The Front Page of Fintech

The largest fintech community in the world. Subscribe to our newsletter to stay up to date on the latest in news opinions, and all things financial technology.

Image Description

The Front Page of Fintech

The largest fintech community in the world. Subscribe to our newsletter to stay up to date on the latest in news opinions, and all things financial technology.

Image Description

3 Predictions for Stablecoins (TWIF 7/27)

3 Predictions for Stablecoins (TWIF 7/27)
The Garden Party. Gifford Beal, 1920

Hello Fintech Friends,

Today’s newsletter is brought to you by our friends at Method.

Thank you to the Financial Revolutionist team, who ran a guest article of ours this week on three controversial predictions for stablecoins:

  1. Foreign governments will launch or co-opt stablecoins to hold onto their own market-share against the U.S. dollar.
  2. Algorithmic stablecoins will make a comeback.
  3. Yield isn’t going anywhere.
Stablecoins: 3 controversial predictions — The Financial Revolutionist
Nik Milanović, founder of This Week in Fintech and Stablecon, shares three bold stablecoin predictions, from foreign challengers to the return of algos and yield.

Speaking of stablecoins, who are the guests you'd most want to hear from on a stablecoin-focused podcast? Brian Armstrong? Fed Chair Jerome Powell?

Please find another week of fintech exits and deep reads below.

(👍👎 Have feedback for us? Let us know. Find me at @nikmilanovic, @twifintech, and @ndm)


💡
Sponsored Content

As credit tightens and acquisition costs rise, qualified borrowers are slipping through the cracks.

Figure found a way through using Method’s real-time liability data and direct-to-creditor payments to expand eligibility, increase loan sizes, offer more competitive pricing, and reduce defaults.

👉 Learn about how Figure increased conversion

Want to sponsor a newsletter? See our sponsorship information here.


📖 Reads of the Week
Why JPMorgan Is Hitting Fintechs With Stunning New Fees For Data Access
The ultimate price tags on the fees could make a life-or-death difference for fintech companies.

☯️ Exits
💻 IPOs & SPACs
  • Wise is facing pushback when its plan to shift its primary stock listing to the U.S. was opposed by co-founder Taavet Hinrikus along with proxy advisory firms over bundled governance changes extending its dual-class share structure 
  • Tronlisted on Nasdaq via a reverse merger with SRM Entertainment, which triggered a 36.33 % surge in TRX trading volume within 24 hours to approximately $1.83 billion.

🤝 M&A - Fintech
  • Vanta acquired Riskey to enhance vendor risk management with continuous AI-powered monitoring.
  • Corpay agreed to a $2.2 billion takeover of Alpha Group to expand its global payments business. Alpha provides B2B cross-border FX to corporations and investment funds in the UK and Europe, with around $3 billion of deposits in over 7,000 client accounts.
  • Stripe joined forces with Orum to improve real-time payments through enhanced API capabilities.
  • Talos acquired Coin Metrics in a $100 million deal to strengthen its crypto infrastructure and data services.
  • Fiserv acquired part of TD’s Canadian merchant business to bolster its North American payment offerings.
  • Accenture acquired Malaysia-based bank consultancy Aristal to deepen its financial services capabilities in Asia.

💡
Sponsored Content

As credit tightens and acquisition costs rise, qualified borrowers are slipping through the cracks.

Figure found a way through using Method’s real-time liability data and direct-to-creditor payments to expand eligibility, increase loan sizes, offer more competitive pricing, and reduce defaults.

👉 Learn about how Figure increased conversion

Want to sponsor a newsletter? See our sponsorship information here.


🌎 Fintech Around the World

Brazil rallies to defend much-loved payment system from Donald Trump’s attack

📚 Deeper Reads & Features

Crypto’s big bang will revolutionise finance: The more useful stablecoins and tokens prove to be, the greater the risk

Unpacking Stripe’s Vision on Stablecoins

The Myth of Stablecoin-Fueled Dollar Dominance

Details of Ripple, Circle bank applications revealed.

Millions Stolen, Death Threats: Should Banks Do More to Fight ‘Pig Butchering’?

Beyond SEPA: The true impact of payment fragmentation for payroll providers

JPMorgan says regulators outside US appear to prefer tokenized bank deposits over stablecoins

The Approach Banks Actually Respect

Banks Hate ‘Buy Now, Pay Later’—and May Penalize Its Users

John Egan (Stripe): "We want to build a global network for payments and treasury"

If Trump’s Economic Ideas Are So Bad, Why Isn’t the U.S. Economy Doing Much Worse?