Hello Fintech Friends,
Today’s newsletter is brought to you by our friends at Spade.
In this week’s update: Banks are investing heavily in agents and agentic workflows, with new products spanning mortgage origination, internal audit, B2B payments and fraud controls. This week’s headlines include AI-native compliance platforms, cross-border stablecoin infrastructure and agent-powered wealth offerings.
Funding was led by Mexican payments firm Clip. There were also sizable raises for Interchecks and Chronograph, plus new rounds for stablecoin and cross-border players in LatAm, MENA and Africa. Also, credit facilities were confirmed for Karta, Choco Up and Parafin, along with fresh capital for venture funds YourNest and Wave Ventures.
Please find another week of fintech financing events below.
Have feedback for us? Let us know, or reach out to @nikmilanovic, @twifintech, or @ndm.
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Stat of the Week
Over two thirds (67%) of banks are prioritizing investment in agents or agentic workflows, according to the KPMG 2026 Banking Technology Survey. That's more than the share investing in open banking APIs (61%) or front-office modernization tools (52%).
Venture Financing
Clip, a Mexican payments company, raised $500 million to launch a digital wallet targeting Mexico's unbanked consumers and small businesses.
Behavox, an AI-native compliance platform for financial institutions, secured $175 million to accelerate global expansion of its Unified Controls Platform.
Chronograph, a portfolio monitoring and analytics platform for private capital, announced more than $140 million in growth equity from Sixth Street Growth to expand its AI product suite and launch a new private credit monitoring platform.
Interchecks, an instant A2A payments platform serving sportsbooks, fintechs, and financial institutions, secured $50 million to expand its payments infrastructure.
Andera, an AI-native internal audit automation platform, raised $37 million to automate control testing, evidence collection, and workpaper generation for enterprise audit teams.
Trace Finance, a regulated stablecoin settlement and cross-border payments infrastructure company based in Brazil, raised $32 million to scale regulated infrastructure across Latin America and Asia-Pacific.
Monument Technology, a U.K.-based BaaS provider, raised £18 million (approximately $24.1 million) to expand its end-to-end managed banking solution for financial institutions.
Karta, a U.S.-issued credit card for international travelers with a 24/7 AI concierge, raised a $15 million equity round.
Cortea, a Berlin-based startup building an AI quality layer for audit firms, raised €12 million (approximately $13.9 million) to launch audit quality agents.
Warren, a Belgium-based workplace pension and financial coaching platform, raised €10 million (approximately $11.6 million).
Causa Prima, a B2B payments network using AI agents to automate invoicing, disputes, and payment terms between buyers and suppliers, raised $10 million in pre-seed funding.
AIPayWithCrypto, a platform building AI-and-crypto payment infrastructure for global users and AI economic entities, raised $10 million led by Animoca Brands.
El Dorado, a Latin American cross-border payments app built on stablecoin rails, raised $9 million led by Paradigm to expand into underserved payment corridors across the region.
Range, a stablecoin infrastructure startup providing unified treasury, risk, and compliance tools for companies operating across stablecoin and fiat rails, raised $8.3 million in an oversubscribed round.
Receipts Depositary Corporation, the first depositary able to issue depositary receipts on digital and alternative assets, raised $7 million in an oversubscribed round to launch new products and expand its capital markets infrastructure.
Agenz, a Moroccan proptech startup offering a unified platform for property valuation and real estate market data, raised $5 million to scale its platform and expand internationally.
TVL Capital, a Zurich-based digital asset infrastructure firm building Chain-Traded Products as on-chain equivalents of traditional ETPs, raised $5 million.
Power Win, a licensed crypto-native gaming and entertainment platform, raised $5 million.
Copperlane, an AI-native mortgage origination platform whose AI loan officer autonomously analyzes borrower documents and surfaces preapproval recommendations, raised $4.1 million.
CREST, an India-based AI-native fractional family office platform delivering institutional-grade wealth advisory to entrepreneurs, raised $3.1 million.
Ralo, an AI-native mortgage broker, raised $2.9 million.
Sovra, a MENA-focused self-custodial dollar account platform letting users hold USDC, earn yield, and spend via Visa and Mastercard without a bank intermediary, raised more than $2 million in pre-seed funding.
OneDosh, a stablecoin-powered cross-border payments startup live in the US and Nigeria, closed an additional $1 million in pre-seed funding, bringing its total to $4 million to support expansion.
Flutterwave, a pan-African payments company, received an undisclosed strategic investment from Ripple.
LEBEC, a global innovative finance platform directing capital to solutions in water, energy, health, and infrastructure, secured an undisclosed strategic investment from Community Capital Management.
Fraudio, a Netherlands-based real-time AI fraud detection platform for payments companies, raised an undisclosed round.
Debt Financing
Karta, a U.S.-issued credit card for international travelers, secured a $125 million credit facility.
Choco Up, a revenue-based financing platform for Singapore SMEs, confirmed a $15 million credit facility from private credit to expand growth and working capital financing.
Parafin, an embedded financial infrastructure company, expanded its warehouse credit facility.
Venture Funds
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