growth since 2014

$15.5 million in fintech funding Hola amig@s fintech, As April begins, we're back with the latest updates in the world of Latin American fintech. From new regulations to innovative startups, stay tuned for all the highlights! If you’re reading this on the web, we’d

Opportunities for Generative AI in Financial Services (TWIF 4/7)

Hello Fintech Friends, Just in time for New York Fintech Week, we're excited to share our latest whitepaper co-authored with Visa: Opportunities for Generative AI in Financial Services: After over a decade of methodical growth and continual refinement, generative artificial intelligence’s moment in the tech industry spotlight

Pigment raises $145M to help European companies with financial planning (TWIF 4/6)

Today's newsletter brought to you by our friends at Method. Hello Fintech Friends, If you missed it, yesterday we announced Fintech Fund II, our second pre-seed and seed-stage venture fund. If you're a great founder building the next wave of financial services, let's talk!

Indian Fintech startups raised $1.5bn in 2023 | TWIF 06-04-2024

Hi fintech friends, I'm Osborne, Principal at EMVC! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now ✨ Join us in Bangkok

📢 Announcing Fintech Fund II (TWIF 4/5)

Hello Fintech Friends, I couldn't be more excited to announce our second fund, The Fintech Fund II! (By our third fund, I promise I will think of a more clever name.) We raised our first fund two years ago after passing 10,000 subscribers. Over the last two

Signals Q1’24: The EU illegalized crypto laundering

A roundup of fintech fundraises, exits, and product launches in Q1. Also, PE firms are honing in on key sectors, free tax filing is finally here, and how the EU’s new AML rules impact crypto.

This Week in Policy (4/1)

Hello Fintech Friends, Welcome to another week of fintech policy updates! This week, we will explore a wide range of developments from the past week, covering crypto regulation, enforcement, central bank digital currencies (CBDCs), payments, artificial intelligence (AI), and the latest initiatives from the Consumer Financial Protection Bureau (CFPB). As

Central Banks Revoked Licenses of Fintech and Bank (TWIF - Africa 04/01)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * 8 Fintech partnerships were announced. * Central Banks Revoked Licenses of Fintech and Bank. * Africa focused Fund raised $4.3 Million. * Detained executive of World’s largest Crypto exchange escaped from custody in Nigeria. * Investment Firm

The great consolidation continues (TWIF 3/31)

Hello Fintech Friends, AmEx, Deserve, Lightspeed, Railsr, and ChowNow all joined the fintech game of musical chairs this week with proposed and announced sales and acquisitions. Also, sharing a few more great community resources on BaaS and sponsor banks: U.S. Sponsor Bank Tracking (from Totavi)Readme This document is

Uzbekistan's first unicorn is a fintech (TWIF 3/30)

Hello Fintech Friends, What a week! Fintechs raised 27 new equity rounds this week, with the largest coming from Uzum, Uzbekistan's first unicorn at a $1.16 billion valuation. (And speaking of... I just went to Uzbek restaurant Farida in Manhattan for the first time and it was

Paytm's loss is BharatPe's gain; Qoala in Indonesia raised $47mm | TWIF 30-03-2024

Hi fintech friends, I'm Osborne, Principal at EMVC! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now 🧐🏆 Posts of the Week

Card networks and issuers settle with merchants on fees (TWIF 3/29)

Hello Fintech Friends, Trevor Tanifum, a Principal at fintech strategic consulting firm FS Vector, wrote a guest post for us this week about a recently hot topic: direct vs. indirect bank strategies at banking-as-a-service providers. Read on to understand what the difference is – and it matters to BaaS providers and

Signals: "Direct" vs "Indirect" BaaS - Misreading the regulatory message

Direct. Indirect. Truly direct. In the context of Banking-as-a-Service (BaaS) partnership models, what do these three have in common?

🎧The Fintech OG Series: Frank Rotman and Nigel Morris

In episode number four of the Fintech OG series, we talk with Frank Rotman and Nigel Morris, the founders of QED Investors and two of the architects of what became Capital One.

This Week in Policy (3/25)

Hello Fintech Friends, Welcome to another week of fintech policy updates. This week, we provide a roundup of the major developments from the previous week related to crypto regulation, enforcement, artificial intelligence (AI), and payments. Additionally, we are excited to share the second and final segment of a two-part guest

$100 million round + $35 million VC Fund + profitability news (TWIF - Africa 03/25)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Seven fintech deals were announced including two Merger And Acquisition deals. * Uber led a $100 Million investment in African mobility fintech. * Africa’s Unicorn acquired a Microfinance Bank in Pakistan to fuel global expansion.  * A

Is third time going to be a charm for Robinhood? - TWIF UK & Europe (25/03)

The latest fintech news across the UK and Europe for week ending 25th March 2024.

TWIF LatAm March 24 - MercadoLibre/Pago goes big in Mexico; Addi secures $86 million

$130.3 million in fintech funding (equity and debt) Hola amig@s fintech, As Easter approaches, I hope you're all doing well and looking forward to a well-deserved break. We'll be taking a few days off as well and will return with more exciting fintech news

Canadian payment giant Nuvei nearing sale (TWIF 3/24)

Hello Fintech Friends, If you missed it this week, Editor Sophie Vo had a great new writeup for Signals with a surprising insight: one year in, the small banks have done pretty well following the 2023 banking crisis. Signals: The small banks will be alrightA year after SVB’s collapse,

A $100 million Series B for African fintech 🔥 (TWIF 3/23)

Hello Fintech Friends, It's great to see venture funding flowing back to the African continent. After an influx of new venture investors in 2020 and 2021, it's been uniquely difficult for founders in Nigeria, Kenya, Ghana, and South Africa over the last two years, in spite

Join us in Bangkok for a community mixer; Mastercard partnered with Alipay | TWIF 09-03-2024

Hi fintech friends, I'm Osborne, Principal at EMVC! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now ✨ Join us in Bangkok

JP Morgan is rolling out pay-by-face (TWIF 3/22)

Hello Fintech Friends, 🗣️ Will we see you at our fireside chat with Itai Damti, CEO of Unit, at their office on April 9th? Unit Fireside Chat · LumaJoin us at Unit’s beautiful Union Square offices for a fireside chat between founder Itai Damti and This Week in Fintech’s Nik

Signals: The small banks will be alright

A year after SVB's collapse, deposits are pouring back into community banks. How can institutions retain this cash?

This Week in Policy (3/18)

Hello Fintech Friends, Welcome to another week of fintech policy updates. In this edition, we will highlight the latest developments in crypto regulation, enforcement, artificial intelligence (AI), and payments. We are also thrilled to present the first segment of a two-part guest contribution by the Policy Edition’s friend Rina

Fintech Operators Crave Margins in Food Business (TWIF - Africa 03/18)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Two Fintech deals worth $4 Million were announced. * A new $98 Million Fund was launched to back African talented entrepreneurs. * Post $1.2 Billion chargeback fraud last year, the African Fintech set to launch a

Faster Payments = T+3? - TWIF UK & Europe (18/03)

The latest fintech news across the UK and Europe - 18/03/24

TWIF LatAm March 17 - Some data on women and equality in the business world

Hola amig@s fintech, As we dive into this week's edition, let's take a moment to celebrate the enduring impact of literature. In a fitting tribute to one of Latin America's literary giants, Gabriel García Márquez, we mark the posthumous release of his latest

The fintech consolidation continues (TWIF 3/17)

Hello Fintech Friends, Please find another week of fintech exits and deep reads below. (👍👎 Have feedback for us? Let us know!) 📺Sponsored Content Looking for an accountant to help you file your personal and business taxes this year? Our friends at Reconcile are helping a limited number of This Week

Perfios joins the fintech unicorn club (TWIF 3/16)

Today's newsletter brought to you by our friends at Finley. Hello Fintech Friends, We're hiring a Partnerships / Business Development Rep for our US team! If you know any great BD people who'd like to help us build This Week in Fintech, reach out. No

Marqeta's $1B day 🤝 Stripe's $1T year (TWIF 3/15)

Hello Fintech Friends, We're less than 3 months into 2024 and already an overwhelming number of fintechs have announced all-time milestones. Stripe, who released their 2023 Annual Letter this week, is the latest to set new records: * $1 trillion in annual payment volume in 2023 * 25% year-over-year growth

This Month in Fintech - China (February 24’)

Hello fintech friends, I hope you're doing well. I recently returned from China, where I celebrated the Lunar New Year. I wanted to share a photo I took at the snow-covered Forbidden City in Beijing. Now, let's get back to our favorite topic - fintechs!February

Signals: Where do fintech people bank?

Our survey reveals: Not with fintech companies.

🎧The Fintech OG Series: Matt Burton and Jon Zanoff

In episode number three of the Fintech OG series, we talk with Matthew Burton, former Co-Founder and CEO of Orchard and Partner at QED (now working on something new), and Jon Zanoff, the founder of Empire Startups in NYC.  These two dove into how they got into fintech, their personal

This Week in Policy (3/11)

Hello Fintech Friends, Welcome to another week of fintech policy updates. This week, we will cover various developments in the realms of crypto regulation, enforcement, central bank digital currencies (CBDCs), decentralized autonomous organizations (DAOs), artificial intelligence (AI), payments, as well the Consumer Financial Protection Bureau (CFPB)’s major rule proposal

This Week In Fintech - Africa (03/11)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week;  * Two Fintech deals were announced including one acquisition estimated to be worth $100 Million . * Two Venture Funds Worth over $50 Million were launched. * Africa’s most valuable startup shut down its virtual card product to

Monzo raises big - TWIF UK & Europe (11/03)

The latest fintech news across the UK and Europe

TWIF LatAm March 10

$32.8 million in fintech funding (equity and debt) Hola amig@s fintech, International Women's Day was on March 8th, and we want to acknowledge the dynamic landscape of women in the financial tech sector across Latin America. According to experts, women are making significant strides as leaders

Return of the IPOs (TWIF 3/10)

Hello Fintech Friends, Is the IPO window opening back up? UK corporate banking services provider Ebury is reportedly eyeing a listing at a £2 billion valuation, while others like Klarna and Circle move towards their own listings. Meanwhile, Virgin Money will be acquired for £2.9 billion and $12 billion

Monzo's Revenge (TWIF 3/9)

Hello Fintech Friends, Fintech's comeback era is on display in this week's fundraises: Monzo brought in $400 million at a $5 billion valuation, Indian microfinance lender Svatantra raised $230 million, and Saudi payments firm Salla raised $130 million. Our portfolio company Argyle,* which offers a unified

Thank you, Bangalore; RBI is having a busy Q4FY24 | TWIF 09-03-2024

Hi fintech friends, I'm Osborne, Principal at EMVC! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now ✨ Thank you for joining

Fintech's comeback era (TWIF 3/8)

Today's newsletter brought to you by our friends at Finley. Hello Fintech Friends, 📈 After a grueling 2023, fintech companies are turning a corner and crushing customer growth, transaction growth, and deposit growth targets. More on that below. ♀️ Today is International Women's Day, an opportunity to reflect

Signals: How Robinhood is preparing for life after PFOF

The answer is a surprising shift for its business model.

🎧Building the Best, with Jillian Williams feat. Karim of Ramp

Hello fintech friends, We're back with our fourth installment of Building The Best, our podcast hosted by the fantastic Jillian Williams of Cowboy Ventures. In this podcast, we dive deep into the fundamentals of creating and scaling transformative fintech products by interviewing the founders themselves. In this episode,

This Week in Policy (3/4)

Hello Fintech Friends, Welcome to another week of fintech policy updates. Last week was exceptionally eventful, with significant developments unfolding across various fronts. In this edition, we delve into updates in the realms of crypto regulation, enforcement, central bank digital currencies (CBDCs), fintech, as well as developments related to the

This Week In Fintech - Africa (03/04)

Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Two Fintech deals worth over $7 Million were announced, along with the announcement of two African VC funds valued at over $54 million . * Nigeria fined the largest Crypto exchange $10 Billion. * Africa’s most valued

Instant payments finally to come in EU - TWIF UK & Europe (04/03)

The latest fintech news across the UK and Europe

TWIF Latam March 3 - Addem Capital and Pygma prepare new funds for Latam 💰

$138 million in fintech funding (equity and debt) Hola amig@s fintech, The Fintech Mexico Forum 2024 was a resounding success, bringing together over 1400+ participants, 50+ speakers, and 80+ sponsors and partners. Congratulations to Fintech Mexico for orchestrating this impactful event, the first of many to come. The discussions

Webull announces a $7B SPAC (TWIF 3/3)

Today's newsletter brought to you in partnership with Method. Hello Fintech Friends, The Webull SPAC is just one of two potential $7 billion fintech deals announced this week... Stripe tendered an offer at $65 billion. Adyen passed $1 trillion in annual payment volume. Marqeta's total processing

Stripe tenders an offer at $65B (TWIF 3/2)

Today's writeup brought to you by our friends at Destiny. Hello Fintech Friends, We hope to see many of you at Fintech Meetup tomorrow! TWIF Vegas Happy Hour with Gainbridge · LumaWho: Gainbridge and Fintech’s best operators, investors, and founders What: Fintech Happy Hour with an open bar

Meet us at Beers with Peers on 07th March | TWIF 02-03-2024

Hi fintech friends, I'm Osborne, Principal at EMVC! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now ✨ Plural presents Beers with

Mastercard, Dwolla, and Bud launch open banking tools (TWIF 3/1)

This Friday’s newsletter is brought to you by our friends at Finley. Hello Fintech Friends, 🎧 Don't have time to read all the news? Get the easy summary with Helen's weekly news briefing: 🙋 Who else will we see next week at Fintech Meetup? Join us for

Signals Fintech Founders: Treasure's Benjamin Verschuere

On modernizing the CFO tech stack, Embedded Fintech 2.0, and changing fintech markets.

🎧The Fintech OG Series: Max Levchin and Jackie Reses

In episode number 2 of the Fintech OG series, we talk with Max Levchin, Co-Founder and CEO of PayPal, Affirm, and a number of other companies (Yelp, for instance) and Jackie Reses, best known for her time at Square helping Jack Dorsey's payments company get a banking license.

This Week in Policy (2/26)

Hello Fintech Friends, Welcome to another week of fintech policy updates! This week, we'll explore the latest developments from the past week in the realms of crypto regulation, enforcement, central bank digital currencies (CBDCs), and payments. As always, if you are not yet subscribed to the Policy Edition

This Week In Fintech - Africa (02/26)

Hi Fintech friends 👋,   Here are the highlights of what happened in African Fintech this week; * Two Fintech deals worth ~ $8 Million were announced * Uber was in talks to back Africa’s Fintech-Mobility Startup in a $100 Million round. * Nigeria based digital bank was in talks to acquire Kenya based digital

You come at the king, you best not miss - TWIF UK & Europe (26/02)

The latest fintech news across the UK and Europe

TWIF Latam February 25 - 🗓️ Mexico Fintech Forum set to kick off soon!

$77.2 million in fintech funding Hola amig@s fintech, Stay tuned for the highlights of the upcoming  Fintech México Forum 2024 which will take place on February 29 in Mexico City. And please remember that FINNOSUMMIT Connect 2024 will take place from March 4 to 7 in Cancún. Join

M&A dropped, but corporates have $4T of dry powder... (TWIF 2/25)

Hello Fintech Friends, As February and Black History Month in the US both come to a close, it's worth taking time to reflect on the work yet to be done when it comes to racial financial equity. According to data from the Federal Reserve’s Survey of Consumer

Monzo raising at a £4 billion valuation (TWIF 2/24)

Today's writeup brought to you by Destiny.xyz. Hello Fintech Friends, 🎧 If you didn't get a chance to listen to Julie VerHage-Greenberg's great interview with FT Partners' Steve McLaughlin and Bain Capital Ventures' Matt Harris, the first of our Fintech OG series,

Avanse Education Finance raised $132mm; Investree under OJK lens | TWIF 24-02-2024

Hi fintech friends, I'm Osborne, Principal at EMVC! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). We're hosting our first

The issuer that swallowed the network (TWIF 2/23)

Hello Fintech Friends, 🤝 While the US was enjoying the Presidents Day holiday, Capital One and Discover's press teams announced the largest merger of 2024 (so far). Capital One will acquire Discover for $35.3 billion, a 28% premium to its current market cap. Signals: What’s in your

Signals: What’s in your wallet?

The answer: “Discover”, if Cap One and Durbin 2.0 have anything to say about it.

This Week in Policy (2/19)

Hello Fintech Friends, Welcome to another week of fintech policy updates! This week, we'll explore the latest developments from the past week related to crypto regulation, artificial intelligence (AI), payments, and the Consumer Financial Protection Bureau (CFPB). As always, if you are not yet subscribed to the Policy

This Week In Fintech - Africa (02/19)

Hi Fintech friends👋 A lot has happened this week in Fintech Africa, but before we delve into that, the team and i would like to thank and appreciate everyone who attended our 3rd Annual Nairobi Fintech Meetup last week. Special thanks to our partners Asilimia, Turaco, Peach Payments, Onafriq, HoneyCoin,

Trouble at Temenos - TWIF UK & Europe (19/02)

The latest fintech news across the UK and Europe

TWIF Latam February 18 - Bold raised $50 million 💸

$55.2 million in fintech funding  Hola amig@s fintech, As we transition from the vibrant days of Carnaval in our region, we're excited to share that TWIF Latam has reached 35k subscribers! Now, some announcements: 1. The Fintech México Forum 2024 is fully booked! Stay tuned for

FTX sells off subsidiary at 95% discount (TWIF 2/18)

Hello Fintech Friends, We have a new whitepaper coming out with our partner Visa in the next few weeks, but in the meantime, you can find our latest collaboration, What lies ahead for bank and fintech partnerships? below - By the way, coming to Fintech Meetup in March? Drop by

Credit Saison India raised $145mm; RBI gives Paytm deadline extension | TWIF 18-02-2024

Hi fintech friends, I'm Osborne, Principal at EMVC! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now 🧐🏆 Posts of the Week

One-third of last week's European funding went to fintech (TWIF 2/17)

Hello Fintech Friends, We hosted a great dinner last week in New York with our friends at Company Ventures and Emigrant Venture Partners. I can't wait for the next one – which great operators, rising stars, and new founders in NYC shoud we invite next? This week saw 25

Fintech gets into GenAI and eSIMs (TWIF 2/16)

Hello Fintech Friends, Fintech founders are getting more creative and ambitious with their product launches. Generative AI dominated the new product launch announcements this week from One Zero Bank and Bankwell Bank, GenAI banking tool Rogo raised a round, and new data that shows that JP Morgan's is

🎧The Fintech OG Series Debut: Matt Harris and Steve McLaughlin

After 4 months of recording the FinTech OG series, it's here! We are kicking it off with Matt Harris of Bain Capital Ventures and Steve McLaughlin of FT Partners, diving into everything from how they got into Fintech, biggest lessons, and if fintech is still a good place to join.

This Week in Policy (2/12)

Hello Fintech Friends, Welcome to another week of fintech policy updates! In this edition, we'll explore the latest developments in crypto regulation, enforcement, decentralized autonomous organizations (DAOs), artificial intelligence (AI), and payments from the past week. As always, if you are not yet subscribed to the Policy Edition

This Week In Fintech - Africa (02/12)

Hi Fintech friends 👋 A lot has happened this week in Fintech Africa , but before we delve into that, I would love to remind you that we are coming back to Nairobi 🇰🇪 for our 3rd Annual Nairobi Fintech Meetup! Come meet the Opareta team building mobile money agents, as well as

Strong earnings Adyen - TWIF UK & Europe (12/02)

The latest fintech news across the UK and Europe

Which fintechs will go public in 2024? (TWIF 2/11)

Hello Fintech Friends, Happy Sunday - the team at TechCrunch put together a great overview for the weekend of which fintech unicorns (of which there are many) are most likely to go public this year. Read on below. 📺Sponsored Content Big if true. Just over the last two years @twifintech

TWIF Latam February 11 - Bitso released its “Crypto landscape in Latam” report

$43.8 million in fintech funding (equity) Hola fintech friends, Happy Chinese New Year of the Wooden Dragon! Let's always embrace cultural exchanges that enrich our societies and broaden our horizons, especially with many Latin American cities having their own Chinatowns and communities. Exciting announcements are on the

After CartaX, Nasdaq Private Market raises a B (TWIF 2/10)

Hello Fintech Friends, Our friends at Better Tomorrow Ventures are still accepting applications in their fintech accelerator, The Mint! One of our portofolio co's at The Fintech Fund, Easy Expense, joined the program last year and had great things to say. You can apply below: the mintThe Mint

Slice launched a UPI-first account; Ant Group net profit dropped 92% QoQ | TWIF 10-02-2024

Hi fintech friends, I'm Osborne, Principal at EMVC! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now 🧐🏆 Posts of the Week

Step 1: Pay Rent, Step 2: Build Credit (TWIF 2/9)

Hello Fintech Friends, This week in fintech's been as busy as ever. Don't have time to read all the news? Check out Helen's weekly news briefing below. Signals: Is human behavior fintech’s missing link?For fintechs launching personal finance management tools, a lack

This Month in Fintech - China (January 24’)

Hello fintech friends, Tomorrow is Lunar New Year’s Eve. Happy Year of Dragon to you all!  2024 definitely didn’t start quietly, a lot have happened with Chinese fintechs. Read along and please feel free to contact me if you have any feedback for me! Yours, Ning Licensing &

Signals: Is human behavior fintech’s missing link?

For fintechs launching personal finance management tools, a lack of understanding of human behavior continues to lead to product failures. Here’s what fintechs need to know about how people really want to manage their money (or don’t).

🎧Building the Best, with Jillian Williams feat. Peter of Synctera

Hello fintech friends, We're back with the third installment of Building The Best, our podcast hosted by the fantastic Jillian Williams of Cowboy Ventures, where we dive deep into the fundamentals of creating and scaling transformative fintech products by interviewing the founders themselves. In this episode, Jillian is

This Week in Policy (2/5)

Hello Fintech Friends, Welcome to another week of fintech policy updates! In this edition, we offer an overview of the latest updates in the realms of crypto regulation, enforcement, central bank digital currencies (CBDCs), artificial intelligence (AI), and payments. As always, if you are not yet subscribed to the Policy

This Week In Fintech - Africa (02/05)

Hi Fintech friends 👋,  A lot has happened this week in Fintech, but before we delve into that, I have some exciting news for you; TWIF Nairobi Fintech Happy Hour Feb 2024 · LumaGet ready to mix, mingle, and raise your glasses at the most electrifying fintech gathering in Nairobi! This Week

On your (Starling) bike - TWIF UK & Europe (05/02)

Hello TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. 👍 👎 Have feedback or news to share? Let me know on Twitter and LinkedIn. Check out our sponsorship information Funding 💸 Highlights below of deals since the last post in the fintech space across the

TWIF Latam February 04 - Banorte launches digital bank 'bineo' in Mexico

Hola amig@s fintech, The TWIF x Taktile x Belvo Happy Hour in Mexico City was a success, uniting top-notch fintech professionals, including operators, investors, and founders, and fostering meaningful connections. The atmosphere was electric, highlighting the passion and dedication of participants in driving fintech innovation across our Latin American

In the wake of FTX, new crypto exchange competition heats up (TWIF 2/3)

Hello Fintech Friends, New centralized and decentralized exchanges are on a fundraising tear at the moment, as a perceived gap in the market opens up to win trading business from incumbents. This week alone, Cube Exchange – a new type of hybrid on/off-chain exchange – raised funding from our friends at

RBI takes action against Paytm Payment Bank | TWIF 03-02-2024

Hi fintech friends, I'm Osborne, Principal at EMVC! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now 🧐🏆 Posts of the Week

Apple hits $10B in user deposits and 12M cardholders (TWIF 2/2)

Hello Fintech Friends, Lots of announcements to end the week - * SF 🌉 We can't wait to throw our first event of 2024 with Taktile and Mercury: For all our Bay Area folks (and those in SF next week), sign up here and we'll see you there!

Signals: Why is there so much idea recycling in fintech?

Once or twice a quarter, for the last half-decade, I’ve opened my inbox to the same email: “I’d like you to invest in my new app, a financial advisor that will put people’s money on autopilot.” This email has come from 50 or so different people, working

This Week In Fintech - Africa (01/29)

Hi Fintech friends 👋,  Here are the highlights of what happened in African Fintech this week; * A Nigerian fintech startup processed $150 billion in 2023. * Y Combinator added a banking-as-a-service African startup to its portfolio. * An African VC ran a "stay default alive" masterclass for its portfolio. * A Buy

Fintech back in the fast lane - TWIF UK & Europe (29/01)

The latest fintech news across the UK and Europe

TWIF Latam January 28 - Our first event of the year is here! 🇲🇽

Hola amig@s fintech, We are just a few days away from our first TWIF gathering of the year! A big thanks to Taktile and Belvo for cohosting this event, promising to unite our Latam fintech community on February 1st in Mexico City. Don't miss your last chance

Klarna may IPO soon; Zest Money sold off (TWIF 1/28)

Hello Fintech Friends, What if modern money movement layers had higher per-transaction bandwidth? What if you could pass along as much information as necessary in the messaging layer tied to transactions? In his latest monthly writeup, Ayokunle Omojola focuses on healthcare claims and tax deductions, but you can imagine the

SMB financing startups make a comeback with large fund raises | TWIF 28-01-2024

Hi fintech friends, I'm Osborne, Principal at EMVC! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now 🧐🏆 Posts of the Week

Bilt Rewards raises $200M and doubles valuation to over $3B (TWIF 1/27)

Hello Fintech Friends, I admit I am an embarrassingly bad podcast listener, but I am very, very excited for Julie's upcoming Fintech OG's interview series, in partnership with FS Vector. Julie has always been a masterful interviewer, but she now has a great group with her,

World remains unshocked by PayPal (TWIF 1/26)

Hello Fintech Friends, For anyone who wasn't able to make it to our 2023 Fintech Formal, the aftermovie is out! Thank you again to all of our great partners, guests, and fintech friends. 0:00 /1:05 1× For an upcoming Signals Analysis, we will be diving into

Signals: The lost art of “F*ck around and find out”

In its first year in 2009, NerdWallet made $75. The second year, that rose to about $60,000. In the first nine months of 2023, the company generated $465.7 million in revenue. That exponential rise in fortunes was a direct result of those first lean years, when my co-founder

🎧TWIF Podcast: Daniel Yubi of Payable On the State of Payments and UK Fintech

"I went to Mexico City and I took her [my grandma] to the aquarium and Julie, she was the happiest woman in the world. She's in a wheelchair and you look for advice like, hey, abuelita, what's your advice in life? What can you tell

This Week in Policy (1/22)

Hello Fintech Friends, Welcome to another week of fintech policy updates. In this edition, our spotlight extends to the most significant updates from the past week in the dynamic world of crypto regulation, enforcement, central bank digital currencies (CBDCs), artificial intelligence (AI), and payments. As always, if you are not

This Week In Fintech - Africa (01/22)

Hi Fintech friends 👋,  Here are the highlights of what happened in African Fintech this week; * Four Fintech deals were announced including Two exits. * A $1 Billion fund was launched to invest in 1000 African startups. * Founder of Two African Unicorns launched a Y-Combinator for Africa. * 2 Global companies invested $1

Apple opens up in EU - TWIF UK & Europe (22/01)

The latest fintech news across the UK and Europe

TWIF Latam January 21 - Pomelo raises $40 million / New fintech regulation in Chile

$42.3 million in fintech funding (equity) Hola amig@s fintech, This week, the 54th annual meeting of the World Economic Forum unfolded in Davos, featuring the active participation of Latin American government leaders, company representatives, civil society leaders and entrepreneurs. Despite occasional significant debates on government policies in our

In financial services, quantum computing is big business 🖥️ (TWIF 1/20)

Hello Fintech Friends, Are you not entertained? That's how we feel looking at 23 new fintech funding announcements this week, including $75 million for an earned wage access provider, $100 million for a Chinese digital asset exchange, and $300 million for a bank-focused quantum computing platform. All in

HDFC applied for banking license in Singapore; GooglePay launched Intl UPI | TWIF 20-01-2024

Hi fintech friends, I'm Osborne, Principal at EMVC! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now 🧐🏆 Posts of the Week

Neobanks would like to file your taxes (TWIF 1/19)

Hello Fintech Friends, For an upcoming Signals piece by Matthew Goldman, we're running a survey on which fintech products (if any) fintech operators use for their everyday financial lives. Please take a few minutes to share your fintech stack! Information collected in the survey is anonymous and will

Signals Fintech Founders: Plenty's Emily Luk

On lessons from Stripe, inspiration from Costco, serendipity, and the next generation of consumer fintech (for couples!)

This Week in Policy (1/16)

Hello Fintech Friends, Welcome to another week of fintech policy updates. Last week, the U.S. Securities and Exchange Commission (SEC) made history by giving the green light to eleven spot bitcoin Exchange-Traded Funds (ETFs)! We discuss this major development in crypto regulation, alongside other developments in the U.S.

The future of crypto is a cash redemption ETF? - TWIF UK & Europe (15/01)

The latest fintech news across the UK and Europe

This Week In Fintech - Africa (01/14)

Hi Fintech friends 👋,  Here are the highlights of what happened in African Fintech this week; * Two Fintech deals worth over $8 Million were announced. * African based VC received $30 Million to back African startups with checks between $250K and $2 Million. * An African based cryptocurrency partnered with the world'

TWIF Latam January 14 - Conta Simples secures $41.5M 💰 / Top 2023 fintech investments

$56.1 million in fintech funding (equity) Hola amig@s fintech, I hope you're having a fantastic weekend! To make it better, here's the latest in Latam fintech news. And remember, don't miss out on our first Mexico City TWIF Happy Hour of 2024

Two years after a $9B SPAC fell through, Circle files for IPO 🚀 (TWIF 1/14)

Hello Fintech Friends, Want to work with This Week in Fintech? We're looking for a few great people to help us expand our events and manage our partnerships. If that sounds like you, please reach out! workwith@thisweekinfintech.com 📺Sponsored Content Without access to precise, detailed, and consistent

Global fintech investment dropped 48% in 2023 (TWIF 1/13)

Hello Fintech Friends, Our friends at Better Tomorrow Ventures are getting ready for their next cohort at accelterator The Mint, "the fintech pre-seed program minted just for you." Check it out here: the mintThe Mint by BTV: the fintech accelerator minted just for you. Join the most comprehensive

PhonePe, Paytm launch Singapore India UPI Payments | TWIF 24-12-2023

Hi fintech friends, I'm Osborne, Principal at EMVC! Hope you had a great start to the year! Wishing you a productive 2024! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with

Bitcoin is boring now (TWIF 1/12)

Hello Fintech Friends, We're a week into the new year, and we already have fintech Twitter drama. Carta's customers came after them on Twitter for reaching out to investors to broker share sales; the SEC's Twitter was hacked, announcing its Bitcoin spot ETF approval

Signals 2024 Roundup: 21.7x revenue multiples are out

A roundup of fintech fundraises, exits, and product launches in 2023. Also, the In/Out list for fintech trends going into 2024.

🎧Building the Best, with Jillian Williams feat. John and Alain of Cognito

Welcome to 2024! And get ready for our second installment of Building The Best, hosted by the fantastic Jillian Williams of Cowboy Ventures. In this episode, Jillian is joined by the co-founders of Cognito, an ID verification and KYC provider to the fintech world, which was acquired by Plaid in

This Week in Policy (1/8)

Hello Fintech Friends, Welcome to another week of fintech policy updates! In this edition, we bring you a curated roundup of the past week’s most pivotal developments in crypto regulation, enforcement actions, central bank digital currencies (CBDCs), decentralized autonomous organizations (DAOs), and open banking. As always, if you are

Year of the dragon - TWIF UK & Europe (08/01)

The latest fintech news across the UK and Europe

This Month in Fintech - China (December 23’)

Happy New Year, Fintech friends! I hope you had a wonderful New Year celebration and are ready for a Chinese fintech news briefing! December was not a quiet month: Alipay's IPO seems to have finally seen some light, and TikTok strikes back in Indonesia with a huge investment.

This Week In Fintech - Africa (01/07)

Hi Fintech friends 👋, Happy New Year 🎉 Here are the highlights of what happened in African Fintech this week; * It has been a slow week with no fundraising deals in Fintech. *  A Singapore-based VC opened its first MENA office, setting sights on Africa. * Africa’s largest bank partnered with Union Pay

TWIF Latam January 07 - 🚀 We are back and ready for 2024!

$14 million in fintech funding (equity) Hola amig@s fintech, Happy New Year to everyone! We trust you had joyful holidays and some well-deserved rest (as we did), and that you're embracing 2024 with a positive mindset (as we are). Oh, and what a better way of starting

What will 2024 bring for fintech? (TWIF 1/5)

Hello Fintech Friends, Happy new year and welcome to 2024. I'm starting this year with a more optimistic outlook than 2023. Why? After the ebullient period of hype-driven fintech fundraises in 2020 and 2021, the last 18 months have seen fintech get completely battered, in the form of

Signals: Transforming tweets into transactions with  MTLs

What X's new money transmitter licenses tell us about Elon Musk's all-in-one fintech app ambitions.

This Week in Policy (1/2)

Hello Fintech Friends, Happy New Year! As we step into the new year, we are thrilled to continue to bring you the latest in the world of fintech policy. Join us as we kick off the year with a quick roundup of the major developments from the past week, focusing

This Week In Fintech - Africa (12/31)

Hi Fintech friends 👋 This is the last week of 2023, where a lot has happened in Fintech. Before we delve into what happened in African Fintech this week, you should take a step back to our last week’s newsletter, where we recapped some of the major events that occurred

🌟 Get the most out of TWIF in 2024

This Week in Fintech has something for every fintech enthusiast - Start the year off by making sure you're getting it all! Have feedback for us? We're listening! Let us know what you'd like to see in 2024: Reader SurveyGoogle Docs 🗣️ TWIF's

This Week In Fintech - Africa (12/25)

Hi Fintech friends 👋 Before we dive into what happened in African Fintech this week, let's take a step back and recap some of the events that occurred in African Fintech throughout the year 2023. 💸 Fundraise * South African challenger bank TymeBank raised $77.8 Million. TymeBank claimed to be

Razorpay, Cashfree approved for PA operations; Sumitomo offers to acquire Singlife | TWIF 24-12-2023

Hi fintech friends, I'm Osborne, Principal at EMVC! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Merry Christmas, Happy Holidays, Happy New

See you in 2024, Fintech Friends! (TWIF 12/22)

Hello Fintech Friends, 2023 is coming to a close, and what a year it has been. It's hard to believe that so much happened in just the last 12 months - Apple launched a savings account, FedNow went live in the US, Better went public, a spate of

Signals: Embedding vs. owning your card infrastructure

For companies launching cards, the decision to embed vs. build in-house infrastructure comes with important tradeoffs. A breakdown of the benefits and risks of each path.

This Week in Policy (12/19)

Hello Fintech Friends, Welcome to another week of fintech policy updates. This week, we present a comprehensive overview of the past week's main developments across the realms of crypto regulation, enforcement measures, artificial intelligence (AI), and the dynamic world of payments.  As always, if you are not yet

🎧 The TWIF Podcast: Soups Ranjan of Sardine

"Sardine is all about fraud prevention to help consumers and businesses not lose money. Because as money movement and Commerce has increasingly moved online, you know, fraud, and scam has increasingly moved online as well." - Soups Ranjan

TWIF Latam December 18 - 💳 Visa acquires 51% stake in Prosa 🇲🇽

$80 million in fintech funding (equity and debt) Hola amig@s fintech, As we wrap up the last edition of TWIF Latam for 2023, we're thrilled to share that we've reached over 23k weekly readers! Throughout this year, we've witnessed tremendous interest in the

This Week In Fintech - Africa(12/18)

Hi Fintech friends 👋 Here are the highlights of what happened in African Fintech this week; * Over $20 million in funding was raised by African Fintechs, including one merger. * An African-based VC announced the first close of its $30 million fund. * The largest mobile money service in Africa partnered with VISA

ABN Amro acquires BUX - TWIF UK & Europe (18/12)

The latest fintech news across the UK and Europe

Apex files for IPO, Visa buys Prosa, ABN Amro acquires Bux (TWIF 12/17)

Hello Fintech Friends, Question for our readers: Which US bank partners and program sponsors are still working with fintechs outside of the US?  (And for those who haven't seen it, this is a great report from Morgan Stanley ~9 months ago on which banks still support crypto companies.

Ending 2023 with two $300M+ fintech rounds (TWIF 12/16)

Hello Fintech Friends, I end this year with one message for you: fintech is coming back. Companies are rushing out their press releases before the holidays, and we end this week with two mega-rounds worth a combined $650 million for Udaan and SumUp, out of 31 total fintech fundraises announced

Fintech Funding in India and SEA drop ~65% in 2023 | TWIF 16-12-2023

Hi fintech friends, I'm Osborne, Principal at EMVC! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now 🧐🏆 Posts of the Week

The stablecoin, bitcoin, and real-time payments land grab (TWIF 12/15)

Hello Fintech Friends, Whether they're banks or fintechs, more and more financial services providers are moving with lightning speed to enable as many new forms of digital payment as possible, in a bid to win customer transaction volumes. Also - the 2023 Fintech Formal photo album is out!

This Month in Fintech - China (November 23’)

Hello fintech friends, It has been an eventful month at This Week in Fintech! Our NYC team celebrated surpassing 100,000 monthly readers (and 80,000+ subscribers) with Nasdaq in Times Square. We also collaborated with Visa, the world's longest-running fintech, on a new white paper that delves

🎧Building the Best, with Jillian Williams feat. Laura & Tommy of Alloy

We're excited to kick off a new series for The TWIF Podcast, Building the Best, hosted by the fantastic Jillian Williams of Cowboy Ventures. In this series, we'll dive deep into the fundamentals of building transformative products, by interviewing the best founders in fintech. For our

The Startup Community Must Shake Off Its Funding ‘Shell-Shock’

Jake is founding partner of BTV, one of our friends in the fintech seed investing world, who also hosts The Mint program for supporting pre-seed fintech founders. They're now accepting applications and introductions for their spring 2024 cohort. Jake was also co-founder of NerdWallet. People tend to think

This Week In Fintech - Africa (12/11)

Hi Fintech friends 👋 Here are the highlights of what happened in African Fintech this week; * A $2 million-backed crypto company acquired a $5 million-backed remittance company. * African YC-backed company shut down. * 3 African fintechs raised over $3 million in funding. * There is a new $100 million fund coming into the

Licences for you and for you - TWIF UK & Europe (11/12)

The latest fintech news across the UK and Europe

One third of new unicorns in November were fintechs (TWIF 12/10)

Hello Fintech Friends, Thank you to Mary Ann Azevedo and the team at The Interchange for bringing my attention to a (surprising) new report from Crunchbase, The Fintech Sector Trotted The Most New Unicorns Onto Our Board In November. Thought fewer companies are reaching the vaunted $1 billion valuation, 3

TWIF Latam December 10 - Nasdaq and Nuam Exchange join forces

$69.2 million in fintech funding (equity and debt) Hola amig@s fintech, We're excited to announce that TWIF has reached 100,000 readers globally! The celebration took place in NYC a few days ago, along with our annual fintech formal night. A big shout out to our

💰Scalable Capital bags €60 million as Robinhood moves into Europe (TWIF 12/9)

Hello Fintech Friends, A huge, huge thank-you to everyone who made our third Fintech Formal such a success last night! This amazing fintech community is why we do what we do. A special thank-you to all of our great sponsors: * Platinum - Silicon Valley Bank. * Silver - Paytient and Navan

Asian central banks launch new initiatives | TWIF 09-12-2023

Hi fintech friends, I'm Osborne, Principal at EMVC! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now Sponsored Content Have you

Visa publishes research on bank-fintech partnerships 🤝 (TWIF 12/8)

Hello Fintech Friends, It's been a big week at TWIF. First of all: tonight is Fintech Formal! We're down to our last 20 tickets at fintechformal.com/rsvp Even more importantly, we coauthored a new whitepaper with Visa, the world's longest-running fintech. This month&

Signals: Harnessing fintech for refugee empowerment

For globally displaced populations, financial inclusion intersects with a series of other challenges. What fintechs can do to help.

TWIF Latam December 04 - Webull announced the acquisition of Flink

$27.81 million in fintech funding (equity and debt) Hola amig@s fintech, Let’s all welcome December and start saying goodbye to 2023. This week you can find below the weekly Latam fintech news. Remember we always appreciate your support by sharing and subscribing.   💛 Until next weekend. Até a

This Week in Policy (12/4)

Hello Fintech Friends, Welcome to another week of fintech policy updates! In this edition, we provide a roundup of last week's latest policy developments in the realms of crypto regulation, enforcement, blockchain technology, payments, and artificial intelligence (AI). As always, if you are not yet subscribed to the

This Week In Fintech - Africa (12/4)

Hi Fintech friends 👋 Here are the highlights of what happened in African Fintech this week; * It was a quiet week for deals, with no announcements in the Fintech sector. * More than five Fintech partnerships were announced. * A new programme launched to train African angel investors. * London-based $3 Billion fintech launched

Playing catch up - TWIF UK & Europe (04/12)

TWIF UK & Europe - The latest fintech news across the UK and Europe

Yieldstreet 🤝 Cadre (TWIF 12/3)

Hello Fintech Friends, 2 fintech and 1 financial services IPO announced for 2024... are things heating back up? Please find another week of fintech exits and deep reads below. (👍👎 Have feedback for us? Let us know!) 📺Sponsored Content Embedded tax products enable banking and fintech companies to connect $350B of

LIC is launching a fintech arm; Central Banks in SEA get active | TWIF 02-12-2023

Hi fintech friends, I'm Osborne, Principal at EMVC! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). RIP Charlie Munger. Subscribe Now ✨ Bangalore

BNY, Mastercard, and Goldman bet big on fintechs (TWIF 12/2)

Hello Fintech Friends, @twif.tok 📣 Tickets & sponsorships available now!!! Join us and your 500 closest fintech colleagues fintechformal [.] com ♬ original sound - This Week in Fintech 💡Why subscribe to This Week in Fintech? • Join other execs from Visa, Plaid, Stripe, Robinhood, Revolut, Chime, Rapyd, and more to get the

Cross Border Products Galore | TWIF 26-11-2023

Hi fintech friends, I'm Osborne, Principal at EMVC! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now 🧐🏆 Posts of the Week

Apple & Goldman 💔, an OCC scandal, and the Fintech Formal (TWIF 12/1)

Hello Fintech Friends, We've only got a little more than 100 tickets left for next Friday's Fintech Formal in New York, fintech's one and only annual black tie charity gala. Will we see you there? 🎟️ @ fintechformal.com/rsvp @twif.tok FINTECH’S FAVORITE EVENT

This Week in Policy (11/28)

Hello Fintech Friends, Welcome to another week of fintech policy updates. In this edition, we delve into the main updates from last week, covering significant developments in crypto regulation, artificial intelligence (AI), blockchain technology, and open banking. We also cover the major enforcement action taken in the U.S. against

🎧 The TWIF Podcast: Merusha Naidu of Paymentology & Rey Saeidi of Visa

"Financial inclusion needs to be the cornerstone of every single financial institution, whether it's a FinTech or a bank. And so from that moment on, I was just like, challenge accepted." - Merusha Naidu

TWIF Latam November 27 - Riverwood Capital closes $1.8 billion fund 💸

$49.7 million in fintech funding (equity and debt) Hola amig@s fintech, We hope you had a fantastic Thanksgiving. From the TWIF Latam team, we would like to give a big shoutout to our amazing readers and subscribers — you're the reason TWIF is thriving.  Now, let'

This Week In Fintech - Africa (11/27)

Hi Fintech friends 👋 Here are the highlights of what happened in African Fintech this week; * 2 Fintech deals worth $10 million were announced including one acquisition * Fintechs dominate the Top 10 most funded African startups in 2023 * 2 Venture Capital firms launched funds to back African startups  💸Fundraise and Exits

Mastercard enters China as Binance exits the US (TWIF 11/24)

Hello Fintech Friends, To all of our readers in the US and around the world - Happy Thanksgiving! Enjoy the downtime this long weekend with a super-issue from us, condensing the Friday, Saturday, and Sunday reads into one newsletter. (And don't forget to RSVP to the Fintech Formal.

Signals: Binance's $4.3B settlement

Binance's settle highlights the need for better regulation, and the role that decentralization plays in a compliant crypto schema.

This Week in Policy (11/21)

Hello Fintech Friends, Welcome to another week of fintech policy updates. In this edition, we explore the latest developments from the past week in crypto regulation, enforcement, central bank digital currencies (CBDCs), artificial intelligence (AI), and payments. As always, if you are not yet subscribed to the Policy Edition of

TWIF Latam November 20 - September 2023 Pix transactions reached 3.9 billion

$195.3 million in fintech funding (equity and debt) Hola amig@s fintech, Yesterday, Argentinians elected a new president in a runoff election. This marks the final electoral process in the Americas for 2023. Looking ahead, countries including El Salvador, Panama, the Dominican Republic, Uruguay, Mexico, and the United States

This Week In Fintech - Africa (11/20)

Hi Fintech friends 👋 Here are the highlights of what happened in African Fintech this week; * Two Fintech deals worth $7 Million were announced including one exit. * One Fintech startup shut down its operations after failing to raise funds. * The SEC suspended trading activity of an African Agri-Fintech startup that was

Why is it so hard to build a PFM? (TWIF 11/19)

Hello Fintech Friends, One of the more unique acquisitions in the fintech and crypto worlds announced this week was that of crypto media company The Block, which sold a majority stake to Singaporean venture capital firm Foresight Ventures at a valuation of $70 million. The firm's CEO was

DeFi and blockchain platforms are raising big rounds again (TWIF 11/18)

Hello Fintech Friends, A few interesting charts this week: Public fintech earnings are starting to turn positive against expectations pic.twitter.com/LNjax7AJHx — Nik (@NikMilanovic) November 16, 2023 Some entertaining takeaways from the RAISE 2023 Global Summit Data Presentation: ✅ Proprietary communities win 🚫 VCs with social media strategies underperform pic.twitter.

FDIC scandals raise the question: who will regulate the regulators? (TWIF 11/17)

Hello Fintech Friends, The biggest narrative violation in blockchain these days seems to be that banks are increasingly driving innovation in crypto payments. This week, JP Morgan launched their new programmable payments interface, while BlackRock applied for an Ethereum ETF, Commerzbank got into crypto custody, and Goldman led a round

This Week in Policy (11/14)

Hello Fintech Friends, Welcome to another week of fintech policy updates. This week, we explore the latest happenings in the realms of crypto regulation, enforcement, stablecoins, and payments. Join us as we shed light on these exciting developments that unfolded in the past week. Subscribe to TWIF Policy As always,

This Week In Fintech - Africa (11/12)

Hi Fintech friends 👋 Here are the highlights of what happened in African Fintech this week; * Two Fintech deals worth over $100 million combined were announced, including one exit. * Techcabal Interviewed Co-founder and CEO of Sabi,the $300 Million African Commerce and Payments Service Provider, on Their Remarkable Journey from Zero

TWIF Latam November 12 - 🇦🇷 Mercado Pago secures $466 million 💰

$511.4 million in fintech funding (equity and debt) Hola amig@s fintech, Hope you all had a great weekend, here is this week’s front page of Latam fintech news. We always appreciate your support by sharing and subscribing.   💛 Until next weekend. Até a próxima! * Lorena 📣Feedback? Reach out

Circle is going public (again) (TWIF 11/12)

Hello Fintech Friends, Today's newsletter is brought to you by Faraz Rana our friends at Affinity, building a new compliance training platform for BaaS, banks, and fintechs. Fintech Fund portfolio company Walnut is also looking to hire a New York-based Designer. Walnut is on a mission to empower

AI for taxes and investing brings in the funding (TWIF 11/11)

Hello Fintech Friends, We've got some great new content to start your weekend: Our monthly China overview 👇 This Month in Fintech - China (October 23’)Hey all, October brought lots of meaningful moves in China fintech. Citi’s $3.6BN portfolio sale to HSBC was settled, while the

Banks are feeling the pressure of growing unsecured portfolios | TWIF 11-11-2023

Hi fintech friends, I'm Osborne, Principal at EMVC! Happy Diwali to you and those close to you! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest

See you at the McKittrick Hotel (TWIF 11/10)

Hello Fintech Friends, The Fintech Formal venue is here - Join us at the McKittrick Hotel, home of Sleep No More and Gallow Green, on Friday, December 8th. @twif.tok Fintech Formal is 1 MONTH AWAY and this year’s venue already has us sleeping no more…😉 grab your mask,

Signals Outlook Survey Winter '23: Is the fintech pity party over?

This Month in Fintech - China (October 23’)

Hey all, October brought lots of meaningful moves in China fintech. Citi's $3.6BN portfolio sale to HSBC was settled, while the government upped oversight over Tencent by taking a "golden share." Cross-border activity also thrived - Airwallex expanding into LatAm with MexPago is savvy. And

This Week in Policy (11/6)

Hello Fintech Friends, Welcome to another week of fintech policy updates. We're here with the latest developments in crypto regulation, enforcement, central bank digital currencies (CBDCs), and artificial intelligence (AI) from both the U.S. and around the world. Let's dive in. As always, if you

Licence to Pay - TWIF UK & Europe (06/11)

TWIF UK & Europe - The latest fintech news across the UK and Europe

This Week in Fintech - Africa (11/5)

Hi Fintech friends 👋 Here are the highlights of what happened in African Fintech this week: * MFS Africa, the continent's largest digital payments network, rebranded to Onafriq, signaling its intention to expand its payment services globally, going beyond Africa's borders. * Piggyvest, a popular Nigerian savings platform, generated

TWIF Latam November 5 - 🇨🇴 Colombia goes for its own Pix payment system 🚀

$238.8 million in fintech funding (equity and debt) Hola amig@s fintech, Happy Day of the Dead, Feliz Día de Muertos! Happy Halloween as well! As usual, we had a great time dressing up in costumes, attending parties, and creating our 'altares de muertos' to honor our

Europe's banks open up their wallets (TWIF 11/5)

Hello Fintech Friends, If you're here for late-week fintech news, you came to the right place. As a reminder, I publish all our headlines on Fridays, all our fundraising news on Saturdays, and all our M&A news and deeper reads on Sundays. If you ever feel

$200 million for Brazilian BaaS and Saudi BNPL (TWIF 11/4)

Hello Fintech Friends, The energy was electric at our Lusaka Fintech Meetup last night! Thank you to our friends at Peach Payments, Lupiya, and ChitChat for sponsoring - and as always to our great Head of African Community Wiza for hosting. 0:00 /0:23 1× Thank you Lusaka for

Zerodha launched its mutual funds; MAS launched QR payments PoC | TWIF 04-11-2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now 🧐🏆 Posts of the Week (Note: Neither TWIF nor I

Apple, Amazon/Affirm, and Avvance by US Bank all launch buy-now-pay-later (TWIF 11/3)

Hello Fintech Friends, As some of the shine comes off fintech this year, know that we’re here with you. Our colleagues, investors, and journalists may be chasing the next big thing – from crypto to AI – but we’re long-term believers in the massive opportunity of financial technology. Always have

This Week in Policy (10/30)

Hello Fintech Friends, Welcome to another week of fintech policy updates. In the following lines, we will unravel the most noteworthy developments from the past week, spanning across crypto regulation, central bank digital currencies (CBDCs), payments, and fintech, both in the U.S. and internationally. We will also discuss an

EPI to focus on digital euro with new Wero wallet - TWIF UK & Europe (30/10)

TWIF UK & Europe - The latest fintech news across the UK and Europe

TWIF Latam October 29 - The region’s fintech industry keeps growing

$265.5 million in fintech funding (equity and debt) Hola amig@s fintech, I would like to pause for a moment to address the devastating tragedy that has struck Acapulco due to Hurricane Otis. For many of us in Mexico, Acapulco holds a special place in our hearts. The human

Employment Hero and YouTrip raise over $200M for APAC fintech (TWIF 10/28)

Hello Fintech Friends, Fintech startups disclosed almost $350 million in new fundraises over the past week, lead by Employment Hero, an HR and payroll platform out of Australia, and YouTrip, a Singaporean provider of a personal and corporate travel card. We were also excited to see two of The Fintech

Indians are picking UPI over debit cards; YouTrip raised $50mm | TWIF 28-10-2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now 🧐🏆 Posts of the Week (Note: Neither TWIF nor I

New fintech product launches from Google, Airbnb, JP Morgan, the IRS, and more (TWIF 10/27)

Hello Fintech Friends, It's Money2020 week and our cup overfloweth with fintech product launches. Prepare for a long and exciting Friday newsletter! The most surprising news of the week, to me, was that JP Morgan's stablecoin has processed over $300B of volume and currently handles $1B

🎧 Podcast: Hey Fintech Friends ft Simon Taylor

" I think the fall is a catalyst for pursuing self. It's like a forcing function. And it's how the vast majority of people will discover it, but it's not the only way to discover it. And so I personally have received a lot of joy and gratitude from having done so." - Simon Taylor

Signals: Where does neobanking go from here?

Building a neobank in 2021 was the wild west. Then, in early 2022, everything changed. What can future neobanks learn from the mistakes of the last cohort?

This Week in Policy (10/23)

Hello Fintech Friends, Welcome to another week of fintech policy updates. The past week saw major developments happening in the realms of crypto regulation, enforcement, central bank digital currencies (CBDCs), and payments. Additionally, the Consumer Financial Protection Bureau (CFPB) unveiled long-awaited proposed rules on open banking—an announcement poised to

TrueLayer earns its Stripes - TWIF UK & Europe (23/10)

TWIF UK & Europe - The latest fintech news across the UK and Europe

TWIF Latam October 22 - 🏦 Nu pursues banking license in Mexico 🇲🇽

$210 million in fintech funding (equity and debt) Hola amig@s fintech, We had an incredible three days during the Fintech Trek in Mexico City! Our agenda was packed with eight panels and one conference, all centered around hot topics like neobanks, SMEs, debt capital markets, VC, growth capital, payments,

Airwallex acquires MexPago as part of its LatAm land-grab (TWIF 10/22)

Hello Fintech Friends, Please find another week of fintech exits and deep reads below. (👍👎 Have feedback for us? Let us know!) 📺Sponsored Content 87% of compliance leaders surveyed said they were constantly under pressure to increase efficiency - but how are they planning to optimize for this? The State of

Google launched credit products in India; Julo launched education financing in Indo | TWIF 21-10-2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now 🐦🏆 Tweets of the Week (Note: Neither TWIF nor I

Nova Credit banks $45 million for a global credit bureau (TWIF 10/21)

Hello Fintech Friends, I'm still feeling the energy from this week's Mexico City fintech immersion program - the enthusiasm in the Mexican and LatAm fintech ecosystem is contagious, and in-spite of the VC pullback, there is an incredible amount of momentum among early-stage startups. Yesterday, we

Fintech had a great week, thanks to open banking and AI (TWIF 10/20)

Hello Fintech Friends, It's been a momentous week for fintech, as it usually is this time of year. Right in time for next week's Money20/20 USA conference, the CFPB proposed open banking regulation in the US. This has been a long time coming; in another

Signals Fintech Founders: Ansa's Sophia Goldberg

On serendipity and building fintech infrastructure.

This Week in Policy (10/16)

Hello Fintech Friends, We are thrilled to return after a brief hiatus. We are back with fresh insights, ready to delve into the ever-evolving world of fintech policy. This week, we will cover major updates in crypto regulation, enforcement, and the latest in payments. Let's dive in! As

All about that BaaS - TWIF UK & Europe (16/10)

TWIF UK & Europe - The latest fintech news across the UK and Europe

TWIF Latam October 15 - 🚀 TWIF’s Fintech Trek in Mexico City is almost here! 🇲🇽

$43.3 million in fintech funding (equity and debt) Hola amig@s fintech, As Hispanic Heritage Month in the US concludes today, it reminds us of the rich tapestry of cultures, which includes Hispanics and Latinos, bringing diversity to the country and also enriching our region. Embracing differences definitely enhances

India's fintech exit bonanza! (TWIF 10/15)

Hello Fintech Friends, People who think the growth story in fintech is over are just not paying enough attention. This week, two new fintech companies - Stash and PayU - announced their intentions to go public, likely at $1B+ valuations each, while two Indian fintechs - Slice and CRED -

Stash adds $40M to its stash as it preps for IPO (TWIF 10/14)

Hello Fintech Friends, This week was a slower fundraise week for fintech, but lending software provider Kennek did raise a $12.5 million seed round, so there are still bonanzas out there if you look. This Week in Fintech is excited to partner with Elementus to host their NY Tech

Groww became largest stock broker; KakaoBank acquired stake in Indonesian Bank | TWIF 14-10-2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now 🐦🏆 Tweets of the Week (Note: Neither TWIF nor I

New product launches from Orum, Astra, NatWest, Klarna, and more (TWIF 10/13)

Hello Fintech Friends, get formal with us at https://t.co/KkA0TSOU0P pic.twitter.com/nFDETfnMBt — This Week in Fintech (@twifintech) October 12, 2023 It's officially Formal Season and we're kicking it into high gear with a NYC Fintech Coffee with our friends and partners at

This Month in Fintech - China (September 23’)

Hey friends, Happy Friday in advance! Welcome to the latest edition of our This Month in Chinese Fintech newsletter. September was an exciting month for many Chinese fintechs, with a flurry of impressive product launches and partnerships that are sure to grab your attention! Alrighty, without further ado, let'

Signals: Ozempic dishes out unexpected side effect

Toast's restaurant payments could get burnt. Why America's appetite for weight loss with Ozempic could hit Toast's profits.

The Sunday Post [Corrected] (TWIF 10/8)

Hello Fintech Friends, We are republishing yesterday's newsletter because our publisher has been having some formatting issues, which scrambled much of the original Sunday newsletter: The world has also changed since we scheduled our newsletter and LP emails last week. One of the reasons I love fintech is

TWIF UK & Europe (09/10)

TWIF UK & Europe - The latest fintech news across the UK and Europe

Welcome to First Bank of Delta (TWIF 10/8)

Hello Fintech Friends, Please find another week of fintech exits and deep reads below. (👍👎 Have feedback for us? Let us know!)📖 Read of the WeekI loved Rohit's writeup this week (with a great graphic) on the nuances of building different lending products, the processes required, and the vendors

TWIF Latam October 08 - BTG Pactual buys Orama in Brazil 🇧🇷

$67 million in fintech funding (equity and debt) Hola amig@s fintech, There are significant electoral events around the corner. Our region finds itself among races in Argentina, both national and provincial, and regional elections in Colombia. Additionally, Ecuador is gearing up for a second round of national elections. To

Over $2 billion in fintech fundraises this week (TWIF 10/7)

Hello Fintech Friends, 💡Welcome to a special Saturday bonus issue! Our publisher was dealing with some bugs that scrambled yesterday’s news, so we’ve re-added the unscrambled news below our weekly fundraise email below. Conventional wisdom holds that peer-to-peer lending businesses are tough fintechs to scale, but Indonesia’s

Slice received rare approval to merge with a bank | TWIF (01/10/2023)

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now 🐦🏆 Tweets of the Week (Note: Neither TWIF nor I

75k and growing🚀 (TWIF 10/6)

[Editor's note: Our publisher, Ghost, is experiencing material bugs and publishing issues at the moment – we'll include a well-formatted version of the weekly news in tomorrow's fundraising update as well.] Hello Fintech Friends, Welcome back to the 75,000+ fintech builders and enthusiasts who

Signals Q3’23: CBDCs are making money moves

A roundup of fintech fundraises, exits, and product launches in Q3. Also, the state of central bank digital currencies.

TWIF Latam October 03 - 🚀 October starts with major funding news for Latam fintech 💰

$238.7 million in fintech funding (equity and debt) Hola amig@s fintech, Welcome back! As we step into October, we're gearing up for the TWIF Fintech Trek in Mexico City.  We thank all the fintech enthusiasts that made it to the TWIF Latam Finnosummit Kickoff Mixer, sponsored

BNPL coming to iDEAL - TWIF UK & Europe (02/10)

TWIF UK & Europe - The latest fintech news across the UK and Europe

CRED launched CRED Garage; Zerodha valued at $3.6bn | TWIF (01/10/2023)

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now ✨ Thank you for joining us in Jakarta! Super grateful

A slow, slow M&A week (TWIF 10/1)

You're gonna like the way you look, we guarantee it. https://t.co/pSiDfHsluk pic.twitter.com/B00Wu5M13G — Nik (@NikMilanovic) September 28, 2023 Great turnout at last night's @twifintech CDMX Happy Hour for Finnosummit! Thank you to our sponsor BGBG and our great organizers @katekiewel and

UK fintechs get all the funding (TWIF 9/30)

Hello Fintech Friends, I'm surprised I'm just seeing this: The Fintech Map Congrats to the team at Fintech Fund portfolio company Rainforest*, who won Early Stage company of the year at Venture Atlanta.  I also loved these charts from QED Investors’ 15th Annual CEO Summit: From

The new stablecoins are *checks notes* flatcoins? (TWIF 9/29)

Hello Fintech Friends, A big thank you to the TechCrunch team for having me and Chris Wallace over last week to talk about early-stage fintech investing (and how to navigate the bs…) at TechCrunch Disrupt. I always enjoy my time with @chriswallacevc - hopefully the feeling is mutual! Thank you

Signals: What you need to know about Know Your Customer

Keeping criminals out may seem simple, but building KYC processes that separate the good cardholders from the bad ones is a huge challenge.

Post(bank) delivered after 15 years - TWIF UK & Europe (25/09)

TWIF UK & Europe - The latest fintech news across the UK and Europe

PayDay is looking to cash out (TWIF 9/24)

Hello Fintech Friends, This Week in Fintech Pink Walk | Hosted by Simplify · LumaWho: Simplify & This Week in Fintech What: PINK WALK to raise money to fight breast cancer Where: Meet us at Pier 45 to pick up your pink shirt and start our 1.5 mile walk for awareness

Jakarta Fintech Happy Hour; WhatsApp rolled out payment acceptance | TWIF - 24th Sept, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now ✨ Jakarta Fintech Happy Hour - 26th Sept, 2023 Join

24 fintechs raised new rounds this past week (TWIF 9/23)

Hello Fintech Friends, Calling all our Atlanta and Mexico City fintech enthusiasts - we'll be in Atlanta for the Lend360 conference on October 3rd: TWIF Lend360 Happy Hour with Spinwheel & Shearman · LumaWho: Spinwheel & Shearman What: Lend360 Happy Hour with an open bar & light bites Where:

Payments are becoming more real-time (TWIF 9/22)

Hello Fintech Friends, For all our sins, it’s events season in the fintech world. But this week also saw some interesting headlines - banks are increasingly launching products around enabling real-time payments and fighting fraud on RTP rails. Fintechs, meanwhile, are launching instant payouts using anything from stablecoins to

Signals Fintech Founders: Finix's Richie Serna

On competing with Stripe, navigating the payments industry, and being customer-first.

Swan Lake(star) - TWIF UK & Europe (18/09)

TWIF UK & Europe - The latest fintech news across the UK and Europe

TWIF Latam September 17 - Itaú and BBVA release innovative products in Brazil 🇧🇷 and Argentina 🇦🇷

$11.5 million in fintech funding (equity and debt) Hola amig@s fintech, September is a festive season for our region, as Brazil, Chile, Costa Rica, El Salvador, Guatemala, Honduras, México, and Nicaragua celebrate their independence this month. These eight countries, with their distinct Latam characteristics and cultures, play a

Citi is building Bridges (TWIF 9/17)

Hello Fintech Friends, I'll be in SF next week with our friends at  Core Innovation Capital, i80Group, Pacific Western Bank, and Method. Drop by if you're in town 👇 TWIF SF Happy Hour with CoreVC, i80Group, Pacific Western Bank & MethodFI · LumaWho: Core Innovation Capital, i80Group, Pacific

Bond trading's Moment has come (TWIF 9/16)

Hello Fintech Friends, We had a good week at The Fintech Fund - Portfolio company Moment announced their Series A, led by a great group of investors including a16z, Venrock, Contrary, Neo, and Henry Kravis. Moment seeks to make bond trading as easy as stock trading. We're excited

Jakarta Fintech Happy Hour; Razorpay acquired BillMe | TWIF - 16th Sept, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Note: this edition covers news and updates up to Wed, 13th

Fintech Formal Returns (TWIF 9/15)

Hello Fintech Friends, We've got good news. We've been waiting all year to tell you. We hope you saved your best gala attire, Because Fintech Formal is back. 0:00 /2:01 1× When: December 8th, 2024 Where: New York, at a new secret location to

This Month in Fintech - China (August 23’)

Hello friends, Welcome to our latest Chinese Fintech newsletter. In this issue, we'll cover exciting new product launches and funding news from Chinese fintechs in August.  Let's get started! Want to sponsor a newsletter? See our sponsorship information here. Please email me at ning@thisweekinfintech.com

Fintech in Spain is thriving - TWIF UK & Europe (11/09)

TWIF UK & Europe - The latest fintech news across the UK and Europe

Ripple builds up its Fortress (TWIF 9/10)

Hello Fintech Friends, Heading to the bay area for TechCrunch Disrupt 2023? So are we! Join TWIF and the teams at i80 Group, Core Innovation Capital, Pacific Western Bank, and Method for fintech happy hour with Nik and Cristina. Register here. All ticket proceeds go to charity. Please find another

TWIF Latam September 10 - 🇲🇽 Stori acquires MasCaja to expand its product portfolio

$10.15 million in fintech funding (equity and debt) Olá amig@s fintech, I hope you are having a great Sunday. My very own recommendation for today: as you read the weekly Latam fintech news, don’t miss the chance to listen to the latest album from Bebel Gilberto, the

NPCI launched 40+ products during Global Fintech Fest | TWIF - 10th Sept, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Note: there will not be an edition of TWIF Asia next

Ampla brings in $258 million more for consumer brands (TWIF 9/9)

Hello Fintech Friends, I'd love to see you in-person this fintech season! I'll be at Finovate in NYC next week, at our fintech coffee and evening happy hour events. And then in SF for TechCrunch Disrupt the week following, and at our happy hour with Core,

It's Fintech Szn (TWIF 9/8)

Hello Fintech Friends, 📰 I hope you enjoyed your slow news week last week, because we're back! 🎉 Our first virtual Fintech Job Fair brought ~200 candidates and 6 employers together in Slack on Wednesday, but the recruiting must go on! Check out live session recordings, the directory of employers

🎧 Podcast: Hey Fintech Friends ft James Mirfin (Visa) & Parilee Wang (Alloy)

"We always talk about fraud, and we talk about financial crime. But I always come back to the fact that there's a human impact to this. So at the end of the day, people are getting taken advantage of, and it's typically the most vulnerable."

Open banking payments double - TWIF UK & Europe (04/09)

TWIF UK & Europe - The latest fintech news across the UK and Europe

TWIF Latam September 03 - BTG Pactual acquires Magnetis Investimentos 🇧🇷, Google Wallet now available in Colombia 🇨🇴

$3 million reported in fintech funding (equity) Hola amig@s fintech, September has arrived, and with it comes the countdown for Finnosummit Mexico 2023. Remember there is an exclusive 15% discount for TWIF subscribers, just use the code FSTHISWEEK when registering. We'd also love to have you join

Credit Bank is Kenya's first IPO since 2014 (TWIF 9/3)

Hello Fintech Friends, We're hosting our first-ever Paris Fintech Meetup on October 4th with our friends from Element Ventures and Balderton. Come say hi! Paris Fintech Meetup · LumaAnnouncing This Week in Fintech’s first official fintech meetup for the Paris tech community, brought to you by our friends

UK open banking payments grow 100% year-over-year (TWIF 9/2)

Hello Fintech Friends, Happy long weekend to our US readers! I've learned a lot over the last twelve years in fintech, but I still find myself learning constantly. That's why I'm starting a new irregular series to memorialize and share some of these lessons

PhonePe launched investments app; Vientam joined SEA cross border payments bloc | TWIF - 2nd Sept, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now ✨ Falcon presents Mumbai Fintech Happy Hour - 5th Sept,

🎧 Podcast: Hey Fintech Friends ft Jennifer Arnold (MinervaAI)

"My dream future in anti-money laundering compliance is that it is almost invisible to the organisation and works so very well and so seamlessly and isn't a constantly growing cost centre that we actually get to focus on why we do that work" - Jennifer Arnold

India's UPI is going global (TWIF 9/1)

Hello Fintech Friends, You have to love slow weeks like the lead-up to Labor Day Weekend. 🚀 It was great to see that we've invested in 17% of Business Insider's 54 up-and-coming fintechs. Congrats to Themis, Ansa, Fragment, Equi, Method, Monarch, Tribal, Mercury, and Unit! If you&

Beyond Two Percent: Building in Emerging Markets

"One of the biggest challenges is that we're getting significantly less funding to do so. So you're getting less funding, but you're expected to build like five times more, and bring these products to market as quick as effectively as efficiently." -Jihan Abass, CEO and Founder of Lami.

Signals: Lessons Learned #1

Hi everyone, I’ve worked in fintech for the past 12 years, and for the last 4 of them as an early-stage fintech investor. I’m still learning every day as GP of The Fintech Fund, and – excitingly – the fintech space continues to grow and evolve in surprising ways. One

TWIF Latam August 28 - 🇧🇷 Nomad raises $61 million in series B, 🇨🇴 Num Finance launches Colombian peso stablecoin

$110 million in fintech funding (equity) Hola amig@s fintech, Exciting news awaits in this week's update! First off, a quick reminder about our upcoming Fintech Trek in Mexico City this October. Don't miss out - apply now.  Secondly, mark your calendars for Finnosummit Mexico 2023

UK Travel Rule is incoming- TWIF UK & EU (28/08)

TWIF UK & Europe - The latest fintech news across the UK and Europe

Better.com Goes Public (TWIF 8/27)

Hello Fintech Friends, If you aren't signed up for our fantastic international editions, you should check them out! UK Travel Rule is incoming- TWIF UK & EU (28/08)TWIF UK & Europe - The latest fintech news across the UK and EuropeThis Week in FintechMichael Jenkins TWIF

Falcon presents Mumbai Fintech Happy Hour | TWIF - 27th Aug, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Subscribe Now ✨ Falcon presents Mumbai Fintech Happy Hour - 5th Sept,

Ramp brings in another $300 million in funding (TWIF 8/26)

Hello Fintech Friends, Signals: LatAm SMBs struggle to access capital. Is that a market opportunity?Small-to-midsize businesses in Latin America and the Caribbean are flourishing. SMBs account for about one third of the region’s GDP, employ roughly 70% of the official labor force and represent one of the fastest-growing

Would you rather pay with Binance or Solana? (TWIF 8/25)

Hello Fintech Friends, Over 100 people registered for our CDMX Fintech Trek! We're putting out the last call - apply here to join us in October. Subscribe here to join 65,000+ other fintech enthusiasts! Please enjoy another week of fintech and banking news below. (👍👎 Have feedback for

Signals: LatAm SMBs struggle to access capital. Is that a market opportunity?

Small-to-midsize businesses in Latin America and the Caribbean are flourishing. SMBs account for about one third of the region's GDP, employ roughly 70% of the official labor force and represent one of the fastest-growing segments of the economy. Collectively, LatAm SMBs have grown to $2-$3 trillion in

Fintech Growth Fund launches in UK - TWIF UK & EU (21/08)

TWIF UK & Europe - The latest fintech news across the UK and Europe

TWIF Latam August 20 - Klar secures $100 million credit line from Victory Park Capital

$100 million in fintech funding (debt) Hola amig@s fintech, As mentioned last weekend, today was the Women's World Cup final, with Spain emerging as the new football champion. Additionally, significant events include the presidential elections in Ecuador and Guatemala. We trust that voter participation will be substantial,

SplitIt splits with ASX in favor of a $50 million go-private deal (TWIF 8/20)

Hello Fintech Friends, We were excited to see that The Fintech Fund’s portfolio company Vault* was ranked the #1 best business bank account in Canada this week! If you operate a Canadian business and want an easy multicurrency-native banking option, check out Vault. Please find another week of fintech

Acquisition called off, BitGo raises $100M at a 46% markup (TWIF 8/19)

Hello Fintech Friends, Looking for your next role in fintech? Join us at The Fintech Job Fair (Sept 6 & 7) and meet the teams hiring across the US! Employers, details on joining the Fintech Job Fair & contact info here.  Please find another week of fintech financing events below.

RBI launched unclaimed deposit platform; PhonePe crossed $1.2tn in annualised TPV | TWIF - 18th Aug, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Note: this edition covers news till Thur, 10th Aug, 2023. Subscribe

This Week in Policy (8/18)

Hello Fintech Friends, Welcome to another exciting week of fintech policy updates! This week, we delve into the latest developments in crypto regulation, browse the most important enforcement news, and continue our coverage of fintech-related artificial intelligence (AI) developments.   As always, if you are not yet subscribed to the Policy

Fintechs are quick to adopt and add AI features (TWIF 8/18)

Hello Fintech Friends, Join me at TechCrunch Disrupt in San Francisco this September! Readers of This Week in Fintech can now get 50% off current rates on all tickets by using the code disrupt here. Please enjoy another week of fintech and banking news below. (👍👎 Have feedback for us? Let

Signals: An operator’s perspective on how fintech can better support start-ups

I run business operations for Plain. We’re building a customer support tool for modern product teams- lightning fast, API-powered, and deeply integrated in the way you work.  One of my responsibilities is to manage day-to-day finances - invoicing customers, paying bills, updating financial models, etc. As someone who loves

TWIF Latam August 13 - 🤝 Fiado & Pomelo partner for Latam migrants in the US 🌍 / 🏛️ New fintech regulations in Ecuador 🇪🇨

$30 million in fintech funding (equity and debt) Hola amig@s fintech, As the Women's Football World Cup reaches its final stages, it's a bit disheartening that no Latin American team has made it to the semi-finals. The Colombian team, the last one standing, fought valiantly,

It gets Better (TWIF 8/13)

Hello Fintech Friends, 🥱 We're getting into sleepy M&A season for August. Know what's not sleepy? We’re up to 75 sign-ups for our Mexico City Fintech Trek! If you missed it last week: from October 18th to 20th, we'll be taking a

Credgenics collects $50 million for Indian debt collection (TWIF 8/12)

Hello Fintech Friends, Breaking Crypto Ceilings: A Conversation with Sabrina Wang and Dina White“And I think what’s important is like finding a good team and support structure, whether they’re men or women, right, if there’s women great, but I think given the realities of it, like,

Global Fintech Fest Giveaway; RBI proposed NFC payments; Apple Pay launched in Vietnam | TWIF - 12th Aug, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Note: this edition covers news till Thur, 10th Aug, 2023. Don’

Bank of England 🤝 Ripple (TWIF 8/11)

Hello Fintech Friends, 🚀 We're excited to partner with a16z for NY Tech Week in October. We have some spots left for sponsors and would love to throw an event with you! If you are interested, reach out to us at events@thisweekinfintech.com. 🏙️ And if you just can’

This Week in Policy (8/9)

Hello Fintech Friends, Welcome to another exciting edition of our fintech policy updates. This week, we delve into a wide range of fintech policy topics; from the ever-evolving world of crypto regulation to the nuances of enforcement actions. We also cover the most recent updates on central bank digital currencies

Breaking Crypto Ceilings: A Conversation with Sabrina Wang and Dina White

"And I think what's important is like finding a good team and support structure, whether they're men or women, right, if there's women great, but I think given the realities of it, like, you have to look for allies and men and people in a team," Sabrina Wang.

Paytm and Flipkart shareholders concentrate their holdings (TWIF 8/6)

Hello Fintech Friends, We’re excited to announce the publication of our whitepaper Evaluating The Global State of Fintech, coauthored with the AWS FinTech team! The fintech industry is estimated to total $134 billion in size today. Despite its relative infancy, fintech is disrupting how virtually all traditional financial services

This Month in Fintech - China (July 23’)

Hi friends, Happy Monday! Welcome to the latest edition of our This Month in Chinese Fintech newsletter. I promise to keep this short but information-packed. In this issue, we will cover the significant fine imposed on Alipay and Tencent, Binance's ongoing regulatory and operational challenges, as well as

Procurement week - (07/08)

TWIF UK & Europe - The latest fintech news across the UK and Europe

TWIF Latam August 06 - 🏦 Colombia’s Central Bank to regulate the instant payment system 🇨🇴

$1.26 million in fintech funding (equity and debt) Hola amig@s fintech, August has kicked in and while some are soaking up the final rays of summer up north, remember you can always flip the script – winter in one hemisphere, summer in the other – just hop across the globe.

Lending to small businesses is big business in China (TWIF 8/5)

Hello Fintech Friends, 🚨 Our friends at Sydecar* are hiring a new Marketing Manager in New York, San Francisco, or Seattle to join their team. Sydecar helps you start and run your fund or SPV — so you can focus on making deals, not spreadsheets. 💼 Speaking of jobs - if you'

PayU focuses on India, SEA and Turkey, sells global biz for $610mm | TWIF - 05th Aug, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Don’t forget to share with fellow fintech friends! Subscribe Now

It's all good in the Robinhood (TWIF 8/4)

Hello Fintech Friends, We already have 40 sign-ups for our Mexico City Fintech Trek! If you missed it last week: from October 18th to 20th, we'll be taking a group of 30-50 fintech enthusiasts to fully immerse in the Mexico City fintech ecosystem. We'll be working

This Week in Policy (8/1)

Hello Fintech Friends, Welcome to another week of fintech policy updates! Last week brought major developments in crypto regulation, with the U.S. House Committee on Financial Services approving four crypto bills. We delve into what this means for the industry and discuss other crypto regulation updates both in the

Third time is a charm - (31/07)

TWIF UK & Europe - The latest fintech news across the UK and Europe

TWIF Latam July 30 - Latam & Caribbean: only region with funding growth 🚀

No (disclosed) new fintech funding during this week. 😯 Hello to all of you! Thank you to our fintech friends that came out to join us at Casa Prunes for our Summer Social in Mexico City last week. We had 375+ RSVPs and had a special evening connecting our local &

Banc of California joins the PacWest (TWIF 7/30)

Hello Fintech Friends, Well, it finally happened - another (semi?) beleaguered bank took defensive action and merged to avoid a depositor run. This week, California's PacWest Bank ($36B) announced that it will be acquired by its smaller counterpart Banc of California ($9B) and pay down its brokered deposits.

Funding in Indian fintech startups declined by 67% to $1.4bn in H1 2023 | 29th July, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Don’t forget to share with fellow fintech friends! Subscribe Now

Announcing our Mexico City Fintech Trek, Oct. 18 to 20 (TWIF 7/29)

Hello Fintech Friends, It’s starting to feel like the summer doldrums, with new financing and exit activity slowing down until vacations end in September. But that hasn’t stopped the neobanks! Dutch neobank Bunq raised €45 million this week with the goal of expanding to the USA, while UK

A New Bres Low (TWIF 7/28)

Hello Fintech Friends, 🙄 In possibly the least surprising news of the week, (alleged, but not convicted) perpetual fintech fraudster and ex-Bolt co-founder Ryan Breslow is being investigated by the SEC over misleading claims made while fundraising. Seattle Friends! Let’s prove that Seattle is the next fintech hub by enjoying

🎧 Podcast: Hey Fintech Friends ft Benjamin Fernandes (Nala Money)

"I think one thing that's interesting is the African cross border trade volume has doubled in the last two years. And there's no other region of the world where that's happened," - Benji..

Signals: Has fintech remade the corporate card?

They were on 2023’s Time 100’s most influential companies, but where do they go from here?

This Week in Policy (7/25)

Hello Fintech Friends, Welcome to another week of fintech policy news! This week, we will address major updates on topics ranging from crypto regulation and enforcement to central bank digital currencies (CBDCs), payments, and the latest from the Consumer Finance Protection Bureau (CFPB). Let’s get started! As always, if

Watch out finfluencers - (24/07)

TWIF UK & Europe - The latest fintech news across the UK and Europe

TWIF Latam 23 July - 🇲🇽 Konfío renews credit line with JP Morgan + 💸 Western Union & Ualá partner for digital transfers

$89.5 million in fintech funding (debt) Hola amig@s fintech, Last week, I took a quick trip to Teotihuacán, one of Mexico's fascinating archaeological sites, just an hour away from Mexico City. If you plan your visit on a weekday, you might enjoy the serene beauty of

HDFC becomes the world's fourth largest bank (TWIF 7/23)

Hello Fintech Friends, Starting September 6th, we're hosting a virtual Fintech Job Fair to help folks in our 60k+ community find opportunities at amazing companies. Want to join? Click the image below. 👇 Thank you to our first hiring partner, Basis, for working with us to hire amazing people!

Somebody's gotta bank all the influencers (TWIF 7/22)

Hello Fintech Friends, ⛰️ Calling all our Seattle friends - let’s prove that Seattle is the next fintech hub by enjoying the great weather, great conversations, and new connections on a sunny Ballard rooftop this August. Register here to hang out with fellow fintech founders, builders, and operators and become

NPCI expects 700mm UPI users in 3 years | TWIF - 22nd July, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Don’t forget to share with fellow fintech friends! Subscribe Now

Fintech's first virtual job fair (TWIF 7/21)

Hello Fintech Friends, Happy FedNow Day! 💼 Jobs are coming to This Week in Fintech, and they're coming for you!! Starting September 6th, we're hosting a virtual Fintech Job Fair to help folks in our 60k+ community find opportunities at amazing companies. Want to join? Click the

Signals: The rocky marriage between sports and fintech

In the wake of COVID, fintech and financial services firms like FTX and PayPal poured millions into sports. The recent crises around fintech and crypto, though, demand a reevaluation of how sports and financial services interact.

🎧 Podcast: Hey Fintech Friends ft Karta Gift Gards

"We're in the business of gifting, do it on your terms your way, the way you want to receive it the way you would want to actually have that experience." - Claire

This Week in Policy (7/17)

Hello Fintech Friends, Welcome to another week of fintech policy updates. Last week brought forth a highly anticipated decision in the case of Securities and Exchange Commission (SEC) v. Ripple. The outcome of this case has been eagerly awaited by the entire crypto community since its initiation in 2020. Alongside

Monar or Lunzo? - (17/07)

TWIF UK & Europe - The latest fintech news across the UK and Europe

TWIF Latam 16 July - 🚀 Two new accelerator programs for Peru, Chile, and Colombia 🇵🇪 🇨🇱 🇨🇴

$70 million in fintech funding Hola amig@s fintech, This month brings celebrations of independence for Argentina, Colombia, Peru, Venezuela, and the United States. Whether you are a proud national of these countries, living abroad, or an international resident, we hope you enjoy the festivities! Speaking of celebrations, don'

Neobank consolidation begins to pick up (TWIF 7/16)

Hello Fintech Friends, Please find another week of fintech exits and deep reads below. (👍👎 Have feedback for us? Let us know!) ☯️ Exits 💻 IPOs & SPACs * British business-to-business cross-border payments firm CAB Payments raised £335 million in its London IPO, but its shares slipped in trading. 🤝 M&A - Fintech

They wrote fintech off, but fintech didn't write back (TWIF 7/15)

Hello Fintech Friends, Is fintech coming back?  Our collection of fundraises over the last two weeks counts 33 new fintech companies, including: * An NFT lending startup (!) * Startups from all over the US, Brazil, France, India, Singapore, Switzerland, and South Korea. * 22 rounds of $10 million or less, signaling rising interest

Razorpay launched in Malaysia; Japan's PayPay might list in US | 15th July, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Don’t forget to share with fellow fintech friends! Subscribe Now

All the biggest fintech stories of the last two weeks (TWIF 7/14)

Hello Fintech Friends, 📰 After a week away from fintech - we're back! And what a week it's been. Goldman is doing all it can to break up with Apple, SVB is suing the FDIC, instant payments are going live in the US - and causing headaches

This Week in Policy (7/10)

Hello Fintech Friends, Welcome to another exciting week of fintech updates. This week, we bring you the latest developments in our staple topics: crypto regulation, enforcement, central bank digital currencies (CBDCs), and the Consumer Finance Protection Bureau (CFPB). We take you on a journey across different continents as we explore

Open banking needs incentives for collaboration - (10/07)

TWIF UK & Europe - The latest fintech news across the UK and Europe

TWIF Latam 09 July - The IFC lends $50 million to Dimex 🇲🇽

$69.6 million in fintech funding (equity and debt) Hola amig@s, Attention all fintech enthusiasts in Mexico City! We are thrilled to invite you to join us for a delightful This Week in Fintech Happy Hour on July 26th. The event will be hosted at Casa Prunes -beautiful setting-,

Signals Q2’23: Every fintech will be an AI company

A roundup of fintech fundraises, exits, and product launches in Q2. Also, early indicators on how AI is impacting fintech valuations.

This Week in Policy (7/3)

Hello Fintech Friends, Welcome to another exciting week of fintech updates. In this edition, we will continue our coverage of key topics such as crypto regulation, enforcement, central bank digital currencies (CBDCs), and payments, not only in the U.S. but also across various countries. We are also thrilled to

This Month in Fintech - China (June 23’)

Hi friends,  Welcome to our monthly China Fintech newsletter. We hope you are having a wonderful summer! For our US readers, happy July 4th and hope this newsletter can add a bit more fun to your long weekend.  June was an exciting month with a lot of movement from Chinese

Where next for Binance? - (03/07)

TWIF UK & Europe - The latest fintech news across the UK and Europe

TWIF Latam 02 July - Visa acquires Pismo 🇧🇷, Mercado Pago for contactless withdrawals in Chile 🇨🇱

$50 million in fintech funding  Hola amig@s fintech, From June 23 to July 8, the 24th edition of the Central American and Caribbean Games is underway in San Salvador, El Salvador. Originally planned for Panama City but relocated due to the pandemic, the games have brought together 37 countries

Visa's jogo bonito (TWIF 7/2)

Hello Fintech Friends, 🤑 This week’s fintech exit news was dominated by Visa’s long-rumored acquisition of Brazilian payments provider Pismo for $1 billion, which it beat Mastercard in a bid to acquire. Pismo processes almost 50 billion API calls and $40 billion in transaction volumes annually, with clients in

Fighting financial crime is big business (TWIF 7/1)

Hello Fintech Friends, ☀️ We’ll be taking a break next weekend (July 7th, 8th, and 9th) but will be back with more great fintech in your inbox the week following! 💂 If you are based in London, join us and our friends at Alloy for the next London Fintech Happy Hour

Sardines join forces for safer financial seas (TWIF 6/30)

Happy 4th of July weekend to everyone in the US 🎆 🧺 Fintech Picnic is coming back to NYC! Come join us in Central Park on July 22nd for a break form the hustle to catch up and see your fintech friends. This year, we’ll be partnering with our friends on

Signals Fintech Founders: Backflip's Josh Ernst

Hello Everyone! In today’s edition of Fintech Founders, we will be chatting with Josh Ernst, the CEO & Founder of Backflip. Josh and I actually met early on in my venture career and what I can definitively say is that Josh is one of the most focused, dogged, and

This Week in Policy (6/26)

Hello Fintech Friends, Welcome to our weekly update on fintech policy! In this edition, we bring you the latest policy developments in the world of fintech, with very extensive coverage spanning international crypto regulation, crypto enforcement, central bank digital currencies (CBDCs), stablecoins, the Consumer Financial Protection Bureau (CFPB), and fintech.

Adyen signs big partnership - (26/06)

TWIF UK & Europe - The latest fintech news across the UK and Europe

TWIF Latam 25 June - ASAAS raised $21 million 🇧🇷, Accesa authorized under Fintech Law 🇲🇽

Hola amig@s fintech, This Saturday, people in Mexico City witnessed the 45th pride parade! With a massive turnout of over 250,000 attendees, this march proudly advocates for the rights of the LGBT+ community. Let’s everyday celebrate unity, visibility, diversity, progress, and financial inclusion for all. Please find

Fintechs are still buying banks (TWIF 6/25)

Hello Fintech Friends, New data were published this week showing that a surprising number of fintech and crypto companies are still out there buying banks: Please find another week of fintech exits and deep reads below. (👍👎 Have feedback for us? Let us know!) 📺Sponsored Content 🛑 Stop your scroll. You won’

Apple is launching a credit card in India, Oxyzo reported $68mm in revenue in FY23 | 25th June, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Note: There will be no edition of TWIF India & Asia

The UK is back: $60M for Volt, £15M for TreasurySpring, and $235M for Illuminate Financial (TWIF 6/24)

Hello Fintech Friends, Only a week after Andreessen Horowitz chose London as the site of its first non-US office, UK fintechs and fintech-focused VCs are demonstrating why! There was a lot of post-Brexit prognostication about the downfall of the UK tech scene in favor of Dublin, Paris, and other EU

Envisioning the Future of Money Movement (TWIF 6/23)

Hello Fintech Friends, I’m excited to release a project that I’ve been working on for the past five months with Jenny Johnston and the Visa Fintech Partnerships team (especially Dan and Tiffany) - 📜 Envisioning the Future of Money Movement. Over 22 pages, we dive into what it will

Beyond Two Percent: Pride, featuring Rhea Fofana and Evan Dawson

"I do wish sometimes that companies would not just be entirely focused on the fun parts of Pride, the party part of Pride, but also the advocacy work that's so important, and drawing attention to just the constant like legislation and issues that are coming up." -Evan Dawson

This Week in Policy (6/19)

Hello Fintech Friends, Welcome to another week of fintech policy updates. First and foremost, Happy Father's Day to all the fathers reading this post and to those who celebrated this special day with their fathers. In this week's article, we cover the latest updates related to

Signals: Finally, more regulatory guidance on bank-fintech relationships (Part II)

What federal regulators’ guidance on third-party relationships means for banks and the fintech ecosystem.

TWIF Latam 06/19 - 🇧🇷 Brazil advances crypto regulation

$1.3 million in fintech funding Hola amig@s fintech, Hey everyone! Yesterday was Father's Day! Time to give a big shout out and show some love to all the awesome dads in Latin America, the US, and many other countries around the world. Happy Father's

UK fintech strikes back - (19/06)

TWIF UK & Europe - The latest fintech news across the UK and Europe

A fintech SPAC and IPO, what is this 2021? (TWIF 6/18)

Hello Fintech Friends, Fintech exits are happening at a blistering pace, with with one upcoming IPO, a SPAC, and fourteen fintech acquisitions (two for over $1 billion) all announced in the last week. Separately, if you've ever wanted to know what is happening in the Chinese fintech market,

The fintech founders are as good as ever (TWIF 6/17)

Hello Fintech Friends, I'm excited about the great fintech founders that The Fintech Fund has backed over the past few months. A viral small business bookkeeping tool, an Asian financial reconciliation platform (in stealth), an integrated financial suite for home healthcare, Australia's leading expense management provider.

PhonePe launched a payment gateway and Digit got a new life insurance license | 17th June, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Don’t forget to share with fellow fintech friends! Subscribe Now

I, AI-powered financial assistant (TWIF 6/16)

Hello Fintech Friends, 🌳 Our annual Fintech Picnic is coming back to New York! Save the date on July 22nd at lu.ma/fintechpicnic 💼 Looking for your next adventure in fintech? Come check out our job board and join our Talent Collective. 🚀 Lastly, a word from our friends at BTV, who

Signals: Finally, more regulatory guidance on bank-fintech relationships (Part I)

What federal regulators’ guidance on third-party relationships means for banks and the fintech ecosystem.

TWIF Latam 12 Jun - Ualá México launches interest-bearing savings account 🇲🇽

$20 million in fintech funding Hola amig@s fintech, This week, we have an important announcement to make: our beloved Christine Chang is bidding farewell to TWIF Latam. Elena, Daniela, and I express our deepest gratitude to her for inviting us to collaborate and for introducing us to the world

This Week in Policy (6/12)

Hello Fintech Friends, What a week! Last week, the crypto and fintech communities were taken aback as the U.S. Securities and Exchange Commission (SEC) filed lawsuits against two giants in the industry: Binance, the world's largest crypto exchange, and Coinbase, the largest crypto exchange in the United

🎧 Podcast: Hey Fintech Friends ft Michael Sindicich (Navan)

"And one of the biggest advantages and huge announcements that we're making, is what we're calling the Navan Connect, where you can actually get this same technology with your Visa or MasterCard." - Michael Sindicich

Another fintech cuts its valuation (again) - (12/06)

TWIF UK & Europe - The latest fintech news across the UK and Europe

A £1 billion payments IPO comes to London (TWIF 6/11)

Hello Fintech Friends, In a slow fundraising market, fintech exits are happening at a blistering pace, with one upcoming IPO and fifteen fintech acquisitions (two for over $1 billion) all announced this week. Please find another week of fintech exits and deep reads below. ☯️ Exits 💻 IPOs & SPACs * We have

Harlem-based MoCaFi raises a Series B to help people get banked (TWIF 6/10)

Hello Fintech Friends, We’re excited to share that Griffin, one of our Fintech Fund portfolio companies, just raised their Series A. Griffin provides banking-as-a-service for UK fintech companies and also has an FCA banking license, meaning it can provide fully-verticalized bank support to fintechs. Our fearless podcasters Julie and

New Default Guarantee guidelines for lending | TWIF - 10th June, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Don’t forget to share with fellow fintech friends! Subscribe Now

This Month in Fintech - China (May’ 23)

Hey there fintech friends, It's time for another dose of the latest and greatest news in the world of money moves! We've got a lot to cover this month, from Ant Group's delayed license application to Airwallex's big expansion to Israel. But

Begun, the crypto war has (TWIF 6/9)

Hello Fintech Friends, Every new industry goes through growing pains as it finds its footing. To butcher an old quote, “First they ignore you, then they laugh at you, then there is a massive coordinated regulatory response to keep you from growing, then you win.” This week, Coinbase and Binance

TWIF Latam June 4 - Banco Afirme launches digital bank Billú 🇲🇽, crypto bill advances in 🇨🇴

$50 million in fintech funding (debt) Hola amig@s fintech, Yesterday, the Mexican states of Mexico and Coahuila elected their governors. The State of Mexico made history by appointing its first-ever female governor, with both candidates being women. The world is gradually changing, and as the late Ruth Bader Ginsburg

Who are the three new profitable european fintechs? - (05/06)

TWIF UK & Europe - The latest fintech news across the UK and Europe

Indian lenders draw the attention of private equity (TWIF 6/4)

Hello Fintech Friends, I'll be flying to Tel Aviv in a week to host our first-ever Israeli Fintech Meetup with our friends at TLV Partners. Will I see you there? TLV Partners is an early-stage venture capital firm investing in Israeli entrepreneurs that are pushing the boundaries of

Wirecard puts on a fake mustache and changes its name to NomuPay (TWIF 6/3)

Hello Fintech Friends, Come one come all! If you’re at Money2020 Amsterdam this week, we’ll be partnering with our friends at AWS Fintech to co-host a networking happy hour on June 7th. We were excited to see Fintech Fund portfolio company Vault* get the TechCrunch treatment from fintech

Razorpay launched Turbo UPI; Binance granted license in Thailand | TWIF - 03rd June, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Don’t forget to share with fellow fintech friends! Subscribe Now

Will we see Universal Basic Income in our lifetimes? (TWIF 6/2)

Hello Fintech Friends, 🗣️ This Thursday, in our Slack community, we’ll host an Ask Me Anything with Art Chang, one of the 2021 Candidates for Mayor of New York City, Chair of the Board of the Coalition for Asian American Children and Families, and Founder & CEO of Allie, a

Beyond Two Percent: Mental Health ft Jayne Sibley & Saira Rahman

"89% of people said that managing everyday money was a major cause of stress and worry for them. So being able to alleviate that in one way or present people with a solution that helps them and takes that away is why we're here" - Jayne Sibley

Signals: The biggest winner of BNPL is... Mastercard?

The Apple Pay Later launch underscores card networks’ emerging role in the Buy Now, Pay Later market.

This Week in Policy (5/31)

Hello Fintech Friends, Welcome to another week of fintech policy updates. While Congress remains preoccupied with the heated debates over the debt ceiling, crypto regulation is garnering attention from various international organizations that are striving to establish unified global standards. Within the U.S., the Internal Revenue Service (IRS) is

A fintech great bows out - (29/05)

TWIF UK & Europe - The latest fintech news across the UK and Europe

TWIF Latam 28 May - Citibanamex change of plan 🇲🇽, QED bringing $925 million in fresh funds for global fintechs 🚀

$149 million in fintech funding (equity and debt) Hola amig@s fintech, Happy Memorial Day and ‘puente’ to our US-based fintech friends.  📣  For the VCs and investors in the audience, if you haven’t already done so, be sure to share your input for a first-of-its-kind mapping of diversity in

Fifth Third embeds with Rize (TWIF 5/28)

Hello Fintech Friends, Please find another week of fintech exits and deep reads below. ☯️ Exits 🤝 M&A - Fintech * US regional bank Fifth Third surprised the fintech community this week with the announcement that it acquired banking-as-a-service software provider Rize. The terms of the deal were undisclosed, but Fifth

Tipalti raises $150M and PhonePe adds another $100M (TWIF 5/27)

Hello Fintech Friends, When I'm not writing about great fintech startups, I spend my time investing in them. If you're an early-stage founding team, we have a few more checks to write out of our Fund I, so feel free to reach out! (Fund II coming

Singapore Fintech Living Room, PhonePe raises yet another $100mm | 20th May, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Don’t forget to share with fellow fintech friends! Subscribe Now

The IRS is getting into taxes (TWIF 5/26)

Hello Fintech Friends, We're excited to partner with our friends at TLV Partners to host our first Tel Aviv Fintech Happy Hour on June 15th! I'll be flying there personally for it; who should I meet with while I'm there? TLV Partners is an

Signals: High interest rates? No problem for Robinhood in Q1 2023 earnings

We read Robinhood’s 10-Q so that you don’t have to.

This Week in Policy (5/23)

Hello Fintech Friends, This past week, crypto regulation was the most salient topic in fintech policy debates. We’ll address novel policy issues related to taxing crypto and partisan divides over stablecoins in the U.S. We will also shed light on important updates related to central bank digital currencies

Heading to M2020 Europe? - (22/05)

TWIF UK & Europe - The latest fintech news across the UK and Europe

TWIF Latam 21 May - Uber Mexico granted fintech license 🇲🇽, Colombia to develop digital payment rails á la Pix 🇨🇴

$450,000 in equity fintech funding Hola amig@s fintech, Happy New Moon in Taurus 🌚♉️, apparently full of good luck and abundance.  Cheers to that! 👉 Btw friends, be sure to check out Daniela’s ClimateTech Corner below and send her your comments, questions, and suggestions!   💛 Until next weekend. Até a

PayPal is looking to Xoom out (TWIF 5/21)

Hello Fintech Friends, A big shout-out to Trovata for recognizing our own Helen Femi Williams' podcast Hey Fintech Friends as one of the 5 Top Fintech Podcasts to Stream in 2023 and for Feedspot for including it in their 40 Best Financial News Podcasts! If you're not

ZestMoney founders resigned, Paytm launched RuPay credit card | 20th May, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Don’t forget to share with fellow fintech friends! Subscribe Now

Procure-to-pay platform Zips up $100 million (TWIF 5/20)

Hello Fintech Friends, The fintech fundraising market is showing signs of life in-spite of the doom-and-gloom of 2023 💪 We’ve had an exciting week at The Fintech Fund, with fund portfolio company Vault announcing its follow-on seed round from our friends at Fin Capital and Gradient, and syndicate portfolio Percent

The fintechs want to help small businesses (TWIF 5/19)

Hello Fintech Friends, It’s hard to believe it’s almost June - one more month and we roll into 2024 planning 💀 For anyone who will be out at Money2020 Europe in a couple weeks, TWIF and the AWS fintech team would love to see you at our Amsterdam Fintech

This Week in Policy (5/17)

Hello Fintech Friends, Welcome to another edition of This Week in Policy! We are thrilled to be back after a brief pause and are eager to share updates with you about the latest developments in fintech and digital assets. In this edition, we cover several major policy and legal developments

And the Best British Bank is ...- (15/08)

TWIF UK & Europe - The latest fintech news across the UK and Europe

TWIF Latam 14 May - 80% of Brazilians have used PIX 🇧🇷, Grupo México set to buy Banamex 🇲🇽

Hola amig@s fintech, It has been an eventful week in the region, with significant developments such as the vote for drafting Chile's new Constitution, the end of Title 42 in the US (which impacts Latam migration), and the continuing rise in Argentina's inflation rate. I

Revolut is ready to buy-now (TWIF 5/14)

Hello Fintech Friends, Two more great fintech events in the books this week! First, Osborne hosted our first fintech Delhi meetup of the year, then Cristina and the Community team hosted our spring meetup in New York. If you're based in India, come join us next Thursday in

Minting the next wave of fintech (TWIF 5/13)

Hello Fintech Friends, Incubators and accelerators provide great opportunities for early-stage entrepreneurs to build their products with the resources and support of a community behind them. Snowflake and Moderna were both famously originally incubated by VCs. Earlier-stage startups (at the idea phase) normally are a better fit for incubators – sometimes

Thank you, Delhi! Mumbai, you're up next; Paytm reported $1bn in annual revenues, Razorpay is flipping to India | 13th May, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Don’t forget to share with fellow fintech friends! Subscribe Now

Crypto gets ready for semester abroad (TWIF 5/12)

Hello Fintech Friends, Who should we have join us for our next fintech Ask Me Anything session in our Slack? (Which recently crossed 6,800 members! Come join us.) 🌷 Or if in-person is more your thing, we are partnering up with our friends at AWS Fintech to bring together the

Fintech is back?- (08/05)

Hello TWIF UK & Europe friends, Fintech is heading to the moon according to a report from BCG and QED, with revenues set to hit $1.5trn by 2030. Please find another week of fintech news, financings and exits below. Sponsored Content Want to be a This Week in Fintech

TWIF Latam 07 May - Revolut launches in Brazil 🇧🇷, Nubank grew 33% in one year to 79.1 million customers in Latam 🚀

$29.6 million in fintech funding (equity and debt) Hola amig@s fintech, Happy early Mother’s Day 🦸🏽‍♀️ to those in 🇲🇽🇸🇻🇧🇿🇬🇹 this Wednesday!  And for those of you in Bogotá 🇨🇴, join the TWIF Latam community at Monaco Rooftop on May 17th, 2023 for a spring happy hour sponsored by CIM,

This Month in Fintech - China (April’ 23)

Greetings, fellow fintech enthusiasts!  It's time for our monthly newsletter again. From exciting product launches to licensing updates and everything in between, we've got you covered. So grab a cup of tea (or coffee if you prefer) and let's dive into some Chinese fintech

Peter Thiel may revive fintech SPACs with Asian credit card biz (TWIF 5/7)

Hello Fintech Friends, I love reading along and following the conversations in our Slack Community – it’s clearly all about fintech people helping other fintech people, and I feel like I learn more than I share in there ❤️ 👍👎 Have feedback for us? Let us know! Please find another week of

Delhi NCR Happy Hour, Pine Labs deferred its IPO, CRED doubles its loan portfolio and more | TWIF - 06th May, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Don’t forget to share with fellow fintech friends! Subscribe Now

Fake it til you break it (TWIF 5/6)

Hello Fintech Friends, My favorite story this week was that of Array, an ‘algorithmic currency system,’ which put out a press release that announced a $10 million investment from Singaporean investor Temasek, with such quotes as “Array is thrilled to reveal that its valuation after this investment is rumored to

For whom the FDIC receivership tolls (TWIF 5/5)

Hello Fintech Friends, Do you miss the touch, look, and vibe of seeing your fintech friends in-person? Come join Osborne and our TWIF India team in Delhi next week! Subscribe here to join 60,000+ other fintech enthusiasts! 👍👎 Have feedback for us? Let us know! Please enjoy another week of

Valuations down- (01/05)

Hello TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. Sponsored Content Want to be a This Week in Fintech - UK & Europe sponsor? Reach out to me at michael@thisweekinfintech.com and see our sponsorship information here. 💡This Week in Fintech

TWIF Latam 30 April - Belvo acquires Skilopay 🇧🇷, Fairplay and Clara fundraise 🇲🇽

$175.9 million in fintech funding (equity and debt) Hola amig@s fintech, Big fundraising news week after a bit of a pause following Semana Santa.  For those who have Monday off for International Workers’ Day, enjoy the long weekend (and remember to take a break).  Happy May Day! Please

Acquisitions, acquisitions, acquisitions! (TWIF 4/30)

Hello Fintech Friends, It was another banger of a week for fintech M&A: 16 new deals were announced between banks and fintechs, it emerged that JP Morgan has acquired over 40 fintech companies since 2021, and – as a bonus – we may have our first fintech IPO since last

Vesey Ventures and Anthemis blaze a trail for women in VC (TWIF 4/29)

Hello Fintech Friends, We had some exciting news for The Fintech Fund this week, as our portfolio company Ansa*, led by Sophia Goldberg and JT Cho, came out of stealth. We've missed seeing all of our friends in LatAm fintech, and so we are coming back to Bogotá!

We hosted our first Fintech Happy Hour of 2023, Jupiter gets NBFC license, Stripe launched new products for SEA | TWIF - 29th April, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Don’t forget to share with fellow fintech friends! Subscribe Now

Europe jumps ahead of the US in crypto regulation (TWIF 4/28)

Hello Fintech Friends, 🌴 We're coming to Miami for Fintech Americas! Join us on May 4th for some networking, socializing and fun! We will be hosting a Luncheon with Galileo and VU Security at Fontainebleau. Sign up here. We can't wait to see you there :) 🏙️ Also, if

🎧 Podcast: Hey Fintech Friends ft Emily Man

"I saw this firsthand, growing up in China, what made us move from being a cash-based society to something that was pretty much all app and instant payments based. This was the fact that there was a smartphone in everyone's pocket" - Emily Man

Signals: Fintech joins the frontlines of the war in Ukraine

Russia’s invasion of Ukraine is uprooting the global financial system. As new technology accelerates a changing world order, fintech has a renewed responsibility towards its end users.

This Week in Policy (4/24)

Hello Fintech friends, Welcome to another exciting week of fintech policy updates. Last week was marked by several highlights, including the European Parliament's approval of the Markets in Crypto-Assets (MiCA) regulation, which is expected to have far-reaching implications for the crypto industry in Europe, and possibly around the

Another successful London Fintech Happy Hour - (24/04)

Hello TWIF UK & Europe friends, London Calling, and Fintech Answers Thank you to @sytaylor, @MJenkins88, @HelenFemix, and the great @backingthebold team for tonight's UK Fintech Week meetup! pic.twitter.com/xDDvSJyPSA — This Week in Fintech (@twifintech) April 20, 2023 Are you even in fintech in London if

TWIF Latam 23 Apr - Brazil ready for digital real proposals, 🆕 ClimateTech corner, 🔦 Retail x Fintech

$4 million in debt funding Hola amig@s fintech, Happy (belated) Earth Day!  Did you know?  20% of the Earth’s freshwater is in Brazil 🇧🇷with a total of 5,116 square miles of freshwater concentrated in the Amazon Basin. Colombia 🇨🇴 also boasts an impressive ranking as the sixth largest

Pagaya rules everything around me (TWIF 4/23)

Hello Fintech Friends, ⚠️Editor's Note: Because of the double-post from our publishing software glitch on Friday, I'm combining this week's Saturday and Sunday posts to avoid cluttering your inbox. What a week for content! First, we had a great guest post for Signals from

One unicorn minted globally in Q1 2023, Razorpay sets up an Advisory Council, Adyen launched in Malaysia | 22nd April, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Don’t forget to share with fellow fintech friends! Subscribe Now

First Bank of Apple (TWIF 4/21)

Hello Fintech Friends, I had a great time with the London fintech community celebrating this year’s UK Fintech Week yesterday! Big thank you to everyone who braved the rain to make it to our Fintech Happy Hour, and to the Fintech Brain Food and Element Ventures teams for co-hosting

Beyond Two Percent: Imposter Syndrome

"Every time you've been in a situation where you feel like an imposter, try to assess the situation, what went well, and what didn't, and then go to other people for feedback." - Katie Evans, Head of PR at Swarm

Why fintech has failed Mexico’s unbanked

The era of fintech was expected to bring millions into the formal financial system in Mexico. Yet from 2018 to 2022, only 3.4 million people opened a formal bank account, begging the question, “Why has fintech failed to meet its potential in Latin America’s second-largest consumer market?”

This Week in Policy (4/17)

Hello Fintech Friends, Welcome to another week of fintech policy news. This week, we'll cover some of the latest updates in crypto and stablecoin regulation, enforcement, central bank digital currencies (CBDCs), and payments. As always, if you are not yet subscribed to the Policy Edition of This Week

Big week for payments - (17/04)

TWIF UK & Europe - The latest fintech news across the UK and Europe

TWIF Latam 16 April - 129 total funding rounds in 1Q23, DM acquires FortBrasil 🇧🇷

$15.8 million in fintech funding Hola amig@s fintech, Feliz domingo tod@s!  Anyone catch this gem on SNL last night?  Que risa 😆 Please find below this week’s front page of Latam fintech news. If you’re reading this on the web, we’d appreciate your support by

The IPO window remains locked shut (TWIF 4/16)

Hello Fintech Friends, In this week's Signals subscriber newsletter, guest writer Emily Tsitrian – a foremr Stripe employee and co-founder of Yeeld – wrote on what everyone is getting wrong in the Adyen vs. Stripe debate. "These analysts deserve respect and are worth a read - quantitative triangulation is

Clear Street blasts through the fundraising slump with $270 million (TWIF 4/15)

Brought to you in partnership with Finley. Hello Fintech Friends, 📈 Keeping up with the breathless pace of fintech can be hard... as soon as I hit 'send' on yesterday's newsletter, Twitter announced a partnership with eToro to let users trade stocks and crypto on the app.

Indian Fintech startups raised $1.2bn in Q1 2023 and Sea Bank reported net profit of $18mm | 15th April, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Don’t forget to share with fellow fintech friends! Subscribe Now

Plaid and Visa dive into the instant payments race (TWIF 4/14)

Brought to you in partnership with our friends at Finley. Hello Fintech Friends, One of our main goals here at TWIF is to highlight the incredible work of our diverse community. Our Fintech Frontlines and Builders Series are two social media campaigns that spotlight individuals who are building the future

This Month in Fintech - China (March’ 23)

Hi fintech friends, What a March, right?! In recent years, the Chinese government has been tightening its control over the country's financial systems and technology industry. This has been particularly evident in the government's crackdown on large companies like Alibaba and Tencent. Notably, this past March

Signals - Adyen vs. Stripe: What everyone is getting wrong

Stripe’s annual letter highlights that payments are not a commodity. What are comparisons of the two payments giants missing?

Stripe vs Adyen: The looming battle - (10/04)

Happy Easter TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. Sponsored Content Want to be a This Week in Fintech - UK & Europe sponsor? Reach out to me at michael@thisweekinfintech.com and see our sponsorship information here. 💡This Week in

New acquisitions for Acorns, SoFi, and Navan (TWIF 4/9)

Hello Fintech Friends, Fintechs are getting more acquisitive! We’re starting to see not only banks and strategics acquiring fintechs, but large fintechs acquiring their rivals as well. Though the market has slowed for fundraises, it continues to be a bonanza for M&A teams. If you’re coming

Markets are still peachy for Africa's Peach Payments (TWIF 4/8)

Hello Fintech Friends, This week, our Premium Content Editor Sophie Vo covered the last quarter in fintech in Signals. A few insights? Banks are leading the pack as the biggest acquirers of other banks and fintech companies. Over $350 million was still raised by fintech venture funds. Digital business banks,

TWIF Latam 7 April - Kaszek Ventures raises $975 million, FEMSA acquires NetPay

Hola amig@s fintech, Happy Semana Santa (aka Holy or Easter Week). 🐰 Enjoy the long weekend and this week’s front page of Latam fintech news below. If you’re reading this on the web, we’d appreciate your support by sharing and subscribing.   💛 Until next weekend. Até a próxima!

Stripe's annual letter on the payments economy (TWIF 4/7)

Hello Fintech Friends, This was a tough news week for the community. Bob Lee, the creator of Cash App and former CTO of Square, was killed in San Francisco. The tragedy has provoked an outpouring of fintech community sympathy and gratitude for Bob’s life and his impact on ours.

Signals Q1’23: The onset of carbon offsets

Amid bank runs, an AI frenzy, and a shifting venture landscape, one concept quietly drew attention from fintech investors in Q1: Carbon credit markets.

Signals Fintech Founders: Ness's Derek Flanzraich

On swinging big, contrarian bets, and building a full stack fintech. Hello Everyone! Keeping today’s edition of Fintech Founders short and sweet. Today we have the pleasure of chatting with Derek Flanzraich, the founder of Ness. Ness is a health and wellness company looking to fundamentally realign the relationship

This Week in Policy (4/3)

Hello Fintech Friends, As we enter the second quarter of 2023, it appears that this year is shaping up to be the "year of crypto enforcement" given the unprecedented frequency and severity of enforcement actions against crypto firms. The latest of these is the complaint filed last week

Meet me at the crossroads - (03/04)

Hello TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. Sponsored Content Want to be a This Week in Fintech - UK & Europe sponsor? Reach out to me at michael@thisweekinfintech.com and see our sponsorship information here. 💡This Week in Fintech

Mastercard and Visa square off to acquire Brazilian fintech Pismo (TWIF 4/2)

Hello Fintech Friends, 🎙️ This week for Hey Fintech Friends, our host Helen Femi interviewed Commerce VC’s Vivek Krishnamurthy. Come give it a listen on Spotify or Apple! 🌲 Also this week, AWS’ FinTech Africa Accelerator opened applications to take part in an equity-free program focused on supporting early stage startups.

TWIF Latam 2 April - Conekta launches cash withdrawals 🇲🇽, BCB authorizes Nvio (Bitso), Pomelo & WEPayments 🇧🇷

$34 million in fintech funding (equity and debt) Hola amig@s fintech, Argentina’s inflation is now officially at 102.5%. This hyperinflation has not happened since the early 1990s. Goods and services are more than twice the price/cost than they were one year ago. The government has tried

Fintech fundraising is creeping back up (TWIF 4/1)

Hello Fintech Friends, 📈 With 33 new fintech fundraises announced this week, it's starting to feel alive again around here. 🔦 A special spotlight on our Head of Community Cristina Ciaravalli, who did an interview for Women’s History Month this week with Fundrise’s Saira Rahman and the team

NPCI introduced MDR on PPI based UPI, SEA Fintech startups raised $113mm | 01st April, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Don’t forget to share with fellow fintech friends! Subscribe Now

The regulators are coming for crypto and... so are Nasdaq and Swift? (TWIF 3/31)

Hello Fintech Friends, If you hear that rumble off in the distance… that’s the sound of fintech conference season coming right around the corner. 🌴 If you’re in LA and want to collaborate on a fintech happy hour around June 5th, reach out to Tori on our team at

🎧 Podcast : Hey Fintech Friends #16 ft Vivek Krishnamurthy

But, we try to take ideas from the earliest stages, and help them get to the maximum exposure, right, whether that's helping the most amount of consumers or banks or insurance carriers as possible.

This Week in Policy (3/27)

Hello Fintech Friends, Welcome to another eventful week of fintech policy. Last week saw a number of significant enforcement actions and policy developments related to cryptocurrencies. From the arrest and indictment of Do Kwon, founder of collapsed Terraform Labs, to the Wells notice served to Coinbase, and the White House&

Cheers to Fintech- (27/03)

Hello TWIF UK & Europe friends, ICYMI, we announced our next London Happy Hour last week.  Sign up here! Please find another week of fintech news, financings and exits below. p.s. can you guess which European city is above? Sponsored Content Want to be a This Week in Fintech

All-female founding teams get 1% of the funding (TWIF 3/25)

Hello Fintech Friends, 🗣️The ratio is not improving for all-female founding teams: per new data from Unconventional VC, women-led startups in Germany raised 1.3% of funding; in the Nordics, only 1.1%. This is something all of us in fintech need to work to improve, and is why we

Kredivo raised $270mm and Kreditbee launched cardless installment payments | 25th March, 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Don’t forget to share with fellow fintech friends! Subscribe Now

Marry, Fed, Kill (TWIF 3/24)

Hello Fintech Friends, The first Fintech Meetup was an incredible success! While I wasn’t able to make it (and had FOMO for the duration of the conference), it looks like the entire fintech world converged once more for two days in Las Vegas. From what I heard, it was

🎧 Beyond Two Percent: The Male Perspective

"I feel like it's almost as if at least some humans have this, this need to create in groups and out groups, and say, I'm part of this elite group, and we are better than you." Shamir Karkal, Sila

Signals: The Silicon Valley Bank that never was

Like many readers, I chose to open my first business bank account at SVB. SVB is the bank that gave me my first mortgage. Uniquely, it's also the bank that bought my first company. This essay explores my experience selling to SVB, working there, and our disagreements with

This Week in Policy (3/20)

Hello Fintech Friends, Happy spring equinox! Today marks the day when sunset and sunrise are 12 hours apart, making the day and the night equally long. Yet as we welcome the arrival of spring, distress in the banking sector continues to impact financial markets, posing significant implications for the crypto

Credit Suisse: to the window or to the wall? - (20/03)

Hello TWIF UK & Europe friends, It has been a rollercoaster of a week with too much being written and tweeted about  SVB.  Real companies and real people, including staff at SVB and SVB UK have been impacted and my thoughts go out to them all. Some informative posts written

TWIF Latam 19 Mar - Clara raises $90M in debt, EWA Capital launches $10M fund, BBVA Spark launches in 🇨🇴

$107.4 million in fintech funding (equity and debt) Hola amig@s fintech, Whew!  What a fortnight it’s been 🍸.  Sorry about missing last week’s newsletter.  We, as well as probably many of you had erm, quite a lot of things on our minds.  Hope you are all getting

Join our AMA with Frank Rotman (TWIF 3/19)

Hello Fintech Friends, Ask-Me-Anything with Frank Rotman - Thursday, March 23rd Frank Rotman has been a pillar of the fintech community since before it was called 'fintech'. As the Founding Partner of QED Investors, he has led investments into industry trailblazers like Credit Karma, Prosper, Avant, SoFi, GreenSky,

Stripe raises $6.5B at $50B (TWIF 3/18)

Hello Fintech Friends, Who wants to partner with us on our first fintech happy hour in Joburg? Drop me and wiza@thisweekinfintech.com a line! I'd also be curious to hear from founders: which fintech-focused venture capital firm do you think of as having the best reputation? ie:

PhonePe raised $200mm and SEA group launched its digital bank | 18th March 2023

Hi fintech friends, Osborne here! Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Don’t forget to share with fellow fintech friends! Subscribe Now

We all had a terrible, horrible, no good, very bad day (TWIF 3/17)

Hello Fintech Friends, There is a poignant line at the end of the biopic of 90s rap group NWA: That is how this week feels. We’ve begun a new chapter in fintech and banking. It’s time to see what the aftermath of the last week in banking will

This Week in Policy (3/14)

Hello Fintech Friends, Last week, two competitors - bank land and crypto land - experienced a rare interplay, where significant developments in one caused seismic events in the other. In this post, we discuss the failure of the now infamous three S's: Silvergate Bank, Silicon Valley Bank, and

Signals: "SVB, Signature, & Silvergate"-gate

Three of the fastest bank runs in US history took place in the past week. A recap on what's happening and our takeaways so far.

Is the music stopping? - (13/03)

Hello TWIF UK & Europe friends, The big news last week was the rapid collapse of SVB and SVB UK, both of which were taken over by regulators.  Insured deposits are likely to be paid out quickly on Monday, the recovery of the remainder of depositors assets will be a

Maybe Better's next SPAC will go better (TWIF 3/12)

Hello Fintech Friends, I'm not sure whether I'm the only one feeling this way, but my default expectation with many products today (airlines, banking, Quickbooks, etc.) is that they won't work as planned. Delays, accidental charges, bugs - which can only be resolved through

The Great British Bank-Off (TWIF 3/11)

Hello Fintech Friends, The UK fintech scene doesn't seem to be slowing down, with three new fundraises announced this week - the largest a combined £500 million in debt and equity to British open banking / consumer lending startup Abound. With rumored IPOs for Monzo and Starling around the

Slice acquired stake in a Bank, GoPayLater is facing high defaults | 11th March, 2023

Hi fintech friends, Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Don’t forget to share with fellow fintech friends! Subscribe Now 🦉🏆 Tweets of

Silvergate reaches the pearly gates (TWIF 3/10)

Hello Fintech Friends, Well... Please enjoy another week of fintech and banking news below. 💬 Quote of the Week This bit from Jorn Lambert at @Mastercard on Tap to pay on phones and impact on expansion of acceptance, new use cases etc was really interesting pic.twitter.com/FadZLqBwxH — Sid Singh

Signals Fintech Founders: Sydecar’s Nik Talreja on storytelling, the founder experience, and the evolution of private assets

TWIF Latam 07 Mar - Evertec acquires PaySmart, Bitso launches debit card in 🇲🇽

$272.3 million in fintech funding (equity and debt) Hola amig@s fintech, Spring is just around the corner, and Mexico City is already ablaze with beautiful shades of purple! If you happen to be in the city, make sure to take a leisurely stroll along Reforma and marvel at

This Week in Policy (3/6)

Hello Fintech Friends, It's been a busy week in the world of fintech and digital currencies, with numerous developments related to crypto regulation, enforcement, central bank digital currencies (CBDC), the Consumer Financial Protection Bureau (CFPB), and cross-border payments. Let's dive in! As always, if you are

Is it still revenue if your auditor can't verify it? - (06/03)

Hello TWIF UK & Europe friends, The FT reported that Revolut's auditors were “unable to satisfy ourselves as to the completeness” of these revenues, meaning that references to the company’s revenues “may be materially misstated”. The concern about the not fully verified £477m of revenues (75% of

Will UK neobanks Monzo and Starling go public this year? (TWIF 3/5)

Hello Fintech Friends, Sharing a message from our premium content editor, Sophie: Check out the Guest Writer overview here. (btw, if you haven't read it yet, check out Sophie's great writeup, ESG is broken– how to fix it) 👍👎 Have feedback for us? Let us know! Please

CRED launched Tap to Pay, Brankas launched multibank API's & RBI fined Amazon Pay | 05th Mar 2023

Hi fintech friends, Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Don’t forget to share with fellow fintech friends! Subscribe Now 🦉🏆 Tweets of

This Month in Fintech - China (February’ 23)

Hello Fintech friends, Welcome back to the This Month in Fintech - China Newsletter! February was a month of ups and downs for the industry that included significant expansion plans, offset by new regulatory measures. As always, we're here to keep you informed on all the latest news

Goldman's One Million Black Women launches a $225 million credit facility (TWIF 3/4)

Hello Fintech Friends, We're coming to Seattle! We'd love to have you join us for our Seattle Happy Hour hosted by Seattle Bank happening on March 30th from 5-730pm PST. Get your ticket here. Want to join our next one? Drop a line to organizers Cristina

Interchange will get you going, but it won't get you far (TWIF 3/3)

Hello Fintech Friends, We're excited (are you?) to share the winners of our fintech swag contest: * 1st Place: RTP - Ready To Party (Jenny Johnston) * 2nd Place: All About That BaaS (JC Bahr-de Stefano) * 3rd Place: NACHA Average Hat (Jenny Johnston) These and more are all now available

🎧 Podcast : Hey Fintech Friends #16 ft Sophie Schulman (Visa) & Justin Smith (SamCart)

"It's easier than ever to build an audience online. And it's easier than ever to monetize that audience online. And this is sort of my opinion, but I think that we've shifted from in the future thinking of jobs as a singular revenue stream."

This Week in Policy (2/27)

Hello Fintech Friends, Last week, the regulation of cryptocurrency took center stage as several international organizations made headlines with their discussions and proposals. The Financial Action Task Force (FATF), the International Monetary Fund (IMF), the Bank for International Settlements (BIS), the Financial Stability Board (FSB), and the G20 were at

UK open banking hits 7m users - (27/02)

Hello TWIF UK & Europe friends, Interested in attending fintech happy hours in cities across Europe? Sign up here! If you city is not listed, reach out and let us know. Please find another week of fintech news, financings and exits below. Sponsored Content Want to be a This Week

TWIF Latam 26 Feb - Mercado Pago launches credit card in 🇲🇽, Daviplata grew 55% last year, Minu merges with Plerk

$6.7 million in fintech funding (equity and debt) Hola amig@s fintech, Today, I'll be heading out to join thousands of citizens are expected to take the streets this Sunday in more than 80 cities, rallying in support of maintaining current electoral institutions and assuring that every

Who else is coming to SXSW? (TWIF 2/26)

Hello Fintech Friends, Want to catch up on all things fintech at SXSW? Come join our teammates Alex and Cristina at the Fintech Fortress, featuring fintech executive panels, catered networking breakfasts and happy hours, and a killer game room and pool deck! 👍👎 Have feedback for us? Let us know! Please

Investing in fintech adjacencies (TWIF 2/25)

Hello Fintech Friends, We have a few exciting new investments to share from The Fintech Fund in the next few weeks. My own professional background – before pivoting to early-stage investing – was in building early-stage fintech startups. My favorite part of investing in pre-seed and seed-stage teams is that I get

UPI launched cross border payments with Singapore | 25th Feb, 2023

Hi fintech friends, Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Don’t forget to share with fellow fintech friends! Subscribe Now 🦉🏆 Tweets of

More fintech events than you could shake a stick at (TWIF 2/24)

Hello Fintech Friends, Our events calendar is kicking into full gear and I hope we get to see you at one of our upcoming fintech meetups! We collaborated with our pan-African City Host and fintech adventurer Wiza Jalakasi to bring 600 people together in Nairobi last week (thank you to

Signals: ESG is broken– how to fix it

The investing world is designed to promote shareholder value, not shareholders' values. Today’s ESG model is ripe for disruption.

This Week in Policy (2/20)

Hello Fintech Friends, I am excited to announce that, starting this week, the Policy Edition will be publishing contributions from you, our valued readers. As a community-driven publication, we believe that everyone has a story to share and a unique perspective to offer. That's why we want to

UK fintech funding fell 56% in 2022 - (20/02)

Hello TWIF UK & Europe friends, Interested in attending fintech happy hours in cities across Europe? Sign up here! If your city is not listed, reach out and let us know. Please find another week of fintech news, financings and exits below. Sponsored Content The future of finance is cashless.

TWIF Latam 19 Feb - Nu posted another record quarter

$23.1 million in fintech funding (equity and debt) Hola amig@s fintech, It's time to samba! Carnaval has returned to Brazil after a two-year hiatus, attracting over five million people to Rio de Janeiro alone  🇧🇷 Over the next five days, nearly 46 million revelers are expected to

The Worldpay is not enough (TWIF 2/19)

Hello Fintech Friends, 🗣️ I really enjoyed this open and frank conversation on intersectionality and identity with two fintech founders, Nadia of Tome and Neepa of Themis*. I hope we can facilitate more of these conversations; there are very real human questions that underlie how we navigate in the fintech world,

Singaporean neobank Aspire raises $100 million (TWIF 2/18)

Hello Fintech Friends, This week we saw 32 new fintech fundraises, 3 fundraises over $100 million, Metaverse commercial opportunity calls – we are so, so... back? This week was also the thrilling conclusion of Jenny Johnston’s 3-part real-time payments overview. If you missed them, you can catch all three segments

PhonePe, InsuranceDekho and Aspire raised mega funding in India | 18th Feb, 2023

Hi fintech friends, Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Don’t forget to share with fellow fintech friends! Subscribe Now 🦉🏆 Tweets of

The coins are stable but the regs are not (TWIF 2/17)

Hello Fintech Friends, Sometimes we are confronted by news that transcends our day-to-day lives in importance, and reaches across our immediate projects, aspirations, and rivalries. Last week’s devastating earthquake in Türkiye and Syria has already claimed 42,000 lives and affected countless others. In his outgoing speech in December,

🎧 Beyond Two Percent: Finance and technology go beyond “intersectionality”

"People go through identity transformations at multiple points in their life. And I think our products don't really allow for a lot of flexibility for that transformation" - Nadia

Real-time Real Talk: A Real-time Payments Download (3 of 3)

Part III - Unblocking and Unlocking What needs to be true For FedNow to take off, many things need to be true. Below are my top five: * Bank incentives * Consumer, merchant, and B2B adoption * Ideally interoperability * Access for non-bank PSPs * Communication Bank incentives FedNow is fundamentally a service to banks.

This Week in Policy (2/13)

Hello Fintech Friends, This week, thousands of families in Turkey and Syria are mourning the loss of their loved ones after a 7.8 magnitude earthquake struck in Gaziantep province near the Turkish-Syrian borders. The earthquake, one of the deadliest this century, has so far claimed the lives of over

Fintech in the Baltics is booming - (13/02)

Hello TWIF UK & Europe friends, The Baltics reported nearly a 4x increase in fintech investment in 2022, anchored by three $100m deals, demonstrating increasing development and maturity of the ecosystem. Also if you were not aware, there was a massive earthquake in Turkey and Syria, with the current deathtoll

TWIF Latam 12 Feb - PicPay acquires BX Blue, Ripio & Visa launches debit card in 🇦🇷

No (disclosed) new fintech funding! 😯 Hola amig@s fintech, For those in Mexico City, get ready for a blast of creativity and innovation because it's art week! We are taking inspiration from the bold colors, innovative designs, and imaginative expressions that make the art world so exciting. And

Robinhood wants its shares back (TWIF 2/11)

Hello Fintech Friends, Our podcast extraordinaire Helen Femi Williams interviewed Rodney & Travis, the co-founders of SoLo Funds, on building their company, the state of banking in Black communities, and why community banking matters. Listen in here. "In the event that that person would have an emergency, like a

Digital Lending Apps in India are banned, $150mm raised by SEA Fintech Startups | 11th Feb, 2023

Hi fintech friends, Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Don’t forget to share with fellow fintech friends! Subscribe Now 🦉🏆 Tweets of

Where are all the consumer bank deposits going? (TWIF 2/10)

Hello Fintech Friends, If you are a recruiter or in charge of hiring for a fintech startup, I’d love to connect with you! We’re planning a few things specifically focused on fintech jobs and connecting the right candidates to the right workplaces, to shorten the hiring timeline for

Real-time Real Talk: A Real-time Payments Download (2 of 3)

Part II - The Why and How Why does real-time matter? All-day, every-day real-time gross settlement First, real-time gross settlement (“RTGS”). What is it? Breaking it into parts, we have real-time and gross settlement. Real-time settlement is when payments’ clearing (sending the message) and settlement (moving the money) occur more

This Week in Policy (2/6)

Hello Fintech Friends, It seems that not only crypto is having a winter. Last week, the northeast U.S. was hit by a combination of a record-shattering low temperature and powerful wind that was truly “brutal.” I hope all of you were safe and warm. Hang in there, spring is

Signals Fintech Founders: Getaway's Ali Nichols

Friends, Romans, Fintech Aficionados - We are back with the first Fintech Founder interview of 2023. And we’re going to be talking about the one thing that Millennials far and wide all love, but will never have. No, I am not talking about unlimited access to avocado toast (always

Is this the new bank branch?- (06/02)

Hello TWIF UK & Europe friends, We are putting out a call out for some rockstar fintech folks in Europe that are eager to help build out our events and community in 2023. If you have a "get it done" mentality, are based in a fintech hub in

TWIF Latam 05 Feb - fintech took $4B of $7.5B regional VC funding in 2022, BuenTrip Ventures launches fund II

$152.1 million in fintech funding (equity and debt) Hola amig@s fintech, Hello from beautiful Nayarit, Mexico! Let's kickstart Friendly February together and spread positivity by making someone else's day a little brighter. Join the movement and keep the good vibes going! 🤙🏼 Please find below

MNT-Halan in Egypt and Zopa in the UK join the unicorn club (TWIF 2/5)

Hello Fintech Friends, A few highlights from this week: 💡 Power, one of our Fintech Fund syndicate portfolio companies, was acquired by Marqeta in a $275 million all-cash deal (Marqeta’s first acquisition). 🕵️ Our portfolio company TrueBiz, a one-stop shop for KYB, announced their seed round (where we invested alongside our

This Month in Fintech - China (January’23)

Hello Fintech friends, Welcome to the January edition of This Month in Fintech - China! Lunar new year fell in January this year. After 3 years of tight pandemic controls, I was able to celebrate this new year with my family in my hometown (The Yellow Mountains). I included a

The stablecoins wanna know how you'd rate them (TWIF 2/3)

Hello Fintech Friends, Our fintech events are back with a bang! 🔥 In New York, we're hosting our first happy hour of 2023 on Feb 8th at The Glass Ceiling, sponsored by video dating app FilterOff. 🏋️ Also in New York, we’re partnering with our good friends at Founder

🎧 Podcast : Hey Fintech Friends #15 ft Rodney Williams & Travis Holoway (SoLo Funds)

In the event that that person would have an emergency, like a flat tire or medical bill, or the pet needs a new procedure, all of a sudden, where does that person get money when they don't have may have limited savings So that was a eureka moment, it happened at a very, very intimate level

Building a financial life ledger: Portabl and the promise of Dodd Frank 1033

Hi Fintech Friends 👋 Today, we have something special for readers - our first ever sponsored guest column, written in collaboration with our friends at Portabl. Portabl powers reusable, consumer-permissioned data based on data ownership.The team is on a mission to the simplest path for users to be trusted anywhere

Real-time Real Talk: A Real-time Payments Download (1 of 3)

2023 is promising to be an exciting year for payments, maybe. In the US, we should be getting our first new bank payment rail since the 1970s (the last one was regular ‘ole ACH in 1978, not counting Same Day ACH which rolled out in 2010).[^1] In 2022, the

This Week in Policy (1/30)

Hello Fintech Friends, Thank you to those who shared their thoughts on our TWIF surveys and the new TWIF Slack channel, TWIF finnovation! By the way, TWIF finnovation is open to everyone, so make sure to join if would like to closely engage with the TWIF team and community. By

Legacy banks are not catching up - (30/01)

Hello TWIF UK & Europe friends, Despite common rhetoric that incumbent banks are catching up or have caught up with challenger banks, a follow up study by Built for Mars (link in the Long reads section below) reveals they are in fact not catching up. Putting out a call for

TWIF Latam Jan 28 - Mexico’s fintech ecosystem grew 26% last year

$17.3 million in fintech funding (equity and debt) Hola amig@s fintech, 29 days into 2023 - how’s it going so far?  As TWIF continues to grow in the region as well as globally, we’d love your input.  Would you take a couple of minutes to fill

Stripe starts the clock on Schrödinger's IPO (TWIF 1/29)

Hello Fintech Friends, We had a great guest writeup this week from Lakestar investor Youmna Sirgi on what the launch of the Wise platform tells us about fintech bundling. If you’re interested in the transition from direct to embedded fintech services, and what happens to an ecosystem when everyone

The pre-seed and seed valuations are coming down too (TWIF 1/28)

Hello Fintech Friends, Do you believe in angels? We hope so, because our editors Julie VerHage-Greenberg and Helen Femi Williams got to sit down with Monica Murthy, FinTech Sales & Partnerships Lead at Alloy, and Jenny Johnston, Investor at Better Tomorrow Ventures, to talk about all things angel investing. Give

The banks will have their own wallet (TWIF 1/27)

Hello Fintech Friends, We're putting out a call for our most creative community members! After many requests we’re finally rolling out One Fintech Swag Store To Rule Them All. Our team has already designed some 🔥 swag - but we want to hear from *you*. We’re holding

Signals: What Wise Platform tells us about fintech bundling

When Wise went public in 2021 at an £8.75 billion valuation, it already had more than 10 million customers, was processing more than £5 billion in cross-border transactions per month, and scaling quickly. But organic growth comes from unexpected places, so when Wise noticed an uptick in sign-ups from

This Week in Policy (1/23)

Hello Fintech Friends, Three weeks after the District Court for the Southern District of New York set October 2, 2023 as the start date of the trial of FTX’s ex-CEO, Sam Bankman-Fried, the whole FTX debacle is quickly retreating to the background. For the first time since FTX’s

TWIF UK & Europe (23/01) - UK still top in Europe

Hello TWIF UK & Europe friends, Welcome back after a short break whilst I got some much needed winter sun. Last year the UK attracted $12.5bn in fintech investment, down from $13.5bn in 2021, but remaining larger than the next 10 European countries according to Innovate Finance. Please

TWIF Latam 21 Jan - Global VC dropped 35% last year, Amplifica Capital launches first fund

$194.6 million in fintech funding (equity and debt) Hola amig@s fintech, #watercooler: Shakira and Bizarrap's new song became the fastest Latin video to reach 100 million views on YouTube in the platform's history, doing so in less than 72 hours of release!!! Mind-blowing 🤯 the

Which bank will be the next to buy a fintech? (TWIF 1/22)

Hello Fintech Friends, So far in 2023, we’ve tracked 40 fintech and bank M&A deals, with a number of bank/fintech deals like JP Morgan’s stake in Viva Wallet, MUFG’s purchase of Kanmu, Banco Itaú’s acquisition of Prex, and now American Express’ acquisition of

PhonePe scoops up a whopping $350 million (TWIF 1/21)

Hello Fintech Friends, Ahhh - 31 new fintech rounds this week; either nature is healing or founders are doing their pre-fundraise process press. I had to edit the title of this one due to a late monster round from India's PhonePe, which is preparing to spin out from

This Week in Fintech - Asia | 21st Jan, 2023

Hi fintech friends, Happy New Year, 2023! Hope you had a great start to the year! We're running a quick reader survey. Appreciate you spending 30secs to help us improve this newsletter. Please enjoy all the news and updates from the past week in today’s edition. If

Who had a Wyre hail mary out of bankruptcy on their bingo card? (TWIF 1/20)

Hello Fintech Friends, Mexico City is looking like the breakout winner of our poll for the next Fintech Trek destination – stay tuned. Our amazing Community team (Cristina, Analisa, Mateo, Tori, Puneet, and Carina) have a great slate of 2023 fintech events coming up, so I hope you're socialization-starved

This Week in Policy (1/17)

Hello Fintech Friends, Happy MLK Day! As we remember the message of MLK’s immortal speech, I have a Dream, which is perhaps one of the most famous speeches in the English language of all time, have you ever wondered what MLK’s grade was in public speaking in his

Two weeks into 2023, we have two billion-dollar fintech acquisitions (TWIF 1/15)

Hello Fintech Friends, I’d like to share a quick recommendation for SheFi, a decentralized finance incubator founded by my friend Maggie that is currently on its eighth cohort. SheFi empowers women and non-binary folks to unlock financial freedom through crypto education, experimentation, and community. They offer a 14-week educational

TWIF Latam 15 Jan - Santander launches new digital bank

$10.7 million in fintech funding (equity and debt) Hola amig@s fintech, As part of our commitment to providing you with a streamlined and informative experience, we are excited to unveil a new, reduced-noise format for our newsletter. We read the news so you don’t have to 😉 For

Fintech companies still raised *checks notes* $40 billion last year (TWIF 1/14)

Hello Fintech Friends, We’re taking this year to spend more time focused on you: what you like about This Week in Fintech, what could be improved, and what you’d want to see us do next. We’d love to hear from you in this 3-question survey! 😊 / 😔 Let us

This Week in Fintech - Asia | 14th Jan, 2023

Hi fintech friends, Happy New Year, 2023! Hope you had a great start to the year! Note: We've moved from Substack to Ghost recently. If you face any issues receiving these updates, please let me know? Please enjoy all the news and updates from the past week in

Where should we host our 2023 Fintech Trek? (TWIF 1/13)

Hello Fintech Friends, Moving into the new year and the post-covid lockdown era, we're focused on bringing together our community of fintech enthusiasts - not just online, but offline as well. One of our initiatives to bring people together across fintech ecosystems is our Annual Fintech Trek, where

Beyond Two Percent: Episode Four - The Ins and Outs of Angel Investing

In this episode, hosts Helen and Julie speak to Monica Murthy, FinTech Sales & Partnerships Lead at Alloy, and Jenny Johnston, Investor at Better Tomorrow Ventures, about Angel Investing!

This Week in Policy (1/9)

Hello Fintech Friends, Happy New Year! At the turn of a very tough year for crypto, the implosion of FTX continues to be at the forefront of crypto policy debates. However, the developments over the last week suggest that most of 2023 might see a brief hiatus of FTX legal

TWIF UK & Europe (09/01) - Happy 2023

The latest in fintech news across UK & Europe

TWIF Latam 08 Jan - Fiserv acquires Yacaré

TWIF Latam 08 Jan - Fiserv acquires Yacaré, a16z's guide to growth metrics, $11 million in equity funding Happy 2023 dear readers! Two things are plaguing my newsfeed lately: Fintech predictions for 2023, and the most creative ways ChatGPT can help you work smarter. Do you have a

Asian fintech M&A activity is heating up 🥵 (TWIF 1/8)

Hello Fintech Friends, I hope you have a relaxing, empty Sunday planned, because there are a lot of Deeper Reads in this week’s newsletter, including a long list of 2022 recaps and 2023 predictions. Speaking of predictions, I wrote for Forbes this week about the future of fintech in

This Month in Fintech - China (December’22)

Hello Fintech friends, Hope you all had a great holiday season with friends and families! China has unexpectedly lifted all the Covid restrictions in December and is going through a surge of covid cases. Why the government decided on this move remains unclear, but the bigger question for all of

🌶️It's looking to be spicy year for fintech fundraises (TWIF 1/7)

Hello Fintech Friends, I hope you all enjoyed the one week with no fintech fundraises, because it is 2023 and fintech venture rounds are back, with 4 rounds of over $100 million in this week's newsletter. Many of these announcements are probably from months-old rounds, teeing up investor

This Week in Fintech - Asia | 07th Jan, 2023

Hi fintech friends, Happy New Year, 2023! Hope you had a great start to the year! Note: We've moved from Substack to Ghost recently. If you face any issues receiving these updates, please let me know? Please enjoy all the news and updates from the past week in

Signals Q4'22: Spend money to spend money to make money

What's your fintech New Year's resolution? (TWIF 1/6)

Hello Fintech Friends, Happy 2023 - did you miss us? It’s a new year and with new years come new opportunities. Let’s pursue them together! 🚀 My 2023 goal for TWIF is to radically simplify, double down on our core competencies, and keep the blinders on so that we

This Week in Policy (12/26)

Merhaba fintech dostları! Need a hint? Think of the “home country” of Santa Claus! Last week, the extradition of Sam Bankman-Fried (SBF), the former CEO of FTX, from the Bahamas to the U.S. captivated everyone’s attention both in the crypto world and beyond. Criminal law discussions, as well

This Week in Fintech - Asia | 24th Dec, 2022

Hi fintech friends, Welcome to the weekend of the year! We made it. Please enjoy all the news and updates from the past week in today’s edition. If you feel TWIF brings you value, please share it with your friends (and maybe suggest they subscribe too). Thank you, dear

TWIF UK & Europe (23/12) - Merry Christmas

Hello TWIF UK & Europe friends, Programming Note 1 - as Monday 26th is a public holiday, I am sending the last edition of the year early.  We will return on Monday 2nd January 2023. Programming Note 2 - We have switched to a new newsletter platform.  Whilst this should

Exploring the Fintech Hubs of the Future: Abu Dhabi & Dubai

Dear Fintech Friends, I hope this note finds you well, and starting to unwind and recharge for next year. I couldn’t be more excited to share a special edition of This Week in Fintech from the UAE, where we just hosted our inaugural Abu Dhabi and Dubai Fintech Trek.

This Week in Policy (12/20)

Fintech Friends … Hola and Salut! Whether you rooted for Argentina or France, you would probably agree that the two teams gave the world perhaps the best World Cup final in history on Sunday. Congratulations France for exemplary resilience, and congratulations Argentina for the third World Cup title! Last week was

Beyond Two Percent: Episode Three - What It’s Like to Be a Woman in Venture Capital

This week's roundtable focuses on venture capital, and we're lucky to be joined by Jillian Williams, Partner at Cowboy Ventures, and Ana Cristina Gadala-Maria Principal at QED Ventures.

TWIF UK & Europe (19/12) - Large European fintech slashes valuation 70%

Hello TWIF UK & Europe friends, According to Fintech Global, Saudi Arabian fintech investment is up nearly 20% this year through the first three quarters.  BNPL provider Tamara grabbed the largest deal, a $100m Series B led by Sanabil. Please find another week of fintech news, financings and exits below.

TWIF Latam 18 Dec - Open Co acquires BoletoFlex, PayU expands to Central America

Hola amig@s fintech! We are about to conclude 2022, and the fintech sector doesn't stop, this week we have new rounds of investment, new acquisitions, partnerships and regulatory news. We’ll be taking a short-break from our regular programming for the next two weeks – we look forward

If you're looking for your next adventure, check out our fintech Talent Collective (TWIF 12/18)

Hello Fintech Friends, We’d love to hear your fintech predictions for 2023! Send us your most controversial and outlandish takes by replying to this email, and we’ll post our favorites in the first edition of the new year. Programming Note: We’ll be taking a break the last

50,000 reasons to say thank you 🙏(TWIF 12/17)

Hello Fintech Friends, We were pleasantly surprised to see we crossed 50,000 readers this week. I wanted to take a moment to say thank you for being here. As rewarding as it is to compile this newsletter every week, it would be nothing without the great readership and community

Now is the time to double-down on fintech (TWIF 12/16)

Hello Fintech Friends, There is an old English curse that goes “may you live in interesting times.” Say what you will about this year - it has certainly been interesting. Or, as Index Ventures’ Mark Goldberg put it, “last year was the party; this year is the hangover.” Markets and

Hey Fintech Friends #14 ft Gil Akos & Nicole Stiller

Helen Femi Williams looks at the latest fintech news, discusses serious and non-serious fintech matters, and shares some of our most recent "Signals" article. This week's friend is Gil and Nicole!

This Week in Policy (12/13)

Hello Fintech Friends! The crypto world is still grappling with the aftermath of the implosion of FTX, which not only has affected tens of crypto firms but also is giving rise to some big changes in crypto policy, which we cover this week. As always, if you are not yet

TWIF UK & Europe (12/12) - Five hours to read out list of charges for payments executive

Hello TWIF UK & Europe friends, Q3 fintech funding in Germany falls by 20% and projected full year numbers look likely to be 15% lower than 2021.  Without the huge $400m Series D of insurtech wefox, the situation would be even more bleak. The charge sheet against Wirecard boss Marcus

TWIF Latam 11 Dec - fintech took 58% of the fundraising pie last month

Nu raises $330 million for Mexico, MeLi & Meta testing WhatsApp payments in Brazil, $373.5 million in fintech funding (equity + debt)

Which crypto companies do you think Goldman will buy? (TWIF 12/11)

Also: Galaxy Digital gets a self-custody platform and JG Wentworth gets into the fintech game.

This Week in Fintech - Asia | 11th Dec, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 11th Dec, 2022.

In a slow year for fundraising, London fintechs still raised $9.5 billion (TWIF 12/10)

Nubank finds $300 million more for Mexico and Allica Bank closes a £100 million Series C

Fintechs are in hot water for fraudulent covid loans (TWIF 12/9)

And - new product launches from Galileo, Robinhood, Paystack, Zimpler, and more.

Signals: The FTX scandal happened because of centralization, not crypto

This Week in Policy (12/5)

Salam kawan fintech! It sounds like Arabic, but it is not. It is rather the official language of a relatively small, sunny, tropical island in Southeast Asia which is one of the greatest crypto hubs on the planet and the world's most 'business-friendly' crypto country, according

TWIF UK & Europe (05/12) - Time for fintech awards season

Hello TWIF UK & Europe friends, Fintech investment in Turkey in 2022 is set to nearly 4x to just shy of $250m according to Fintech Global. A trend is starting to become clear of smaller country’s fintech ecosystems still growing strong while those that were previously leading the pack,

This Week in Fintech: Special Guest Jillian Williams

Nik sits down at Money2020 with Cowboy Ventures' Jillian Williams to talk about the defining moment of the decade, what lifestyle changes we'll see in our lifetimes, and (of course) fintech.

Our Dubai and Abu Dhabi Fintech Trek kicks off in just a week (TWIF 12/4)

Also, India's CRED acquires an underwriter and Chinese fintech giant MICT buys a telco

TWIF Latam (04 Dec)

$18 million in equity financing

This Week in Fintech - Asia | 04th Dec, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 04th Dec, 2022.

B2B fintech investment outpaced B2C this year, but crypto outpaced everything (TWIF 12/3)

Also, India's KreditBee raises $80 million and Keyrock raises $72 million

This Month in Fintech - China (November’22)

Hello Fintech friends, November was a chaotic month for China with the riots over the continued zero-covid policy. People have raised a lot of concerns on the negative economic impact of covid controls. One most recent examples of it is that Alibaba’s annual Singles Day has experienced the slowest

Would you go to your boss for a savings account and a loan? (TWIF 12/2)

Elsewhere: Brazilian Central Bank open-sources PIX and Twitter teases payments.

Hey Fintech Friends #12 ft Adaeze 'Dezzy' Onwumere

Helen Femi Williams looks at the latest fintech news, discusses serious and non-serious fintech matters, and shares some of our most recent "Signals" article. This week's friend is Dezzy!

This Week in Policy (11/28)

Hello Fintech Friends! I hope you all enjoyed a relaxing break, which was absolutely deserved after the past tumultuous weeks in crypto land. Do you know that some communities in the U.S., primarily Native Americans, do not celebrate Thanksgiving Day and instead observe what they call a National Day

TWIF UK & Europe (28/11) - Two more UK fintechs show signs of trouble

Hello TWIF UK & Europe friends, The European Women Payments Network (EWPN) released its shortlist of nominees for their annual awards.  Good luck to all the awesome nominees. Please find another week of fintech news, financings and exits below. This Week in Fintech is a reader-supported publication. To receive new

Nu México offers deposits, BCB authorizes Visa WhatsApp payments (TWIF Latam 27 Nov)

$32.3 million raised in fintech funding (equity + debt)

Indian and Hong Kong fintech acquisitions heat up (TWIF 11/27)

PhonePe buys ZestMoney for $300 million and Quantifeed buys UK rival Alpima

This Week in Fintech - Asia | 27th Nov, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 27th Nov, 2022.

P2P lender Prosper Marketplace, est. 2005, is back with a fresh fundraise (TWIF 11/26)

Elsewhere: Ant Group can still raise $1.5 billion and Balance finds $350 million to lend to customers

Nirvana Money, Stilt, Onbo, and Glorifi shut down, but the light is at the end of the tunnel (TWIF 11/25)

Also - Klarna launches an open banking product, Plaid launches an ML risk engine, and Griffin opens its sandbox

This Week in Policy (11/22)

Hello Fintech Friends! As you know, the Policy Edition took a brief break last week because the This Week in Fintech team gathered in N.Y.C., along with 500+ fintech professionals and thought leaders, for The Fintech Formal. It was such a wonderful opportunity to meet so many talents

TWIF UK & Europe (21/11) - A bankruptcy worse than Enron is an achievement

Hello TWIF UK & Europe friends, “Never in my career have I seen such a complete failure of corporate controls and such a complete absence of trustworthy financial information as occurred here,” said John Ray, the new FTX CEO leading the restructuring who previously oversaw the liquidation of Enron. Check

This Week in Fintech Latam (18 Nov)

Hola amig@s fintech! Saludos desde Medellin reveling in the post-concert glow from Bad Bunny’s World’s Hottest Tour 🐰, which is on track to be the highest grossing tour of the year, having raked in $31.5 million (!) from two shows at SoFi Stadium alone.  YHLQMDLG ✌🏽 tl;dr: * $96

The fintech SPACs are back (TWIF 11/20)

JD.com is going to market, Intesa Sanapolo sells its Nexi stake, and Thompson Reuters acquires SurePrep for $500 million

Who knew there was so much dental fintech? (TWIF 11/19)

Elsewhere: A fun FTX acquisition story, diverse partnership raises $25M, and our Dubai fintech meetup

This Week in Fintech - Asia | 19th Nov, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 19th Nov, 2022.

Announcing our partnership with Visa and TWIF Finnovation board! (TWIF 11/18)

Elsewhere, Unit is coming for corporate charge cards, Klarna is coming for shopping, and JP Morgan and Mastercard is coming for pay-by-bank products.

Signals Fintech Founders: Vergo’s Rich Kane on fintech competition & entrepreneurship

Signals Fintech Founders: Vergo’s Rich Kane on fintech competition & entrepreneurship

Hey Fintech Friends #11 ft Kiaan Pillay

Helen Femi Williams looks at the latest fintech news, discusses serious and non-serious fintech matters, and shares some of our most recent "Signals" article. This week's friend is Kiaan Pillay!

Beyond Two Percent: Episode Two - Closing the investing gap

In this episode, hosts Helen and Julie speak to Margot de Broglie, Co-Founder of Your Juno, and Katie Perry , General Manager Innovation at Public

TWIF UK & Europe (14/11) - Co-mingled. Colluding. Illiquid. Bankrupt. Hacked

Hello TWIF UK & Europe friends, Spanish fintech funding is trending down, counter to last weeks trend of Portugal and Switzerland hitting record high’s in 2022.  Spain’s fintech funding is projected to fall over 50% from 2021’s $985m level. The crypto industry faces its toughest challenge yet

This Week in Fintech Latam (13 Nov)

Hola amig@s fintech, As we go through a massive market turmoil, and venture vibes seem a bit off, it’s a great time to remember that creativity is unlimited and communities are where magic happens✨ Jorge here, gearing up for a busy and exciting NFT Art Week in CDMX

No buyer materializes for FTX (TWIF 11/13)

And Bill.com, Worldline, and Tribal all go shopping for fintech acquisitions.

Late-stage fintech multiples are climbing back up to 2-3x revenue (TWIF 11/12)

Hello Fintech Friends, We’ve noticed from our own investing that pre-seed valuations are coalescing around $5-15M, while seed rounds are slightly broader at $12-25M. Obviously, there are a few outliers in both directions (as evidenced by some of the rounds below…) Is this consistent with what others are seeing?

This Week in Fintech - Asia | 12th Nov, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 12th Nov, 2022.

What impact will the FTX collapse have on fintech and financial services? (TWIF 11/11)

Elsewhere: Latin American fintechs are on fire! And JP Morgan continues to launch new products.

Signals: When it rains in crypto....

This Month in Fintech - China (October’22)

This Month in Fintech - China (October’22) Hello Fintech friends, The much anticipated Fintech Formal is happening tomorrow night (11/11) at the Metropolitan Club. Please get ready to meet some awesome fellow fintech folks and check out the exciting things that are happening in the fintech world! We

This Week in Policy (11/7)

Hello Fintech Friends! We have an eventful week ahead! Tomorrow, all 435 seats in the House of Representatives and 35 of the 100 seats in the Senate will be contested. Observers wonder if U.S. voters will renew their confidence in the Biden administration or take America in another direction.

TWIF UK & Europe (07/11) - Two European countries hit record fintech investment in 2022

Hello TWIF UK & Europe friends, Switzerland and Portugal’s fintech ecosystems have hit record high investment already in 2022. Portugal’s fintech sector surpassed €1bn in investment in 2022, the first time. Fundraising was dominated by blockchain and crypto companies. In Switzerland, fintech investment is projected to surpass $1.

This Week in Fintech Latam (06 Nov)

The first winter World Cup ever is almost here! I’m sure we can still find more coincidences to point out before Nov 20. Andrea here, writing from my boarding gate to Bogota after an incredible few days in Cali. I have a feeling this month is going to be

Another tax software provider gets snapped up for $720 million (TWIF 11/6)

Hello Fintech Friends, What do people think the first order of business will be at the OCC’s new Office of Financial Technology? Help us nominate our 2022 Fintech Formal Awards winners below: Please find another week of fintech exits and deep reads below. Sponsored Content Rutter is a Universal

Fintech funding dropped 38% last quarter, but Portugal passed €1 billion raised (TWIF 11/5)

Hello Fintech Friends, With layoffs and hiring freezes starting to roll through the fintech industry, we’d love to know how we can help. We curate a Talent Collective - an anonymized community of fintech specialists and legends looking for their next roles - open for employers to look through.

This Week in Fintech - Asia | 05th Nov, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 05th Nov, 2022.

All the banks now want their own crypto platforms (TWIF 11/4)

Hello Fintech Friends, We are a week away from our annual Fintech Formal, and this year, we’re partnering with the Make A Wish Foundation to transform lives, one wish at a time. Help us create life-changing wishes for children with critical illnesses by donating here. And hope to see

Hey Fintech Friends #10 ft Kurt Lin

Helen Femi Williams looks at the latest fintech news, discusses serious and non-serious fintech matters, and shares some of our most recent "Signals" article. This week's friend is Kurt Lin!

This Week in Policy (10/31)

Dia dhaoibh a chairde fintech! It is Halloween! So, think of where All Hallows Eve was originally celebrated before it turned into modern-day Halloween! As always, if you are not yet subscribed to the Policy Edition of This Week in Fintech, make sure to subscribe below and also manage which

TWIF UK & Europe (31/10) - What will Rishi Sunak mean for fintech in UK?

Hello TWIF UK & Europe friends, The UK welcomed a new Prime Minister, Rishi Sunak, recently, but what does that mean for fintech? Check out this good summary of his track record so far and Wise’s Adnan Chowdhury has three ideas the new PM could tackle. Please find another

This Week in Fintech Latam (30 Oct)

Happy Halloween and Día de Muertos!  With two months left of the year, also a great time to do some reflection.  Check out this framework from VC investor Sahil Bloom. tl;dr: * $43.6 million in venture financing. * $792 million in seed investment has been deployed in Latam as of

This Week in Fintech - Exits and Deep Reads (10/30)

Hello Fintech Friends, We have a couple spots left for our our private NYC dinner this Tuesday with SoftServe (featuring a Michelin star chef). If you’re a CIO, CTO, COO, or engineering leader at a bank or Series A+ fintech, we’d love to have you join! Reach out

This Week in Fintech - Fundraises (10/29)

Hello Fintech Friends, A couple weeks ago, we announced our online fintech community at thisweekinfintech.com/community Since we announced it, we’ve grown to over 5,000 members (with 200+ signing up in the last couple weeks) but this is just where our work begins! There is so much

This Week in Fintech - Asia | 29th Oct, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 29th Oct, 2022.

This Week in Fintech (10/28)

Hello Fintech Friends, This week, I attended another exceptional Money2020 (I’ve seen estimates that between 15k and 20k fintech enthusiasts were there with me). I have a few thoughts and reflections from the conference which I’ve added in their own section below. As a result, you can expect

This Week in Policy (10/24)

Hej fintech vänner! Trying to guess the language? Think of the country that is not only the first issuer of banknotes in Europe but also the current world leader in phasing them out and going cashless. Not sure yet? Think the Nobel Prizes. As always, if you are not yet

The state of European fintech looks bleak (24/10)

Hello TWIF UK & Europe friends, We’re also excited to share Make A Wish 🌟 as the official non-profit partner of this year’s Fintech Formal. Help us spread the love on 11/11 and make a wish come true! We’ve set out a $20,000 fundraising goal and

Brazil fintech regulation for the win: from 57% to 86% banked

23 Oct 2022

India is putting its $8 billion state bank up for sale (10/23)

Also: Avalara tax gets scooped up for $8.4 billion and Mediobanca goes on a fintech buying spree

Fintech fundraises are still happening - but they're smaller (10/22)

27 new rounds announced this week, with $200 million to a Colombian neobank.

This Week in Fintech - Asia | 22nd Oct, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 22nd Oct, 2022.

Banks are launching more fintech products than fintechs (10/21)

In other news: Would you spend a Nubank Coin? And what got into the water at Plaid?

Signals: Business financial management intensifies

Hey Fintech Friends #9 ft Kirill Gertman

Helen Femi Williams looks at the latest fintech news, discusses serious and non-serious fintech matters, and shares some of our most recent "Signals" article. This week's friend is Kirill Gertman!

This Week in Policy (10/18)

Hello Fintech Friends! This past week offered a glimpse of what the coming weeks will look like for crypto policy as we move closer to the midterm elections. We are seeing less action on the Hill and more policy updates coming from the executive branch. Crypto policy professionals are making

This Week in Fintech UK & Europe (17/10)

Hello TWIF UK & Europe friends, A few weeks ago This Week in Fintech announced, in partnership with Sila, the rebrand of the 5,000 member Global Finnovation slack community to TWIF Finnovation! We have a long list of resources, launches, and community initiatives that we’ll be releasing to

Banks are buying fintechs, and fintechs are buying fintechs (10/16)

Hello Fintech Friends, The year is slowly drawing to a close, but you can find us in Las Vegas for Money2020, New York for a small group dinner, and Cape Town for Africa Tech Summit in the next month, all at https://lu.ma/twif (oh, and also at the

This Week in Fintech Latam (16 Oct)

Hola amig@s fintech, Libra season is almost over, where’s my Scorpio crew? Jorge here with the hottest fintech news reporting from rainy Mexico City🌧️ Shoutout to writer dream team Andrea, Elena, Daniela, and *virtual hugs* to Christine, who is celebrating her birthday somewhere in France. That being said,

This Week in Fintech - 33 New Fundraises (10/15)

Hello Fintech Friends, We had a big day yesterday, announcing the first episode of our second podcast, Beyond Two Percent! Beyond Two Percent analyzes the critical questions, issues, and dynamics that affect people differently by gender - and the intersection of those dynamics with finance. Our guests join our two

Beyond Two Percent: Episode One - Navigating Motherhood and a Career

We're excited to announce the first episode release of our new podcast, Beyond Two Percent!

This Week in Fintech (10/14)

Hello Fintech Friends, If you missed it last week - we officially launched our online community at www.thisweekinfintech.com/community and we would love to hear back from you: what would you want us to build in this community? We’re also excited to share Make A Wish ✨ as

Signals Q3'22: A macroeconomic vibe check

This Week in Policy (10/10)

Ya'at'eeh … Our greeting is abbreviated this week in observance of Indigenous Peoples' Day in the U.S. Wondering about the language? Think of the largest indigenous group in the U.S. as per the 2020 U.S. Census. And you can learn how to pronounce

This Week in Fintech UK & Europe (10/10)

Hello TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. This Week in Fintech is a reader-supported publication. To receive new posts and support us, consider becoming a free or paid subscriber. Please also share with your friends and colleagues. Subscribe Sponsored Content

This Week in Fintech Latam (9 Oct)

Hola amig@s fintech, LOOK UP! The October night skies have a few tricks and treats in store for stargazers over the coming weeks 🔭🌟. Fun fact: This month’s full moon is at its peak today... so look for it low over the horizon around sunset, and you will see

This Week in Fintech (10/9)

Hello Fintech Friends, I’d be curious to hear people’s thoughts on a few recent payments practice updates. A Canadian settlement will allow merchants to add a surcharge up to 2.4% on credit card transactions, to help them recoup lost revenue from fees. Is this defensible? And PayPal

This Week in Fintech (10/8)

Hello Fintech Friends, Excited to share that we’ll be hosting our first event in Jakarta this coming week! Join us on October 12th. (Or in Austin, New York, and DC.) It’s been an interesting quarter in fintech investing; we’ll have our newest Signals out next week to

This Week in Fintech (10/7)

Hello Fintech Friends, Today, we’re excited to make an announcement about the next phase of This Week in Fintech’s growth: our global online community. As a team, we’ve been long-time members of the Global Finnovation fintech group, an online fintech community with close to 5,000 members,

Signals Fintech Founders: Kasa’s Roman Pedan on 3 Keys for early stage founders

This Month in Fintech - China (September ’22)

Hello Fintech friends, It’s the This Month in Fintech - China time again! In this edition, you’ll read about China’s recent efforts in promoting the internationalization of the Chinese Yuan, in addition to other banking and fintech news. I also included an interesting article on China’s

Hey Fintech Friends #8 ft Christina Melas Kyriazi

Helen Femi Williams looks at the latest fintech news, discusses serious and non-serious fintech matters, and shares some of our most recent "Signals" article. This week's friend is Christina!

This Week in Policy (10/3)

Need a hint? Think of the official language of the country that is not only the largest oil producer worldwide but also the world’s most “anti-crypto” country! As always, if you are reading this but have not yet subscribed to the Policy Edition of This Week in Fintech, make

This Week in Fintech UK & Europe (03/10)

Hello TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. This Week in Fintech is a reader-supported publication. To receive new posts and support us, consider becoming a free or paid subscriber. Please also share with your friends and colleagues. Subscribe Sponsored Content

This Week in Fintech - Asia | 02nd Oct, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 02nd Oct, 2022.

This Week in Fintech (10/2)

Hello Fintech Friends, Anecdotally, fintech M&A seems to have taken off compared to relatively flat venture activity (by number of fundraises; the dollar value of raises has dropped). Our colleague Sophie Vo will go into the data behind this Q3 shift in our subscriber Signals edition, but at

This Week in Fintech Latam (01 Oct)

Hola amig@s fintech, It’s the spookiest month of the year 🎃 Shout out to all the pumpkin latte enthusiasts! Andrea here, taking over for Christine this month, with the dream team: Elena, Daniela, and Jorge 🧡💜 tl;dr: * $48.5 million in fintech financing, including Bravium’s $19 million debt

This Week in Fintech (10/1)

Hello Fintech Friends, Question for everyone here - what's the most novel fintech product or concept that you've seen in the last year? Please find another week of fintech financing events below. If you’re an early-stage startup founder raising equity or debt, we may be

This Week in Fintech (9/30)

Hello Fintech Friends, We have a couple big announcements to make in the next few weeks 👀 Watch this space… And join us for our NYC Tech Week Meetup on October 12th! We’ll be partnering with the Stonks team, as well as Charley Ma, Jillian Williams, Serge Kassardjian, Vaibhav Puranik,

This Week in Policy (9/26)

Hello Fintech Friends! This week, we are back at reporting on crypto policy news after dedicating last week’s issue to the seven policy reports that were recently released by the Biden administration. The reports gave a fuller picture of the administration’s comprehensive approach to digital assets. As always,

Signals: Skip the teller- Digital banking in emerging markets

This Week in Fintech UK & Europe (26/09)

Hello TWIF UK & Europe friends, Exciting times as fintech is going mainstream with a Netflix show about the Wirecard scandal. Please find another week of fintech news, financings and exits below. This Week in Fintech is a reader-supported publication. To receive new posts and support us, consider becoming a

This Week in Fintech (9/25)

Hello Fintech Friends, 📢 In case you missed it, on Friday we revealed the venue for this year’s Fintech Formal: New York’s prestigious Metropolitan Club (below). The club was first formed when “new money” banker J.P. Morgan bought the property in 1891, but we think it’s time

This Week in Fintech Latam (25 Sep)

Hola amig@s fintech, What’s shakin’? 😵‍💫 😅 Happy Autumn or Spring Equinox depending which hemisphere you’re in.  Please help me welcome to our TWIF Latam crew the lovely Daniela Olavarrieta. 👋🏽 (Hot tip: she’s on the market for analyst roles). Tl;dr: * $848 million in fintech financing (equity + debt)

This Week in Fintech - Asia | 25th Sept, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 17th Sept, 2022.

This Week in Fintech (9/24)

Hello Fintech Friends, 🏙️🌴PSA: We’ve received 62 applications for our Dubai and Abu Dhabi Fintech Trek in December! We will start sending out invitations to attendees next week, but in the meantime, we would love to get a few more applications from people from diverse and traditionally underrepresented backgrounds

This Week in Fintech (9/23)

Hello Fintech Friends, 🏆 We’re opening up nominations for our Fintech Formal Awards to all of you! 🏆 Do you have a friend or colleague in fintech who you want to highlight, praise, or embarrass? Let them know by nominating them for an award - to be presented at our 2022

Hey Fintech Friends #7 ft Sasha Pilch

Helen Femi Williams looks at the latest fintech news, discusses serious and non-serious fintech matters, and shares some of our most recent "Signals" article. This week's friend is Sasha Pilch!

This Week in Fintech - Africa (9/19)

Moni Fintech Friends 👋🏽, (That's one way to say hello in Chichewa.) Here are this week’s Africa Fintech highlights: * Six fintech deals were announced for ~$22M in disclosed funding. * Bain published an interesting report on the embedded finance value chain. * There’s a new player in the African

This Week in Policy (9/18)

Hello Fintech-enthusiasts! Last week was very busy in crypto land, not only because of the Merge, which ushers a new era for the world’s second-largest cryptocurrency, but also because the Biden administration finally revealed significant aspects of its comprehensive approach to digital assets. Before we dive in, I would

This Week in Fintech UK & Europe (19/09)

Hello TWIF UK & Europe friends, We’d  love to know how we can improve This Week in Fintech. Our team put together a quick survey to understand (1) what you like about our content, (2) what’s still missing, (3) what, if anything, you would change.Let us know

This Week in Fintech (9/18)

Hello Fintech Friends, We’re looking for volunteers to join us for The Fintech Formal! If you’d be interested in helping us out from 3pm through the event on Friday, 11/11, drop us a line and let us know. (All volunteers get free tickets.) And congrats to Scott

This Week in Fintech (9/17)

Hello Fintech Friends, If you missed it, we’re headed to Dubai and Abu Dhabi at the end of the year to meet with the region’s fintech leaders. We’ve been overwhelmed by the response - already over 50 applications to join! - and we’ll start sending out

This Week in Fintech Latam (17 Sep)

Hola amig@s fintech, Happy Independence Day to Mexico, Guatemala, El Salvador and Chile!  ¡Viva 🇲🇽🇬🇹🇸🇻🇨🇱! tl;dr: * $149.5 million raised (equity + debt) * Nubank to un-IPO from Brazilian exchange * More M&A: PayU + Ding, Western Union + Te Enviei, PayRetailers + Asamblo Please find below this week’s front page of

This Week in Fintech - Asia | 17th Sept, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 17th Sept, 2022.

This Week in Fintech (9/16)

Hello Fintech Friends, We’re excited to take the wraps off something we’ve been planning for a while: our first Fintech Trek to Dubai & Abu Dhabi, taking place December 10th to 13th. For four days, we’ll bring together international fintech enthusiasts to meet with MENA financial leaders.

This Week in Fintech - Africa (9/12)

Mhoroi Fintech Friends 👋🏽, (That's one way to say hello in Shona.) Here are this week’s Africa Fintech highlights: * Two fintech deals were announced for ~$15M in disclosed equity funding. * McKinsey followed up last week’s must-read Fintech in Africa report with a new report on the Future

📢 This Week in Fintech - Announcements!

Hi fintech friends, We wanted to start your week off with a quick programming note from This Week in Fintech! There’s a lot happening behind the scenes and we’re excited to finally take the wraps off a few of our top-secret projects 🤫 Read on for more. Upcoming Events

This Week in Policy (9/12)

မင်္ဂလာပါ fintech ဝါသနာရှင်များ! Beautiful script, right? It is also the official language of a Southeast Asian country that witnessed a recent coup d'état and whose ousted government is seeking to use frozen funds to issue the first-ever “revolutionary” central bank digital currency

This Week in Fintech UK & Europe (12/09)

Hello TWIF UK & Europe friends, It’s been a busy week in the UK this week with a new Prime Minister and the sad passing of Her Majesty Queen Elizabeth II, may she rest in peace. We also had the latest London Fintech Happy Hour sponsored by Fidel API

This Week in Fintech Latam (09 Sep)

Hola amig@s fintech, Happy Sunday!  Just moved 🏡 this weekend so no internet yet.  Enjoy this newsletter written using all of my megas! Highlights: * $227.3 raised this week in fintech financing (equity + debt) * Argentinian M&A: Ualá acquires Ceibo Creditos and Nubi acquires Salary Flex * Binance is betting

This Week in Fintech (9/11)

Hello Fintech Friends, 🎙️ This week on our podcast, Helen sits down with Giorgio Giuliani, product lead for UK merchant fintech provider SumUp, and talks through his philosophy of life. Give it a listen here! Subscribe (Psst - if you don’t have your Fintech Formal tickets yet, what are you

This Week in Fintech (9/10)

Hello Fintech Friends, 📰 We had a lot of news across The Fintech Fund portfolio this week! Griffin launched its new Verify BaaS identity API, Let’sBit’s concept card is now out in the wild, and Stitch announced their Stitch Scale Summit in Cape Town from October 13th-14th. 🌉 It was

This Week in Fintech - Asia | 10th Sept, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 10th Sept, 2022.

This Week in Fintech (9/9)

Hello Fintech Friends, 🇨🇳 Fintech in China can be an opaque topic for a westerner like myself, which is why I’m so excited about our new This Month in China edition, written by Ning Ye earlier this week. 📄We’d also love to know how we can improve This Week

This Week in Fintech - Africa (9/8)

Selam Fintech Friends 👋🏽, (That's one way to say hello in Amharic.) Apologies for the delay with this week’s TWIF Africa newsletter. That said, here are the week’s Africa Fintech highlights: * It was an interesting week for fintech funding on the continent with four deals announced for

Hey Fintech Friends #6 ft Giorgio Giuliani

Helen Femi Williams looks at the latest fintech news, discusses serious and non-serious fintech matters, and shares some of our most recent "Signals" article. This week's friend is Giorgio Giuliani!

This Month in Fintech - China (August ’22)

Hi Fintech friends, Welcome to the latest edition of This Month in Fintech - China! In this edition, you’ll read about China’s recent efforts in digital currency as well as the slowing growth of tech companies, in addition to financing and product news. Voilà! Subscribe News of the

Who wants a Fintech Formal discount?

This Week in Policy (9/6)

Hello fintech-enthusiasts. Happy Labor Day! If you are reading this but have not yet subscribed to the Policy Edition of This Week in Fintech, make sure to subscribe and also manage which other editions you are subscribed to! Remember the “cryptic” story about the future of cryptocurrency we discussed in

This Week in Fintech UK & Europe (05/09)

Hello TWIF UK & Europe friends, Chantal Swainston, PR manager at Wise has created The Heard, a women in fintech speaker index.  The initiative is bringing together women and non-binary people in the fintech industry who have put themselves forward for public speaking and other media opportunities. Check it out!

This Week in Fintech Latam (03 Sep)

Hola amig@s fintech, Happy September!  Hope you had a great summer and welcome back to TWIF Latam!  We’re here with this week’s front page of Latam fintech news with Andrea on the venture and debt financing, venture funds, and exits beat while Elena brings you product launch

This Week in Fintech (9/4)

Hello Fintech Friends, We’re partnering with Ahmed Siddiqui, author of The Anatomy of the Swipe, on his new online course about payments and fintech. You can use promo code thisweekinfintech25 for 25% off the course - redeem it here. (I’ll be taking the course in the December cohort.

This Week in Fintech (9/3)

Hello Fintech Friends, 🌟A Fintech Formal Announcement, from Cristina🌟 We're here to help highlight, embarrass, and reward people for a year of hard work on 11/11. Is there a VC you think is the best in the business? A salesperson you think can sell anything to anyone?

This Week in Fintech - Asia | 03rd Sept, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 03rd Sept, 2022.

This Week in Fintech (9/2)

Hello Fintech Friends, 🌅 I’ll be in SF next week, come by our meetup and say hi. 🇦🇪 We also have something big in the works for Dubai at the end of the year… more to share on that soon. 🎉 Lastly, we’re giving away a free ticket to Fintech Formal!

This Week in Fintech - Africa (8/29)

Sanibonani Fintech Friends 👋🏽, (That's one way to say hello in Zulu.) Here are this week’s Africa Fintech highlights: * It was a relatively slow fundraising week: just three relevant deals were announced for ~$7.4M in disclosed funding. * Binance was quite active across the continent: the crypto exchange

This Week in Fintech UK & Europe (29/08)

Hello TWIF UK & Europe friends, We have two upcoming happy hours in Europe in the new couple of weeks. Join us for a fintech happy hour alongside our hosts, TrueML, in Stockholm! Join us at the next London Fintech Happy Hour hosted alongside Fidel API. Please find another week

This Week in Fintech (8/28)

Hello Fintech Friends, 🎙️ This week on our podcast, Helen sits down with Ray and Michael, co-founders of Fintech Fund portfolio co. Opareta., and tries out something new - letting them interview each other. Give it a listen here! 📰 Content Announcement: We’re splitting up this newsletter, which comes out on

This Week in Fintech (8/27)

Hello Fintech Friends, 🇸🇪 We are thrilled to be partnering with TrueML to host our first Stockholm Fintech Happy Hour next week on Thursday, September 1st. Join us by registering here. 🏆 We’re looking for one more person to join our Events team. This is a compensated, part-time role and you’

This Week in Fintech - Asia | 27th Aug, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 27th Aug, 2022.

This Week in Fintech (8/26)

Hello Fintech Friends, I wanted to take a moment to shout-out all our great writers and editors here at This Week in Fintech. If you don’t read them, you should definitely consider it. You can always adjust which newsletters you’re signed up for at #/portal/signup * This Week

This Week in Policy (8/24)

γεια σας λάτρεις του φιντεκ. Think the language the word “crypto” came from. Not sure? Here’s a noncryptic hint. This week’s post will be the last one that comes on Wednesday. Moving forward, the Policy Edition of This Week in Fintech will be published on Mondays. Subscribe to

Hey Fintech Friends #5 ft Ray Besiga & Michael Schwartz

Helen Femi Williams looks at the latest fintech news, discusses serious and non-serious fintech matters, and shares some of our most recent "Signals" article. This week's friend is Ray & Michael!

Signals: Rent is Rising – The Rent-A-Charter Model Just Got More Expensive

This Week in Fintech - Africa (8/22)

Editor’s Note After a long hiatus, we're back with a new edition of This Week in Fintech - Africa, written in Lagos, Nigeria, by Emeka Ajene, an Africa Tech expert with nearly a decade of diverse on-the-ground experience across the African startup ecosystem as a founder, operator,

This Week in Fintech UK & Europe (22/08)

Hello TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. This Week in Fintech is a reader-supported publication. To receive new posts and support us, consider becoming a free or paid subscriber. Subscribe Sponsored Content Want to be a This Week in Fintech

This Week in Fintech (8/21)

Hello Fintech Friends, 😇 We’re proud to announce Halo Consulting as our latest Silver Sponsor for November’s Fintech Formal! 📰 Content Announcement: We’re splitting up this newsletter, which comes out on Fridays, Saturdays, and Sundays, into three separate sections: * Headline News (Fridays) * Fundraises (Saturdays) * Exits & Deeper Reads (Sundays)

This Week in Fintech (8/20)

Hello Fintech Friends, 💼 We could not be more excited to have business identity provider Middesk join us as a Gold Sponsor for the Fintech Formal this year! 📰 Content Announcement: We’re splitting up this newsletter, which comes out on Fridays, Saturdays, and Sundays, into three separate sections: * Headline News (Fridays)

This Week in Fintech - Asia | 20th Aug, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 20th Aug, 2022.

This Week in Fintech (8/19)

Hello Fintech Friends, It’s been a busy week over here! 🇨🇳 This week, we launched the first issue of our new China Monthly Fintech Wrap-Up, written by Ning Ye. Sign up for it here. 👨‍⚕️ We are excited to share that Paytient will be joining us as a Gold Sponsor for

This Week in Policy (8/17)

สวัสดีผู้ที่ชื่นชอบฟินเทค! Hint: think of a Southeast Asian country that will soon pilot a retail central bank digital currency which will look very similar to the digital yuan. If you’re still stumped, think pad Thai! If you have not done so, do not forget

This Month in Fintech - China (July '22)

Editor’s Note Welcome to our newest issue: This Month in Fintech - China, written by Ning Ye! Born and raised in China, Ning is deeply passionate about the technology scene back home. She now lives in New York City with her husband and two crawfish. Ning brings 10+ years

Signals Fintech Founders: Qanlex’s Yago Zavalia on Building Fintech in Inefficient Markets

This Week in Fintech UK & Europe (15/08)

Hello TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. This Week in Fintech is a reader-supported publication. To receive new posts and support us, consider becoming a free or paid subscriber. Subscribe Sponsored Content Want to be a This Week in Fintech

This Week in Fintech (8/14)

Hello Fintech Friends, We would officially like to welcome payroll and employment verification provider Argyle as a Silver Sponsor for our upcoming Fintech Formal! Tickets are going fast, with all Earlybird and GA Early tickets sold out. 📰 Content Announcement: We’re splitting up this newsletter, which comes out on Fridays,

This Week in Fintech (8/13)

Hello Fintech Friends, We’re excited to share our investment from The Fintech Fund into Modern Life. Life insurance brokerage is a complex and broken business, and Modern Life is improving it for everyone with a simple UI for financial advisors. Elsewhere, I joined the Bain & Company fintech team

This Week in Fintech - Asia | 13th Aug, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 13th Aug, 2022.

This Week in Fintech (8/12)

Hello Fintech Friends, We’d like to thank Fin Capital for joining us as a Fintech Formal Gold Sponsor! We’re excited to co-host fintech’s only annual black-tie event with the team in New York this November. 📰 Content Announcement: We’re splitting up this newsletter, which comes out on

This Week in Policy (8/10)

привет финтех-энтузиастам! Challenging hint: Think of the country that has recently expanded its ban on the use of digital assets for domestic payments, but still wants to use them for international payments. It also gave the world War and Peace (no pun intended)! Do not forget to subscribe to the

Hey Fintech Friends #4 ft Swati Chaturvedi

Helen Femi Williams looks at the latest fintech news, discusses serious and non-serious fintech matters, and shares some of our most recent "Signals" article. This week's friend is Swati Chaturvedi

This Week in Fintech UK & Europe (08/08)

Hello TWIF UK & Europe friends, TWIF UK & Europe is back after a short, but very hot, summer break. Please find another week of fintech news, financings and exits below. If you are reading this but haven’t already subscribed, you can click below 🙏 Subscribe Don’t forget to

This Week in Fintech (8/7)

Hello Fintech Friends, If you’re in Los Angeles, we’re hosting a meetup next Tuesday, August 16th! We keep hearing from people that they didn’t realize we have a fintech investment fund, so here are the details: * The Fintech Fund * A $10 million venture capital investor in the

This Week in Fintech (8/6)

Hello Fintech Friends, We’re officially sold out of Early GA tickets for the Fintech Formal, fintech’s one and only end-of-year black tie event. If you haven’t grabbed yours yet, they’re going quickly at https://www.fintechformal.com/rsvp Check out the recap video below from our

This Week in Fintech - Asia | 06th Aug, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 06th Aug, 2022.

This Week in Fintech (8/5)

Hello Fintech Friends, If you’re in Lagos and haven’t signed up for our August 25th happy hour yet, we’re getting near capacity, with over 200 tickets sold 🍻 We’re also starting to look for a Social Media Manager to join the team at This Week in Fintech.

This Week in Policy (8/3)

Hint: It is the home country of the most expensive rug in the world! It is also the country in relation to which Kraken, the U.S.-based crypto exchange, has been under investigation by the U.S. Treasury Department since 2019 for potential non-compliance with U.S. sanctions. Starting

This Week in Fintech Latam (31 July)

Hola amig@s fintech, Enjoy this newsletter - we’re going to be taking a short summer break 🏝 for the month of August.  If you want to get involved with our community via the newsletter or events around Latam, give me a shout! Please find below this week’s front

This Week in Fintech (7/31)

Hello Fintech Friends, Calling all LatAm Fintech Readers! If you’re not getting Christine’s weekly overview of all the fintech news from Latin America, you’re missing out: Subscribe here. (And manage which newsletters you’re subscribed to here.) Also, if you haven’t yet checked it out, our

This Week in Fintech (7/30)

Hello Fintech Friends, We’re hosting our 2022 Lagos Fintech Meetup at Bayroot Bar & Lounge on Thursday, August 25th. Come join us, pick up your ticket here. Please find another week of fintech financing events below. Subscribe If you’re an early-stage startup founder raising equity or debt, we

This Week in Fintech - Asia | 30th July, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 30th July, 2022.

This Week in Fintech (7/29)

Hello Fintech Friends, This November 11th, we’ll be back in New York for the Second Annual Fintech Formal, featuring awards, music, games, prizes, secret rooms, and more. Even though last year’s venue, The Central Park Boathouse, is closing down, we’ve found an even more spectacular (and historic)

This Week in Policy (7/27)

हैलो फिनटेक-उत्साही. Challenging for sure! Hint: not necessarily the home of chicken tikka masala but the country that imposes a 1% tax on all crypto transactions! If you are reading this but have not yet subscribed to the Policy Section of This Week in Fintech,

This Week in Fintech Latam (24 July)

Hola amig@s fintech, Please find below this week’s front page of Latam fintech news, written to the sounds of 🎙Ella Fitzgerald and brought to you by Andrea Luna on VC & debt financing, venture funds, and exits, and Elena Cruz on product launches & partnerships, other news, policy,

This Week in Fintech (7/24)

Hello Fintech Friends, Please find another week of fintech exits and deep reads below. If you’re looking to hire from a group of 10,000+ smart, motivated fintech professionals, come pick up a Collective Pass and post a job here. If you’re looking for your next adventure at

This Week in Fintech (7/23)

Hello Fintech Friends, We’re looking for a China Fintech Editor (especially in-light of recent events), who can write a weekly newsletter covering all things China fintech for us. Know anyone who fits the bill? Let us know! Please find another week of fintech financing events below. If you’re

This Week in Fintech - Asia | 23rd July, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 23rd July, 2022.

This Week in Fintech (7/22)

Hello Fintech Friends, I want to find the right cadence for a weekly newsletter at This Week in Fintech. At the beginning, this newsletter was a 1x / week standalone Friday email. Over time, fintech news started growing by such an order of magnitude that I had to break out VC

This Week in Policy (7/20)

Ciao appassionati di fintech! Need a hint? Well, what is the singular of cannoli? And where do they come from? FYI, you can now subscribe to the Policy Section of This Week in Fintech by clicking below! Subscribe Now! This week’s post is Part 2 of 2 of our

Signals Q2’22: You mean a *payment* crossed this border?

Hey Fintech Friends #3 ft Wiza Jalakasi

Helen Femi Williams looks at the latest fintech news, discusses serious and non-serious fintech matters, and shares some of our most recent "Signals" article. This week's friend is Wiza Jalakasi!

This Week in Fintech UK & Europe (18/07)

Hello TWIF UK & Europe friends, Just to let you know there will be no TWIF UK & Europe for the next two weeks ( 25th July and 1st August) but we will return to normal service on 7th August. Hope you all manage to stay cool in the meantime. Please

This Week in Fintech Latam (17 July)

Hola amig@s fintech, Happy Everybody Deserves a Massage Week 💆🏽‍♀️ — indeed we do!  Please find below this week’s front page of Latam fintech news. tl;dr: * $455 million in fintech financing (equity + debt) * VC investment in Latam & Caribbean fintech down 60% from $3 billion in Q1 ‘22 to

This Week in Fintech (7/17)

Hello Fintech Friends, Please find another week of fintech exits below. Sponsored Content Fintechs are the hottest targets for fraud. Watch this in-depth chat with fraud experts from Lili Bank and Paypal as they discuss how fintech Risk & Compliance leaders can take control of fraud via building robust fraud

This Week in Fintech (7/16)

Hello Fintech Friends, For anyone in the mood for a warm-weather fintech meetup, we have two opportunities around the corner in SF and NYC. Come join us at https://lu.ma/twif PS: Did you know we run our own Fintech Talent Collective? Please find another week of fintech financing

This Week in Fintech - Asia | 16th July, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 16th July, 2022.

This Week in Fintech (7/15)

Hello Fintech Friends, This week, we published our first installation in our new interview series, written by FirstMark Capital’s Desmond Fleming. This week, he talks with Decimal co-founder Matt Tait about fundraising during a downturn and all things fintech. Check out the full interview here. Tickets are also moving

This Week in Policy (7/13)

Hello fintech-enthusiasts! As promised last week, this week we take a deep dive into two landmark crypto legislations that were politically approved in the EU on June 29th and June 30th: The Transfer of Funds Regulation (TFR) and the Markets in Crypto Assets (MiCA). Due to their expansive nature, coverage

Signals Fintech Founders: Decimal’s Matt Tait on Fundraising During a Downturn

This Week in Fintech UK & Europe (11/07)

Hello TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. If you are reading this but haven’t already subscribed, you can click below 🙏 Subscribe Don’t forget to also share with colleagues and friends! Sponsored Content Europe's anti-money laundering regulatory

This Week in Fintech Latam (10 July)

Hola amig@s fintech, Adding up the total fintech funding reported via TWIF Latam, 1H22 closed out at $3.96 billion including equity and debt.  Shout out to Andrea Luna for this speedy summation! 🙌🏽  In the first half of this year, we also hosted seven events in four cities, with

This Week in Fintech (7/10)

Hello Fintech Friends, Will we see you in a couple weeks at our NYC picnic? 🙃 I’ll be traveling for the next week, so the weekly newsletter will be a bit lighter, but see you all for a fintech news deluge on the other side. Please find another week of

This Week in Fintech (7/9)

Hello Fintech Friends, If you missed it, we released our second podcast episode of Hey Fintech Friends this week, speaking with Pierre Whatley of FS Vector. Listen to Helen’s interview here and let us know who else we should be talking to by reaching out to helen@thisweekinfintech.com!

This Week in Fintech - Asia | 09th July, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 09th July, 2022.

This Week in Fintech (7/8)

Hello Fintech Friends, We would love to have you nominate your favorite builders for our Builders Series to highlight the folks behind the fastest growing fintech companies. Think about the folks who rarely get the spotlight for their hard work, the people who put in the grind and churn out

This Week in Policy (7/6)

Hola entusiastas de fintech! When you do magic, whether you are Cinderella’s fairy godmother or France, it should all end by midnight. Before the end of its presidency of the European Council on June 30 at midnight, France worked its magic by getting the European Parliament, Council, and Commission

Hey Fintech Friends #2 ft Pierre Whatley

Helen Femi Williams looks at the latest fintech news, discusses serious and non-serious fintech matters, and shares some of our most recent "Signals" article. This week's friend is Pierre Whatley!

This Week in Fintech UK & Europe (04/07)

Hello TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. If you are reading this but haven’t already subscribed, you can click below 🙏 Subscribe Don’t forget to also share with colleagues and friends! Sponsored Content Europe's anti-money laundering regulatory

This Week in Fintech (7/3)

Hello Fintech Friends, We miss you all and we want to see you in-person ❤️ Join us at our upcoming  SF Summer Social on July 21st and our NYC Fintech Picnic on July 23rd! Please find another week of fintech exits below. If you’re looking to hire from a group

This Week in Fintech Latam (02 July)

Hola amig@s fintech, Is anyone else watching The Hidden Lives of Pets on Netflix? 🙀 Rats driving cars, goldfish playing soccer (football), dogs who ‘talk’ – absolutely astonishing what our animal friends are capable of!  Here’s my gal who is bravely and quickly recovering from a wee car accident.  Thanks

This Week in Fintech (7/2)

Hello Fintech Friends, We miss you all and we want to see you in-person ❤️ Join us at our upcoming  SF Summer Social on July 21st and our NYC Fintech Picnic on July 23rd! We’re also excited to welcome Alex Gillette to This Week in Fintech’s team! Alex currently

This Week in Fintech - Asia | 02nd July, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 02nd July, 2022.

This Week in Fintech (7/1)

Hello Fintech Friends, Last week, New York hosted an ebullient Pride Parade, as the city and country both move beyond the era of covid lockdowns. And yet - the celebration equality was not without an ominous undertone following the Supreme Court decision in Dobbs v. Jackson Women's Health

This Week in Policy (6/29)

Hallo Fintech-Enthusiasten! Who doesn’t love pretzels? Last week, we talked about the crypto winter and why we should expect to see more liquidity crises, crypto runs, and legal proceedings. Well, another failure episode of crypto ventures happened this week with the default of the prominent crypto hedge fund Three

This Week in Fintech UK & Europe (27/06)

Hello TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. If you are reading this but haven’t already subscribed, you can click below 🙏 Subscribe Don’t forget to also share with colleagues and friends! Sponsored Content How do crypto firms in Europe

This Week in Fintech Latam (26 Jun)

Hola amig@s fintech, Anyone got a good rec for a boxing gym in CDMX?  ‘Cos I’ve got a lot of hurt, anger and frustration to get out of my system.  Yes, this space is for fintech news but some days, the front page of world news just sucks

This Week in Fintech (6/26)

Hello Fintech Friends, Please find another week of fintech exits below. Sponsored Content Still paying high transaction fees to buy crypto on exchanges or through MoonPay? With Ratio, you can buy crypto with no fees and it goes directly to your wallet. Think of us as the interface between your

This Week in Fintech (6/25)

Hello Fintech Friends, Question for our professional investors in the audience: who have been your favorite LPs to work with in your career? Please find another week of fintech financing events below. If you’re an early-stage startup founder raising equity or debt, we may be able to help -

This Week in Fintech - Asia | 25th June, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 25th June, 2022.

This Week in Fintech (6/24)

Hello Fintech Friends, We’re committed to helping the fintech community navigate the job market turbulence that many companies are dealing with today. We publish our TWIF Job Board with 100+ active roles from fintechs hiring today, and curate a Talent Collective to connect great job candidates 1:1 with

This Week in Policy (6/22)

Bonjour les passionnés de fintech… No hints, especially since croissants are having an identity crisis. First of all, check out last week’s article in case you missed it. It covered the Lummis-Gillibrand crypto bill—the most substantial and comprehensive crypto legislation in the U.S. to date. The crypto

This Week in Fintech UK & Europe (20/06)

Hello TWIF UK & Europe friends, Fintech in the UK got a boost this past week with data showing fintech represented 72% of UK tech investment overall and chancellor Sunak mentioning the “distinctive strengths in fintech”. Thanks to all who came out to the latest London Fintech Happy Hour and

This Week in Fintech Latam II (19 Jun)

2 of 2: product launches & partnerships, other news, policy, and deeper reads

This Week in Fintech Latam I (19 Jun)

1 of 2: venture financing, venture funds, and exits

This Week in Fintech (6/19)

Hello Fintech Friends, Did you know the stock market has a secret menu? Premium Content Editor Sophie Vo breaks it down in this week’s Signals edition. And if you missed it, don’t forget to sign up for Mohammad Hamdy’s new Policy Edition! Please find another week of

This Week in Fintech (6/18)

Hello Fintech Friends, Our podcast is out! Hey Fintech Friends is our biweekly rundown of all the fintech news that’s fit to talk about, hosted by our teammate Helen Femi. This week, our guest is Rohit Sharma, co-founder of embedded lender Kanmon. Please find another week of fintech financing

This Week in Fintech - Asia | 18th June, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 18th June, 2022.

This Week in Fintech (6/17)

Hello Fintech Friends, Did you know we have an Instagram? Come follow along as we host fintech events around the world, and get entered for free tickets to Fintech Formal! Please enjoy another week of fintech and banking news below. 💬 Quote of the Week 📖 Read of the Week Fintech and

Hey Fintech Friends #1 ft Rohit Sharma

Helen Femi Williams looks at the latest fintech news, discusses serious and non-serious fintech matters, and shares some of our most recent "Signals" article. This week's friend is Rohit Sharma!

Signals: The stock market's Secret Menu

This Week in Policy (6/15)

你好金融科技爱好者… Challenging? Think of the only country that the Lummis-Gillibrand crypto bill requires the U.S. President to submit a report on “the…national security risks associated with the creation and use of…[its] official digital currency.” As promised last week, this week’s article will be dedicated to the

Signals: Why Stablecoins are Here to Stay Post-Terra

This Week in Fintech UK & Europe (13/06)

Hello TWIF UK & Europe friends, We are hosting our next happy hour this Thursday. We have partnered with Codat and Plaid for this one so grab yourself a ticket here! Please find another week of fintech news, financings and exits below. If you are reading this but haven’t

This Week in Fintech (6/12)

Hello Fintech Friends, If you missed them, two new features from the TWIF team that I’m loving are our Policy section and our Overlooked Operators series! Watch out for our podcast, coming shortly 👀 (source) Please find another week of fintech exits below. Sponsored Content Turn your company finances into

This Week in Fintech (6/11)

Hello Fintech Friends, Next week, I’ll be traveling to London for fintech meetings and we’ll be hosting a happy hour on Thursday, in partnership with Codat and Plaid, as well as a Women in Fintech Panel. Come join us! The narrative says “no more money for fintech” but

This Week in Fintech - Asia | 11th June, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 11th June, 2022.

This Week in Fintech (6/10)

Hello Fintech Friends, Even excluding financings, M&A, and thought pieces… there’s so much news this week that it made this email too long for inboxes, so we’ll add overflow to Sunday’s issue. Please enjoy another week of fintech and banking news below. 💬 Quote of the

This Week in Policy (6/8)

Salve fintech-enthusiasts! Language hint: think of origins. This week was eventful, with a mixed bag of disturbing, suspenseful, and uplifting news. Let’s start with the disturbing part. Last Wednesday, the United States Attorney for the Southern District of New York and the Federal Bureau of Investigation announced the very

This Week in Fintech UK & Europe (06/06)

Hello TWIF UK & Europe friends, Drop me a DM on Twitter or LinkedIn if you are M2020 Europe this week and want to chat about fintech! Please find another week of fintech news, financings and exits below. If you are reading this but haven’t already subscribed, you can

This Week in Fintech Latam (05 June)

Hola amig@s fintech, Hope you’re getting some well-deserved rest this Sunday.  This week was chock-o-block, hosting a TWIF dinner for startups from Chile, Argentina, and Colombia Tuesday night (mariachi + fintech anyone?!) in the lead-up to FINNOSUMMIT where we gathered women in fintech + crypto for a packed networking session.

This Week in Fintech (6/5)

Hello Fintech Friends, We published the second edition of This Week in Policy on Wednesday; if you’re ever interested in what’s going on at the intersection of fintech, regulations, public policy, and crypto, give it a read and sign up! Please find another week of fintech exits below.

This Week in Fintech (6/4)

Hello Fintech Friends, We’re starting a new series to amplify the work of fintechies who have been historically underrepresented in the start-up ecosystem, especially those who are black, indigenous, and people of color. Please help us by submitting your favorite people to our Overlooked Operators, Founders, and Investors nomination

This Week in Fintech - Asia | 04th June, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 04th June, 2022.

This Week in Fintech (6/3)

Hello Fintech Friends, It’s your last chance to grab a ticket to our Amsterdam Money20/20 event next week, hosted with Galileo! You can see all our upcoming events at lu.ma/twif We also just published our latest Signals insider edition, a piece on alternative assets written by

This Week in Policy (6/1)

привіт фінтех-ентузіастам… That’s a hard one, I know. Hint: think of a country currently defending against a wholesale invasion! This week brought about some important news from Washington about key institutions in the fintech ecosystem. What are institutions, and why do they matter? Nobel Laureate economist Douglas North defines

Signals: Give Alternative Assets to the people

This Week in Fintech UK & Europe (30/05)

Hello TWIF UK & Europe friends, We had a blast at the latest London Fintech Happy Hour, check it out here!  Thanks to all that came out and a special thanks to ComplyAdvantage (Kanisha Patel & Charlie Delingpole) and Clocktower Technology Ventures (Kaniska Narayan) for helping make it happen. Please

This Week in Fintech Latam (29 May)

Hola amig@s fintech, Back from a week in NYC at LendIt.  It was great to get back to the city and hang out with teammates, old acquaintances and meet some new ones.  I can’t count the number of times I heard the word downturn though.  So as we

This Week in Fintech (5/29)

Hello Fintech Friends, I’d like to officially welcome our new Policy Editor, Mohammed Hamdy, who just published the first post of our new Fintech Policy Edition! Sign up for Mohammad’s newsletter to stay on top of all the legal and regulatory news in the fintech and crypto space

This Week in Fintech (5/28)

Hello Fintech Friends, We’re excited to share our new Builder Series, a campaign to highlight the builders behind the fastest-growing fintech companies. Think about the folks who rarely get the spotlight for their hard work, the builders who are behind the scenes - those are the people we want

This Week in Fintech (5/27)

Hello Fintech Friends, This week, we asked the fintech community, what is the most under-the-radar revolutionary fintech product being built today that will blow up over the next 10 years? We got some really interesting answers, and want to share a few below: * “Parametric microinsurances that trigger immediate payments on

This Week in Policy (5/26)

Hallo fintech-entoesiaste… Can you guess the language? It is an honor to be named the new Editor in Chief for the Policy section of This Week in Fintech, especially given the great contributions of my predecessor Ben White. So, yes, you guessed it…I have some big shoes to fill!

This Week in Fintech UK & Europe (23/05)

Hello TWIF UK & Europe friends, Tickets are all sold out for the London Fintech Happy Hour this week but join the waitlist if you couldn’t get a ticket as there might be some last minute movement.  If you got a ticket and can’t make it, please cancel

This Week in Fintech Latam (22 May)

Hola amig@s fintech, Who’s going to LendIt NYC 🗽 this week?  Let’s meet!  Speaking of conferences, if you haven’t already gotten your tickets, FINNOSUMMIT returns in-person to 🇲🇽 Mexico City from 1-2 June.  The international forum is an opportunity to connect with entrepreneurs, investors, and key players in

This Week in Fintech (5/22)

Hello Fintech Friends, Question for everyone: What do you think is the most under-the-radar revolutionary fintech product being built today that will blow up over the next 10 years? Let us know on Twitter! Please find another week of fintech exits below. Sponsored Content The bad news: financial organizations were

This Week in Fintech (5/21)

Hello Fintech Friends, The recently relaunched / updated Google Wallet has me wondering: will more centralized digital wallets start paving the way to host decentralized assets (currencies and tokens)? Will providers like Google and Apple press to house and ‘own’ centralized ID elements in their own wallets, or enable decentralized identity

This Week in Fintech - Asia | 21st May, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 21st May, 2022.

This Week in Fintech (5/20)

Hello Fintech Friends, Conferences are back with a vengeance, and flight ticket prices are sky-high. Will we see you in Austin for Consensus 2022, in Amsterdam for Money2020, or next week in New York City for Lendit? Please enjoy another week of fintech and banking news below. 💬 Quote of the

This Week in Fintech UK & Europe (16/05)

Hello TWIF UK & Europe friends, Don’t forget to grab your tickets to the next London Fintech Happy Hour hosted by This Week in Fintech and sponsored by ComplyAdvantage and Clocktower Technology Ventures. It has been a wild week in the financial and crypto markets. So much has happened

This Week in Fintech (5/15)

Hello Fintech Friends, To the casual observer, different cities and countries seem to get ‘hot’ for fintech development all at once (even if the fintech scene has been growing there for a while). Which under the radar region will become the next hotspot of fintech innovation? Please find another week

This Week in Fintech (5/14)

Hello Fintech Friends, In spite of the swoon in late-stage tech valuations, 32 fintech companies announced fundraises this week - with 10 of them over $100 million. Want to write for This Week in Fintech? Reach out to our Editor Sophie Vo at sophie@thisweekinfintech.com. Join us and our

This Week in Fintech - Asia | 14th May, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 14th May, 2022.

This Week in Fintech Latam (13 May)

Hola amig@s fintech, Bom dia!  Although it’s the Friday the 13th, and the markets have been a roiling, I hope you are enjoying winding down and going into the weekend like this guy: Please find below this week’s front page of Latam fintech news. 💛 Y’all be

This Week in Fintech (5/13)

Hello Fintech Friends, We’ll be partnering with ComplyAdvantage and Clocktower Ventures on our next big London Fintech Meetup on May 26th! Want to join? Grab a spot here. Question for our readers: what’s one thing about fintech missing from this newsletter, that you find elsewhere, which (if we

Signals: Who gets to regulate crypto?

This Week in Fintech UK & Europe (09/05)

Hello TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. If you are reading this but haven’t already subscribed, you can click below 🙏 Subscribe Don’t forget to also share with colleagues and friends! Sponsored Content AML compliance may sound complicated, but

This Week in Fintech Latam (08 May)

Hola amig@s fintech, Hope you’re well and enjoying this Sunday!  Happy Mother’s Day to all the moms and working moms. 💪🏽  Please find below the front page of Latam fintech news from the past two weeks. PS. special offer for TWIF readers: FINNOSUMMIT returns in-person to Mexico City

This Week in Fintech (5/8)

Hello Fintech Friends, We’re bringing more talented writers onto our team as part of our Premium Content newsletter. If you have a burning fintech article you’ve been wanting to write - or multiple! - reach out to our Editor Sophie at sophie@thisweekinfintech.com. Please find another week

This Week in Fintech (5/7)

Hello Fintech Friends, We only have a few spaces left for our June 9th NYC Happy Hour on the Rooftop at 230 Fifth! Yesterday, we shared the upcoming dates for our three Fintech Treks in London, Mexico City, and Dubai. Which companies should we be meeting with in each of

This Week in Fintech - Asia | 07th May, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 07th May, 2022.

This Week in Fintech (5/6)

Hello Fintech Friends, We’re excited to come back to Chicago on May 12th at the Pendry Rooftop! 👉 Get your tickets here. Also, we’ve finalized the dates for three Fintech Treks this year: * London, September 15 to 18 * Mexico City, September 29 to October 2 * Dubai, December 1 to

This Week in Fintech UK & Europe (02/05)

Hello TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. If you are reading this but haven’t already subscribed, you can click below 🙏 Subscribe Don’t forget to also share with colleagues and friends! Sponsored Content From the conflict in Ukraine to

This Week in Fintech (5/1)

Hello Fintech Friends, We’re excited to announce the addition of Helen Femi Williams to the team to run our podcast and audio content! Helen brings a wealth of experience to the team from her work as a journalist at Lendit Fintech and the host of her own podcast, Let’

This Week in Fintech - Asia | 01st May, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 01st May, 2022.

This Week in Fintech (4/30)

Hello Fintech Friends, If you’re thinking about your next role and adventure in fintech, we’re here to help! Come join our talent network. Please find another week of fintech financing events below. If you’re an early-stage startup founder raising equity or debt, we may be able to

This Week in Fintech (4/29)

Hello Fintech Friends, 🌅 New York, we’re coming to kick off the summer with our biggest fintech event yet. Come join our fintech summer nights opener on June 9th, sponsored by Brex, Carta, Fiserv, MVB, & TIFIN. Tickets here. Roll call: If you know any 🔥 social media managers who would

This Week in Fintech UK & Europe (25/04)

Hello TWIF UK & Europe friends, Congratulations to the many winners at the UK Fintech Award 2022 including Curve, Moneyhub, R3, PensionBee, Habito, Wombat, Token and Hypejar! Please find another week of fintech news, financings and exits below. If you are reading this but haven’t already subscribed, you can

This Week in Fintech Latam (24 April)

Hola amig@s fintech, Hope you’re enjoying your Sunday!  I’m giving myself permission to go at my own pace these days, amidst the frenzied pace that is trying to be our new normal (this is not normal). For those of you in Argentina, I look forward to meeting

This Week in Fintech (4/24)

Hello Fintech Friends, If you haven’t had a chance to share feedback, we would still love your podcast suggestions :) Also - what new city should we throw an event in? Please find another week of fintech exits below. Sponsored Content No–code fintech app builder - an easy embedded

This Week in Fintech (4/23)

Hello Fintech Friends, We’re looking for a Summer MBA Associate to join The Fintech Fund! If you want experience interfacing with early-stage fintech founders and working on fund formation, please reach out to us at fund@thisweekinfintech.com. Please find another week of fintech financing events below. If you’

This Week in Fintech - Asia | 23rd Apr, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 23rd Apr, 2022.

This Week in Fintech (4/22)

Hello Fintech Friends, Welcome to our 20k+ subscribers! We’re excited to have you all here, and for all that we’ll learn together this year. Spending time at NYC Fintech Week this week, it’s amazing to see in-person how much the space has grown. Even so, it still

This Week in Fintech UK & Europe (18/04)

Happy Easter TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. If you are reading this but haven’t already subscribed, you can click below 🙏 Subscribe Don’t forget to also share with colleagues and friends! Huge congrats this week to Nala Money

This Week in Fintech (4/17)

Hello Fintech Friends, Who would your dream guest be on a This Week in Fintech podcast? And what kind of content would you like to see more of on our Twitter and LinkedIn feeds? Please find another week of fintech exits below. If you’re looking to hire from a

This Week in Fintech (4/16)

Hello Fintech Friends, We’re excited to welcome some of the newest editions to The Fintech Fund’s portfolio, Payable, Ansa, Safepay, Edge, Let’sBit, and Reconcile! If you’re looking for your next role in fintech, these would be incredible founding teams to join. If you’re building something

This Week in Fintech - Asia | 16th Apr, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 16th Apr, 2022.

This Week in Fintech Latam (15 April)

Hola amig@s fintech, Happy Semana Santa (aka Holy or Easter Week). 🐰 Enjoy the long weekend and this week’s front page of Latam fintech news below. Also, Southern Cone here we come! * 🇦🇷 RSVP here for our inaugural Buenos Aires Fintech Happy Hour on Wednesday, 27 April, sponsored by AWS,

This Week in Fintech (4/15)

Hello Fintech Friends, Spring weather is here and so we’re back to hosting outdoor events! NYC: Join us on the Versa rooftop next Wednesday. (And save the date for June 9th 👀) Buenos Aires: We’re hosting our first-ever Argentinian happy hour on April 27th. Berlin: Join us at Spielfeld

Signals Q1’22 Roundup: How much does a banana cost?

This Week in Fintech UK & Europe (11/04)

Hello TWIF UK & Europe friends, Thanks to everyone that came out for London Fintech Happy Hour last Monday, sponsored by Minna Technologies.  It was a great event and an awesome way to round out the first day of IFGS 2022! For our German based friends, we have a Berlin

This Week in Fintech (4/10)

Hello Fintech Friends, We finally put our angel syndicate portfolio online at https://fintechangels.club Interested in investing in early stage fintech? Join us! And while fintech venture rounds are supposedly slowing down, they’re more than made up by the frenetic pace of fintech acquisitions happening. This week alone

This Week in Fintech Latam (09 Apr)

Hola amig@s fintech, Bom dia de São Paulo!  It’s been a great week on the ground here, plugging into the bustling ecosystem.  PIX and open banking are really making waves here and it’s exciting to contemplate the next generation of fintech solutions built on top of these

This Week in Fintech (4/9)

Hello Fintech Friends, Something we do is offer fintech founders introductions to friendly VCs, debt providers, and angel investors through This Week in Fintech’s network. You can see more details in our primer here. I’m refreshing our list of friendly funds; if I missed you - please reach

This Week in Fintech (4/8)

Hello Fintech Friends, Do you want to write for This Week in Fintech? We’re looking for more smart fintech people with strong opinions for a number of writing roles: * TWIF Africa Editor-in-Chief (based in Africa) * TWIF China Editor-in-Chief (based in China) * TWIF Subscriber Content Writer * TWIF Editorial Assistant, Global

This Week in Fintech UK & Europe (04/04)

Hello TWIF UK & Europe friends, I will be at Innovate Finance today as I am speaking on the Embedded Finance panel alongside some great panellists.  If you are also at IFGS today, hit me up! Looking forward to seeing everyone at the happy hour later this evening, it’s

This Week in Fintech Latam (03 APR)

Hola amig@s fintech, ¿Qué más?  Whew, what a whirlwind it’s been the last two weeks.  This edition wraps up everything below from the past fortnight.  Special thanks to Elena Cruz for contributing and making sure we continue bringing you the front page of Latam fintech news!  Give her

This Week in Fintech (4/3)

Hello Fintech Friends, M&A is back! Even as the IPO market swoons, there were $1 trillion in M&A deals in Q1 this year (data from Axios below), with 11 fintech deals in the last week alone. Will more fintech companies acquire and get acquired, as public

This Week in Fintech (4/2)

Hello Fintech Friends, Welcome back to another 40+ fintech fundraise kind of week. Please find another week of fintech financing events below. If you’re an early-stage startup founder raising equity or debt, we may be able to help - come check out our fund, The Fintech Fund (including a

This Week in Fintech - Asia | 02nd Apr, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 02nd Apr, 2022

This Week in Fintech (4/1)

Hello Fintech Friends, We’re excited to be a media partner of Africa Fintech Summit DC 2022, taking place in Washington DC on April 21st! Join us then to celebrate the entrepreneurs, investors, and regulators driving the advancement of Africa's burgeoning fintech ecosystem. Our LatAm Editor Christine is

This Week in Fintech - Women's History Month

Hey Fintech Friends, Happy Women's History Month. For every dollar that a white man owns in the US, the average woman owns 32 cents. Black and Hispanic women own a fraction of a penny. Across the globe, women face higher barriers to accessing credit, investing in assets– even

This Week in Fintech UK & Europe (28/03)

Hello TWIF UK & Europe friends, One week to go until the next London Fintech Happy Hour.  There are a couple of tickets left so sign up quickly so you don’t miss out!  If you can no longer attend, please cancel your ticket. Please find another week of fintech

This Week in Fintech (3/27)

Hello Fintech Friends, Welcome to a (slightly slower-than-usual) week of fintech M&A! Please find another week of fintech exits below. If you’re looking to hire from a group of 10,000+ smart, motivated fintech professionals, come pick up a Collective Pass and post a job here. ☯️ Exits

This Week in Fintech (3/26)

Hello Fintech Friends, I opened up public office hours (2+ hours per week) about a month ago and they’re now booked out through mid-June. I wish there were an easier way to scale myself. How have others dealt with this? Please find another week of fintech financing events below.

This Week in Fintech - Asia | 26th Mar, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 26th Mar, 2022

This Week in Fintech (3/25)

Hello Fintech Friends, This week, we launched our Talent Collective. In just 4 days, we’ve received:. 80 applications to join the collective (and counting) from talented fintech people * Seniority: Mid 20% / Senior 30% / Expert 40% * Job categories: Business & Strategy 34% / Product 17% / Corporate Finance 13% / Sales 12%/ VC

TWIF Talent Collective

Hello Fintech Friends, We interrupt our regular programming with a new feature for our subscribers, This Week In Fintech’s Talent Collective! Apply to join We’ve partnered with our friends at Pallet - alongside other newsletters like Not Boring, Bankless, and Lenny Rachitsky - to create an invite-only collection

This Week in Policy (3/21)

Hi fintech friends, Another big week at the CFPB, positive news for millions of people struggling with medical debts, and more activity around crypto’s polarizing impact on the war in Ukraine and Russian sanctions. * CFPB expands enforcement on algorithmic discrimination: The regulator in charge of overseeing all consumer financial

This Week in Fintech UK & Europe (21/03)

Hello TWIF UK & Europe friends, One week to go until the next London Fintech Happy Hour, sponsored by Minna Technologies.  Get your ticket here. Please find another week of fintech news, financings and exits below. If you are reading this but haven’t already subscribed, click below 🙏 Subscribe Don’

This Week in Fintech - Africa (3/20)

Hey! Welcome to the fourth Africa edition of This Week In Fintech. In this episode, I’ll share my: * Tweets of the week  * Stat of the week * Market updates in Africa  * Funding activity on the continent * More from Fintech in Africa (non-funding related) Tweet of the week Pitching fintech solutions

This Week in Fintech Latam (20 Mar)

Hola amig@s fintech, Happy Equinox!  For those in the Northern Hemisphere, yay for longer and warmer days to come. Fun fact: this Monday is a bank holiday in both Mexico and Colombia.  Hope our readers there are enjoying the long weekend. 💆🏽‍♀️ I look forward to seeing some of you

This Week in Fintech (3/20)

Hello Fintech Friends, Who would be your dream guest to see on a This Week in Fintech Twitter Spaces hangout? Please find another week of fintech exits below. Sponsored Content Join Flourish Ventures on March 24th for a lively, informative, and timely discussion to discover what’s working and what’

This Week in Fintech (3/19)

Hello Fintech Friends, We’re excited to share one of our latest investments from The Fintech Fund into Ponto, which is building the infrastructure for global crypto on/off-ramps and cross-chain trading, and which just announced their $20 million seed round! Please find another week of fintech financing events below.

This Week in Fintech - Asia | 19th Mar, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 19th Mar, 2022

This Week in Fintech (3/18)

Hello Fintech Friends, I’m heading to Bogotá next week for our first-ever fintech meetup there, organized by our LatAm Editor Christine Chang. Who should I meet with? (By coincidence, Jenny from BTV will be in Medellin if you’re a fintech company based there.) Please enjoy another week of

This Week in Policy (3/14)

Hello fintech friends, Mostly crypto headlines this week, no surprise as the Biden EO signals a landmark moment for government’s direct engagement on the issue. Can’t wait for the next rounds of publications and cycles through the whirlwind of crypto takes once the requested reports come out in

This Week in Fintech UK & Europe (14/03)

Hello TWIF UK & Europe friends, This Week in Fintech is excited to announce we are partnering with Minna Technologies to host the next London Fintech Happy Hour! Get your tickets here. The world celebrated International Women’s day this past week and Innovate Finance released its Women in Fintech

This Week in Fintech (3/13)

Hello Fintech Friends, I’ve been enjoying office hours recently! They’ve been a great way to meet (and reconnect with) a ton of super interesting people in fintech. If you’re looking for your next role, hiring, want to talk about the fintech fund, or anything else, let’s

This Week in Fintech (3/12)

Hello Fintech Friends, The headlines this week talk about fintech funding taking a tumble this year… but the numbers tell a different story. This week, 52 (52!) fintech companies raised $2.76 billion. A record for the number of funding rounds and close to the record for most funding raised

This Week in Fintech Latam (11 Mar)

Hola amig@s fintech, Happy Women’s History Month!  I hope this is an added opportunity to celebrate accomplishments and progress, as well as to take stock of where we are today to reflect on what we can do together to build a more inclusive industry. In case you were

This Week in Fintech (3/11)

Hello Fintech Friends, For the Londoners reading this, our UK & Europe Editor Michael Jenkins will be hosting a London Fintech Happy Hour on April 4th (thanks to Minna for sponsoring). And if you haven’t yet, check out our newest regional issue, This Week in Fintech - Africa. Please

This Week in Fintech - Africa (3/10)

Hey! Welcome to the third Africa edition of This Week In Fintech. In this episode, I’ll share my: * Tweet of the week  * Stat of the week * Market updates in Africa  * Funding activity on the continent * More news from Africa (non-funding related) Tweet of the week Meet 2/22 Ventures

This Week in Policy (3/7)

Hi all, The political world turned completely toward Ukraine, with massive economic sanctions against the Russian economy. This version will cover both the impact of those sanctions on fintech and news that proceeded elsewhere: * No progress on Federal Reserve Nominees: A Senate Banking hearing at which Chair Jerome Powell reiterated

This Week in Fintech UK & Europe (07/03)

Hello TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. Sponsored Content In a new survey of 1000 IT, DevOps, and Security professionals, 83% of respondents said they can't guarantee that ex-employees can no longer access their infrastructure. With the cost

This Week in Fintech (3/6)

Hello Fintech Friends, If you know an epic sales or business development person in fintech looking for a side hustle that will connect them to the fintech ecosystem, our Head of Revenue role may be for them! You might notice the format looks a little different; because the Saturday edition

This Week in Fintech (3/5)

Hello Fintech Friends, Check out what LatAm Editor Christine Chang is planning ☝️ (Also, for anyone curious about our team, we have a new team page.) You might notice the format looks a little different - because the Saturday edition of the newsletter has been overflowing and breaking inboxes, we’ll

This Week in Fintech - Asia | 5th Mar, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 5th Feb, 2022

This Week in Fintech (3/4)

Hello Fintech Friends, 💼 Roll call: We’re looking for a Head of Revenue to join our team! The ideal person, * Is deep into fintech. * Likes prospecting and reaching out to new partners and sponsors. * Wants to join a tight-knit team of other people who love fintech! 🌉 We’re coming to

This Week in Fintech: Black History Month (2/28)

Hello Fintech Friends, We are excited to share our first Black History Month TWIF Special Edition Newsletter co-authored by Iynna Halilou, an investor at Moxxie Ventures, Member of Global Women in VC, and Wharton MBA Candidate and Michelle Dhansinghani, our Head of Community here at TWIF. Today we’ll cover

This Week in Fintech UK & Europe (28/02)

Hello TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. Sponsored Content Our State of Financial Crime 2022 survey shows: Crypto has become mainstream. But what are the trends firms operating in the crypto space should be aware of for 2022? From DeFi

This Week in Policy (2/28)

Hey Folks, I am not an expert in SWIFT, but here’s a few helpful explainers for those looking to understand the latest sanctions. As the world watches Ukraine, crypto sees both scrutiny and endorsement. The world of fintech policy still moves. Read on: * UK fintech companies want regulation quickly:

This Week in Fintech (2/26)

Hello Fintech Friends, Another night, another great Fintech Women’s Networking and Fintech Happy Hour event in Mexico City, thanks to our LatAm EiC Christine Chang! Please find photos from last night’s meetup here. So many of our events are only possible thanks to our great Events team, Cristina

This Week in Fintech - Asia | 26th Feb, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 26th Feb, 2022

This Week in Fintech Latam (25 Feb)

Hola amig@s fintech, Fun fact: this past Tuesday, Feb 22, 2022 was not only a palindrome but an ambigram. A rare date like this won't happen again for another 400 years in 2422 😵‍💫. On that note, this week we hosted two great fintech happy hours - one

This Week in Fintech (2/25)

Hello Fintech Friends, I arrived in Cape Town last night after a week of meetings with fintech founders and investors in Kampala and Nairobi. It will take some time to crystallize some thoughts from the week, but there is one central theme: the energy, creativity, collaboration, and enthusiasm from the

Signals 2/24: It's all fun and games until The Fed raises rates

This Week in Policy (2/21)

Hi Folks, Momentum appears to be building on some form of stablecoin regulation. Trucking convoys may have been a flashpoint for government intervention into financial services. And if you have ideas for new, updated, or repealed rules at the CFPB, now there’s a place for you to file your

This Week in Fintech UK & Europe (21/02)

Hello TWIF UK & Europe friends, Please take part in this two question reader survey so I can find out more about you and your language preference. Take 1min survey Please find another week of fintech news, financings and exits below. Sponsored Content 2022 will see countries contend with a

This Week in Fintech - Africa (2/20)

Hey everyone, It’s the second Africa edition of This Week In Fintech. In this episode, I’ll share my: * Top three tweets of the week,  * Stat of the week * Market updates in Africa  * VC/Funding activity on the continent Tweets of the Week African payment giant, Flutterwave is launching

This Week in Fintech (2/19)

Hello Fintech Friends, A few readers have let us know that the Saturday newsletter gets truncated by inboxes because it’s too long, so we’re going to play around with the newsletter format. This week, we included our Fintech Around the World and Deeper Reads sections on Friday; next

This Week in Fintech - Asia | 19th Feb, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 19th Feb, 2022

This Week in Fintech Latam (18 Feb)

Hola amig@s fintech, Happy belated Valentine’s Day 🤍 and Money Super Bowl! Looking forward to seeing many of you next Thursday, 24 Feb at our 🇲🇽 CDMX Happy Hour and at other events we’ve recently announced around the region: * Bogotá 23 March 🇨🇴 * São Paulo 6 April 🇧🇷 * Buenos Aires 27

This Week in Fintech (2/18)

Hello Fintech Friends, I’ve been trying to figure out the best way to manage the volume of inbound emails, texts, and DMs since launching the fund, so I’m opening up office hours. These will be first-come-first-served, bookable from 1 to 3pm ET on Thursdays. We’re also looking

This Week in Policy (2/14)

Hi All, Another week of policy excitement. A major crypto settlement, updates on fintech-bank partnerships and interest rates, and the CFPB’s continued examination of all the ways consumers today are failed by financial services. Read on: * More CBDC research, this time technical: The Boston Fed released a Phase 1

This Week in Fintech UK & Europe (14/02)

Hello TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. Sponsored Content Suspicious activity report (SAR) filing trends reflect the continued volatility of the financial crime landscape. In the final months of 2021, ComplyAdvantage surveyed 800 C-suite and senior compliance decision-makers across North

This Week in Fintech (2/12)

Hello Fintech Friends, Our first-ever Africa Edition is now live! 🌍 Thank you to Benjamin Dada for the great writeup - featuring stories from NALA (Tanzania), Moni (Nigeria), Numida (Uganda), Lami (Kenya), Zeepay (Ghana), Thndr (Egypt), and more. Catch up on this week’s African news here. Now let’s dive

This Week in Fintech - Asia | 12th Feb, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 12th Feb, 2022

This Week in Fintech Latam (11 Feb)

Hola amig@s fintech, More fintech happy hours 🍻 coming to a city near you, including a special networking hour for women in fintech! * 🇲🇽  RSVP here for our next CDMX event on Thursday, 24 February, sponsored by Belvo! * 🇨🇴  RSVP here for our first gathering in Bogotá on Wednesday, 23 March with

This Week in Fintech - Africa (2/11)

Hi Everyone, Welcome to the first Africa edition of This Week In Fintech. In this episode, I’ll share my: * Top three tweets of the week,  * Stat of the week * Market updates in Africa  * VC/Funding activity on the continent * Insightful thoughts on Africa and its tech ecosystem Tweets of

This Week in Fintech (2/11)

Hello Fintech Friends, I’d like to officially welcome our two newest team members! Sophie Vo has joined us to write Signals, our subscriber-only deep dive edition, and Analisa Ruff has joined our amazing community events team. 👏 The Fintech Nerd Collective is putting out a call for new questions! What

Signals 2/7: Revamp alert, Q4'21 roundup, finception🚀

[Programming note] Signals is getting a revamp! Deeper dives on fintech trends are now coming to you 1-2 times a month, and the 4 activities we lovingly track (fundraising, exits, firms raising, & product launches) are consolidating into a single email sent right after quarter-end. For new readers, Signals is

This Week in Policy (2/7)

Hi All, Exciting times when regulators are running on all cylinders. A few more weeks until the Fed Board of Governors joins the ranks of fully-staffed regulators. And an expanded definition of “exchange” at the SEC could be big news for crypto. Read on: * Senate hearings show partisan split on

This Week in Fintech UK & Europe (07/02)

Hello TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. Sponsored Content From supply chains in crisis to high-wire geopolitical standoffs and the implementation of massive new regulatory frameworks, it’s going to be a landmark year for compliance professionals. In the final

This Week in Fintech (2/5)

Hello Fintech Friends, Thanks to the Lend Academy team for profiling our new fund this week! We’re coming to Bogotá on March 23rd 🍻 Sign up here. Please find another week of fintech financings and exits below. Editor’s Note: If you’re an early-stage startup founder raising equity or

This Week in Fintech - Asia | 05th Feb, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 05th Feb, 2022

This Week in Fintech Latam (04 Feb)

Hola Amig@s Fintech, Another week, another $267+ million of fintech funding for the region.  Hot jambalaya!  😅  See below the front page of Latam fintech news. PS.  Bogotá vamos pa’ alla!  Save the date and sign up here for our inaugural happy hour in Colombia 🇨🇴  on Wednesday, 23 March. 💛 Y’

This Week in Fintech (2/4)

Hello Fintech Friends, What a week it’s been. The response to the launch of our fund was overwhelming and we’ll close it and begin investing in the next week. Thank you to everyone who reached out :) And we have so much going on! * We’ll be in Austin

This Week in Policy (1/31)

Hi folks, For those thinking this would become only a crypto-policy newsletter, fear not - fintech, antitrust, and macro policy are still atop regulators’ minds. Payments seem a particular topic both in the US and UK, as regulators want to see fees come down for consumers and merchants. * The CFPB

This Week in Fintech UK & Europe (31/01)

Hello TWIF UK & Europe friends, Nik Milanovic, founder of the This Week in Fintech organisation and all round fintech guru launched, The Fintech Fund this week, an early-stage community investment fund. The fund will be a $10m fund ‘by fintech people, for fintech people’ and has raised $4 million

This Week in Fintech (1/29) (Part 2)

Hello Fintech Friends, As we mentioned, so much happened this week that we had to split our Saturday newsletter into two parts just to fit inboxes…. Here’s the rest! 💰 Venture Funds * This Week in Fintech launched a $10 million global early-stage fintech fund. * Gilgamesh Ventures launched a $9.5

This Week in Fintech (1/29) (Part 1)

Hello Fintech Friends, ✈️ We’re excited to announce our Nairobi Fintech Meetup on February 23rd! I’ll be heading to Kenya to join the international fintech community at the Africa Tech Summit. If you’ll be there, please join us at Nairobi Street Kitchen. Following that, we’ll be heading

This Week in Fintech - Asia | 29th Jan, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 29th Jan, 2022

This Week in Fintech Latam (28 Jan)

Hola Amig@s Fintech, Happy almost Chinese New Year (1 Feb)! It’s the year of the tiger (the animal, not the fund). It’s said that people born in tiger years typically have strong ethics and are very passionate about causes. What causes are you most passionate about right

This Week in Fintech (1/28)

Hello Fintech Friends, We’re excited to finally unveil our early-stage community investment fund: The Fintech Fund. You’ll see many more announcements on this soon. Come help us build and invest in the future of financial technology together! For more details, reach out to fund@thisweekinfintech.com. Please enjoy

This Week in Policy (1/24)

Hi everyone, If you weren’t yet aware, competition is a key part of fintech policy. Regulators on both sides of the pond are taking action to bring lower prices and better products to consumers. That, and a touch more clarity arrives on what’s shaping up to be a

This Week in Fintech UK & Europe (24/01)

Hello TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. Sponsored Content Want to be a This Week in Fintech - UK & Europe sponsor? Reach out to me at michael@thisweekinfintech.com, find me on Twitter and see our sponsorship information here.

This Week in Fintech (1/22)

Hello Fintech Friends, We had a great first happy hour of 2022 in Mexico City last night! Thank you to LatAm Editor Christine Chang for organizing – we’ll be taking off across Latin America with our events this year. Also, for all you policy wonks out there, be sure you

This Week in Fintech - Asia | 22nd Jan, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 22nd Jan, 2022

This Week in Fintech Latam (21 Jan)

Hola amig@s fintech, If last night’s CDMX Fintech Happy Hour was any indication of what’s to come this year, bienvenida sea!  We had 45+ women for our pre-event networking hour and 125+ friends in attendance.  Thanks to everyone who came and for your donations to www.laboratoria.

This Week in Fintech (1/21)

Hello Fintech Friends, 🍻 If you work in Boston fintech, we’ve got exciting news: we’re hosting our first-ever Boston Fintech Meetup on Feb 17th! Sign up here. ✈️ Last week, we launched our new Fintreks, which will bring fintech people from around the world to visit the biggest global financial

This Week in Policy (1/17)

Hi everyone, Those 2022 predictions calling for a pivotal year in fintech regulation look good so far. Just two weeks in, we already have plenty to track. We’re here to digest and share just the biggest news you need to know. * Biden nominates three Board Governors; confirmation won’t

This Week in Fintech UK & Europe (17/01)

Hello TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. Sponsored Content Want to be a This Week in Fintech - UK & Europe sponsor? Reach out to me at michael@thisweekinfintech.com, find me on Twitter and see our sponsorship information here.

This Week in Fintech (1/15)

Hello Fintech Friends, Somebody started the year telling me they thought fintech fundraising had cooled down… well, we’re back with 43 deals this week and counting. No sleep til next December. For those who missed it, we announced our Global Fintech Treks yesterday! Come join us, and start off

This Week in Fintech - Asia | 15th Jan, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 15th Jan, 2022

This Week in Fintech Latam (14 Jan)

Hola amig@s fintech, Happy Friday!  We are officially sold out for next week’s CDMX Fintech Happy Hour!  Look forward to seeing some of you there.  Also excited to share the sign-up forms for a few of the other cities around the region where we plan to hold a

This Week in Fintech (1/14)

Hello Fintech Friends, Today, we’re excited to announce the launch of our Global Fintech Treks! ✈️ What? Four trips in 2022 to four different fintech innovation hubs around the world, to meet local entrepreneurs, investors, banks, and more. When? Details to be shared on our first trek very soon! Sign

This Week in Policy (1/10)

Hi all! Fintech policy is off to a roaring start in 2022, with innovation and digital assets covering policy agendas across the world. A big week for macro ahead with Fed hearings, but lots else to track on crypto, BNPL, and broader innovation. * Congress holds hearings on Fed Board nominees:

This Week in Fintech UK & Europe (10/01)

Hello TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. Sponsored Content Want to be a This Week in Fintech - UK & Europe sponsor? Reach out to me at michael@thisweekinfintech.com, find me on Twitter and see our sponsorship information here.

This Week in Fintech Latam (9 Jan 2022)

This Week in Fintech (1/8)

Hello Fintech Friends, South and Southeast Asian fintech are on fire this week! Startups from Singapore, Bangladesh, Vietnam, India, and Indonesia all started the year with fundraises. Looks like we’re coming to Nairobi on February 25th for the Africa Tech Summit! Sign up here for more details. Please find

This Week in Fintech - Asia | 08th Jan, 2022

Fintech news, updates and fund raise announcements from Asia for the week ending 08th Jan, 2022

This Week in Fintech (1/7)

Hello Fintech Friends, Happy Financial Wellness Month! 🎙️ Who are the best fintech podcasters that we should be listening to? We’d love to know at news@thisweekinfintech.com. 🍻 As we ramp up our events in 2022, where else should we go? We’ve gotten requests from Dubai, Austin, Nairobi, Toronto

This Week in Policy (1/3)

Hi everyone, Even with the holidays, a lot has happened since our last policy issue on December 20th! * FDIC Chair Jelena McWilliams resigned after a fallout with her FDIC Board co-chairs in which they overruled her in moving forward with a request for information on bank merger rules. Former FDIC

This Week in Fintech UK & Europe (03/01)

Hello TWIF UK & Europe friends, Happy new year one and all! I hope you have had time over the holidays to switch off.  The past week has been muted in terms of fintech news so it’s a short one to start the year. Sponsored Content Want to be

This Week in Fintech (1/1)

Hello Fintech Friends, Happy new year! One quick note - many of us here at This Week in Fintech are investors as well (angel and venture). In the interests of editorial integrity, we’ll start disclosing our own fintech investments and positions in the companies that we write about by

This Week in Fintech (12/31)

Hello Fintech Friends, Wherever this is finding you - happy new year! We’d love to hear back from the 6,000+ of you who attended one of our events this year in our end-of-year events survey. What can we improve in 2022? And generally - what would you like

This Week in Fintech UK & Europe (27/12)

Happy holidays TWIF UK & Europe friends, I hope you are all taking so much needed time off over the festive season and spending time with friends, family and loved ones. As we head into the last week of the year, I wanted to provide a summary of funding for

This Week in Fintech (12/26)

Hello Fintech Friends, I hope you’ll join us at Sundance in Park City for our January 27th meetup. And, I may be doing it wrong, but I can assure you… this does not apply to me: If you are making six figures as a fintech influencer… uh… send some

This Week in Fintech - Asia | 25th Dec, 2021

Fintech news, updates and fund raise announcements from Asia for the week ending 25th Dec, 2021

This Week in Fintech Latam (24 Dec)

Hola Amig@s Fintech, Howdy from Dallas, Texas 🤠.  How many of y’all would have guessed that this is my hometown?  Yep, good ole Cowboys country.  Though tbh I much prefer the Texas Rangers (and el beis ⚾️ in general). Despite the fact that Latinx represent 38% of Texas’ population, I

This Week in Fintech (12/23)

Hello Fintech Friends, Happy holidays. We’re sending this and next week’s editions a day early (and will send Saturday’s edition on Sunday) to give readers a little fintech break for the weekend. I hope everyone has a chance to recharge over the end of the year. Please

This Week in Policy (12/20)

Hi All, CFPB sends inquiries to BNPL companies: Mirroring an October order sent to tech companies offering payments services, the Consumer Financial Protection Bureau opened an inquiry into Buy Now, Pay Later providers Klarna, Affirm, Afterpay, Zip. The list of twenty questions requests detail about pricing and fee structures, data

This Week in Fintech UK & Europe (20/12)

Hello TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. Sponsored Content Want to be a This Week in Fintech - UK & Europe sponsor? Reach out to me at michael@thisweekinfintech.com, find me on Twitter and see our sponsorship information here.

This Week in Fintech (12/18)

Hello Fintech Friends, If you missed it, we now feature all our international sections in the main newsletter! * Michael on fintech in the UK and Europe * Christine on fintech in Latin America * Osborne on fintech in India and Asia * Ben on fintech Policy Please find another week of fintech financings

This Week in Fintech - Asia | 18th Dec, 2021

Fintech news, updates and fund raise announcements from Asia for the week ending 18th Dec, 2021

This Week in Fintech Latam (17 Dec)

Hola Amig@s Fintech, Hello from sunny Mexico!  Where Bitcoin is now accepted as a form of payment at over 1,000 Elektra retail stores. Need I say more?  The times they are a’changing.  Please find below this week’s fintech financings and exits. Y’all be good out

This Week in Fintech (12/17)

Hello Fintech Friends, ⛷️ Calling all ski and film (and fintech) fans, we’ll be hosting a meetup for Sundance in Park City on Jan 27th. Who wants to come? 🏆 Congrats to all the recipients of this year’s NYC Fintech Women Inspiring Fintech Females award! I was blown away by

This Week in Policy (12/13)

Hi All, Another loaded week for fintech policy in DC and across the world. One clear development: arguing that regulators don’t understand technology doesn’t hold water. More hearings are sure to come, but sophistication has leapt forward. Congress considers crypto: In crypto’s highest-profile hearing thus far, Representatives

This Week in Fintech UK & Europe (13/12)

Hello TWIF UK & Europe friends, The team at C-Innovation has put together the current status of Fintech IPOs in 2021 which shows that only 2 are above their IPO price as of early December (Paytm and LendInvest.  Whilst private markets are on fire, this shows it hasn’t extended

Quick Programming Note

Hi fintech friends, You may have noticed that we recently added a few regional and topic-focused sections to our weekly newsletter. So we’re sharing instructions below on how to select which newsletter(s) you get in your inbox every week. Some of you have been long-time readers of the

This Week in Fintech (12/11)

Hello Fintech Friends, If you missed it, we now feature all our international sections in the main newsletter! Please click below to subscribe to - * Michael on fintech in the UK and Europe * Christine on fintech in Latin America * Osborne on fintech in India and Asia * Ben on fintech Policy

This Week in Fintech - Asia | 11th Dec, 2021

Fintech news, updates and fund raise announcements from Asia for the week ending 11th Dec, 2021

This Week in Fintech Latam (10 Dec)

Hola Amig@s Fintech, Yesterday Nubank painted NYC, Latam, and the world purple having debuted at a valuation of $41.4 billion and closing at nearly $50 billion on its first day trading on the New York Stock Exchange.  Huge congrats, parabens, and felicidades to David, Cristina, Edward, and the

This Week in Fintech (12/10)

Hello Fintech Friends, The Fintech Formal photos are out! Thanks for helping us end the year in style. * 💡 Photobooth * 📷 Event Photos * 🎥 Recap Video Please enjoy another week of fintech and banking news below. 💬 Quote of the Week “if I were a lending startup I would simply use alternative sources of

This Week in Fintech Latam (3 Dec)

Hola Amig@s Fintech, Saludos desde NYC!  Somehow in my seven years as a New Yorker I never made it to Central Park Boathouse but last night’s Fintech Formal crossed that off the bucket list in style!  So amazing to finally meet Nik, Cristina, and Katie from our TWIF

This Week in Fintech Latam (26 Nov)

Hola Amig@s Fintech, Hope you had a wonderful Thanksgiving, one of my favorite times of the year as an excuse to reflect on all the things I’m grateful for, including your readership! Interrupting your Black Friday shopping excursions today to bring you your bi-weekly digest of Latam fintech

This Week in Fintech Latam (12 Nov)

Hola Amig@s Fintech, Feliz viernes!  Well, that was fun.  Last night we had not only one but TWO happy hours due to popular demand! 👯‍♂️ Thanks to all who came out and to our sponsor, Kushki, for such a good time.  We’re pleased to announce that the proceeds from

This Week in Fintech Latam (29 Oct)

Hola Amig@s Fintech, Bom dia!  IRL events are back in force. I had the joy of re-connecting with many colleagues at the IDB Lab Forum and VC Latam Summit this week in Miami.  So many great things happening. On that note, we’re super excited to announce the first

This Week in Fintech Latam (15 Oct)

Hola Amig@s Fintech, Espero que se encuentren de maravilla!  I’m so pleased to share we’re already 200 subscribers strong.  Thanks, friends!  Below is your digest of fintech financings and exits from the first two weeks of October. TLDR: * The Latam startup scene continues making mainstream headlines with

This Week in Fintech Latam (01 Oct)

Hola Amig@s Fintech, Welcome to the first edition of This Week in Fintech for Latin America (TWIF Latam)!  We read the news so you don’t have to. I’m looking forward to collaborating with Nik, Michael, Osborne, Katie, Ben, and Cristina to highlight all the happenings in the

This Week in Fintech UK & Europe (06/12)

Hello TWIF UK & Europe friends, This Week in Fintech aims to be the front page of global fintech and over the past six months, it has expanded its coverage with newsletters for Latam and Asia as well as this UK & Europe edition. In order to become a true

This Week in Policy (12/6)

Hi Folks, Ben White here. The fintech policy land has gotten pretty riveting recently, so I’m excited to be spinning out This Week in Fintech Policy from Nik’s weekly newsletter. These issues will include the links you’ve come to love, and quick readouts on what this news

This Week in Fintech (12/4)

Hello Fintech Friends, Come see us at our Miami Fintech Happy Hour in Brickell next Wednesday (12/8) at 5:30! And a huge, huge thank you to our Fintech Formal sponsors for their amazing support these last couple weeks. * Pre-IPO Sponsors: Cross River Bank and Fiserv * Series A Sponsor:

This Week in Fintech (12/3)

Hello Fintech Friends, Last night was fun. Please enjoy another week of fintech and banking news below. 💬 Quote of the Week “Where we have seen most successful real time payment systems develop is where there is either: 1) a “greenfield” environment (India, China, Indonesia, …   2) Unique domestic market dynamic and

This Week in Fintech UK & Europe (29/11)

Hello TWIF UK & Europe friends, A belated Happy Thanksgiving for all the US readers! I hope you have enjoyed the holidays and found time to relax. Please find another week of fintech news, financings and exits below. Sponsored Content Opportunity Are you looking to highlight a new report, event,

This Week in Fintech (11/27)

Hello Fintech Friends, We have less than a week until the inaugural Fintech Formal! Thank you once again to our sponsors: * Pre-IPO: Fiserv and Cross River * Series A: Power * Seed: Ant Group, Codat, Payitoff * Pre-Seed: Better Tomorrow Ventures, Troop Please find another week of fintech financings and exits below. Editor’

This Week in Fintech - Asia | 27th Nov, 2021

Fintech news, updates and fund raise announcements from Asia for the week ending 27th Nov, 2021

This Week in Fintech (11/26)

Hello Fintech Friends, Happy Thanksgiving to all our US readers! I hope you’re getting some time to relax this holiday. Please enjoy another week of fintech and banking news below. 💬 Quote of the Week “Meeting the financing needs of entrepreneurs of color will be critical in both ensuring the

This Week in Fintech UK & Europe (22/11)

Hello TWIF UK & Europe friends, Thank you TrueLayer for sponsoring a great fintech happy hour on Thursday. This was the last happy hour of the year and it was a great turnout. Check out the pictures here. Don’t forget there is a happy hour in Berlin on Tuesday

This Week in Fintech (11/20)

Hello Fintech Friends, Want to invest with us? Come join our early-stage fintech angel syndicate. Please find another week of fintech financings and exits below. Editor’s Note: If you’re an early-stage startup founder raising equity or debt, we may be able to help - please see our primer

This Week in Fintech - Asia | 20th Nov, 2021

Fintech news, updates and fund raise announcements from Asia for the week ending 20th Nov, 2021

This Week in Fintech (11/19)

Hello Fintech Friends, I gotta say, the Tucci had me on the edge of my seat last night. Big, big shout-out to all of our amazing partners who are making the Fintech Formal a reality. Have a great weekend. Please enjoy another week of fintech and banking news below. 💬 Quote

This Week in Fintech UK & Europe (15/08)

Hello TWIF UK & Europe friends, I’m looking forward to seeing those who are coming to the next London happy hour on Thursday. Big thank you to our host and sponsor TrueLayer! Tickets unfortunately have sold out but sign up here to stay informed about future events. If you

This Week in Fintech (11/13)

Hello Fintech Friends, 🎉 We now have a job board! 🎉 If you are hiring, come find the people you’re looking for via This Week in Fintech. * Standard job listings cost $300 and run for 30 days. * Premium job listings cost $650 and are featured in the newsletter. * A-la-carte newsletter listings

This Week in Fintech - Asia | 13th Nov, 2021

Fintech news, updates and fund raise announcements from Asia for the week ending 13th Nov, 2021

This Week in Fintech (11/12)

Hello Fintech Friends, I need a break. Please send me your best non-fintech news so I can read about... honestly, anything else. Thank you to those of you who came out to our Mexico City meetup last night 🙌 We’re excited to be in London next Thursday (thank you Truelayer)

This Week in Fintech UK & Europe (08/11)

Hello TWIF UK & Europe friends, The next London Fintech Happy Hour is happening in less than two weeks and we are being hosted and sponsored by TrueLayer. Sign up to the distribution list here to receive event details! There is also a happy hour in Berlin coming up on

This Week in Fintech (11/6)

Hello Fintech Friends, We’re looking for someone who is passionate about fintech to run our social media. We need to shake up our Twitter, Instagram, and LinkedIn with real-time fintech news (and spicy takes), to give people updates as they happen - without waiting a week for the newsletter.

This Week in Fintech - Asia | 06th Nov, 2021

Fintech news, updates and fund raise announcements from Asia for the week ending 06th Nov, 2021

This Week in Fintech (11/5)

Hello Fintech Friends, We’re excited to meet more of our international readers this month, with upcoming fintech happy hours in Mexico City (11/11) and Berlin (11/23). Other than that, we’re on hiatus until the Fintech Formal. Speaking of which, we’re excited to officially welcome Fiserv

This Week in Fintech UK & Europe (01/11)

Hello TWIF UK & Europe friends, There is a fintech happy hour planned in Berlin on 23rd November, please sign up here! Please find another week of fintech news, financings and exits below. Editor’s Note: If you’re an early-stage startup founder raising equity or debt, I may be

This Week in Fintech (10/30)

Hello Fintech Friends, 100 tickets down, a few hundred to go, Bring your team, your cofounder, yourself, or your beau. We’ll have mistletoe meetings to form professional connections, And a menu and music curated to perfection. They say prizes and surprises, are best after dark, Won’t you come

This Week in Fintech - Asia | 30th Oct, 2021

Fintech news, updates and fund raise announcements from Asia for the week ending 30th Oct, 2021

This Week in Fintech (10/29)

Hello Fintech Friends and Amig@s, We’re having our first Fintech Happy Hour in Mexico City on November 11th, hosted by Latin America Editor Christine Chang. Will we see you there? Let us know. 🐍🦅 Question for New Yorkers: what would you change about the city to make it more

This Week in Fintech UK & Europe (25/10)

Hello TWIF UK & Europe friends, Quick question to start - Are we at peak fintech with Prince Harry and Meghan Markle joining fintech asset manager Ethic? Let me know your thoughts. Please find another week of fintech news, financings and exits below. Editor’s Note: If you’re an

This Week in Fintech (10/23)

Hello Fintech Friends, We announced yesterday that we’ll be closing out the year at The Fintech Formal, a black tie charity gala in New York on December 2nd. Will we see you there? Please find another week of fintech financings and exits below. Editor’s Note: If you’re

This Week in Fintech (10/22)

Hello Fintech Friends, Please join us for the year-end Fintech Formal. 🤵 We’ve booked our biggest venue yet to open it up to the national fintech community and +1s. There will be views, food, drinks, prizes, dancing, and surprises (and when tickets are done, they’re done.) This is something

This Week in Fintech UK & Europe (18/10)

Hello TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. Editor’s Note: If you’re an early-stage startup founder raising equity or debt, I may be able to help - reach out to michael@thisweekinfintech.com. Tweet of the week 🦉🏆 Funding 💸 There

This Week in Fintech (10/16)

Hello Fintech Friends, Fintech startups raised $4.5 billion in combined equity this week. This doesn’t even include the CRED, Flutterwave, and Slice $100mm+ rounds in which the final amount is still undisclosed. There were 42 total equity raise announcements. Elsewhere and much less excitingly, I did an AMA

This Week in Fintech (10/15)

Hello Fintech Friends, Whoops… hit ‘send’ a day early on this one. Please enjoy another week of fintech and banking news below. 💬 Quote of the Week “It is important to ensure that companies permitted to directly access critical payment systems are well-regulated, but it makes little sense to require a

This Week in Fintech UK & Europe (11/10)

Hello TWIF UK & Europe friends, Tech Nation unveiled the next 30 fintech’s participating in its Fintech programme from across the UK with 18 calling London home. Participants include Weavr, Griffin, Ziglu, BondAval, BehaviourLab, Ecospend and Nuggets. Editor’s Note: If you’re an early-stage startup founder raising equity

This Week in Fintech (10/9)

Hello Fintech Friends, For anyone who tried to sign up for our Berlin event before, the invite link is working now (sorry) and we’ve found some pretty exciting collaborators :) If you’re in NYC, save the date on 12.2.21. Details coming soon. Please find another week of

This Week in Fintech (10/8)

Hello Fintech Friends, Here’s a look ahead at our month in fintech (it’s busy) - * 10.18: NYC Fintech Week begins * 10.20: Our New York Fintech Dinner (thank you to partners Bond, Codat, & Minna) * 10.21: Our Denver Happy Hour * 10.21: Our San Francisco Happy

This Week in Fintech UK & Europe (04/10)

Hello TWIF UK & Europe friends, Please find another week of fintech news, financings and exits below. Editor’s Note: If you’re an early-stage startup founder raising equity or debt, I may be able to help - reach out to michael@thisweekinfintech.com. Tweet of the week 🦉🏆 Funding 💸 There

This Week in Fintech (10/2)

Hello Fintech Friends, Thank you to everyone who came out to our New York, San Francisco, and London meetups this week! Please find another week of fintech financings and exits below. Editor’s Note: If you’re an early-stage startup founder raising equity or debt, I may be able to

This Week in Fintech (10/1)

Hello Fintech Friends, 📢 We just published our latest edition of Signals, our subscriber feature, breaking down fintech M&A and IPO activity from Q2 ‘21. 🌎 This Week in Fintech - Latin America is finally here! Hop over to read Christine’s great writeup. 👋 Hallo Berliners! We’re hosting our

Signals 2.2 (Q2 2021)

This Week in Fintech (9/25)

Hello Fintech Friends, …Am I the last to find out about Braintree, Massachusetts? If you couldn’t grab a ticket in time to our San Francisco or New York events this coming Thursday, we have good news for you - we’re still hosting a dinner for 100 people in

This Week in Fintech (9/24)

Hello Fintech Friends, Who brewed the coffee at JP Morgan this year? The bank has been on an absolute fintech acquisition spree (more detail at the bottom). Sorry if this email gets appended by inboxes - I’m working on a fix so that people can get one concise, well-packaged

This Week in Fintech (9/18)

Hello Fintech Friends, We’re out here. Now you can find us on Twitter, LinkedIn, and Instagram. More to come to these spaces soon! Please find another week of fintech financings and exits below. Editor’s Note: If you’re an early-stage startup founder raising equity or debt, I may

This Week in Fintech (9/17)

Hello Fintech Friends, We’re beyond excited to announce that Christine Chang is joining us to run our new Latin America fintech newsletter. She joins Osborne (Asia), Katie, Michael (Europe), Cristina, and Ben in helping us build out the world’s best fintech news overview and community. Are you a

This Week in Fintech (9/11)

Hello Fintech Friends, We’re hosting a curated small-group dinner in New York on October 20th, followed by a cocktail mixer (it will be a smaller event). Want to join? Let us know here. We are also hosting our first Nigerian event in Lagos on October 28. Tickets sold out,

This Week in Fintech (9/10)

Hello Fintech Friends, I’ll be in San Francisco at the end of the month - it would be great to say hello to anyone in town at our SF meetup. (Thank you to sponsors Argyle, Sila, and Nyca Partners.) We’re also thinking through a new resource for fintech

This Week in Fintech (9/4)

Hello Fintech Friends, Happy Labor Day Weekend to our US readers. Labor Day is one of the oldest American holidays, originally promoted by trade unions in the late 19th century to celebrate the contributions of workers and laborers to economic growth. Today, almost half of Americans work minimum wage jobs

This Week in Fintech (9/3)

Hello Fintech Friends, Thank you to everyone who replied to our call for Events Leads. We’re excited to share that Katie Harper and Cristina Ciaravalli are joining the team to scale our fintech community! Our community of readers, builders, hackers, dreamers, investors, and fintech friends is the most important

This Week in Fintech (8/28)

Hello Fintech Friends, This week came with an interesting investment announcement: US Bank made an investment into two fintech-focused venture capital firms. This is one way for banks to hedge their bets and defray risk by participating in the gains of the fast-growing fintech ecosystem. What do people think, will

This Week in Fintech (8/27)

Hello Fintech Friends, We’re looking for someone to join our team! Our in-person fintech events have scaled globally, faster than we have, so we are looking for a part-time Events Lead. The right person will be scrappy, resourceful, and interested in fintech and building communities. (Full disclosure, it will

This Week in Fintech (8/21)

Hello Fintech Friends, Our first Signals of Q2 is now out, breaking down the record-breaking fintech venture capital activity over the past quarter. Our next one on M&A activity will be arriving shortly. 👀 Also, big props to Wiza, Folayemi, and Tori for lining up a great list of

This Week in Fintech (8/20)

Hello Fintech Friends, We just published our first Q2 Signals. Signals is our subscriber feature which looks back across the prior quarter to analyze fintech trends. Thank you to Lendit for sponsoring last night’s Denver happy hour. Together, we raised $1,500 for Black Girls Code. Will I see

Signals 2.1 (Q2 2021)

This Week in Fintech (8/14)

Hello Fintech Friends, Curious for people’s thoughts: Which fintech that hasn't yet announced plans to go public will file next for an IPO? Please find another week of fintech financings and exits below. Editor’s Note: If you’re an early-stage startup founder raising equity or debt,

This Week in Fintech (8/13)

Hello Fintech Friends, Question for readers: What’s the one section of this newsletter that you would remove, if you could? It was great to see everyone in DC last night, we’ll be back next month for sure. Please share photos if you took any; I only got one

This Week in Fintech (8/7)

Hello Fintech Friends, No boring weeks around here, huh? Sorry for the wall of words below; we’ll find a way to spice the Saturday issue up a bit in the future. Please find another week of fintech financings and exits below. Editor’s Note: If you’re an early-stage

This Week in Fintech (8/6)

Hello Fintech Friends, 1. We want to better serve our international fintech community, so we’ve put all of our past Fintech Geo Deep-Dives up on our website. We’re also hosting Lagos, London, and Toronto fintech meetups soon, with more cities to come! 👀 2. Curious to hear people’s

This Week in Fintech (7/31)

Hello Fintech Friends, We have three fintech happy hours around the country coming up next Thursday (8/5): * New York, sponsored by Bain Capital Ventures (NYC fintech investor Ashley Paston will be at the event). Proceeds will go to Doctors Without Borders. * San Francisco, sponsored by Costanoa Ventures& Battery

This Week in Fintech (7/30)

Hello Fintech Friends, In the last couple weeks, we rolled the newsletter out to two new regions: Europe and Asia. Now, we’re thinking about where to go next. We would love your input: Which regions should have their own edition of This Week in Fintech? Please enjoy another week

This Week in Fintech (7/24)

Hello Fintech Friends, Women-led startups received just 2.3% of venture funding in 2020. VC friends, how do we change this? Please find another week of fintech financings and exits below. Editor’s Note: If you’re an early-stage startup founder raising equity or debt, I may be able to

This Week in Fintech (7/23)

Hello Fintech Friends, As we get into the dog days of summer, I hope everyone is taking some time for themselves! I was surprised yesterday to see the news that the Stellar Foundation - an open-source cryptocurrency network - is considering acquiring legacy cross-border transfer company MoneyGram (after a blocked

This Week in Fintech (7/17)

Hello Fintech Friends, Thank you to Martin, Pattie, and Zarik for the great photos from our Chicago happy hour. And a big, big thank you to Fifth Third Bank for sponsoring! For anyone who missed yesterday’s announcement, we now have two international issues! * This Week in Fintech - Europe

This Week in Fintech (7/16)

Hello Fintech Friends, Starting this week, we’re rolling out This Week in Fintech globally, with two new editions! * This Week in Fintech - Europe and UK, written by Michael Jenkins. * This Week in Fintech - India and Southeast Asia, written by Osborne Saldanha. Michael and Osborne are both accomplished

This Week in Fintech (7/10)

Hello Fintech Friends, We previously hosted two sets of fintech geographic deep-dives online in November ‘20 and March ‘21. Would people want to join another round? Let me know! Our prior deep-dives: * Australia (presentation, recording) * Africa (Call transcript, presentation) * Australia (presentation, recording) * Canada (presentation, recording) * China (part one, part two,

This Week in Fintech (7/9)

Hello Fintech Friends, We have some exciting announcements to share with readers next week, stay tuned! Our Chicago and Denver fintech happy hours are both coming up next Thursday, 7/15. Come by and say hi! (Thank you to co-organizers Saira, Peggy, John, and Martin). For our readers across the

This Week in Fintech (7/3)

Hello Fintech Friends, Last week, we released our second installment of the Fintech Nerd Collective. For this edition, we tackled the question, “What are the most under-discussed trends in consumer fintech at the moment?” and added fellow nerds Jon Zanoff, Vaibhav Puranik, John Josi, Matthew Janiga, and Giorgio Giuliani to

This Week in Fintech (7/2)

Hello Fintech Friends, Join us soon for fintech drinks in Chicago on July 15th! We’ll share details to the sign-up list (and will be in more cities this summer). For our US readers, have a great 4th of July! Please enjoy another week of fintech and banking news below.

This Week in Fintech (6/26)

Hello Fintech Friends, For years, competitiveness in the fintech space has prompted many to speculate that we’d eventually see a wave of consolidation and fintech M&A, as banks and large fintechs rolled up small fintechs. The ‘wave’ still has yet to materialize, but it seems to be

This Week in Fintech (6/25)

Hello Fintech Friends, We’re partnering with local organizers to throw more fintech happy hours across the country! Here’s the full list (click the date to sign up): * ⛰️ In Denver with Saira Rahman - date TBA. * 🌉 In San Francisco with Peggy Mangot - date TBA. * 🏙️ In Chicago with Peggy

This Week in Fintech (6/19)

Hello Fintech Friends, Today marks Juneteenth in the United States, a commemoration of the end of slavery (and now a federal holiday). It is a much-needed reminder of the racial inequalities that persist today due to systemic injustice. Racial inequality takes many forms - differences in education, in career opportunities,

This Week in Fintech (6/18)

Hello Fintech Friends, We just released Signals 1.3 for Q1, where we break down the fintech and financial services product launches over Q1 2021. Thank you to everyone who came out to yesterday’s NYC fintech happy hour! We’re excited to announce that we’ll be hosting more

Signals 1.3 (Q1 2021)

This Week in Fintech (6/12)

Hello Fintech Friends, I think we’re running at an average of high-30s / low-40s fintech VC deals per week. From this week’s financings, it looks like earned wage access (salary advances) is the next big fintech product trend. We’ve had some requests to host our happy hours outside

This Week in Fintech (6/11)

Hello Fintech Friends, If you missed the last one, come join our NYC happy hour next Thursday. It will be sponsored by Seth Rosenberg of Greylock Partners, Wealthsimple, and Ribbon. Company will host us again, and proceeds will be donated to Habitat For Humanity New York City. We are also

This Week in Fintech (6/5)

Hello Fintech Friends, If you’re a fintech angel investor interested in more deals, drop me a note. Please find another week of fintech financings and exits below. Editor’s Note: If you’re an early-stage startup founder raising equity or debt, I may be able to help - reach

This Week in Fintech (6/4)

Hello Fintech Friends, We’re working on a few interesting collaborations that we’re excited to disclose soon. Stay tuned! If you signed up for the June happy hour, we’ll share details in the next week. Please enjoy another week of fintech and banking news below. 💬 Quote of the

This Week in Fintech (5/29)

Hello Fintech Friends, For anyone in New York, we’ll be hosting our next fintech happy hour in Soho on June 17th. (We’re also looking for a July venue, so please reach out if you’d like to host.) Please find another week of fintech financings and exits below.

This Week in Fintech (5/28)

Hello Fintech Friends, Happy Memorial Day to our US readers! I hope everyone gets some real downtime this weekend. Please enjoy another week of fintech and banking news below. 💬 Quote of the Week “Stripe, if nothing else, is a long-term bet on the internet and globalization: commerce moving to the

This Week in Fintech (5/22)

Hello Fintech Friends, Excited to share a project that a few of us have been working on: Fintech Nerd Collective! We’ve pulled together a few of my favorite people in fintech to collaborate on one deep-dive question each month. Have a question? Let us know here. Please find another

This Week in Fintech (5/21)

Hello Fintech Friends, We just released Signals 1.2, breaking down fintech M&A and IPOs from Q1 of this year. Thank you to everyone who came to our fintech happy hour this week! Our next one will be in mid-June - sign up here for details. Thank you

Signals 1.2 (Q1 2021)

This Week in Fintech (5/15)

Hello Fintech Friends, Investment in Latin American startups is taking off ✈️ Please find another week of fintech financings and exits below. Editor’s Note: If you’re an early-stage startup founder raising equity or debt, I may be able to help - reach out to nik@thisweekinfintech.com. Sponsored Content

This Week in Fintech (5/14)

Hello Fintech Friends, Is this a meetup or a seed round? Sign-ups are oversubscribed for our first monthly happy hour next Wednesday. If you can’t make it this time but would like to join in the future, sign up here! Thank you again to Company for hosting, and to

This Week in Fintech (5/8)

Hello Fintech Friends, Fintech IPOs are on a hot-streak, with 9 new IPOs announced this week. Please find another week of fintech financings and exits below. Editor’s Note: If you’re an early-stage startup founder raising equity or debt, I may be able to help - reach out to

This Week in Fintech (5/7)

Hello Fintech Friends, Excited to share that we’ll host our first monthly NYC Fintech Meetup on May 19th on the roof patio at Company. Please sign up here if you plan to come (and for future happy hours). Capacity will be limited to the first 150. Don’t worry

This Week in Fintech (5/1)

Hello Fintech Friends, For New Yorkers, we’re organizing an outdoor fintech happy hour on May 19th. Let us know if you’d like to join! Will share more details on Friday. Please find another week of fintech financings and exits below. Editor’s Note: If you’re an early-stage

This Week in Fintech (4/30)

Hello Fintech Friends, Which fintech company, in your mind, defined the last decade of fintech? And which will define the next one? Please enjoy another week of fintech and banking news below. 💬 Quote of the Week “50% of our members never had a bank account before. If you think about

This Week in Fintech (4/24)

Hello Fintech Friends, Please find another week of financings and transactions below. (Sneaking back up to all-time highs, with 41 venture rounds announced.) Editor’s Note: If you’re an early-stage startup founder raising equity or debt, I may be able to help - reach out to nik@thisweekinfintech.com.

This Week in Fintech (4/23)

Hello Fintech Friends, It’s Friday! Please enjoy another week of fintech and banking news below. 💬 Quote of the Week “The act of paying for something might seem simple. But trading paper for groceries ... or swiping a piece of plastic for new clothes is built on a few powerful ideas

This Week in Fintech (4/17)

Hello Fintech Friends, This week, we released our first Signals of the quarter, breaking down fintech fundraises from Q1. Please find another week of financings and transactions below. Editor’s Note: If you’re an early-stage startup founder raising equity or debt, I may be able to help - reach

This Week in Fintech (4/16)

Hello Fintech Friends, It turns out that fintech is still undervalued, according to Twitter and LinkedIn. If that’s true, it’s good news for venture investors, who poured $17.7 billion into fintech companies in Q1, driving up the average round size to $59 million. Please enjoy another week

Signals 1.1 (Q1 2021)

This Week in Fintech (4/10)

Hello Fintech Friends, Is fintech overvalued or undervalued? Please find another week of financings and transactions below. Editor’s Note: If you’re an early-stage startup founder raising equity or debt, I may be able to help - reach out to nik@thisweekinfintech.com. Sponsored Content Connect with the people

This Week in Fintech (4/9)

Hello Fintech Friends, Last week we published Signals 4.4, breaking down all the product launches of Q4 2020. This month, we get started on our next Signals series, breaking down funding and products from Q1 this year. Please enjoy another week of fintech and banking news below. 💬 Quote of

This Week in Fintech (4/3)

Hello Fintech Friends, Please find another week of financings and transactions below. Editor’s Note: If you’re an early-stage startup founder raising equity or debt, I may be able to help - reach out to nik@thisweekinfintech.com. Sponsored Content Connect with the people you know and meet the

This Week in Fintech (4/2)

Hello Fintech Friends, This week, we published Signals 4.4, our final installment of the Q1 Signals series, breaking down the product launches that took place in Q4 2020. We also held our second round of fintech geo deep-dives. For those who missed them, you can find the recordings and

Sneak Peek: Fintech Geo Deep-Dives

Signals 4.4 (Q4 2020)

This Week in Fintech (3/27)

Hello Fintech Friends, I noted a week ago that it was the busiest week for fintech fundings I’d seen since I started writing this, at 33 fundraises. This week, we passed that with 39. Please find another week of financings and transactions below. Editor’s Note: If you’re

This Week in Fintech (3/26)

Hello Fintech Friends, Looking forward to our Fintech Geo Deep-Dives today! We ended up over 300 guests signed up. A small group was able to make the great China presentation by Edith Yeung and Richard Turrin last night (US time), and we’ll send around the recordings and slides next

This Week in Fintech (3/20)

Hello Fintech Friends, Last reminder for next Friday’s presentations on fintech in Southeast Asia, the MENA, Canada, Australia, and China! Sign up here. Please find another week of financings and transactions below. Sponsored Content Fintech Meetup is a new event from the founders of Money20/20 and Shoptalk! We’

This Week in Fintech (3/19)

Hello Fintech Friends, A one-question survey for you: What’s one section of this newsletter you can’t live without? If every other section were removed, which one would you want to remain? Please let us know here. Please enjoy another week of fintech and banking news below. 💬 Quote of

This Week in Fintech (3/13)

Hello Fintech Friends, As market activity intensifies and asset valuations grow, late into a ~10 year growth cycle, curious to hear what investors are considering as safe havens? Please find another week of financings and transactions below. Sponsored Content Fintech Meetup is a new event from the founder/former CEO

This Week in Fintech (3/12)

Hello Fintech Friends, This Monday, we published Signals 4.3 on the Q4 rise in fintech SPAC activity, with some cautionary notes on the current frenzy. (Not long after, the SEC announced that it is looking into structural issues surrounding SPACs.) It will be interesting to see what the long-term

Signals 4.3 (Q4 2020)

Hi Fintech Friends, Welcome to part three of Signals. The point of Signals is to get you away from the headlines and dig more deeply into the trendlines. You can read part one of Q4 Signals here and part two here. It’s hard to talk about high-growth private technology

This Week in Fintech (3/6)

Hello Fintech Friends, Sharing a reminder that you can sign up for our March 26th Fintech Geo Deep-Dives here. Please find another week of financings and transactions below (and our Q4 M&A breakdown here). Sponsored Content Fintech Meetup is a new event from the founder/former CEO of

This Week in Fintech (3/5)

Hello Fintech Friends, Our newest trends breakdown, Signals 4.2, came out this week. In it, we dissected fintech M&A and exit activity from Q4 2020. We’ll be holding our next round of geo deep-dives on Friday, March 26th. Sign up here to be added to the

Signals 4.2 (Q4 2020)

This Week in Fintech (2/27)

Hello Fintech Friends, Last chance to request a date for the next round of deep-dives! Please find another week of financings and transactions below. Sponsored Content Fintech Meetup is a new event from the founder/former CEO of Money20/20 and Shoptalk! We’re scheduling 10,000+ 15-minute online meetings

This Week in Fintech (2/26)

Hello Fintech Friends, Which date(s) would you most like to join roundtable fintech deep-dives into Southeast Asia, the MENA, Australia, Canada, and China? Let us know here. (We’re still open to speaker suggestions for Australia, Canada, and China.) Separately, as a programming note, we are moving our Weekly

This Week in Fintech (2/20)

Hello Fintech Friends, Fintech founders tend to understand better than most of tech the value of raising non-dilutive debt alongside equity. I recently partnered with the team at Coromandel Capital to help more fintechs raise debt successfully. If your company is looking to raise funds, happy to put you in

This Week in Fintech (2/19)

Hello Fintech Friends, We just published Signals 4.1, covering all fintech fundraises from Q4 2020 and analyzing where money is moving into the space. Separately, please let us know: which dates would work best for you to attend the next round of geo deep-dives? We are targeting a Friday

Signals 4.1 (Q4 2020)

This Week in Fintech (2/13)

Hello Fintech Friends, I think I am in the wrong business, which is working in fintech but not starting an endless slew of new companies. There seems to be a bottomless supply of capital to invest in fintech startups these days and it shows no signs of abating. 33 fundraises

This Week in Fintech (2/12)

Hello Fintech Friends, We’re looking forward to the next round of fintech geo deep-dives! (For those who missed the last round, you can see the videos here.) Judging by our survey responses, the most in-demand areas are Southeast Asia (20% of votes), the MENA (16%), Canada (15%), Australia (13%

This Week in Fintech (2/6)

Hello Fintech Friends, Who would be interested in a This Week in Fintech SPAC? I’m just kidding (am I kidding?) but these days I may as well not be. Please find another week of financings and transactions below. Sponsored Content Join Fintech’s largest online interactive community! Introducing Fintech

This Week in Fintech (2/5)

Hello Fintech Friends, We got some great feedback when we asked for it over the last couple weeks. Thank you for weighing in on how we can make this newsletter better! Some of the ideas we’ll pursue: use visual differentiators between sections (emojis, more spacing) to make it less

This Week in Fintech (1/30)

Hello Fintech Friends, Please find another week of financings and transactions below. Sponsored Content Join Fintech’s largest online interactive community! Connect with the People You Know & Meet the People You Don’t. Introducing Fintech Spring Meetup -- an online event designed to get you 3 months’ worth of

This Week in Fintech (1/29)

Hello Fintech Friends, Last fall, we held five deep-dives into how fintech has evolved in different parts of the world, with a host of excellent presenters: * Africa (Call transcript, presentation) * Europe (Call transcript, presentation) * India (Presentation) * Latin America (Call transcript, presentation) * US (Call transcript, presentation) Now, we’re gearing up

This Week in Fintech (1/23)

Hello Fintech Friends, To quote personal finance guru Belcalis Marlenis Almánzar (better known as Cardi B), “Invest your money.” Venture capitalists and SPACs look to be taking a page out of her book, judging by this week’s financings and transactions below. Open Role Spotlight Baselane, a next-generation banking platform

This Week in Fintech (1/22)

Hello Fintech Friends, I love collecting feedback and suggestions on this newsletter. I normally drop them into a repository and have been going through a lot of good ones from last year. It would be great to know, what is your least favorite thing about this newsletter? What would you

This Week in Fintech (1/16)

Hello Fintech Friends, They say money never sleeps, but it has caffeinated itself to new heights in fintech this week. As mentioned yesterday, startups announced over $2.7 billion in new fundraising over the last few days. The market in acquisitions and exits also had a particularly busy week. Please

This Week in Fintech (1/15)

Hello Fintech Friends, At this point, this week feels more like this year in fintech. Private fintechs raised $2.4 billion in venture capital mega-rounds (rounds of over $100 million) this week alone. There were major breaking stories from Ant Group, Walmart and Plaid. Affirm’s share price popped over

This Week in Fintech (1/8)

Hello Fintech Friends, We’re back! 2020 was a wild year across the board and fintech was no exception. I’m curious, what stands out to you as the craziest story in fintech last year? Please enjoy another week of fintech and banking news below. Quote of the week “The

This Week in Fintech (12/27)

Hello Fintech Friends, Happy holidays! Please enjoy a combined weekend edition of fintech and banking news below. Quote of the week “From 2004 to 2020, student-loan debt metastasized from $250 billion to $1.5 trillion, as the costs of higher education increased but wages in many fields didn’t rise

This Week in Fintech (12/19)

Hello Fintech Friends, As the holidays settle in we finally get a week of respite from no haha just kidding, here are 41 financings and M&A events. It’s been a pretty wild year (in the world but yes in fintech too). I would be curious to hear

This Week in Fintech (12/18)

Hello Fintech Friends, Happy holidays! I hope this season blesses everyone with inbox zero. Please find another week of fintech and banking news below. Quote of the week “The Pay with X online ecosystem is going to be a bit of the wild wild west for a while...” * Charley Ma,

This Week in Fintech (12/12)

Hello Fintech Friends, Please find another week’s financing events and transactions below. Financings * Pico, a tech provider to financial markets, raised a $135 million round of growth funding. * Tink, the Swedish open banking platform, raised €85 million at a €680 million valuation. * Fetch Rewards, a retail transaction rewards app,

This Week in Fintech (12/11)

Hello Fintech Friends, Please find another week of fintech and banking news below. Quote of the week “The timing of when you were born really has more influence today on what your expected wealth outcome will be.” * St. Louis Fed Analyst Lowell Ricketts (Will millennial Americans ever be as wealthy

This Week in Fintech (12/5)

Hello Fintech Friends, Please find another week’s financing events and transactions below. Financings * Amount, a technology provider for financial institutions, raised an $81 million Series C. * Indian credit card issuing startup CRED raised an $80 million Series C. * Monzo, the UK neobank, raised £60 million in funding as an

This Week in Fintech (12/4)

Hello Fintech Friends, Financial inclusion has come up in a few different conversations this week, and I was surprised to hear fintech people making the case that financial inclusion is not (or should not be) a goal of fintech. Curious whether others feel this way? Relatedly, if you find yourself

This Week in Fintech (11/28)

Hello Fintech Friends, Please find a shorter week of financing events and transactions below. Sponsored Content Vouch is expanding access to its proprietary insurance to New York startups. Vouch offers 10 lines of coverage engineered for fintech, including unique features like pre-revenue eligibility, intellectual property protection, instant pricing, on-call licensed

This Week in Fintech (11/27)

Hello Fintech Friends, Happy Thanksgiving! Wherever this Friday finds you, I hope you’re doing something more interesting than reading this newsletter. Please find another week of fintech and banking news below. Quote of the week “Everyone has gaps in their financial knowledge. But for migrants and others who are

This Week in Fintech (11/22)

Hello Fintech Friends, In honor of all the overworked startup PR teams trying to get their news out before the Thanksgiving holiday, here are 25 fundraising rounds, 19 M&A transactions, and 2 fintech SPACs announced in the past week. Sponsored Content Vouch is expanding access to its proprietary

This Week in Fintech (11/20)

Hello Fintech Friends, One of the most frequent pieces of feedback (complaint?) I get is that this newsletter is too long and… you know, it’s not wrong. Fintech is doing too much right now. It needs to calm down. Please. On the topic of doing too much, I would

This Week in Fintech (11/14)

Hello Fintech Friends, This is when I love being a nerd. Thank you for the 250+ people who registered and took some free time out of your Friday schedules to come talk about how fintech has developed around the world. A particularly big thank-you to our presenters, Vaibhav Puranik and

This Week in Fintech (11/13)

Hello Fintech Friends, Excited for today’s geo deep-dives! We have 200+ attendees and a great speaker list. Please find another week of fintech and banking news below. Quote of the week “Trying to explain to people in Lebanon & other places with both shaky & Ponzifying banking systems that

This Week in Fintech x2 (11/7)

Hello Fintech Friends, Last call to join our Fintech Geo Deep-Dives next Friday! (Check the link for sign-up info.) Open role spotlight Skylight, a next-generation banking platform and financial hub for the real estate industry, is hiring a Growth Lead. Happy to intro candidates to the founders. Sponsored Content Vouch

This Week in Fintech (11/6)

Hello Fintech Friends, This week has been a respite from the breathtaking pace of early-stage fintech financing that has marked 2020. As funding slows down moving into the holiday season, I would love to connect with more fintech angel and seed investors to share notes and get a better understanding

This Week in Fintech (10/31)

Hello Fintech Friends, Please find another exciting week of fintech financing events, mergers, acquisitions, and - you guessed it - SPACs all below. Open role spotlight Ziina is building the killer peer-to-peer and peer-to-merchant payments app for the MENA, and is looking for a Senior Backend Software Engineer. Financings * Conductor,

This Week in Fintech (10/30)

Hello Fintech Friends, We’re excited to add some final big names to our speaker list for the Fintech Geo Deep-Dives on November 13th! We’ll be joined by Kareem Aziz (MENA), Nelly Chatue-Diop (Africa), and Nina Mohanty (Europe). Everyone who indicated interest in the deep-dives should have received calendar

This Week in Fintech (10/24)

Hello Fintech Friends, This week I caught up with some former colleagues now at Marqeta, Worldpay, Stripe, Salesforce, and Recurly in-person to talk about the future of payments innovation. It reminded me how valuable it is to be able to have these kinds of conversations in-person. In-spite of all the

This Week in Fintech (10/23)

Hello Fintech Friends, Please find another week of fintech and banking news below. Quote of the week “Fintech companies should prioritize consumer financial security, in turn rendering their products and services more profitable, scalable, and marketable.” * Mae Watson Grote, CEO, Change Machine (source) Read of the week The FDIC this

This Week in Fintech (10/17)

Open roles, financings, exits, and deeper reads

This Week in Fintech (10/16)

Quote and read of the week, financial services, and fintech news

Signals 3.2 (Q3 2020)

This Week in Fintech (10/10)

Hello Fintech Friends, As mentioned, we’ll break out the week’s open roles, financing events, and transactions into a separate email. Thoughts on the new format? Please let me know. October 10th marks the 10-year mark of my tilting at the windmills of mobile and digital wallets. I opined

This Week in Fintech (10/9)

Hello Fintech Friends, Quick PSA: while we originally scheduled our Fintech Geo Deep-Dives for October 16th, we’ll push back to November 13th to give presenters more time to prepare. So far, we have presenters for India, Nigeria, the US, Mexico, and the MENA. We got the ball rolling with

Signals 3.1 (Q3 2020)

This Week in Fintech (10/2)

Hello Fintech Friends, We have a new website! (And always welcome more testimonials…) In our request for Fintech Geo Deep-Dive preferred dates, October 16th and November 13th tied at 35 votes each, so we’ll host a first series of webinars on 10/16 and then pending those conversations, host

This Week in Fintech (9/25)

Hello Fintech Friends, McKinsey predictions of fintech’s impending demise notwithstanding, the venture market has never felt livelier: 20+ fintech companies raised capital this week alone. In other news, we’re picking a date for our series of Fintech Geo Deep-Dives. Please let us know which date works best for

This Week in Fintech (9/18)

Hello Fintech Friends, Please find another week of fintech and banking news below. Sponsored Content LendIt is going online! This year’s agenda features 225+ speakers and 1,500 companies. Join in at Lendit.com and use code TWIF15% to save 15% on your ticket. Quote of the week “Financial

This Week in Fintech (9/11)

Hello Fintech Friends, Hope everyone is enjoying the condensed week back. Last call for the fintech geo deep-dives, which have 83 attendees and presenters signed up. Please find a (shorter) week of fintech and banking news below. Sponsored Content LendIt is going online this year. The first LendIt in 2013

This Week in Fintech (9/8)

Hello Fintech Friends, This week’s edition of This Week in Fintech is special to me because it is the one-year anniversary of the first issue. When I started writing this, I couldn’t find a single good weekly fintech news roundup. Now there are many, and the volume of

This Week in Fintech (9/4)

Hello Fintech Friends, I hope our US readers are taking some downtime this Labor Day. Nobody needs news going into a holiday weekend, so today will feature a shorter TWIF with only deeper reads. We’ll resume with the news (including this past week’s) on Tuesday 9/8. Separately,

Signals 2.5 (Q2 2020)

This Week in Fintech (8/28)

Hello Fintech Friends, This week’s news is ready, and… there is a lot. As an aside, if you ever want to talk fintech generally, I’m always looking for conversations @NikMilanovic. Please find another week of fintech and banking news below. Quote of the week “As easy as Uber

This Week in Fintech (8/21)

Hello Fintech Friends, August, normally a sleepy corporate month, has come at a torrid pace this year for early-stage investors. It feels like we’re in a uniquely founder-friendly time for fintech entrepreneurs judging by the sheer volume and pace of deals. Separately, in Signals 2.4 this week, we

Signals 2.4 (Q2 2020)

This Week in Fintech (8/14)

Hello Fintech Friends, I seem to have kicked the Twitter hornets’ nest this week by suggesting that there should be a federal ‘subsistence level’ bank for unbanked consumers to access basic financial services. Curious what others think? Pros, cons? I also realize this newsletter is getting too long (blame all

This Week in Fintech (8/7)

Hello Fintech Friends, Please find another week of fintech and banking news below. Quote of the week “While payments are the first place that embedded fintech has emerged, and they remain an under-tapped opportunity, there are a host of embedded financial services, such as lending, cards, and commercial insurance, that

Signals 2.3 (Q2 2020)

Signals 2.2 (Q2 2020)

This Week in Fintech (7/31)

Hello Fintech Friends, It looks like this newsletter has been landing in Gmail’s Promotions folder. Substack has suggestions for how to keep it out, which boil down to dragging it back into your inbox. (Substack count is too high imo.) Please find another week of fintech and banking news

This Week in Fintech (7/24)

Hello Fintech Friends, As I think about what does and does not make it into this newsletter, I struggle with the ‘scope creep’ of fintech. So many ancillary product offerings - insurance, crypto, home ownership, tax, revenue modeling - seem to be financial in nature, but at their core, don’

Signals 2.1 (Q2 2020)

This Week in Fintech (7/17)

Hello Fintech Friends, Happy Friday, we made it. Please find another week of fintech and banking news below. Quote of the week ““The economy is continuing to create more of our core customer.” * Todd Vasos, Dollar General CEO (source) Open role spotlight Shopify is hiring a Product Director for Shop

This Week in Fintech (7/10)

Hello Fintech Friends, After greater-than-expected interest in a special edition of this newsletter focused on angel investment, I’m going to try to corral experienced seed-stage fintech investors to compile some tips and best practices. My #1 tip to myself has always been: expect to lose all your money and

This Week in Fintech (7/3)

Hello Fintech Friends, To give everyone (myself included) some downtime for the holiday weekend, I’m sending this out as a Sunday evening / Monday morning read this week. It was also pointed out to me that the June 19th issue of TWIF may have missed some inboxes. I think the

This Week in Fintech (6/26)

Hello Fintech Friends, The game is afoot!* As international tech providers race to win the global payments market, WhatsApp launched payments last week in Brazil. Not one week later, the Brazilian central bank suspended its license. India is potentially rolling out a second real-time payments standard, as services like Paytm,

This Week in Fintech (6/19)

Hello Fintech Friends, I don’t know where to begin with this story. A 20-year old Robinhood investor committed suicide last week after his account showed a negative $730,000 balance (due to a user interface choice to show temporary balances before options settle). I have been pushing a financial

This Week in Fintech (6/12)

Hello Fintech Friends, The quickly evolving dynamics of international fintech infrastructure -- whether it’s the launch of a second new payments protocol in India, Brazil’s embrace of open banking and real-time payments, or Mowali’s pan-African mobile money gambit -- has me optimistic for the future. Fintech in

This Week in Fintech (6/5)

Hello Fintech Friends, There are times when it’s hard to know what to write. So much has been said, needs to be said, and will be said about what’s going on in our world - but this is a fintech newsletter and probably not the place for that

This Week in Fintech (5/29)

Hello Fintech Friends, No preamble this week, just another week of fintech and banking news below. Quote of the week "With fintech products gaining increasing advantage over traditional banks, aided by a more open underlying infrastructure, the emergent model for financial automation may end up being decentralized—the money

This Week in Fintech (5/22)

Hello Fintech Friends, This has been a fantastic week for fintech product launches. I could write an entire newsletter just on this week’s launches, probably one on Shopify alone. It’s encouraging to see that economic uncertainty hasn’t stopped businesses from shipping new features. Last week’s results

Signals 1.2 (Q1 2020)

This Week in Fintech (5/15)

Hello Fintech Friends, Something I’ve seen hotly debated is which of the recently launched fintech debit cards has the best design. The jury is still out, so I added a cursory poll to this week’s newsletter to settle the matter. I would be remiss not to mention we

Signals 1.1 (Q1 2020)

This Week in Fintech (5/8)

Hello Fintech Friends, Starting this week, I’m breaking out the product launches in the fintech section to create more clarity in the wall of words. I’d also like to start featuring new companies of the week, every week. This section would feature fintech startups that are pre-funding, waitlist-only,

This Week in Fintech (5/1)

Hello Fintech Friends, Fintech news seems to be the only volatility-free asset these days - it grows predictably week over week over week. Please find another week’s banking and fintech news below. Quote of the week “Anyone can launch a bank account integrated into their mobile app. If I

This Week in Fintech (4/24)

Hello Fintech Friends, Following last week’s survey (“what is your role?”), I dug in a bit to break out readership by email domain. The most frequent domains were Plaid (41 readers), Onfido (30), Brex (11), Marqeta (8), SVB (7), Stripe (5), and Yodlee (4). Additional kudos to Booth Business

This Week in Fintech (4/17)

Hello Fintech Friends, Last week we asked who reads this newsletter -- unsurprisingly, we have a fintech-heavy crowd. With ~1% of readers responding, the breakdown was: 1. Fintech operator (38%) 2. Tech (small company) (19%) 3. Other (14%) 4. Venture capital (10%) 5. Tech (big company) (10%) 6. Bank / financial

This Week in Fintech (4/10)

Hello Fintech Friends, I’d be curious to get a quick poll of who reads this newsletter. What type of company do you work at? I want to continue to make sure the content of This Week in Fintech is tailored to meet the needs of its readers :) Please enjoy

This Week in Fintech (4/3)

Hello Fintech Friends, I asked and you responded, and the response was overwhelmingly in-favor of Friday for this newsletter! With that said, there were some who preferred their fintech news on Monday, so I’ll look into splitting this into an optional Monday newsletter as well, which includes news from

This Week in Fintech (3/27)

Hello Fintech Friends, Please excuse the slight delay this week, a midweek fever shifted priorities into the weekend. Take care, and enjoy another week of fintech news below! Quote of the week “In the future, as issuing platforms become more mature and less expensive to experiment with, I anticipate you’

This Week in Fintech (3/20)

Hello Fintech Friends, Quick logistical question: should this newsletter come out on Friday or Monday mornings? Would it make your life better to start the week with the fintech news you need, rather than end it? No response = consent for me to A/B test on you :) Please find another

This Week in Fintech (3/13)

Hello Fintech Friends, Good afternoon! Someone asked me recently what books I would recommend on fintech and personal finance - how would people answer that question? There seems to be more reading time these days, so I’ve started a list of Recommended Long Reads. Please send your favorites! Please

This Week in Fintech (3/6)

Hello Fintech Friends, Because even trade media cannot resist trending conversations, this week we have How Coronavirus Is Disrupting The Fintech Sector, Is Fintech Ready For Coronavirus?, the WHO is urging the switch to contactless payments to slow virus transmission, and more. I don’t know. I am admittedly a

This Week in Fintech (2/28)

Hello Fintech Friends, This tweet captures the fintech zeitgeist. It feels like the industry is having its ‘crypto 2017’ moment, with fundraising, product launches, and acquisitions accelerating. This leaves many open questions: how much growth is sustainable? How many comparable products are markets willing to support? How do product prospects

This Week in Fintech (2/21)

Hello Fintech Friends, What a week! Top stories: Lending Club buys a bank, HSBC slashes 35,000 jobs, Ally Financial acquires Cardworks for $2.65 billion, Coinbase can issue credit cards, and Morgan Stanley goes shopping for retail customers with eTrade. Grab a coffee and enjoy another exciting week of

This Week in Fintech (2/14)

Hello Fintech Friends, To paraphrase an up-and-coming UK music act: “money can’t buy me love,” but with the rate of innovation in fintech it’s likely that there will soon be a killer app for that. Please find another week of banking and fintech news below. Quote of the

This Week in Fintech (2/7)

Hello Fintech Friends, Happy Friday. I heard some (great!) feedback this week that this newsletter is a bit dense. If you agree - or object - I would love to hear your opinion to help find the right balance of news items. Without further ado, please find another week in

This Week in Fintech (1/31)

Hello Fintech Friends, Well, it happened: I breached my own SLAs and missed my Friday morning deadline to send this out. I aim to publish these each Friday around 9am ET but some weeks, as with all passion projects, life gets in the way. If you’re ever in the

This Week in Fintech (1/24)

Hello Fintech Friends, In what may be a first for the sector, fintech has made its way to Davos. Are we witnessing peak fintech, or the beginning of a much larger revolution? Thank you to Matt Graves for sharing a few thoughtful links this week. News always welcome at nik@

This Week in Fintech (1/17)

Hello Fintech Friends, Signups for this newsletter have climbed over the last few weeks, so I would love to take a moment to solicit any content from readers that should be featured in it. Feel free to send leads anytime to nik@thisweekinfintech.com; there are developments in fintech every

This Week in Fintech (1/10)

Hello Fintech Friends, Happy 2020! If you’re one of the early readers of this newsletter, you’ll notice a change in today’s This Week in Fintech: it’s now on Substack! This move will allow for more flexibility, ease of access, and reader control. TWiF normally hits inboxes

This Week in Fintech (12/27)

Hi Fintech Friends, Happy almost-new year! This Week in Fintech will be off next week and so should you be. Enjoy a slower week of fintech news and developments. Quote of the week “If you want to see the future of fintech, just go to China.” - Edith Yeung, managing

This Week in Fintech (12/20)

Hello Fintech Friends, This year, another busy week in fintech makes the perfect stocking-stuffer for last-minute gift-givers. Give your loved ones the gift of fintech news, below. Quote of the week “This year, 85 to 90 percent of all transactions in Sweden will likely be electronic, using cards, apps, wire

This Week in Fintech (12/13)

Hello Fintech Friends, The year may be coming to a close, but fintech holiday calendars are no less busy! See below for all the latest news. Quote of the week “The arrival of true autonomous finance will be the companies that provide the connective tissue between [...] competing needs, automatically monitoring

This Week in Fintech (12/6)

Hello Fintech Friends, Live from New York, it’s Friday morning! Quote of the week “Nobody taught us about how to use money.” - Kunal Shah, founder of CRED, on Indian financial literacy Open role spotlight Employee benefits and personal finance platform Brightside is hiring a Head of Business Development

This Week in Fintech (11/29)

Hi Fintech Friends, Hope everyone is having a great Thanksgiving holiday! If you’re looking for a safe alternative to charged dinner table topics, consider peppering some of these fun fintech anecdotes into your conversations. 🦃 Quote of the week “Nobody eats mobile money accounts. You can have a mobile money

This Week in Fintech (11/22)

Hello Fintech Friends, Building on last week’s question about the last ten years, what are people’s top predictions for the next year (or decade) in fintech? Quote of the week “Nearly 20 years ago, I decided I was going to spend my venture investing career focused on the

This Week in Fintech (11/15)

Hello Fintech Friends, As we come to the close of the decade, I’m wondering what people find to be the most important fintech innovation of the last 10 years? Which financial technology, now that you have it, can you not live without? For me, it’s probably mobile peer

This Week in Fintech (11/8)

Hello Fintech Friends, Every week I wrap up writing this out and get ready to hit ‘send’ Friday morning. And every week, on Friday morning, more fintech news breaks and I have to go back and edit. Fintech moves swift as a coursing river, with all the strength of a

This Week in Fintech (11/1)

Hello Fintech Friends, Welcome to an extra spooky edition of this week in fintech… Is fintech eating the world? It’s Money2020 week and, as happens at the end of October, the fintech community saved many of its biggest announcements for the conference spotlight. I hope you leave as exhausted

This Week in Fintech (10/25)

Hello Fintech Friends, Who are everyone’s favorite fintech writers? I was thinking back to this great John Lanchester article from 2016 and curious which writers on fintech or finance you find compelling. Some of the people I enjoy reading are JP Koning, Nathaniel Popper, and Matt Levine. No two

This Week in Fintech (10/18)

Hello Fintech Friends, It is said that fintechs, like onions, have layers. Excited to peel a few of them back with you with another week of news below. Also - I’m curious: Is this newsletter too long? Too wordy? Just right? Quote of the week “Awareness of our problems

This Week in Fintech (10/11)

Hello Fintech Friends, Bob Dylan once opined “the times they are a changin,” and while he was allegedly not referring to fintech, you could be forgiven for thinking so after another exciting week of news below. As always, please feel free to forward. Quote of the week “We need banking

This Week in Fintech (10/4)

Hi Fintech Friends, As the saying goes, only two things are certain in life: death and fintech news events. Here’s your weekly digest of the latter. In addition, a few people have asked me if they could forward this newsletter. Please do! No confidential information enclosed. Similarly, if you&

This Week in Fintech (9/27)

Hello Fintech Friends, Smash Mouth opined that “the years start coming and they don't stop coming,” and so it is with fintech news. Another exciting week’s news below. Quote of the week “Financial literacy is an issue that should command our attention because many Americans are not

This Week in Fintech (9/20)

Good Morning Fintech Friends, As the saying goes, “money never sleeps” -- and neither does fintech! Another week’s news below. Quote of the week “I applied for a credit card, but with no credit history and no assets other than that meager $500, I was denied. Instead, I was

This Week in Fintech (9/13)

Hi Fintech Friends, Another week, another eventful time in finance and fintech! Quote of the week “Financial inclusion doesn’t just happen -- for it to be successful, a whole range of actors need to work together. No one actor has all the answers and everyone has something to bring

This Week in Fintech (9/6)

Here's everything you need to know to about what happened over the past week(s): Among financial institutions, JPMorgan Chase decided to shut down its mobile payment app for in-store purchases, due to low merchant and consumer adoption for this technology vs NFC. The app will be formally

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