Hola amig@s fintech,

From the latest deals and product launches to standout events across LatAm, we’ve got everything you need to stay ahead in fintech. Let’s dive into what’s shaping the future of finance—this week and beyond.

🩵Until next weekend. Até a próxima!

• Lorena

🌐 TWIF Community

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📺 Sponsored Content

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📊 Stat of the Week 

In LatAm and the Caribbean, 26–38 % of jobs are exposed to Generative AI; while 8–14 % of jobs could see productivity gains, 2–5 % face full automation, and up to 17 million roles may miss out on benefits due to digital infrastructure gaps (Source).

📖  Read of the Week

The World Bank’s 2025 report “Advancing Women’s Financial Inclusion” highlights that women remain the largest underserved customer segment in financial services, despite representing a profitable opportunity. Women tend to show better repayment behavior, higher savings rates, and stronger household financial management, yet traditional financial systems often fail to meet their needs. The report emphasizes that institutions with gender-sensitive strategies experience better portfolio performance and profitability. It proposes ten institutional guidelines, including collecting sex-disaggregated data, developing gender policies, and setting KPIs such as increasing women’s representation in leadership, improving access to tailored financial products, and closing wage gaps.

🦉 Post of the Week

🎙️ Podcast of the Week

💸 Venture Financing

💸 Equity

🌎 Tensec, the AI-driven cross-border B2B payments platform enabling real-time treasury, raised a $12 million seed round led by Costanoa Ventures, with participation from Quiet Capital, WillowTree Investments, Cambrian VC, Ignia Partners, Montage Ventures, Renegade Partners and Endeavor Scale Up Ventures.

🇧🇷 UY3, the Brazilian credit intelligence company that offers credit risk assessment, debt issuance and payment solutions for businesses, raised $ 10 million in a strategic round led by NVA Capital and Vectis.

🇲🇽 Lounn, the Mexican fintech that automates SME credit via an AI-powered digital marketplace, raised $1 million in a pre‑seed round led by Kolab Ventures and Highline Beta, with participation from angel investors. 

💵 Debt 

🇧🇷 CloudWalk, the São Paulo-based company that empowers merchants with AI-powered payments, closed Brazil’s largest FIDC of 2025 $628 billion raised via an InfinitePay-structured receivables fund with top-tier institutional participation to scale its merchant financing platform.

💰 Venture funds 

🌎Plug and Play, the Silicon Valley-based innovation platform that connects startups, corporations, and investors, launched a $50 million fund focused on investing in fintech and AI startups across LatAm. 

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☯️ Exits

🤝 M&A - Fintech

🇧🇷 Afinz, the Brazilian financial services like credit cards, investments, insurance, benefit programs, receivables anticipation, financing, among a series of other options, acquired D3 Pagamentos, a payments and retail management fintech, to launch its “Afinz Empresas” suite for small and medium-sized businesses. 

🇦🇷 Tiendanube, the Argentine-born e-commerce SaaS, acquired VICI, a conversational‑commerce startup from Argentina, and integrated its tech into a new Nuvem Chat product. The AI‑powered WhatsApp tool handled over 1 million conversations during beta and will now be available to Tiendanube’s 160,000 merchants across LatAm. 

🇨🇴 Rapyd, the global fintech-as-a-service platform, accelerated its expansion in Colombia following the acquisition of PayU operations in LatAm. This move strengthens Rapyd’s footprint in the region by integrating local payment infrastructure and capabilities.

🚀 Product Launches & Partnerships

💻 Fintech

🇦🇷 Mercado Pago launched Point Tap in Argentina, a new feature that enables entrepreneurs and independent professionals to accept contactless credit and debit card payments directly from their Android smartphones, streamlining payment acceptance without additional hardware.

🇨🇴 Dale!, the Colombian payment facilitator, announced the launch of Apple Pay for its cardholders in Colombia

🇧🇷 Conta Simples, the Brazilian digital account management platform, partnered with Airwallex to launch Conta Simples Global, a solution that allows clients to open international accounts and make multi-currency card transactions without incurring the IOF tax.

🌎 EthicHub, the Web3 credit startup based in Spain, launched a crypto lending platform to provide collateral-free loans to unbanked farmers worldwide using Ethereum-based tokens; farmers in India, the Philippines, and Peru can now access financing through the platform.

🇧🇷 Nomad, the Brazilian fintech specialized in global financial solutions, now allows clients to instantly issue a physical debit card at the Nomad Lounge, its VIP space located in Terminal 3 of São Paulo’s international airport. The service is available 24/7, enhancing travel convenience for its users.

🇧🇷 Clara launched Clara Travel Pay, its new vertical focused on the travel sector, debuting with a client portfolio of over 700 specialized agencies, including 8 of Brazil’s 10 largest

🇲🇽 Bitso, the cryptocurrency trading platform, launched a new service enabling businesses to access Mexico’s Interbank Electronic Payment System (SPEI). The platform will also support recurring payments, allowing companies to assign unique and personalized accounts to individual users or clients.

🇧🇷 Nubank Brazil launched Pagamento Flash, a suite of features designed to streamline bill payments with a focus on speed and organization, enhancing the user experience within its digital banking platform.

🇵🇪 ProntoPaga, the Peruvian payment facilitator, integrated Yape One Click and Yape recurring subscriptions into a single API to simplify collections and eliminate intermediate steps, aiming to streamline payment processes for merchants and users alike.

🏦 Financial Services & Banking 

🇲🇽 Amazon México, INVEX Banco, and Mastercard announced the launch of Amazon Access, a new financial product that gives users greater flexibility to manage their funds directly from the Amazon shopping app. Initially available to a limited group of customers, broader availability is expected in the coming months.

🇲🇽 Círculo de Crédito announced the integration of T1Score, an advanced credit scoring model that leverages alternative indicators derived from mobile phone usage to enhance credit evaluation and expand access to financial services.

📜 Policy

🇲🇽 Finco Pay, the Mexican payment facilitator, received authorization from Mexico’s National Banking and Securities Commission (CNBV) to operate as an Electronic Payment Funds Institution (IFPE).

🇧🇷 Mêntore, the Brazilian digital bank, received official authorization from the Central Bank of Brazil (BCB) to operate as an electronic money issuer, placing it under formal regulatory oversight.

🇵🇪 Peru approved a new law allowing employers to deposit salaries and other payments into digital wallets such as Yape or Plin, provided there is mutual agreement between the employer and the employee.

🇨🇱 Chile’s financial regulator announced new regulations establishing minimum standards for security, registration, and authentication in electronic payments and transactions. The framework will take effect on August 1, 2025, aiming to strengthen trust and safety in the country’s digital payment ecosystem.

🇦🇷 Argentina’s Central Bank will require mutual funds to hold a larger portion of their assets in reserve, a move that is expected to lower the interest rates offered by virtual wallets on account balances.

🇵🇾 The Camara Paraguaya of Fintech endorsed a new Payments Law aimed at formalizing fintech operations in Paraguay, standardizing correspondent banking, e-wallets, and mobile payments to boost innovation while ensuring financial integrity and consumer protection.

🇦🇷 The National Securities Commission (CNV) examines how blockchain asset tokenization is enabling fractional ownership and improved liquidity, modernizing capital markets by making it easier for smaller investors to participate.

🇧🇷 Pix Automático officially launched on June 16, enabling recurring debit payments—a key feature designed to support small and medium-sized businesses (SMEs) by automating regular transactions within Brazil’s instant payment system.

🇧🇷 The Department of Financial System Regulation and the Department of Information Technology released version 8.0 of the Open Finance Customer Experience Manual, outlining updated standards to enhance usability, transparency, and user trust in Brazil’s open banking ecosystem.

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📰 Other News 

🇨🇱 Cristobal Anwandter was named Chief Commercial Officer at Cleo.

🇨🇴 Wompi, the Colombian payments solution by Bancolombia, integrated into the national correspondent banking model, allowing retail locations like pharmacies and grocery stores to serve as cash-in/cash-out points.

🇲🇽 In Mexico, 68% of digital banking users prioritize security, while only 25% value the flexibility offered by fintechs, highlighting a consumer demand for the convergence of secure, regulated services with agile digital solutions.

🌎 The BID Lab announced a financing program for LatAm and Caribbean impact startup accelerator Lucha, supporting the expansion of over 120 social enterprises focused on environmental, educational, and financial inclusion solutions.

🇨🇱 Rappi, the Colombian superapp with operations across LatAm, announced a $15 million investment in Chile in 2025. The funds will be directed toward strengthening last-mile logistics infrastructure, improving delivery times, and expanding its fintech services, including digital wallets and payments, as part of its strategy to consolidate operations and grow its user base in the country.

📚 Deeper Reads

Why doesn't Chile want immediate payments? (ES)

Interbank Electronic Payment System (ES)

Fintech Law: What role do identification service providers play in the new regulations? ES)

ChatGPT: Everything you need to know about the AI-powered chatbot

📣 LatAm fintech enthusiasts looking for a new role, check out https://jobs.thisweekinfintech.com

Made in LatAm with 🩵by 

Elena, Digital Innovation Manager at Banco Azteca

Carlos, Senior Associate at Emant Consultants

Lorena, Head of Policy for Spanish-speaking LatAm at Tools for Humanity

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