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Signals

Signals: The Silicon Valley Bank that never was

Signals: The Silicon Valley Bank that never was

Like many readers, I chose to open my first business bank account at SVB. SVB is the bank that gave me my first mortgage. Uniquely, it's also the bank that bought my first company. This essay explores my experience selling to SVB, working there, and our disagreements with them over

Signals: "SVB, Signature, & Silvergate"-gate

Signals: "SVB, Signature, & Silvergate"-gate

Three of the fastest bank runs in US history took place in the past week. A recap on what's happening and our takeaways so far.

Signals Fintech Founders: Sydecar’s Nik Talreja on storytelling, the founder experience, and the evolution of private assets

Signals Fintech Founders: Sydecar’s Nik Talreja on storytelling, the founder experience, and the evolution of private assets

Signals: ESG is broken– how to fix it

Signals: ESG is broken– how to fix it

The investing world is designed to promote shareholder value, not shareholders' values. Today’s ESG model is ripe for disruption.

Real-time Real Talk: A Real-time Payments Download (3 of 3)

Real-time Real Talk: A Real-time Payments Download (3 of 3)

Part III - Unblocking and Unlocking What needs to be true For FedNow to take off, many things need to be true. Below are my top five: * Bank incentives * Consumer, merchant, and B2B adoption * Ideally interoperability * Access for non-bank PSPs * Communication Bank incentives FedNow is fundamentally a service to banks.

Real-time Real Talk: A Real-time Payments Download (2 of 3)

Real-time Real Talk: A Real-time Payments Download (2 of 3)

Part II - The Why and How Why does real-time matter? All-day, every-day real-time gross settlement First, real-time gross settlement (“RTGS”). What is it? Breaking it into parts, we have real-time and gross settlement. Real-time settlement is when payments’ clearing (sending the message) and settlement (moving the money) occur more

Signals Fintech Founders: Getaway's Ali Nichols

Signals Fintech Founders: Getaway's Ali Nichols

Friends, Romans, Fintech Aficionados - We are back with the first Fintech Founder interview of 2023. And we’re going to be talking about the one thing that Millennials far and wide all love, but will never have. No, I am not talking about unlimited access to avocado toast (always