Hola amig@s fintech,

We are entering the second half of February, and surveys suggest that by now, around 80% of people have already dropped their New Year’s resolutions.

One of ours was to keep bringing you insights that help you stay ahead every week, so count us in the other 20%. If you have feedback or ideas on how we can make this even more relevant, use this link and let us know. And hey, maybe let this be your reminder to pick yours back up too.

Enjoy what fintech brings for Latin America this week.

~Vivi

| TWIF Community 

🗓️ Events

 | Mexico Fintech Week 2026

The Mexico Fintech Week Team

🗣️ Channels

| Stat of the Week 

Latam has rapidly adopted real-time payment platforms. Instant payments grew from 2% to 45% of digital payment volume between 2017 and 2024, with a 130x increase in transactions (79.8 billion) and $9.5 trillion settled in 2024. This has reduced costs and settlement times while boosting financial inclusion. 

|  Read of the Week 

The study "What jobs are being created in Latin America?" by the Inter-American Development Bank analyzed of 6.2 million online job postings across 15 Latin American countries between 2022 and 2025. It finds a slowdown in overall job ad growth, while 2025 stands out for the rapid increase in job postings related to artificial intelligence (AI), signaling accelerating technological change across sectors. Remote-work remains limited but shows early signs of recovery, concentrated in higher education, data analytics, and technology. Overall, the results reveal a labor market in transition, where traditional jobs coexist with a growing need for digital and technological skills in the new economy. 

| Post of the Week 

| Podcast of the Week

| Venture Financing 

💰 Equity

🇨🇴 Avenia, the Colombian company providing corporate credit and supply-chain financing, raised $17 million Series A with participation from Quona, Fluent Ventures, Tomorrow Capital, and Scale Up by Endeavor.

💵 Debt 

🇧🇷 Zippi, the Brazilian digital credit company focused on microentrepreneurs, raised US$44 million through a FIDC structure to expand its lending capacity. The vehicle will fund working capital loans for small merchants as the company scales its credit operations in Brazil.

🇲🇽 Solvento, the Mexican liquidity and payments platform for the transport and logistics sector, secured $25 million in financing with BBVA Spark.  The funding will support the expansion of its working-capital and payment solutions for carriers and logistics companies across Mexico, including a preferential tranche aimed at large corporates.

| Venture funds 

🇵🇪 ADN.vc, the Peruvian venture capital firm focused on pre-seed Fintech and Proptech startups across LatAm, confirmed $2 million for its Fund I and is targeting $4 million by April 2026. The firm invests $50K–$150K per startup and plans to back 10 companies per year.

| Exits

🇨🇱 Caja Los Héroes, the Chilean compensation fund, began a formal process to sell its prepaid card subsidiary, Sociedad Emisora de Tarjetas Los Héroes S.A. The divestment includes its CMF-regulated operating license, technology platform, and a portfolio of more than 200,000 active users.

| Product Launches & Partnerships 

💻 Fintech

🇨🇴 Binance integrated with Colombia’s Bre-B instant payment system, enabling users to deposit and withdraw Colombian pesos instantly from local bank accounts. The move connects the exchange to the country’s domestic payment rails and reduces friction between crypto and local currency.

🇲🇽 Belvo, the Mexico-based open infrastructure provider, launched its Intelligent Ecosystem, a suite of AI-powered tools. The company expects to reduce financial data analysis time and improve debt collection recovery rates.

🇲🇽 Binance launched its Global Card Program in Mexico, offering eligible users a virtual prepaid Mastercard that enables real-time crypto-to-fiat conversion for purchases.

🇨🇴 French payments company Lyra launched Send in Colombia.The B2B and B2P disbursement platform runs on the central bank's Bre-B instant payment infrastructure and enables real-time, payroll, supplier and bank transfers.

🇨🇴 Zulu, the Colombian cross-border payments and corporate treasury platform, launched a transactional portal for business clients. The platform supports domestic and international operations, including USD monetization, global supplier payments, and local processing in Colombia.

🇵🇪 PagoEfectivo, the Peruvian online payment solution owned by Paysafe, integrated with Yape, Peru’s superapp. The partnership allows affiliated merchants to accept transactions through Yape, expanding digital checkout options in local e-commerce.

🏦 Financial Services & Banking 

🇵🇪 Mibanco, the Peruvian microfinance bank owned by Credicorp, selected the Temenos SaaS platform to upgrade its core banking system. 

Mexico Fintech Week 2026

⚡ 7 DAYS TO GO: The Lineup is LIVE!

😱 2,000+ Registrations & Counting!

The momentum is unstoppable. We’ve officially crossed 2,000+ attendees from the biggest names in banking, fintech, and VC.

📅 Next Monday, Feb 23, Mexico City becomes the fintech capital of the world. We are exactly one week away from the insights, the networking, and the tacos.

Here is why you can't miss it:

• THE SPEAKERS ARE HERE: Stop wondering who’s taking the stage. Our speakers are officially confirmed! Get ready to hear directly from the visionary leaders at Revolut, Stripe, BMONI, and many more. The insights are ready; are you? Check out the events!
• Elite Networking: You’ll be in the room with decision-makers from Mastercard, Visa, Banorte, Santander, Ripple, Femsa, and Capital One. This is where the industry’s biggest deals are born.
• Go Beyond Fintech: Our list of events includes not only content-led panels on expanding in Mexico, the latest stablecoin trends, and how innovation shapes the financial world, but also social activities, including morning runs, a curated art night, and a happy hour featuring a fintech stand-up roast.
• A Powerhouse Agenda: 12+ events curated by TWIF and supported by our partners: Rain, VelaFi, REAP, Persona, Bridge, Kulipa, Ripple, Oscilar, Pespay, Utila, Bitrus, Visa, BGBG, Pespay, Puntored, Taktile, Sumsub, etc!

👉 THE CLOCK IS TICKING. Registrations are peaking and we start in 7 days. Secure your spot now!

See you in CDMX!

The Mexico Fintech Week Team

| Policy 

🇵🇪 The Superintendencia de Banca, Seguros y AFP (SBS) authorized BiPay, the digital wallet launched by telecom operator Bitel, to operate as an electronic money issuer in Peru, enabling it to provide regulated e-money services.

🇧🇷 TokenOne, the Brazilian investment platform, received authorization from the Comissão de Valores Mobiliários (CVM) to operate as a regulated crowdfunding platform. The approval allows the company to offer investment opportunities under Brazil’s public securities framework.

| Other News 

🌎LatAm fintech platforms are lowering barriers for retail investors to access U.S. equities, enabling cross-border investing into Wall Street markets through digital brokerage apps, fractional shares, and simplified onboarding, as regional demand for dollar-denominated assets continues to rise.

| Deeper Reads  

Latin Americans look to Wall Street as fintechs break down barriers to investing in the U.S. (ES)

Retail investors across Latin America are increasingly turning to U.S. equities as fintech platforms reduce historical barriers to cross-border investing. The piece examines how digital brokerages, fractional shares, and simplified onboarding are reshaping access to Wall Street, amid currency volatility and rising demand for dollar-denominated assets.

How artificial intelligence and biometrics are redefining the future of payment systems (ES)

Payments are evolving beyond cards and wallets toward systems shaped by real-time data, machine learning and biometric authentication. In an interview with Mastercard’s global services leader, the article highlights how AI-driven risk models, agent-based commerce and biometrics are transforming speed, security and user identity verification in digital transactions 

Checkout becomes retail’s new battleground (ES)

The column argues that checkout is no longer a back-end utility for retailers. It is becoming a core part of the customer relationship because it shapes speed and friction, captures data, and enables loyalty and financing features. It also points to a shift from banks vs fintech to more partnership-driven models, as customers mix wallets and banks based on convenience. 

📣 LatAm fintech enthusiasts looking for a new role, check out https://jobs.thisweekinfintech.com

Made in LatAm with 🩵by 

Elena, Head of New Technologies at Afirme Financial Group

Carlos, ESG Analyst at CFECapital

Vivi, Communication expert and Principal at Areté Consulting

Feedback?  Reach out to us anytime! This week it’s Elena on read, post, and podcast of the week, funding, exists, other news and deeper reads, Carlos on policy, and product launches and partnerships, and Vivi on editing.

👍👎 Did you like this edition of TWIF LatAm?  Take a 1-minute anonymous survey here.

Come meet us in person at www.thisweekinfintech.com/events. You can also join our global community on Twitter, LinkedIn, and Instagram.