Italian Rent2Cash and Argentinian Ualá raise big (TWIF 3/7)

Ualá raised $195 million led by Allianz X to scale its neobank ecosystem across Latin America, where the Argentina-based company serves 11M+ customers. 

Rent2Cash raised €100 million (~$116 million) to scale its rental advance platform, with plans to expand across Spain, France, and Portugal. 

Rowspace raised $50 million across seed and Series A to scale its AI platform, unifying scattered data points across various systems for private equity and institutional investors. 

Silverflow raised $40 million in Series B to expand its cloud-native payment processing platform, with plans to grow in North America and Southeast Asia. 

Evervault raised $25 million in Series B to expand its end-to-end encryption platform for sensitive data and card payments, serving customers including Ramp and Rippling. 

RenoFi raised $22 million in Series B to scale its AI-enabled home renovation financing platform. 

STS Digital raised $30 million to scale its institutional crypto options and spot trading platform for banks and asset managers. 

QFEX raised $9.5 million in seed to launch its exchange platform offering 24/7 direct trading of traditional assets with no brokers, and no expiry dates on futures.

Confido raised $9 million across two rounds to expand its embedded finance platform for law firms and legal tech providers in the US.

Pluvo raised $5 million in seed to build its AI-native financial analysis platform for CFOs and FP&A teams. 

WafR raised $4 million in seed to enable Moroccan corner stores to serve as fintech access points for peer-to-peer transfers and remittances. 

IntelliGRC raised $3.5 million in seed to scale its governance, risk and compliance (GRC) platform automating regulatory compliance workflows for enterprises.

Alpa raised $3.5 million in seed to build its real-time financial platform for hospitality, giving restaurant operators continuous visibility into margins and profitability. 

Burst raised $2.1 million in seed to enable US retailers and wellness brands to automatically reimburse HSA and FSA-eligible purchases post-checkout. 

Payr raised $2.1 million in seed to let UK tenants pay rent via credit card while landlords receive the full amount via bank transfer. 

TruFin raised an undisclosed amount in a strategic round led by SC Ventures to establish the institutional yield standard for onchain markets. 

YouLend raised up to $225 million in multi-year forward-flow facility from Värde Partners to fund US originations and expand its embedded SMB financing platform. 

Platinum Credit Uganda raised $4 million in a debt facility from Swiss asset manager Symbiotics to expand financing for low-income housemands and MSMEs across Uganda. 

Thrive Financial raised an undisclosed amount in an upsized facility from Macquarie Group, expanding its point-of-sale financing platform for home improvement projects.